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How I bought a house in Canada within 10 months
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- čas přidán 19. 04. 2023
- Hey guys! In this video I shared how we bought our first home with if 10 months in Canada. I’m hoping that this helps you in achieving your dream of buying a home.
Instagram / mimi_ojieh
Snapchat: Mimi_ojieh
Facebook: / ojieh.mimi
For business enquiries: Email- Mimi.ojieh123@yahoo.com
Thank you Mimie. It has never crossed my mind to leave Nigeria because I believe I can achieve anything here as a Software Developer. However, your videos have sparked my interest and made me to have a rethink. Also, the situation of Nigeria in terms of our devalued and defeated currency has further boosted my Japa Syndrome. Welldone, please keep them coming. God bless!
I sincerely appreciate you taking the time to outline how you've achieved this! I remember asking you about it😅 God continue to bless you ma🙏🏾❤️
Thank you for always keeping it real. This video is inspiring, I look forward to your next gist🥰
So honest and well detailed,thanks so much for this masterpiece 🎉
Congratulations Mimi🎉🎉🎉 thank you for the step by step explanations on how to acquire a home in the abroad. I wrote down every detail of it as i newly moved to the US, im sure this will help me here too. God bless you mama🎉
Bless you..questions even those who have stayed 10 years in Canada cannot answer, you did in this video..infact I am subscribing to your page. Bless you.
Thank youuuuuuuuuu😘😘😘😘😘❤️❤️❤️❤️
Nice, you explained it so well! Thanks for sharing, I just saw your channel and I had to subscribe, you’re amazing❤
I just love your videos They are so detailed and informative. I just started following you and I am glad I did
Thank you for sharing this beautiful testimony..
Feel so good to be one of your subscriber today...
Thank you so much for subscribing…it’s means a lot to me🙏🏽💃🏾🎉🎉🎉🎉
Most Nigeria avoid credit card particularly not knowing that it is key to a lot of openings. I applied for a credit card even as a student and I got a 1000 limit. The trick I use on using it is, once I shop on it, I pay it off within 2 days. Congratulations on your new home and thanks for sharing your story.
It’s because we don’t have credit system back home…thank you for your kind message
Thank you for sharing ❤ U did an amazing job 🎉
@preciousajunwa, you have done a great job paying your credit card every 2 days. But, that’s not the best way to use your credit card 😅. Pay your credit card before the due date after the statement date. Also, don’t use more than 30-35% of your credit card limit as this affects your credit score. The limit usage (30-35%) only affects your credit score but not your credit history.
Congratulations dear
Is it possible to buy a house in less than 6 months, especially if you have the down payment . I appreciate your sincerity and openness. Congratulations
New subscriber alert🥂loving your videos already... Thanks for letting this out and congratulations on your new home
Yayyyyyyy💃🏾💃🏾💃🏾💃🏾💃🏾thank you so much
This is awesome! A lot of practical tips. Congratulations ! I must say you are one the few new Nigerian immigrants that listen. Congratulations once again. I help my clients do this - buy a property in your first year! Yes it is possible as you all can see! Congrats again!
Thank you very much…oh yes very possible in the first year.😊
Congratulations to you and your hubby, i must say that you are a good teacher. I have learnt a lot from your video and i just subscribed.
Yay thanks for subscribing 😘
❤❤ congratulations , thanks for sharing and being so detailed ❤
Wow Congratulations, I tap in to ur blessings Mimi ❤
Amen…it will happen soon for you🙏🏽
Congratulations 🎉 Thank you so much for sharing!
Thanks for breaking this down, I learnt alot can't wait for mine
Thank you…yours is next by God’s grace🙏🏽
I am a new subscriber. Thank you for all your detailed videos. And Congratulations on your house and baby.
You gained a subscriber to day,
Thank you so much, I'm actually new in canada
i love your honesty in this video, i decided to subscribe to you! congrats too!
Thank you so much for subscribing I appreciate it❤️🙏🏽
Congratulations on your new home 🤩
Enjoying the happy mood! Started following you since the time you were in Dubai! Congratulations!
Thank you so much for your support, it means a lot to me.🙏🏽
This was so helpful - thank you!
Congrats honey, please keep the videos coming ❤
Thank you Queeneth ❤️
I must commend your efforts in dishing out valuable information. You are blessed dear, congratulations!
Wow, thank you!
this is amazing, congratulation to you and the family.
Thank you so much!
This video is Inspiring. congratulations on your new home🎉
Thank you so much…🙏🏽🎉
Awesome! A big congratulations to you and your family!!
More of God's unceasing, unflinching, undying, unending and amazing goodness IJN 💕💕💕💕
I say a big Amen…thank you very much
Congratulations 🍾 on🎉I love the transparency and your sharing is very inspiring and uplifting
Thank you I appreciate your feedback ❤️
@@Mimiojieh you’re welcome
Congratulations to you Mimie and family 🎉 very beautiful house. So nice to see you soo happy. More blessings to you 🙏
Thank you so much… your name reminds me of my best friend ❤️
Aww sweet☺️
Can’t wait to buy my home, God bless you
My celebrity Padi.
Onye Ji cash!💃🏿💃🏿💃🏿
Congratulations🎉🎉🎉
Onye nkem🥰
This video is inspiring and educating. Keep it up 😊
My super star waka pass CZcamsr🤣
You see ehn,I love very pragmatic and real people because thats exactly who I am.
Just stumbled on your channel and watched about 3 of yoyr contents and I must say I am blown away. I just subscrived to your channel.
Welcome aboard! Thank you so much for subscribing 💃🏾💃🏾💃🏾❤️❤️❤️❤️❤️
Congratulations on getting your new home ❤
Thank you😘
My husband is very strick about those points when it comes to credit scores and he actually helped me to build mine but 😢now I old phone bills started popping out from old phones I got couple years and my credit score dropped but it’s ok will pull up my socks thank you for sharing very helpful
Mine as well lol. With consistency I’m sure you will get your score back up.
@@Mimiojieh thank you
You explained it very well for a layman to understand. Did you pay for closing costs? Except for the lawyer fees.
Thank you very much for your detailed explanation.
Mimi, you are a real natural woman, good video
Thank you for your kind words
Wow you were detailed sis thanks so much for the update 🥂🥰
❤️❤️❤️❤️
And this is so on point. Thanks for shedding a bright light into it. 🙏🏽🙏🏽
Congratulations on getting your new home! 🎉🎉
You have done well to let people know the reality(in the sense that what worked for A might not work for B) and that singular point you didn't miss out, where the down payment wasn't actually earned here, kudos to you cos I feel with the way some people use the internet as a guide to what they do with their lives, it's good you stated that, so some don't start putting unnecessary pressure on themselves.
Thank you so much❤️❤️❤️❤️🎉
Kk thank you
So very well said. I have lived in Canada for over a decade, and I cant help but watch in amazement the unnecessary competitive spirit of Nigerians migrating to Canada in the last 5 or so years. Buying a property is a basic human need - i.e shelter over your head. And as Mimi alluded to, a lot of Nigerians that buy within a year come into Canada with their down payment in hand.
@@themortgagechic_ca I really want to come to Canada but don't know how.
Thanks Mimi. Just wanted to have an idea of cost of houses in Calgary. Your house is quite lovely.
Depends on the area and size of house but you will easily find a nice brand new home from $650k and above in a new area.
Your hair is gorgeous ❤
Major congrats to you and your family. I landed here because I am moving to Alberta in next few months and this is manifestation.
Amen 🙏🏽 you will testify🙏🏽
Cibc wasn't that great I prefer td bank but if cibc works for them great.
We used cibc for many years, for 10 years but td bank was just an overall better deal.
It actually use to be td
( Toronto Dominion) but they combined with canada trust (they use to be a brown bank) but when they combined they were just the best banking system.
I mean the best.
I love bank of Montreal too!
I trusted that bank for everything!
Putting documents together for home ownership in Canada, I'd say it was a good experience.
The builders are amazing!
It was a fun process picking houses from the original plan and working with the builders to mix and match what you want in your home.
W were kinda broke so our house came with standard features but later down the road we did our own renovations.
Congrat on the home!
I am a new subscriber, thanks for the information, it is well detailed, Blessings...
thank you so much for this, it has been helpful however i must say you look so gorgious would be nice to vlog for us what you use for the glow and or what body products are good for the different seasons
Thank you very much. You’re the second person that asked. I just feel my routine is so basic no one will care😁. I will consider Vlogging about it🙏🏽
Well explained, is the same process I and my husband used to get our house in February
Wow👏🏽👏🏽👏🏽congratulations and stay winning ❤️
Congratulations to you and your family
Wow congratulations 🍾🎊 you really broke it down ❤❤❤
Thank youuuuuuuu🥰😘
Congratulations sis 😘
This is so detailed ❤ I will share it out
Thank you very much for sharing 😘
Congrats MiMi i love your down to earth way and realistic video
Thanks for your kind comment, this means a lot🙏🏽
Thank you so much for this succinct information.
Very true...use the credit card but ensure payment on time...preferably before due date...it builds your credit score.
Well said💪🏽
You are appreciated, what fascinating me most abt you is that you don’t have any write up and saying something to sweettalk your viewers, at all. You are disseminating them naturally and its makes your video interestingly superb and unique. All your informations are authentic and verifiable.. i also like how you are using we rather than i as good and humble and supportive wife. Keep it up. I always applied for jobs in Canada, but feedback is unfavorable. What steps or advise can you give me to intensify my application. Thanks and God bless you and ur family..
Thank you for your kind words. It is hard to get job outside of Canada unless you are looking for jobs in high demand such as Truck driving. The goal for Canada is to first hire within before employing a talent from outside. There is really no step or advice other than just continue to apply.
Congratulations to you and family 🎉🎉
Thank you sis❤️
Detailed explanation. God bless you
Congratulations 🍾
Congratulations and Well-done
Thank you ma’am 🎊
A rate of 4.74% is great for this environment.
Using random figures. How much will the monthly payment be and how do they come up with it.
Secondly, can you pay more than the fixed monthly payment
Congratulations my dear
Congratulations MIMI . God bless you and your family.
Please I need help, I just came to Canada, I'm 5months pregnant with a visitor's visa,
Congratulations ma’am 🎉
Thank you so much
Well detailed thanks
Congratulations and thanks for the infos
Thank you
This is great! Good testimony indeed. But can this be possible for a school that is just coming in newly?
Great insight thanks for sharing dear
My lover…thank you
Congratulations ma. Which is better for international students to study and live in, Ontario or Calgary?
Congratulations 🎉🎉🎉
Thanks 🍾🍾🎊
I tried really hard to see past your skin😫😫
Thanks for the tips Mama😘😘😘 they’ll come in handy very soon insha Allah😀
😁😁😁😁
Congratulations my people. 🎉🎉🎉
Thank you so much big bro😘
@@Mimiojieh ❤️❤️❤️
Congratulations 🎉
Great video. THank you. Can you buy a house on an open work permit or student visa?
Nice contents. You really broke down the process. Congratulations to you both!
Thank you so much🙏🏽
Please we are waiting for the project management video,thinking of switching too
I love your video and i will join you soon in canada
Congratulations to you dear
Hello Mimi, I love your videos. They are really educative. Can you elaborate on the questions asked at the bank please.
Thank you
Pls feel free to ask me any questions or comment down below and I will be happy to respond.
What soap and cream do you use in Canada.
Am kinda love your skin
@@ekehcharity2036 Keri intense hydration moisturizer and Dove (liquid) soap. For face All Acure products lolz not all but most of there product.
Thank you for this
Woww congratulations 🎊🎈 dearly, ur last video I watched was when u planned to return home Naija. Bcos UAE 🇦🇪 wasn’t giving you what u needed. But u finally got job after Buchen ur flight ✈️ ticket to return home.
Today u re in Canada 🇨🇦 nd a Landlady on top 🔝 Woww God is Good nd awesome am happy with you dear. Please how did you do d Canada process, am asking for my brother.
Congratulations once again nd remain blessed with your lovely family 👍🏽🥳
Awwwww thank you so much..you’re absolutely right I almost returned back home🤣. I can go canada through the permanent resident route ( express entry) have document my process in my channel, you can watch the videos about how I applied and document needed. If you have specific questions after that then pls let me know. Thanks again
@@Mimiojieh ok dearly, going to watch it straight away 💃🏼🤩more blessings on d way 🙏🏽👍🏽
Thanks a lot for the invaluable info.
Glad it was helpful!
Congratulations sis
Thank you very much❤️
You mean you was not paying payments ! You have 3 credits bureau and they go by the score in the USA is different I got my home on VAloan
Congratulations dear...
Thank you❤️🙏🏽
Congratulations! Thanks for this! Please did you use a realtor or how did you search for houses?
I didn’t use a realtor found the house in a neighborhood I like and then contacted the person that listed it. The contact was in the for sale sign. I also have to say that a friend of ours saw the house first and then asked us to come check it out.
Congratulations dear
Thank you
I stumbled on your video today and I have been totally hooked. I love the simplicity and realistic video. Thank you so much for these impactful videos . Please why did you multiply the income (200k) by 4? Is 4 the intrest rate on the mortgage or number of people in the household?
They multiply it to know how much mortgage loan you will qualify for…it is multiplied by family income (husband and wife) if you’re buying together or an individual income if you’re single or buying alone.
Congratulations ma.
Thank youuuu❤️
Hi Mimi, I love your contents. Is the household income gross or net?
Thanks for your down to earth openness and congratulations.
What pathway did you use to get to Canada please - study, work, PR ........
It was PR for us.
Congratulations
Thank you for this very detailed information god bless you my questions is please where can I find house new build or how did you make research to get new build houses
You can contact the popular builders in Calgary and visit their show room to see what they have .. check Shane homes, Morrison homes, Excel homes etc
That means the bank will pay the balance of the money and will be talking it from your pay?
can an international student qualify for a mortgage and be able to buy a house ?
I did a contract for my broadband to build my credit score.i hope it works because i would like to own a house after I graduate in the UK
Hiw did you determine the neighborhood you wanted to buy the new house.