SECURE Act 2.0 | Important Changes That You Need to Know

How will the SECURE Act 2.0 Impact Your Finances?
Top 10 important changes and how they may impact your retirement.
University of Holistic Retirement Planning
Online Course www.universityofretirementpla...
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[@davidfolts5893]

Always outstanding content from Financial Fast Lane!

[@OB928]

Thanks for the great breakdown of the info. I was not aware of the (prior) RMDs for Roth 401ks, glad that will no longer be in effect.

[@DougVarble]

Thanks Lane, a bunch of new information, nice summary 🎉

[@cindykruizenga6864]

Thank you so much for all your wonderful information

[@marthamartha9449]

Thank you for your great info.!

[@SecureYourRetirement]

Thanks for this video! It's amazing that since the Act was just passed at the end of 2022 and is now in effect, there are some key changes.

[@mindyholiday8391]

Thank you great content !

[@rr2b]

Fantastic work, great info

[@alrocky]

@ 5:00 #3 Company match _may_ be Roth 401(k). Presumably the employer gets to decides whether or not to _offer_ company match as Roth and *employee pays the tax* on the company Roth match.

[@benjaminramsey4695]

Informative and clear, thank you. Minor correction - the "catch-up" $1000 contribution is not set to automatically increase by $100/year, but will be linked to an inflation index that is broken up into nice even $100 increments. For example, if we get 24.3% inflation in a year (hypothetical for illustration), instead of the catchup limit going up to $1243, it would go up to $1200.

[@FinancialFastLane]

Thank you for the clarification!

[@ilovebrandnewcarpets]

Good content but volume is low and hard to hear

[@shirleyashanti3031]

These videos are very informative and easy to understand. Thank you. Do you have one dealing with inherited IRA annuities?

[@FinancialFastLane]

I don't but that is a good suggestion for a future video.

[@jbro6236]

Do all of these Secure Act situations apply to 403(b)? Thanks.

[@billwinch7043]

As i understand, the requirement that a catch-up must go into a roth 401k has been delayed until 2026

[@FinancialFastLane]

That is correct. Here is a short video on this subject czcams.com/users/shortsLFEu9x1tnss?si=sa2tZIk7lAkpBqTZ

[@CC..Jeremiah9_24]

What about an HSA Account?

[@fluffymuffi1]

The Contact link on your website doesn't appear to be live. Do you still take private clients?

[@laa6549]

How is 403b effected, or isn’t ?

[@billwinch7043]

403b is about the same as a 401k so about the same i'd guess