I am on Disability and have a fixed income. While we are a 2 income household, I am very careful with my individual money. This entire year I have used my calendar and written down my expenses each day! While that may seem crazy to others, it has worked for me and I am learning how to cut back where needed.
@Hughes Mark Well, I strongly advise you to stay away from self trading, you need an expert to make more profit in this space and I recommend Expert MRS EVIE RICHARD, she's the greatest crypto prodigy from USA and her works are good been investing with her for couple of months now. ..
Wow??l know her and I have also been trading with her, she's such an amazing woman with good skills keeps me happy all week knowing I earn 15thousand extra income trading with her.
When I taught high school English, I had an assignment for American Lit where we read BF's virtues, and I challenged the students to live life according to the virtues for one week. They had to turn in their report on how well they did as homework. It was a lot of fun and got them thinking, at least I like to think it did.
The only thing holding me back from giving five stars is my inability to upload a copy of my credit report. Otherwise *CreditPatchup@ gmail . com* is an inspiration to the following up of ones credit and cleaning it up. I have seen my credit score improve tremendously since signing up.
Dana: The first thing that comes to mind when I look at your videos is the word ... WHOLESOME. I get a very strong sense that You are a very decent, warm and thoughtful individual. Thank You for all that you do for the community. Greetings from Ontario, Canada.
My husband has had a budget for 20 years, tonight he will show me how to make one for me! I have been inspired by your videos. We have no debt (well mortgage) but credit card charges have been way too much lately. I will personally go with the envelope method.
"It doesn't happen in a day, it happens daily." LOVE IT! Really cool video, neat to hear how his lessons from the past are still so very applicable now. And I'm also glad to know Ben Franklin supports my habit of checking the financial 'stuff' daily.
Love what you said anout focusing small amount of time daily on your finances. How not focusing on it makes it slip away and become unimportant. I learned this the hard way myself when I was trying to do the things on my bucketlist. Took almost 4 years before I did one, another 6 years before I did some, and another 4 years before I did more. It's scary how time flies by so quick. Wish I saw this video when I was 18 because I probably would have gotten more things done by now.
I'm new to your channel and I'm so glad I came across it. This video is so great and inspiring. I'm adapting this technique TODAY! Sending you a virtual hug!! Thank you!! You're great!!!
This was an insightful video. Got me thinking about why I spend money and how my ego or pride can get in the way of my goals. These were such great concepts I took notes so I wouldnt forget. In addition to a schedule, I use a habit tracker in google sheets to try to do certain things daily. Thanks for the vid!
You are such a smart young lady. I wish I had had at least half of your knowledge when I was young age! Thank you for helping me to overcome my impulse shopping. I’m still tempted by Amazon, but at least I don’t give in to it.
Contact john_mcneese_on Instagram or mail him on johnmcneese067@gmail.com or +12512396384 on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .
Wow.im from the uk and all I knew of him was he was a founding father and he's on your money.what a inspiring man.so all these CZcams videos I've watched where they teach habits of cleaning and writing feel good journals and getting up early and being debt free really came from this amazing man.i was thinking ..right I'm going to buy his book and read about him,then I thought be frugal and put it on my Christmas list.😉I've only a month to wait. 🎄🎁
This video is really interesting. I just read Gandhi's autobiography and it was fascinating. He also was very into frugality, walking everywhere and he was vegan (as am I) for health and also morally. I highly recommend his book!
A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid canít be compared to the good work i received from him out of his kindness. Contact directly email ( solaracreditfix @gmail com )
On the second of April, I will turn 75. I have a 4 and 1/2 year auto loan. I wonder if I will even live to pay it off! I was swept away into stupidity in the purchasing this car....even the insurance for it is more than my old vehicle....which I did not know would be when I bought this new car. It's not new...but it is to me.
Great outlook, not sure about the 'work' thing......I am fortunate to be freelance but earn good money for short contracts....and trade this for lots of 'free' time to nurture passive income and growing things, my new hobby, and I utilise my money even more by spending the 'free' time in a cheaper country where the money I earned is worth 3x as much....Using this I also pay very little tax as I 'work' probably 4-5 months
Just a awesome video. I feel bad that I watched it now. I have a question for you.Me and wife make around 4300 $ and our debts are over 37000 $. 2164 $ are utilities like rent school fees electricity and utilities.Balance goes straight to cards but we have been doing for over 3years now but nothing has come down. Need some expert advise.
All good ideals. Benjamin talked a good game. Thank you. He went off to Europe and left his wife to handle finances. She had it hard. While he lived pretty well there. Also, don't think he believed in God. Just want to tell it straight.
Phew. Ok, now I feel less like a louse that without 7 or so hours of snooze time regularly, I become a slack jaw. Good to know Ben Franklin was not doing all this spectacular stuff on half the sleep many of us need to function!
A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid canít be compared to the good work i received from him out of his kindness. Contact directly email ( solaracreditfix AT gmail com )
I saved Ben Franklins $100 bills for fun, once those ran out I started again with George Washington $1 bills, now when grocery shopping I rarely buy anything over $1. The meat lady looks at me funny when I ask for 1/4 pound of ground beef. That with a English muffin is a great hamburger.
Contact john_mcneese_on Instagram or mail him on johnmcneese067@gmail.com or +12512396384 on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .
I have a question for you... My husband and I are not in agreement and I would love your thoughts. We have a house that we moved out of and we have a renter in it now. If we sell it we will be out of debt except for our house mortgage. I want to sell it and my husband wants to keep it. I am on a plan to have all debt paid in 10 years, however that will make us strain really hard and not be able to help our kids with college. Whats your opinion? I want to be out of debt....
Shynesh John the only one that can achieve debt freedom is you. Get on a budget. Dave Ramsey total money makeover get a copy from your library. It will teach you. Or you tube it
30 seconds in and I can already tell you... she will say to set up a printing press in your basement and make your debt go away. If only it was that easy... but truthfully... thank you and great video. Much appreciated
Didn’t know that Ben Franklin said a penny saved is a penny earned. I like Dan Lok’s quote better. A penny saved is still a f-king penny. You don’t have a spending problem. You have an income problem” I think being frugal is important because I know people that make over $100k a year that are cash strapped living paycheck to paycheck and others that make like $50k a year that have loads of money in the bank. Dan’s point is to develop a high dollar skill. So you can make loads of money ($100k+). But I think the part he is missing is you need to know how to live off of $50k or less a year when you’re making that kind of money.
@@davidbown2707 I heard his book f u money was basically a rebranded rich dad poor dad. Dan Lok just added a high income skill as step 1. But the rest is the same. Buy income producing assets and repeat.
I am on Disability and have a fixed income. While we are a 2 income household, I am very careful with my individual money. This entire year I have used my calendar and written down my expenses each day! While that may seem crazy to others, it has worked for me and I am learning how to cut back where needed.
lisa pitts good idea
Lisa...that's a great way to track what's really going on...love to you and your family
Brilliant strategy to scrutinize your spending. You are being intentional. It is my goal for 2021.
@Hughes Mark Well, I strongly advise you to stay away from self trading, you need an expert to make more profit in this space and I recommend Expert MRS EVIE RICHARD, she's the greatest crypto prodigy from USA and her works are good been investing with her for couple of months now. ..
Wow??l know her and I have also been trading with her, she's such an amazing woman with good skills keeps me happy all week knowing I earn 15thousand extra income trading with her.
When I taught high school English, I had an assignment for American Lit where we read BF's virtues, and I challenged the students to live life according to the virtues for one week. They had to turn in their report on how well they did as homework. It was a lot of fun and got them thinking, at least I like to think it did.
،
"change requires friction". So true, so important to remember when I'm feeling the BURN. Change isn't easy.
Great reminders. Ben Franklin also started the first lending library which is one of my most money saving places!
The only thing holding me back from giving five stars is my inability to upload a copy of my credit report. Otherwise *CreditPatchup@ gmail . com* is an inspiration to the following up of ones credit and cleaning it up. I have seen my credit score improve tremendously since signing up.
That is great information! Thank you
That's cool too! Go Ben!
I love this! I don't know anything about Ben Franklin, but now I'm going to get a book out of the library about him. Thank you!
Dana: The first thing that comes to mind when I look at your videos is the word ... WHOLESOME. I get a very strong sense that You are a very decent, warm and thoughtful individual. Thank You for all that you do for the community. Greetings from Ontario, Canada.
Seeing the title, I thought the Ben Franklin debt free plan had something to do with the $100 bill, lol. 💵
Either way, I enjoyed this video greatly! 😀
Thanks for sharing Dana 😊💰💚...
What wisdom lay's before us...if we will only look to our past & learn from others as well. Ben was a wise man.
Utterly brilliant analysis & comparison!... Thank you! ❤️xxx
Pure genius. Glad you’re here. I just subscribed. Thanks!
Love that Ben Franklin! So happy that I’ve found your channel! Your words are quite inspiring! Thanks...🌸
I look forward to Tuesdays now to talk about money! Thank you for your videos and your time.
My husband has had a budget for 20 years, tonight he will show me how to make one for me! I have been inspired by your videos. We have no debt (well mortgage) but credit card charges have been way too much lately. I will personally go with the envelope method.
This is such an insightful video. Thank you!
A great lesson on the benefits of being frugal and in history - love this video!!
"It doesn't happen in a day, it happens daily." LOVE IT! Really cool video, neat to hear how his lessons from the past are still so very applicable now. And I'm also glad to know Ben Franklin supports my habit of checking the financial 'stuff' daily.
I really enjoyed this. Next time I head over to the library to check out some books I think I’ll see what’s available on Ben. Thanks for posting this.
Love what you said anout focusing small amount of time daily on your finances. How not focusing on it makes it slip away and become unimportant. I learned this the hard way myself when I was trying to do the things on my bucketlist. Took almost 4 years before I did one, another 6 years before I did some, and another 4 years before I did more. It's scary how time flies by so quick. Wish I saw this video when I was 18 because I probably would have gotten more things done by now.
Brilliant video! I think daily habits and doing them daily are the answer to everything :-) I am currently on the treadmill! Haha
Thank you for this post!!!
Loved the video 💙and the pic of 😇DR on your desk😂😉👍🏼✨
I'm new to your channel and I'm so glad I came across it. This video is so great and inspiring. I'm adapting this technique TODAY! Sending you a virtual hug!! Thank you!! You're great!!!
Good stuff Dana! Love this!
your hair is so pretty! great video!
Great video!!! Amazing that his wisdom is still so relevant today!!!!
Thanks Dana, I loved this video and it was very helpful and encouraging
This is one of the best videos I have watched. Super great advice!!! Thank you for this information.
I’m so happy that I found you on You Tube😍
This is inspirational thank you for sharing
This was an insightful video. Got me thinking about why I spend money and how my ego or pride can get in the way of my goals. These were such great concepts I took notes so I wouldnt forget.
In addition to a schedule, I use a habit tracker in google sheets to try to do certain things daily.
Thanks for the vid!
Very inspiring and helpful video , thank you for sharing
awesome video, just what i needed to hear!! keep it up
love that list of virtues
Thanks for helping me put things in place again... Great sincere video.
Great Video!!! Thanks so much for sharing!!!
I am currently reading the book 'Peak' and it talks about the method Ben Franklin used to become a better writer. Pretty bright fellow!
You are such a smart young lady. I wish I had had at least half of your knowledge when I was young age! Thank you for helping me to overcome my impulse shopping. I’m still tempted by Amazon, but at least I don’t give in to it.
That is a good saying from your trainer! It does amaze me how big an impact we get from little efforts that are repeated daily.
Contact john_mcneese_on Instagram or mail him on johnmcneese067@gmail.com or +12512396384 on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net
His fast and reliable .
Thank you for the wonderful, well prepared presentation!!!
Great Vlog Dana! We can all learn from Ben..
Admiral speech is amazing!
I love the daily question.
Wow.im from the uk and all I knew of him was he was a founding father and he's on your money.what a inspiring man.so all these CZcams videos I've watched where they teach habits of cleaning and writing feel good journals and getting up early and being debt free really came from this amazing man.i was thinking ..right I'm going to buy his book and read about him,then I thought be frugal and put it on my Christmas list.😉I've only a month to wait. 🎄🎁
Your videos Dana are consistently fabulous! Thank You ☘️🇨🇮☘️
great video! saving this one...
Wonderful and learned post. Thank you!
Ben was a pretty cool guy:)
Love Kate and Kaden's channel too!! 💕
Loved this!
love this
Excellent video! I really enjoyed listening to this. Very motivating this morning. Thanks so much for sharing.
+Sandy Cole Thanks for watching! Have a great day!! ❤️💕
Debt Free Dana ツ you also, Dana.
Sandy Cole lol by
Great video and advice. I love your videos
Love your videos Dana. I'm not in debt but I'm on a low income and want to start my emergency fund x
Love your videos!
How are you Dana? Miss your videos, praying for you and your family, God bless. 🙏🏻
This video is really interesting. I just read Gandhi's autobiography and it was fascinating. He also was very into frugality, walking everywhere and he was vegan (as am I) for health and also morally. I highly recommend his book!
Thank you so much good info
Great points!
Benjamin Franklin is a true Capricorn!!! We have so much in common
This is an amazing video!
I loved this video!
Perfect lessons
Ty
AWESOME VIDEO!!
This is very interesting 😊 good information for modern times.
Woke up early for your vids! Love it.. they are well put together.
+Michele Lara Thank you SO much! What a compliment. I'm honored. Have a great day! HUGS. ❤️💕
Good info 👍 21/90 ( 21 days to create a habit then 90 days to make it a lifestyle)
This was great! Love to see a local gal!
Wonderful channel. Love you.
Ben and his common law wife had several business endeavors, so that could also be “the accounts” he was referring to ? Great video. Any recent videos?
I 💖 your frugalness!😎
A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid canít be compared to the good work i received from him out of his kindness. Contact directly email ( solaracreditfix @gmail com )
well done!
Being frugal is a good daily habit.
My second son's name is Benjamin Franklin Barrett Kemp.
We like Ben around here, too.
Great video
LOVE THE VIDEOs
It’s so funny how you recognize people’s accents on CZcams... also from Philly and I knew you were local!
+Onajourney Life 👊🏻 Fly Eagles Fly! 😁💚
Where can I find that list’s both of them I’d like to print them out
Great video🌝
Ben Franklin was also the first post master July 26, 1775 : )
Great video!!! Tons of quotes and ideas to be implemented thanks from Spain
Great video. It looked like Ben went to bed at 1 am. I work from home, and need a new schedule.
No, 10pm!... Look at the spanning symbol thingie. 🙂
Oh, I know of some people that only sleep 4 or 5 hours a night. Thank you for clarifying.
Hope I didn't sound abrupt!... At first I thought he went to bed at 1pm, too... I need my 7 hours per night, just like Ben! 🙂
I work 2nd shift and had to make my own schedule...It has changed my time management and made my time so productive.
On the second of April, I will turn 75. I have a 4 and 1/2 year auto loan. I wonder if I will even live to pay it off! I was swept away into stupidity in the purchasing this car....even the insurance for it is more than my old vehicle....which I did not know would be when I bought this new car. It's not new...but it is to me.
Great outlook, not sure about the 'work' thing......I am fortunate to be freelance but earn good money for short contracts....and trade this for lots of 'free' time to nurture passive income and growing things, my new hobby, and I utilise my money even more by spending the 'free' time in a cheaper country where the money I earned is worth 3x as much....Using this I also pay very little tax as I 'work' probably 4-5 months
One of these days will you do a meal plan? I would love to see how veganism has helped with the food budget.
Write a book .....I guarantee that it would be a best seller
Just a awesome video. I feel bad that I watched it now. I have a question for you.Me and wife make around 4300 $ and our debts are over 37000 $. 2164 $ are utilities like rent school fees electricity and utilities.Balance goes straight to cards but we have been doing for over 3years now but nothing has come down. Need some expert advise.
make a budget.. you will know where you are wasting money.
Put your kids in public schools and save the school fees.
Look where you can cut back on groceries.
Benjamin Cheaplin
All good ideals. Benjamin talked a good game. Thank you. He went off to Europe and left his wife to handle finances. She had it hard. While he lived pretty well there. Also, don't think he believed in God. Just want to tell it straight.
Does that make the teaching anyless valuable? Take what helps, judge less the rest.
Yes, but making your bed is actually a bad idea as it allows dust mites and other unpleasant stuff to flourish.
Dana...are you going to try to be a stay-at-home mom?
Ben Franklin went to sleep at 1:00 a.m.?? Did I read that right? Wow.... I can’t do that one.
...and then up at 5 am. Ooof. Not for me!
No...he went to bed at 10pm. You can see the bracket from 10 until 5 on the schedule :-)
Etelka Nyilasi Ok, I see it now... thanks!! ☺️
Phew. Ok, now I feel less like a louse that without 7 or so hours of snooze time regularly, I become a slack jaw. Good to know Ben Franklin was not doing all this spectacular stuff on half the sleep many of us need to function!
How virtuous was BF in his personal life with wife, child(ren)? I understand that he fathered a daughter that was not with his wife.
It is not Franklin's picture on table, it is Dave Ramsey😁
A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid canít be compared to the good work i received from him out of his kindness. Contact directly email ( solaracreditfix AT gmail com )
I saved Ben Franklins $100 bills for fun, once those ran out I started again with George Washington $1 bills, now when grocery shopping I rarely buy anything over $1. The meat lady looks at me funny when I ask for 1/4 pound of ground beef. That with a English muffin is a great hamburger.
Contact john_mcneese_on Instagram or mail him on johnmcneese067@gmail.com or +12512396384 on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net
His fast and reliable .
I have a question for you... My husband and I are not in agreement and I would love your thoughts.
We have a house that we moved out of and we have a renter in it now. If we sell it we will be out of debt except for our house mortgage. I want to sell it and my husband wants to keep it. I am on a plan to have all debt paid in 10 years, however that will make us strain really hard and not be able to help our kids with college. Whats your opinion? I want to be out of debt....
can you help me get out of debit
Shynesh John the only one that can achieve debt freedom is you. Get on a budget. Dave Ramsey total money makeover get a copy from your library. It will teach you. Or you tube it
Shynesh John - God bless you!
I can help you email ne
Me
Shynesh John i can help you email me
30 seconds in and I can already tell you... she will say to set up a printing press in your basement and make your debt go away.
If only it was that easy... but truthfully... thank you and great video. Much appreciated
Your monthly spending is out of control, how can you teach ppl how to get out of debt?
jean lenor how do you know if her monthly spending is out of control?
Were the founding fathers religious? I think a lot of them talked shit about it.
Didn’t know that Ben Franklin said a penny saved is a penny earned. I like Dan Lok’s quote better. A penny saved is still a f-king penny. You don’t have a spending problem. You have an income problem”
I think being frugal is important because I know people that make over $100k a year that are cash strapped living paycheck to paycheck and others that make like $50k a year that have loads of money in the bank. Dan’s point is to develop a high dollar skill. So you can make loads of money ($100k+). But I think the part he is missing is you need to know how to live off of $50k or less a year when you’re making that kind of money.
He steals other peoples ideas and tries to brand them as his own ideas
I thought of Dan Lok too when she mentioned that.
@@davidbown2707 I heard his book f u money was basically a rebranded rich dad poor dad. Dan Lok just added a high income skill as step 1. But the rest is the same. Buy income producing assets and repeat.
Great video