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Cheap Motorcycle Insurance | 7 Ways To Get The Best Deal

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  • čas přidán 18. 08. 2024
  • In this video Fabien talks about how to get cheap motorcycle insurance. Everyone is looking for cheap motorcycle insurance and here are7 ways to do that. Motorcycle insurance is a legal requirement but we all are looking for it to be as cheap as possible. When renewing you motorcycle insurance be sure to try out these 7 steps so that it is as cheap as possible. We all hate spending more than we need to on motorcycle insurance. So stixk around to see how to get it as cheap as possible.
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    #CheapMotorcycleInsurance #MotorcycleInsurance #Motorcycle

Komentáře • 69

  • @hectorforster-toy8805
    @hectorforster-toy8805 Před 2 lety +32

    Im 19 and I've got a few quotes to see how much insurance would cost for a 125cc motor bike and every time it comes to over 3000 pounds! I have no idea how it could be this insanely expensive...

    • @FabMotorbikes
      @FabMotorbikes  Před 2 lety +4

      Sadly it’s getting more and more difficult for young people to get on the road. Keep searching… try changing the level of cover (eg down to 3rd party only). Be sure to add all security devices you have. What bike is it specifically?

    • @hectorforster-toy8805
      @hectorforster-toy8805 Před 2 lety +1

      @@FabMotorbikes the bike i was looking at getting insured is a hanway raw 2019 125cc. Do you know of any 125cc cafe racer style bikes that might be cheaper to insure? Thanks for the advice :)

    • @shahtayyib
      @shahtayyib Před 2 lety +4

      @@hectorforster-toy8805 Yamaha ybr 125 custom.

    • @johnmarkpilotin6681
      @johnmarkpilotin6681 Před rokem

      same lol

    • @NatalieErasmus-th4jh
      @NatalieErasmus-th4jh Před 7 měsíci

      For a ybr125, j did a quicj quote through bennetts and got 1600£ a year ​@@hectorforster-toy8805

  • @rufaiajala
    @rufaiajala Před 2 lety +11

    Great video. Thank you. I just started out with my first road vehicle (Yamaha YBR custom) and it's a nightmare finding an affordable insurance quote.

    • @FabMotorbikes
      @FabMotorbikes  Před 2 lety +1

      Thank you I’m really glad you found it useful. Welcome to the road! Insurance is a tough one and premiums seem to be rising across the board, but I thought someone may find the process go through to get the best deal useful 👍

  • @joeknight8464
    @joeknight8464 Před 2 lety +4

    im 20 and just done my cbt on the 16th dec. my first bike is a 1993 honda ns125r and with third party only is 624 a year or 769 a year but as monthly payments its alot cheaper than i thought. thank for the help!

    • @FabMotorbikes
      @FabMotorbikes  Před 2 lety +2

      Thank you, no problem. Glad it was helpful 👍

    • @johnsonvalentine7429
      @johnsonvalentine7429 Před rokem +2

      what insurance company did you pick

    • @userzvendo
      @userzvendo Před 7 měsíci +1

      Hello brother could you tell me what insurance was giving you such quotes

    • @joeknight8464
      @joeknight8464 Před 7 měsíci

      when i had the bike it was mce insurance@@johnsonvalentine7429

  • @Kaelius35
    @Kaelius35 Před rokem +1

    I've bought an YZF125 2022 and I am 21 years old at the moment I have checked many quote sites where they charge me literarly between 3.584 to 5.893 for each year after checking the names of the sites your given me out I had huge amount of discounts on my quotes.

    • @FabMotorbikes
      @FabMotorbikes  Před rokem

      Great news! Glad it was of some use

    • @Kaelius35
      @Kaelius35 Před rokem +1

      @@FabMotorbikes also you could mention them, the provisional license date should people remmember first issue dste because if its older you still take discount out of it

    • @larrycapija7317
      @larrycapija7317 Před rokem

      bro I'm in a similar situation can you give me an advice what you did with more details i got a duke 125 2019 I'm paying rn 3000£ insurance i can still cancel because i haven't get the 14 days policy

  • @Simon-iy2sf
    @Simon-iy2sf Před rokem +3

    Great video but unfortunately, wasn't able to get a cheaper quote for my second motorbike (upgrade from 125 to F800GS A2 restricted, was quoted 2k insurance for the 300cc one). 22 y/o in London, had to pay 1.6k for TPFT with 1ncb and the chunkiest chain known to man. When I purchased the bike 3 months ago I was getting quotes of 1k but now magically has increased 😥 Not many can afford this and its ridiculous. One point was considering selling it all and just using an electric bike but that wouldn't be as fun/practical😂

    • @FabMotorbikes
      @FabMotorbikes  Před rokem +2

      Sorry to here. BMW are notoriously expensive to insure unfortunately. Also A2 license will add to the cost along with you’re age. In 2 or 3 years it should drop considerably. Glad you managed to get on the road though 👍

  • @VoiAhoyTV
    @VoiAhoyTV Před rokem +2

    Guys look for insurance for a few bikes before you make your final decision on what bike to go for. If the bike is £2k and insurance is £3k, can you afford it? If not then look for another bike which has £700 in insurance. I recently got a quote of £400 and the bike was £450 and all it needed was me to change some plastic panels which I did myself for £100.

    • @VoiAhoyTV
      @VoiAhoyTV Před rokem +2

      Plus if you can, do uber eats or something to pay off the bike finance.

    • @FabMotorbikes
      @FabMotorbikes  Před rokem

      Great points 👍

    • @hacivat2776
      @hacivat2776 Před rokem +1

      What bike was it?
      Do you have any any tips on finding ones with low insurance?

  • @joshuarios1031
    @joshuarios1031 Před 2 měsíci

    Im 30 looking for my first bike and got quoted 24k for a year. Zero traffic violations, ive been rear ended (not at fault).

  • @annawong1305
    @annawong1305 Před rokem +3

    I'm old and it's looking at about £2k?! I thought bike insurance was meant to be cheaper than car insurance! I paid a little over £1k as a new driver.

    • @FabMotorbikes
      @FabMotorbikes  Před rokem +1

      It’s getting crazy out here price wise. Are you new to riding?

    • @annawong1305
      @annawong1305 Před rokem +1

      @@FabMotorbikes not even started yet but i bought all the gear as couldnt borrow during covid to take the CBT, and then time has passed since. Was thinking of getting a basic 125cc and commute to work as an alternative to taking the car. I figure I can lower insurance premiums by ensuring the bike has some sort of security.

  • @abc-un4xz
    @abc-un4xz Před 2 lety +3

    I was quoting insurance and I was told It would be cheaper if I had garage.
    Its silly because I was shopping or third party only

    • @FabMotorbikes
      @FabMotorbikes  Před 2 lety +1

      Very strange. Sometimes the parameters make no sense… but it also means it can be beneficial to have a play around with the parameters and putting down all info even it makes no sense in regards to the type if cover you are after.

  • @DIVMONDTV
    @DIVMONDTV Před 11 měsíci +1

    Hey I just booked my CBT I’m 29 been driving a car since 2016 will they take that into consideration when I look for insurance? Also how much is too much to spend on a 125cc bike as my first? Which ones you recommended? Nice looking ones

  • @gerrabath
    @gerrabath Před 6 měsíci

    Possible stupid question time. I’m returning to motorcycling after a ten year break. My question is can I use the no claims bonus accumulated on my car insurance when insuring my motorcycle?

    • @FabMotorbikes
      @FabMotorbikes  Před 6 měsíci +1

      With some motorcycle insurance companies yes and some no.

  • @free_wock9828
    @free_wock9828 Před 11 měsíci +1

    I’m 24 but as a new rider on paper California wants 6000 paid in full for a 600 cc bike

  • @ellzino-yobabylemme
    @ellzino-yobabylemme Před 2 lety +1

    hey, i’m 18, what do you think is the cheapest moped bike to buy with the lowest insurance

    • @FabMotorbikes
      @FabMotorbikes  Před 2 lety +2

      Generally the smaller the engine the cheaper the insurance. It’s hard to say which is the cheapest. But in the other hand… if you want to ride a 125cc bike. Sometimes manual bikes (with clutch and gears) can be cheaper to insure because they are more difficult to ride and therefore steal.

  • @3LGang2L
    @3LGang2L Před 3 lety +2

    I’m 17 and have a sym jet 4 125 I’ve tried multiple times to look at quotes but keep getting the same 1.2-1.5k for regular third party insurance any tips on how to get it lower it’s very odd as I’ve had my provisional since I turned 16 and have already completed my CBT

    • @FabMotorbikes
      @FabMotorbikes  Před 3 lety +3

      Sorry to hear this. Unfortunately at your age it’s tough to get insurance at a good price. I had similar problems in my teens.
      Sometimes the 3rd party fire and theft can weirdly be cheaper. And try adjusting the voluntary excess, the more you volunteer to pay in the event of an accident the lower the cost will be (of course this comes with risk)

  • @richardhann1871
    @richardhann1871 Před rokem

    Great video, thanks

  • @ungratefulmango
    @ungratefulmango Před rokem +3

    New rider. Looking at about £600 for a 125 😓

    • @FabMotorbikes
      @FabMotorbikes  Před rokem +3

      Yea I spent £980 on insurance for my first 125cc bike. Painful

    • @abruzzi3083
      @abruzzi3083 Před rokem +4

      I’m also a new rider what insurance company is £600? All i’m finding is 1.5-3k

    • @FabMotorbikes
      @FabMotorbikes  Před rokem +3

      I agree … £600 isn’t so bad on consideration

    • @rozaybranz8991
      @rozaybranz8991 Před rokem +3

      Bro what company is that, truss me that’s cheappp

    • @larrycapija7317
      @larrycapija7317 Před rokem

      ​@rozaybranz8991 yeah it is

  • @johnquinn1496
    @johnquinn1496 Před 2 lety

    If i have insurance on my current bike but im getting a new one should i keep my same insurance company or look for cheaper

    • @FabMotorbikes
      @FabMotorbikes  Před 2 lety +1

      I find moving regularly to a new company keeps costs down. New customers get a special price. But worth checking out both your current and new insurance provider prices 👍

  • @enih9895
    @enih9895 Před rokem +1

    Hi Fab, am over 35 've got a BMW F800S which ve never been on before but am looking to get my CBT( first ine)& all the way to a full license which when i succeed categorizes me as a new rider. If am able to get a garage & other security measures on the bike like Trakking etc what do reckon these insurance vampires could be looking to claw off me?😊
    Tnx

    • @FabMotorbikes
      @FabMotorbikes  Před rokem +1

      Can’t say off the top of my head. I will day though that BMWs are notoriously expensive to insure as they’re quite desirable. And unfortunately on paper a “new rider” is a new rider to the insurance. Even if you are not 18.

    • @enih9895
      @enih9895 Před rokem

      @@FabMotorbikes thnx a lot☺️

  • @jamilahmad5181
    @jamilahmad5181 Před 5 měsíci

    How much normal 125 cc bike insurance and how much uber eat driver bike insurance ?

    • @FabMotorbikes
      @FabMotorbikes  Před 5 měsíci

      Sorry I’m not 100% sure. But worth looking into

  • @dreamkiss4u
    @dreamkiss4u Před 10 měsíci

    Is this only for UK?

    • @FabMotorbikes
      @FabMotorbikes  Před 10 měsíci

      Much of the principals apply to other country’s but not all the platforms or insurances companies

  • @leewells818
    @leewells818 Před 6 měsíci

    Does anybody know the best insurance company for first bike at 17 been quoted 2800

    • @FabMotorbikes
      @FabMotorbikes  Před 6 měsíci

      Price comparison site are the best to go. 2800 is bad but I’ve heard way way worse for a 17 year old

  • @benjaminbrunner7882
    @benjaminbrunner7882 Před rokem +1

    Bro I’m pissed I just bought a 22 aprillia rs660 and I’m 19 and there asking for 5400 a year!! You kidding me I thought motorcycles are supposed to be cheap with insurance wtf.

    • @FabMotorbikes
      @FabMotorbikes  Před rokem

      An man I’m sorry. That’s an insane s as amount. Unfortunately this can be the case until you’re 21

    • @johnmarkpilotin6681
      @johnmarkpilotin6681 Před rokem

      same as me. i get qouted 5k a year and im 23

  • @chrisduckett5496
    @chrisduckett5496 Před 2 měsíci

    Your hat looks ridiculous.

  • @staymadbitch6498
    @staymadbitch6498 Před rokem +1

    im 19 and got quoted 9k on a ninja 400 LOL

    • @FabMotorbikes
      @FabMotorbikes  Před rokem +1

      Holy moly! Ninja 400 typical for extra high insurance cover

    • @user-lp4uf3us3m
      @user-lp4uf3us3m Před 6 měsíci

      Same bro. Tried to get mt07. Absolutely no one was willing to insure me 😅 had to settle for a tmax 530, was a struggle to wheelie at first but I’m here eventually. Hoping to get an mt07 when I turn 20 in a few months