For detailed guide on certain 80C investments- czcams.com/video/59z5yb5Dr4M/video.html With Ditto, you don’t just compare Insurance, you simply understand it. Get personalized and unbiased insurance advice from Ditto: bit.ly/3z3p2oV
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
It's a good example but you also need to show the negative side of it. In 50,000 and 30,000 tax case study We need to consider the dividend amount as well When a person will sell and buy again he will have to pay the broker charges and also quantity will be less if he buys the same amount. Also if what if stock price shows fluctuations not just in upward trend it can lead to huge loss as well. Thanks , Being an influencer you should tell the viewers negative point as well
Suppose someone has earned 5 lakhs of Emirati Dirham in UAE which is more then a crore Indian Rupee and then he returns to India with the intention of converting his 💵 money into Indian currency Would the Indian government require the individual to fulfill income tax obligations?
I began my investment journey at the age of 38, primarily through hard work and dedication. Now at the age of 42, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
The Adviser I'm in touch with is *'Nolan Velden Brent'* , he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me he strategy works hence my result. He provides entry and exit point for the securities I focus on.
Few positive aspects from observations since a month. 1) Clarity in your speech. 2) Voice is crisp, soft, calm & soothing, though you speak very fast (which is unavoidable). 3) Domain information & knowledge presented with utmost clarity and simple to understand examples. 4) You have a teacher in you! Passion & excitement are vivid in your presentation. 5) The humor & comic timing relieves from boring tax gyan 6) The content & its editing has a professional touch (not cluttered). 7) Videos are not boring and can be watched till the end In this video you are wearing an ethnic attire. Which gives your personality a big push! Wear them more often!!
Indeed this is the best channel to learn everything related to finance. Really appreciate the work you are doing. Keep teaching and follow your passion we are learning so many things in every video.
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
I took physics, chemistry and biology as my subjects in 11th and 12th. I completed by bachelor’s in science and my subjects were biotechnology,chemistry and zoology. I didn’t wanna continue science so i did MBA (2017-2019)after that. I had finance and marketing as my specialization. I was not able to get a job so i started helping my dad in his business. Now i wish to join a job in finance again. What course should i do and from which organization. So that i will be employable. I wish that the couse provides interviews for different companies.
You'll need to figure out a specific field in finance. But i would suggest if you are into financial markets analysis, portfolio, wealth management then CfA would be a great choice
If anybody willing to learn and earn through digital marketing with comfort of your mobile. Drop "YES" to know more. Hurry up as we have limited seats available.
Applause to RRR Mam!!!🙏🙏🥰🥰 One of the best gem of financial industry whose simplified method teaches us big complexity as well. P.S we miss your singing mam. 😇😇
Hi Rachna. I am Neha. Thank you for making such knowledgeable videos . I am an economics teacher and an investor as well and I always see your video to strengthen my concepts and also advice my students to watch your videos to gain more clarity on the concepts. I really like the way you explain even the toughest topics and their implications so easily. Keep making such informative videos .
Which tax regime will be better if your only source of income is capital gains from investments? Also if your only source of income is capital gains from investments managed by you and you have no salary of business income, then can you switch back and forth between old and new regimes?
Hi Rachna, pl guide on (1) taxation on bank interest , dividends of Mutual funds, if it has JOINT HOLDERS. Also (2)how homemakers can calculate their tax liabilities , filing returns etc..? (3) How to know about our tax liabilities ? (4) Do home Akers, unemployed too need to file income tax return if no liability ? If yes , what r the benefits or need? Regards
Ma'am, after a year or so, the old tax regime won't be feasible..And for professionals, the new regime is mandatory..Pls make a video for tax saving tips for business people as per the new tax regime..Thanks
Wowowoowo.......!!!!! This is the first video of you I am watching and already am in love with your way of approach and explanation of things in such a simple and comical way. Hats off to you and your team for coming out with such a delightful content. All the very best wishes for you and your amazing team as well mam ❤. Keep ROCKING 🎉
Could you please tell about Tax Harvesting?. Many not aware of it. Your videos are very excellent. Very informative and you deal the subject to the point, not wandering away... Because you knew very well the time is precious for both of us! Great, keep going mam. Good luck.
Good day. If a person is completing his NRE days and filling ITR in last few years but he is unable to complete his NRE status this year. Is there is any clause that he is exempted from income tax this year.
Really great mam... You are such an inspiration for me in my investment journey... Even my child(9yrs old) also become a v.big fan of you... She oly tells me rachana's new video has posted... Keep rocking mam.. eagerly waiting for your upcoming videos to build up our knowledge... Godos to your team too....
Poor financial decisions only to support few business families, in my beliefs next yr's budget would be worse and in few yrs the gap between rich and poor will widen. Madam, kindly make some genuine video on the genuine outcomes of all the financial policies since 2014.
Can anyone explain me what she said from 6:00 to 6:40 . I'm confused why she is saying in case 1 that the person has not pay any tax but his net taxable amount is greater than 10000?
There is an irrational taxation pattern. We pay tax for the paid taxes also.Who will believe it? Out of my income I buy gadgets, commodities, petrol, medicines, on which hefty taxes are levied, besides Toll Tax, Property Tax etc... Yet this amount, I remitted to Government, I commute as income for tax calculation and submit returns. We are looking for exceptions! what we must demand is, the provisions to show the GST and other taxes and get the deduction
Resp Madam, Thank you so much.. Ma'am, I request you to plz start video series on NGOs, ofcourse if possible. 😊. It will be of great help to all like us who r involved in Social Activities. Thank u
One thing I didn’t understand was when your tax liability is 1lac rs then on what grounds TDS is considered at 25k? And our employer who deducts Income tax from salary, is it not advance tax? Or we still need to pay ourself?
The product that I promoted (viz. ICICI Pru GIFT plan) is a guaranteed income NON MARKET LINKED product. It IS NOT a ULIP. You have been a contributor to the good of our channel and hence request you to not get mis-guided and also to not share such mis-information.
Mam you are the only person explaining so well...Thanks a lot...But what about tax harvesting incase of SIP investment... Kindly make a video on that also
My company has asked me to submit my investment details by Jan-2023, which i submitted. And they have noted it down and reverted also. But i shifted to a rental house after Jan-2023, prior to which i was staying in non-rental house. So my HRA was not deducted by my company. Is there any way i can show my HRA during ITR file? My company has HRA mentioned in my salary structure.
Though You Look Always Awesome But Today You Are Looking Extremely Gorgeous In Blue Sari . Of course your daily tips in shares mf finance tax etc are simply mind blowing . There is so much to learn from your videos :)
If it's just salary income I don't think advance tax payment is needed. It's only required if you have any other source of income like capital gains or business income in addition to your salary. Pls check
Hello mam I have a sum of 30Lks and I want to double it in one year I'm not understanding how to do it could you please suggest me what to do and how to do
Please also guide STCG Profit/loss harvesting for f.y.22-23. I am regular listener of your vedios, very informative & knowledgeable. knowledgeable Thanks
I appreciate ma'am, but in the LTCG example, if a person keeps on selling stocks worth 1,00,00 each year, the capital amount invested in those stocks reduces & thus for the same % of return, it would not be possible to gain INR. 4 lacs till 2023 since 2020. Please correct me if I am wrong.
Thanks a lot, ma'am. Your explanations are pretty good like explaining any maths calculation. Thank you for clarifying "Advance Taxes" & "Profit harvesting" in this video. The intro part of the video is also exciting and relevant to us like this one for lazy corporate employees like me.
Didi your video helps two way. 1. Its help me be a financial educated 2. Its help me to improve my english skill. Very frankly didi " mere liye bhagwan ho app"🙏🙏
Hi Rachana, your videos are always awesome and helpful. Can you please throw some light on how to save taxes by showing losses on selling shares or trading.
I have a doubt. So is the 1,00,000 exemption is for only one company shares ( x ) you are selling or for the sum of all the gains from different company shares you sold that year ( sum of gain from x company shares + y company shares + z company shares....etc )
Hello Rachana Ma'am, I need your support regarding life insurance policy. I want to take 1 long term policy for my self. My question: Is there any circular like after the financial year 2022-2023, and from 2023-2024 if I will take any new policy income tax 18% will be applicable on the matured amount of that policies? I hope for your clarification on this, thanks ma'am for your guidance, I really like your videos and I try to follow your advice, thanks again.
Hi Rachna, I didnt understand one thing. In ur NPS video, u said v can get tax exemption upto 2 lakhs on NPS, so in ur eg in ur income tax calculator, u invested in PPF 1.5 lakhs, but in NPS u said its upto 50k n not 2 lakhs. y is it 50k, I didn't understand this
Do homemakers too need to file ITR ? Or for only year when taxable ? If joint accounts, Demat , bank …then who need to pay tax on that if have to ? Pl make a video on that too
My father has a senior citizen savings scheme. Is the senior citizen savings scheme 2004 treated as a term deposit or is it treated as interest from others? Bank has shown interest in part B1 in Annual Information Statement with information code TDS-194A. But in the SFT section, it is shown with information code SFT-016(OD) interest income from others. In TIS the interest on the senior citizen savings scheme 2004 is shown both in Interest from deposits and interest from others. How to give correct feedback?
Hello Rachna Ma'am. Thank you for this useful video. I have a question for you. I am a swing trader and my numbers of trades in an year is around 20-25. My earning from swing trades will taxable under which of these - STCG or Business Income Tax Slab?
मॅम कष्टकरी महिला साठी पण एक बचत कशी कराल,बाकी पण..असे एक लेक्चर ठेवा,तुम्ही सोप्या भाषेत सांगू शकाल.may be नगरसेवक वा सकाळ,लोकमत ला co-ordinate करून .देवाने तुम्हाला भरभरून दिले आहे. समाजाचे देणे लागतो आपण.....😊😊
Ma'am from yesterday.... When I watched your first video basic structure of stocks.... I'm watching your clips again and again like... My childhood stories of panchtantra 😄
Mam do video series about formation of company, after formation what type of docs they have to maintain from local level to high level to do business & what type of docs submit every year with returns etc...
Hello Mam, I’ve booked the under construction property and for that I’ve paid the TDS of 113598 in the month of Feb 2023. I know that builder will claim it. However can I use this amount for tax saving purpose under any section. Please guide.
Informative video. Please, post the same content on 'Our' Marathi channel. This request is for all the videos you are going to post in future on this channel.🙏
Ma’am thank you so much for bringing to our realisation one if the most important dimension of life. I have learned a lot from you and have been following your guidance since. Can’t thank you less… I understood everything including asset allocation, goal planning and what not. However, my query lies here: 1. I planned my goal and also the amount. 2. Based on future value of money, I calculated the total amount and diversified that amount to different assets and different mutual funds. 3. Now I can’t figure out how to keep a track of that goal and how should I redeem at time if need as the funds have been invested in different things. Could you please help us understand how to keep a track of that goal, how to redeem at time of need and take maximum advantage of it
Thank you so much for teaching valuable topic. Mam can we pay the advance tax (if needed) through our organization instead of doing it during IT filing.
@Vivek ji the reciept won’t tell you that your organisation has paid. It will appear as you have paid it. It is immaterial whether organisation paid on your behalf or you do it yourself.
Hello Maam, I am Shriya Gokhale, a Finance Visiting Faculty for MBA/BBA. by profession & Equity Research Analyst by PAssion. You are an amazing inspiring teacher. Have been your Fan & follower over the last two years. Have a strong wish to meet you and connect with you professionally. May I know how can I Approach you, ma'am? Thanks
If you had selected new tax regime this year, then next annual year u r tax planning to select old regime, means can we switch vice versa or not? But if we are selecting new regime, does it makes me to select new regime for every annual year permenantly?
For detailed guide on certain 80C investments- czcams.com/video/59z5yb5Dr4M/video.html
With Ditto, you don’t just compare Insurance, you simply understand it. Get personalized and unbiased insurance advice from Ditto: bit.ly/3z3p2oV
Last example…for saving 20k tax you are losing 3 yrs ka profit on 3L rs shares which you sold
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
It's a good example but you also need to show the negative side of it.
In 50,000 and 30,000 tax case study
We need to consider the dividend amount as well
When a person will sell and buy again he will have to pay the broker charges and also quantity will be less if he buys the same amount.
Also if what if stock price shows fluctuations not just in upward trend it can lead to huge loss as well.
Thanks ,
Being an influencer you should tell the viewers negative point as well
Suppose someone has earned 5 lakhs of Emirati Dirham in UAE
which is more then a crore Indian Rupee
and then he returns to India with the intention of converting his 💵 money into Indian currency
Would the Indian government require the individual to fulfill income tax obligations?
If u have sent it to India in NRI account then its fine ..there will be no tax ..only taxable money will be the interest that you will get on money
I began my investment journey at the age of 38, primarily through hard work and dedication. Now at the age of 42, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
Wow, that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
The Adviser I'm in touch with is *'Nolan Velden Brent'* , he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me he strategy works hence my result. He provides entry and exit point for the securities I focus on.
Please do a comprehensive video on tax efficient Financial Planning for individuals to create wealth
Few positive aspects from observations since a month. 1) Clarity in your speech. 2) Voice is crisp, soft, calm & soothing, though you speak very fast (which is unavoidable). 3) Domain information & knowledge presented with utmost clarity and simple to understand examples. 4) You have a teacher in you! Passion & excitement are vivid in your presentation. 5) The humor & comic timing relieves from boring tax gyan 6) The content & its editing has a professional touch (not cluttered). 7) Videos are not boring and can be watched till the end In this video you are wearing an ethnic attire. Which gives your personality a big push! Wear them more often!!
Much needed information. But if one is a salaried person, won't taxes be deducted even before he/she gets their salary?
Indeed this is the best channel to learn everything related to finance.
Really appreciate the work you are doing. Keep teaching and follow your passion we are learning so many things in every video.
Thanks a lot
Indeed true😊😊👌👌👌
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
Sometimes explaination in Neumericals is much better than theory.........thanks madam 👍
I took physics, chemistry and biology as my subjects in 11th and 12th. I completed by bachelor’s in science and my subjects were biotechnology,chemistry and zoology. I didn’t wanna continue science so i did MBA (2017-2019)after that. I had finance and marketing as my specialization. I was not able to get a job so i started helping my dad in his business. Now i wish to join a job in finance again. What course should i do and from which organization. So that i will be employable. I wish that the couse provides interviews for different companies.
You'll need to figure out a specific field in finance. But i would suggest if you are into financial markets analysis, portfolio, wealth management then CfA would be a great choice
If anybody willing to learn and earn through digital marketing with comfort of your mobile.
Drop "YES" to know more.
Hurry up as we have limited seats available.
Applause to RRR Mam!!!🙏🙏🥰🥰 One of the best gem of financial industry whose simplified method teaches us big complexity as well. P.S we miss your singing mam. 😇😇
Thanks a lot
Hi Rachna. I am Neha. Thank you for making such knowledgeable videos . I am an economics teacher and an investor as well and I always see your video to strengthen my concepts and also advice my students to watch your videos to gain more clarity on the concepts. I really like the way you explain even the toughest topics and their implications so easily. Keep making such informative videos .
Be cautious of these fake accounts in the name of CA Rachana
Which tax regime will be better if your only source of income is capital gains from investments? Also if your only source of income is capital gains from investments managed by you and you have no salary of business income, then can you switch back and forth between old and new regimes?
This is a fantastic video. It's clear and easy to understand your explanations. Thank you for providing this information.
Always keep on learning from your video....🙏🙏
Hi Rachna, pl guide on
(1) taxation on bank interest , dividends of Mutual funds, if it has JOINT HOLDERS.
Also
(2)how homemakers can calculate their tax liabilities , filing returns etc..?
(3) How to know about our tax liabilities ?
(4) Do home Akers, unemployed too need to file income tax return if no liability ? If yes , what r the benefits or need?
Regards
रचना !! खूप भारी व्हिडीओ !!! आणि खूप सुंदर साडी. माझ्या बायकोला काठ नसलेल्या साड्या आवडतात. कुठून घेतली ? मला तिच्या वाढदिवसाकरीता घेता येईल.
Looking so pretty in saree. Indian attire is best.
Thank you so much for taking this topic..
Absolutely amazing explanation. Your teaching is improving after every video
Ma'am, after a year or so, the old tax regime won't be feasible..And for professionals, the new regime is mandatory..Pls make a video for tax saving tips for business people as per the new tax regime..Thanks
Thanks for all the info !
Wowowoowo.......!!!!! This is the first video of you I am watching and already am in love with your way of approach and explanation of things in such a simple and comical way. Hats off to you and your team for coming out with such a delightful content. All the very best wishes for you and your amazing team as well mam ❤. Keep ROCKING 🎉
Could you please tell about Tax Harvesting?. Many not aware of it. Your videos are very excellent. Very informative and you deal the subject to the point, not wandering away... Because you knew very well the time is precious for both of us! Great, keep going mam. Good luck.
Good day. If a person is completing his NRE days and filling ITR in last few years but he is unable to complete his NRE status this year. Is there is any clause that he is exempted from income tax this year.
I have yet to come across a video explaining how to tax harvesting on SIP investment. There are many on lumpsum but none on SIP.
Last example…for saving 20k tax you are losing 3 yrs ka profit on 3L rs shares which you sold
Really great mam... You are such an inspiration for me in my investment journey... Even my child(9yrs old) also become a v.big fan of you... She oly tells me rachana's new video has posted... Keep rocking mam.. eagerly waiting for your upcoming videos to build up our knowledge... Godos to your team too....
Poor financial decisions only to support few business families, in my beliefs next yr's budget would be worse and in few yrs the gap between rich and poor will widen. Madam, kindly make some genuine video on the genuine outcomes of all the financial policies since 2014.
Can anyone explain me what she said from 6:00 to 6:40 . I'm confused why she is saying in case 1 that the person has not pay any tax but his net taxable amount is greater than 10000?
There is an irrational taxation pattern. We pay tax for the paid taxes also.Who will believe it?
Out of my income I buy gadgets, commodities, petrol, medicines, on which hefty taxes are levied, besides Toll Tax, Property Tax etc...
Yet this amount, I remitted to Government, I commute as income for tax calculation and submit returns.
We are looking for exceptions!
what we must demand is, the provisions to show the GST and other taxes and get the deduction
Resp Madam,
Thank you so much..
Ma'am,
I request you to plz start video series on NGOs, ofcourse if possible. 😊. It will be of great help to all like us who r involved in Social Activities.
Thank u
Link your Aadhar and PAN before 31st march
One thing I didn’t understand was when your tax liability is 1lac rs then on what grounds TDS is considered at 25k?
And our employer who deducts Income tax from salary, is it not advance tax? Or we still need to pay ourself?
one of the best persons who understand well as how to explain in simple words so everyone can easily understand.
Thank you for making us aware ☺️❤️🙏
As per your advice I sell share and buy it same day. But they treated as an intraday and didn't book my loss.
I had huge respect, but when you started suggesting ULIPS that's gone
The product that I promoted (viz. ICICI Pru GIFT plan) is a guaranteed income NON MARKET LINKED product. It IS NOT a ULIP. You have been a contributor to the good of our channel and hence request you to not get mis-guided and also to not share such mis-information.
Mam shall keep TNPETRO OR SELL?
Because of you i bought
Mam you are the only person explaining so well...Thanks a lot...But what about tax harvesting incase of SIP investment... Kindly make a video on that also
My company has asked me to submit my investment details by Jan-2023, which i submitted. And they have noted it down and reverted also. But i shifted to a rental house after Jan-2023, prior to which i was staying in non-rental house. So my HRA was not deducted by my company. Is there any way i can show my HRA during ITR file? My company has HRA mentioned in my salary structure.
Ya, you can claim HRA exemption as per Sec 10(13A), while filing the ITR
@Rudra has provided the solution. You can definitely do that
Give me link teacher for best aap of share market/stock market
Though You Look Always Awesome But Today You Are Looking Extremely Gorgeous In Blue Sari .
Of course your daily tips in shares mf finance tax etc are simply mind blowing . There is so much to learn from your videos :)
If it's just salary income I don't think advance tax payment is needed. It's only required if you have any other source of income like capital gains or business income in addition to your salary. Pls check
As an agricultural scientist I would like to say that harvesting is also an important whatever you will mentioned in your video 😅
Hello mam
I have a sum of 30Lks and I want to double it in one year I'm not understanding how to do it could you please suggest me what to do and how to do
Mam, your way of teaching is very super. Thank you 🙏
Thank you so much
Please also guide STCG Profit/loss harvesting for f.y.22-23. I am regular listener of your vedios, very informative & knowledgeable. knowledgeable
Thanks
We have covered loss harvesting in our below video- czcams.com/video/7aExYsqPUV0/video.html
Upvoted before watching.... Knew it will be an awesome video as usual..
@carachana. get off spammers
What about tax harvesting for SIP funds? How do we specifically sell nits that have completed 3 years?
I appreciate ma'am, but in the LTCG example, if a person keeps on selling stocks worth 1,00,00 each year, the capital amount invested in those stocks reduces & thus for the same % of return, it would not be possible to gain INR. 4 lacs till 2023 since 2020. Please correct me if I am wrong.
Please discuss about loss harvesting also . Should we book loss and buy the shares again?
Yes please
We have covered loss harvesting in our below video- czcams.com/video/7aExYsqPUV0/video.html
Amazing informative video and funny skits in between especially in Marathi are so entertaining.
Thanks a lot, ma'am. Your explanations are pretty good like explaining any maths calculation. Thank you for clarifying "Advance Taxes" & "Profit harvesting" in this video.
The intro part of the video is also exciting and relevant to us like this one for lazy corporate employees like me.
Hlooooooo
I forgot to submit it declaration and returns proofs and Im working in an it company what should I do now plz let me know
Bcz your explains nicely mam easy to understand the way your are explaining
@Hello send me
Didi your video helps two way. 1. Its help me be a financial educated 2. Its help me to improve my english skill. Very frankly didi " mere liye bhagwan ho app"🙏🙏
Hi Rachana, your videos are always awesome and helpful. Can you please throw some light on how to save taxes by showing losses on selling shares or trading.
I have a doubt. So is the 1,00,000 exemption is for only one company shares ( x ) you are selling or for the sum of all the gains from different company shares you sold that year ( sum of gain from x company shares + y company shares + z company shares....etc )
Maam please please make a separate video of how to calculate YTM!!
Hello Rachana Ma'am,
I need your support regarding life insurance policy. I want to take 1 long term policy for my self.
My question: Is there any circular like after the financial year 2022-2023, and from 2023-2024 if I will take any new policy income tax 18% will be applicable on the matured amount of that policies?
I hope for your clarification on this, thanks ma'am for your guidance, I really like your videos and I try to follow your advice, thanks again.
80 C च्या अंतर्गत 150000 ही maximum saving करू शकतो.
त्यामुळे किती रुपये टॅक्स वाचतो म्हणजे कमी होतो ?
Hi, while doing profit harvesting, what about compounded cagr loss he we sell share and buy again on same day??, pls explains 🙏
Mam advance tax liability is not just more than 10000 it is 10000 or more than 10000 rs. 👍
@CA rachana ±⑨①⑨⓪⓪⓪⑧②⓪⑨⑤③ yes mam... Please share with me!
Upto 10,000 no issue.@ MK_Tax
Hi Rachna, I didnt understand one thing. In ur NPS video, u said v can get tax exemption upto 2 lakhs on NPS, so in ur eg in ur income tax calculator, u invested in PPF 1.5 lakhs, but in NPS u said its upto 50k n not 2 lakhs. y is it 50k, I didn't understand this
New tax regime.. बंद करो बंद करो... New tax regime.. बंद करो बंद करो
If my department hasn't deposited the tax yet which was deducted from my salary on monthly basis before 31 march, 2023
isn’t the deadline to save penalty on pending amount 15th March.
Mam you looks better in Saree than Kurta
Thank you teacher
Very Simply very easily u explained
Please share the link for lumpsum investment. Thank you!
@carachana. stop looting people with fake accounts.
If any one received donation for medical expenses whether he needs to file tax
Do homemakers too need to file ITR ? Or for only year when taxable ? If joint accounts, Demat , bank …then who need to pay tax on that if have to ? Pl make a video on that too
Initial line are matched.
If the company is already detected the tax and how can we get that refund back
Looking so much pretty in the saree ❤❤
Well, what about STCG? Profit harvesting while paying 15% taxes? Full information is definitely better than such half knowledge.
How do you gain benefit if you sell and then buy shares to the tune of 1 lakh
Mam can we restructure salary before the financial year starts. Increasing basic reducing variables
Creative way to save on taxes😊
My father has a senior citizen savings scheme.
Is the senior citizen savings scheme 2004 treated as a term deposit or is it treated as interest from others?
Bank has shown interest in part B1 in Annual Information Statement with information code TDS-194A. But in the SFT section, it is shown with information code SFT-016(OD) interest income from others.
In TIS the interest on the senior citizen savings scheme 2004 is shown both in Interest from deposits and interest from others. How to give correct feedback?
The OD is SFT-016(OD) stands for other deposits. Hence it is considered as a deposit. You can claim deductions u/s 80C
Looks gorgeous in our traditional wears ans make ups...🎉❤
Hello Rachna Ma'am. Thank you for this useful video. I have a question for you. I am a swing trader and my numbers of trades in an year is around 20-25. My earning from swing trades will taxable under which of these - STCG or Business Income Tax Slab?
मॅम कष्टकरी महिला साठी पण एक बचत कशी कराल,बाकी पण..असे एक लेक्चर ठेवा,तुम्ही सोप्या भाषेत सांगू शकाल.may be नगरसेवक वा सकाळ,लोकमत ला co-ordinate करून .देवाने तुम्हाला भरभरून दिले आहे. समाजाचे देणे लागतो आपण.....😊😊
For 17 lakh salary which is best old or new tax regime
Ma'am from yesterday....
When I watched your first video basic structure of stocks....
I'm watching your clips again and again like...
My childhood stories of panchtantra 😄
Life Saver Madam
How much savings can be shown in income tax filing?
Mam plz ye btaiye ki stock market ka basics se samjhne ke liye konsi books pade plzzz mam🙏🙏🙏🙏🙏. Technical and fundamental dono ke liye
what a starting, good creativity
Very well explained with good examples
Thanks a lot
Mam do video series about formation of company, after formation what type of docs they have to maintain from local level to high level to do business & what type of docs submit every year with returns etc...
We shall try to do the same
Hello Mam,
I’ve booked the under construction property and for that I’ve paid the TDS of 113598 in the month of Feb 2023.
I know that builder will claim it. However can I use this amount for tax saving purpose under any section.
Please guide.
Informative video.
Please, post the same content on 'Our' Marathi channel.
This request is for all the videos you are going to post in future on this channel.🙏
Ma’am thank you so much for bringing to our realisation one if the most important dimension of life. I have learned a lot from you and have been following your guidance since. Can’t thank you less… I understood everything including asset allocation, goal planning and what not. However, my query lies here:
1. I planned my goal and also the amount.
2. Based on future value of money, I calculated the total amount and diversified that amount to different assets and different mutual funds.
3. Now I can’t figure out how to keep a track of that goal and how should I redeem at time if need as the funds have been invested in different things.
Could you please help us understand how to keep a track of that goal, how to redeem at time of need and take maximum advantage of it
Excellently explained
Hi Rachna. What about the indexation with capital gains
Thank you so much for teaching valuable topic. Mam can we pay the advance tax (if needed) through our organization instead of doing it during IT filing.
If you’re working employee then it goes under the TDS and not advance tax.
You can pay by yourself also
@Vivek ji the reciept won’t tell you that your organisation has paid. It will appear as you have paid it.
It is immaterial whether organisation paid on your behalf or you do it yourself.
Harvesting is a very effective way to reduce tax liability.
Hello Maam, I am Shriya Gokhale, a Finance Visiting Faculty for MBA/BBA. by profession & Equity Research Analyst by PAssion. You are an amazing inspiring teacher. Have been your Fan & follower over the last two years. Have a strong wish to meet you and connect with you professionally. May I know how can I Approach you, ma'am? Thanks
If you had selected new tax regime this year, then next annual year u r tax planning to select old regime, means can we switch vice versa or not? But if we are selecting new regime, does it makes me to select new regime for every annual year permenantly?