Here's How Much You Would Need to Pay With Medicare | Medicare Supplement vs Advantage
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- čas přidán 25. 06. 2024
- If you enjoy hearing about how Medicare will cover various costs, be sure to watch this video on how a Medicare Supplement compares to Medicare Advantage when covering Cancer. ( • Here's How Much We Pai... )
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Erik@TheRetirementNerds.com
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⏰ TIME CODES ⏰
0:00 Setting the Scene
0:48 🩻 Pre-Operation Expenses
3:42 👨⚕️ Operation Expenses
4:58 👩⚕️ Post-Operation Expenses
8:02 💰 Annual Plan Costs
10:08 🧮 Final Costs
11:41 ⚖️ Disclaimer
12:34 🎚️ Other Factors
=============================
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Federal Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
I had a hip replacement in Jan 2023. I paid my $226 deductible against my pre-op tests. I went to the surgeon of my choice, was in PT rehab for 12 days, the dr prescribed follow-up meds, and I had in-home PT for four weeks after rehab. I have Part A&B and Supplement G. Aside from my Part B premium and Supp G premium, I had no additional out-of-pocket costs. That’s including all my follow-ups with the surgeon and his PAs. A&B and supp G are more than worth it for me.
72 y/o, I have a history of several medical issues. For me my supplemental plan G has been great.
Great video. Love the shoes. One suggestion is to focus on the numbers longer so to really read them. You can be in a small box to the side.
I remember walking into my doctor’s office, with my Altra comfortable wide toe box shoes, and seeing a sign with a list of all the Advantage plans they were not accepting. That made my Medicare choice much easier! Enjoy these cost breakdowns. Thanks.
Thank you for watching! I've heard great things about Altra. My wife has a pair 👟🙂
I love my Altras!
71 y/o, I fractured my right hip and wrist. I had surgery 12/23 and was sent to Skilled Nursing Facility. I was released after 60 days. I'm currently doing physical therapy once a week. I know every persons scenario is different. In my case , I have several medical issues. Therefore, I chose a Medicare Supplemental plan G. I'm happy with my plan.
So glad you are happy! Thank you for sharing your experience!
I’m a physical therapist and spend a significant amount of time educating people on the importance of shoes that provide proper support. Unfortunately,there are more times than not, that I am telling people they need to give their shoes a Viking funeral.
Shoes are a big deal! Especially for the knees! 👟
I would love to give all my shoes a Viking funeral.
I worked in the ER for years. I remember with tennis shoes were so big for the elderly but they kept getting them stuck when shuffling over carpets and bam...face-plant. I was a Hospice RN for 17 years (5 years pediatric hospice) WE loved you PT and how you helped our patients.
Doctors will often question people on why they care about some charge if the insurance company is picking up the tab. I'm one of thise people because I know ultimately it will add to premiums. I have a question along those lines. In the end, you stated Medicare gets $1k/month for the advantage plan for "taking on risk". In plan G and N, are the insurance companies footing that $12k . I'm asking because I don't want the government paying for medical expenses. National debt is already out of control.
My wife needs to have both knees replaced as well as her hip. Total cost - - her prescription for pain medication. All I pay is a dispensing fee. I.Live. In. CANADA.
Your comparison of shoes and everything else is always so fair
Appreciate you!! 👟😊
After my mom’s bypass surgery and rehab stay I will never get an advantage plan. If you have to go to a skilled nursing place it’s a hassle renewing every few days and they will do anything to get you out of there. Supplemental plan all the way for me.
I've been wearing "barefoot" or "minimalist" shoes for 18 months. They are flat, no cushioning and a wide toe box. Lets your feet interact naturally with the ground...Great video, as usual! A big thing that sticks in my mind is that the Supp plans are much more stable year to year, basically the stuff that is covered is covered the same all the time Adv Plans they can change up who what, when, and how changes very often...
I've seen shoes like that. Been tempted to try them out! 👟
Dr. Weir suggests Supplemental plan N overall. No referrals, out of network for travelers, etc. You never know what the future has in store for you. Your example was great, but I will stick to my supplement plan.
Supplements are great 🙂
I have traditional Medicare and an F supplement. My total knee replacement with all the pre-op costs, surgery costs, 12 physical therapy visits and two surgeon follow ups after the initial 90 day period. My total cost was $0. I also had a fair amount of pre-surgical lab work that was billed separately from the surgery. In my case I stayed overnight in the hospital. My total surgery bill was about $56K and everything else came to about $12K. I don't attribute all of my Part B and Plan F premiums to this surgery since I had about $80K in other medical services that year. I don't carry dental or vision since I only pay about $60 per year for vision and dental coverage around here stinks. I do have a drug plan but it is $0.50/mo.
I'm a retired RN Case Manager for a large hospital chain and I can not tell you the frustration, time and energy it was to try to get benefits for MAP plan patients for treatment, disposition and follow up treatment. Another important factor is that MAP may only contract with specific SNF, often not the best. Traditional Medicare can go to any SNF on discharge. This can be a major consideration for proper PT/OT/ wound care and location to family and support. SHOES
Thank you for watching and sharing! 👟
Thank you for the information. It was concise and helpful. My favorite sandals are easy spirit leather slip ons. They hug my feet and are easy to slip on and off.
@@Commenting_mymind Thank you so much for watching! 🩴
My wife had to have open heart surgery to replace her aortic valve, she was born with a defective valve. The total medical bill, from diagnostic through rehab was just over $250,00, (I forgot what Medicare paid), our cost for her Plan N was $320, which included the Part B deductible. Her Plan N costs $72 a month. During her rehab I walked with her with my Sketcher walkers, very comfortable.
Thank you for sharing your experience. We are working on a bypass cost comparison as we speak (type)! 👟
Truly appreciate your very balanced and objective approach. Even though I'm a traditional Medicare fan it's really nice to have an objective presentation of Medicare advantage to make sure that I maintain a critical thinking perspective on retiree insurance. I'm a big fan of slip-on shoes 🙂
Thank you so much for spending time with me 🙂
Love comfy shoes! 👟
My HOKA sneakers will keep my legs working strong hopefully avoiding any knee surgery. Thanks as always to your concise and informative Medicare videos. Approaching my 65th birthday and impending Medicare signup late summer.
I've heard great things about HOKAs! Need to get me a pair.
Thank you so much for your kind words and support! Exciting times ahead for you! Here to help if you need anything!
I’m on my third pair!❤
My whole family loves HOKAs, except me. They aggravated my Plantar fasciitis, so I returned them.
Birkenstocks! 30+ pairs in every color collected over a lifetime and all still wearable. Great video! It is worth noting that all the supplement expenses are already budgeted for, so important on a fixed income, whereas the Advantage plan costs could be a nasty, budget-wrecking surprise.
Good points! My wife and her sisters love their Birkenstocks!
YES!! The surprise “Gotcha Factor” was a serious consideration for me as well. Many of my retired friends have had to shift to network doctors, receive surprise bills and experienced issues traveling. My time and peace of mind are worth way more than any small or perceived cost savings.
My podiatrist says my feet are a nightmare and I have to agree. I’ve had issues, over the years and now at 67, I have heel spurs, hammer toes, bunions and arthritis in both ankles. Birkenstocks were awesome for heel spur pain, UNTIL my bunions grew to the point my feet were too wide for Birkenstocks and most other normal shoes! I live in Florida and have found very wide sandals to wear and orthopedic shoes in 9W widths!
Thank you so much for watching. Sorry to hear about the foot troubles! 🩴
My husband has large feet and has to order his shoes online. He recommended your videos since I'm just now navigating this process. Thank you!
So glad they are helpful! Thank you both! 👟
Plan G all the way for me
Thanks for the great video, Erik. It is another outstanding addition to your virtual library of added value for those interested in healthcare and financial topics; you are unique in this space, and over 100,000 subscribers tell the tale.🔥🔥🔥
A smile comes to my face every time I see one of your comments. People like you are what keep us happy to make videos! Appreciate you David!
@@Theretirementnerds My pleasure, Erik.
I wear mostly boots.
Thanks for this example. Quick and clear numbers giving an idea of the different plans for 1 major operation and physical therapy.
Thank you so much for watching!! 👢
Thank you for the timely video! I'll be on Medicare early next year and knee replacement is the only foreseeable procedure that I'll need. I've been able to keep the knees semi-happy by maintaining strong quadriceps, plenty of no-impact cardio and of course, good shoes.
So glad it was helpful! Thank you for watching! 👟
I just retired and I’m trying to decide which way to go. I’ll be 70 when I begin my Medicare full time. I have several medical issues that can worsen as time goes on. A big factor for me is the underwriting. It’s my understanding that you can be dropped anytime from advantage plans due to underwriting and if you decide to go to Medigap, you must undergo underwriting, all of which equates to much higher premiums and or denials. There is no such problem with Plan G. I also understand that Plan N goes through underwriting yearly as well which can affect your premiums. BTW, I’m more of a Sketcher guy.
Hi friend! Thank you for watching (to the end!).
You cannot be dropped from an advantage time. Period.
The only way you are getting dropped from an Advantage plan is if there is a monthly premium you are supposed to pay and you do not pay it, or, if that insurance company leaves your area completely. If they leave, you can pick up a supplement plan with no underwriting or a different Advantage plan. Wherever you heard Advantage plans dropping people due to underwriting is (fortunately) incorrect.
Underwriting happens with Medigap, and it is if you want to go on a Medigap outside certain enrollment windows. Underwriting means you could be approved, denied, or charged higher rates based on your health. Again, this is for Supplements, NOT Advantage plans.
Once on a supplement plan, you do not undergo underwriting each year (any of the Plans... G, N, etc.).
Hope that helps!
Your comparison of shoes is always very logical and very well explained. Thank you!
Thank you so much! 👟
Great video! I enjoy all of yours. Very informative and not long and boring. I wear Merrill’s a lot.😊
Thank you so much! Merrills are super solid! 👟
Love the video detail explanation and honest comparison side by side, plus the shoes..😊
Appreciate you watching! To the end! 🩴
Thank you for these videos... I appreciate your disclaimers, including that comfortable shoes matter.
Appreciate you watching (to the end!) 👟🙂
Shoes. Most people focus on the on-going expenses and ignore the premiums. When I was working I did the math and saw that the High Deductible plan was the most cost effective, even if the high deductible occurred. Even after showing my coworkers the math, and these were engineers who understood numbers, all they could see was the potential high deductible.
I'm now on a MA plan, and I budget for the Max Out of Pocket, even though my medical history says I won't go anywhere near it. My wife will be starting Medicare this year, and based on her medical history, she's going on a Supplement N. She can always switch to a MA later, but going from a MA to a supplement isn't always possible.
Thanks for the video.
Great video, I would rather pay the higher cost of the supplemental insurance and be able to go to who I want to wearing my Sperry dock shoes, than have to go to in network only... ;)
Thank you for watching (to the end :) )
Totally understand that logic!
Awesome video and awesome explanation. Sketchers are my go to shoes. Thanks for all that you do to inform us about the rabbit hole that is Medicare coverage.
Appreciate you taking the time to watch and comment! 👟
Great Shoes, all your detail really helped me make my decision. Thank you
Thank you! 👟
So glad it was helpful!
Thank you so much for these incredibly informative videos. So helpful. I’m into shoes that are comfy and easy to get in and out of.
Comfort and ease of use are pretty much all I look for in life 🙂👟 thank you for watching!
Hey Dude!! Good information once again!! 😉
Thank you so much! 😉👟
Thank you for your videos, they are very helpful. I switched to Barefoot shoes last year and love them!
Appreciate you taking the time to watch and comment! Barefoot sounds interesting! 👣
Thank you for another excellent and informative video. By the time I become Medicare eligible, I will definitely be prepared! Love my Hoka's!
Thank you Brenda! Hokas, I hear, are amazing! Need to get me a pair! 👟
Thanks for another informative video.
Appreciate you watching!
Hey dude, thanks for another great video.
I like what you did there 😏 👟
"These boots are made for walking" sang Nancy (before your time).
Thanks for the very interesting cost comparison.
My brother had his second knee replacement 5 weeks ago so I am sending him this link.
I don't know what plan he has so I will ask him.
It helps all of us to see real cost comparisons before we choose what route is best for each of us and I appreciate that you stay very balanced and point out that each plan has some advantages and some disadvantages. As well as how crazy the US medical system is. But we are fortunate to have any medical system at all.
Very true! We are fortunate!
Before my time, but I was raised on that generation of music 🙂 just hope one of these days those boots won't walk all over me 👢🙂
I'm very happy to have your advice. You have made my life so much easier and helped take the worry out of my retirement. I love my sneakers. 😅
Makes me so happy to hear these are helpful. Thank you for watching! 👟
Shoes and underwriting. One MUST consider underwriting if choosing an Advantage plan. It's like a banker and a loan. You can't get a loan when you most likely need it most.
My dr. and I decide what treatment is in my best interest NOT some white coat in an office high in some billion dollar building looking at the bottom line of an insurance company.
Thank you for watching and sharing! 👟🙂
Good and balanced analysis. Surprised to see an advantage plan come out on top. new Balance have been my old reliables for decades….thanks.
I've never been let down by New Balance. Thank you for watching! 👟
Thank you for the example and your time to research the the figures. Not all shoes fit the same.
Appreciate you spending time with us! 👟
After you video about your Mom I decided on Plan G a few years from now. Here Advantage won! Lol. I love my ON shoes!
It's different for all kinds of circumstances.
I LOVE my On shoes 🙂👟
I have access to a company sponsored advantage plan. I can transfer to it once. When I hit 65, I chose to go with a plan 'n' supplement. (If I never left my home area, I would be happy with the company advantage plan, but because I like to travel, and if I needed complex surgery / treatment, that would include travel to one of the premier medical centers. ( A co-worker ended up with liver / pancreatic disease, he spent a year in and out of our local hospital, in a 1MM person metro. If he hadn't been able to visit the Mayo clinic, he'd be dead. ) Now, when I get older and don't travel, I may think the advantage plan is the ticket. But as long as I can put SHOES on and travel, I'll stay with my supplement!
Thank you so much for watching and sharing your logic :) 👟
First time viewer, liked your analysis, I’m a subscriber now, and I’m wearing On Cloud slip on tennis shoes for walking and they are supportive and well cushioned. Age 63.5 so studying the Medicare scenario in front of me.
Thank you so much! So glad you found us.
I'm a huge Roger Federer fan, which automatically makes me an ON fan... 😊
You and your shoes are just awesome!
Thank you so much Sue! 😊👟
I like slip on shoes like sketchers. I love this site - love watching the costs broken down one versus the other. I took original Med and plan G - it just gives me more piece of mind regardless if thats true when the billing starts for whatever injury or sickness. I live in NC and G is a little less expensive then the avg number u used ( just to mention it) and I didn't purchase a dental vision plan. The dentists I pickeed don't take insurance and the plans themselves are pretty skimpy on what they give you. My total cost using your example came to $3878 still ,more than Advantage. But its still a small price to pay either way for such a surgery. Thanks again for your videos - great info.
Thank you so much for watching and sharing what you're experiencing! Appreciate you! 👟
Love me Chaco Sandals, they are buildable too. Love the videos great info.
Thank you so much!! 🩴
I had a TKR last month, May 8, 2024. I wore my Hey Dude shoes so I could get them on and off easy.
My surgeon requires a one night stay in the hospital for all of his TKR and hip patients.
I had four in home PT visits then in office PT.
My PT office told me Medicare only covers 20 PT in office visits.
Love the shoe choice 🙂
Thank you for sharing your experience!
Great comparison, thank you! Love your shoes 😂
Thank you so much!!
Ok, after watching several of your comparison videos in past couple of years since having to compare G, N, & MA in general I decided to subscribe. The slip-on shoe comparison was the clincher because I don’t like the brand I’ve been wearing this year. Much like this knee surgery comparison to sort out choices for Medicare coverage I used a medical emergency surgery plus 2 relapses back into hospital I had about 2 years before with retirement pre-Medicare private insurance. So I’m using these comparisons to help me keep updated on plan info.
Thank you so much for watching! So glad to hear they are helpful - both for Medicare and shoes 😊👟
Great video! I really like your blue suede shoes also.
Thank you so much!! 👟
Good job!
Thank you so much! Appreciate your support!
Great comparison. I turn 65 in January so thanks for doing what you do! Did you know a size 13 in the USA is only a 12 in Mexico? Hmmmm.
Did not know that! 🙂👟
I wear good quality shoes that have a good arch support. New Balance, Taos, etc. and when feet feel good I can wear Birkenstock to grocery shop or get a pedicure. I never ever wear a totally flat shoe.
All solid shoe choices!
I love my Birkenstock sandals. Great arch support. My wife and I are both in our mid 70s and have been on Advantage plans since 65. To date, our health has been pretty good, except for auto accidents, hospitalization for Lyme disease, cancer surgery, etc. Okay, so we do have problems. But so far the Advantage plans have been great compared to the high deductible, pays-for-not-much, employer insurance we had for most of our lives. From your discussions we should probably re-evaluate if our needs change (e.g., need high cost drugs). But so far, good. We like the convenience of one-card-does-it-all. But, we still pay more than our German friends do for equivalent medical care, even considering the premiums taken out of taxes (e.g., $250/month for a family of four) that pay for anything and everything a doctor says is medically necessary. Oh well.
You have great shoes. Glad to hear how well they are made.
Thank you! 😊👟
Your videos are as comforting as my favorite pair of shoes.
Thank you so much for watching! 🙂👟
Your shoes look nice - any way to discuss taking Medicare part B or not with the new PSHB when we had FEHB without Medicare part B?
Thanks! I've got a bum knee but I'm putting off replacement as long as possible. I've wondered what out of pocket costs might cost if I ever have to get it or them replaced. SHOE yep, I watched it all.
Sorry about your knee!
So glad this was helpful! Thank you for making it to the end 😊 👟
Shoes are crucial for knees. I have spent 3 years adapting to Vibram 5 fingers to regain toe strength and balance.
Thank you for sharing this and watching 🙂👟
As always a great video, with clear information. My favorite type of she are western boots. Thanks again for this type of overview.
Thank you so much for watching! 👢
Steel toes for me , 12 hrs a day. I’m looking forward to retiring someday😊
That is a long working day! 🥾
Very good video. I have a supplement, my wife has an advantage plan. My wife is blessed with very goo health. I am not blessed with good health. For us having different plans makes sense. Yes I like comfy shoes too!
Thank you so much for watching! Hope your health improves!!
I too live in the inter mountain west and wear sandals all year (except in snow - I'm not that daft). I'm still working and will retire next year. My current health plan is marketing their Advantage, and that would be a lovely transition, but I'm probably going to move to a lower cost-of-living state, so I have no idea what will be available because it sounds like the challenge with Advantage is "network." Your videos are the most helpful of them all.
Thank you so much for watching! 🩴
Sandals in the snow... I'm not that tough 🙂
Birkenstocks are a must!!!
My wife lives her Birkenstocks! 🙂🩴
Thanks for the informative video. I sat watching it wearing my Brooks Ghost 16’s. My podiatrist insists I wear a supportive shoe most of my waking hours!!!
Thank you so much for watching! 👟🙂
Thanks for the video. It's an eye opener. I like wearing shoes on both feet.
Thank you so much! 👟
Cute shoes! I just wanted to point out that no live links appear on your video whilst you are pointing them out. 🤔 Always great content!
Hmm... were you watching on a phone, computer, laptop, or TV?
I am a retired employee from both the federal government and state government. Both plans are PPOs. My State health insurance plan is free into retirement for me and family and the plan will pay Medicare premiums. My FEHB plan is better, but I pay approximately $800 per month. It also covers me and family. The question is, when I am Medicare eligible, should I drop the federal plan where I pay out of pocket and merely keep the state plan?
Louboutin heels rock 🙄😷
(somethin' 'bout shoes 😆)
Love it! 👠
Heydude, I really appreciate all the good info. I'm not mad at you and I don't hate you.
Thank you so much! 👟🙂
Toscana Shoes. you do scholarly work on daily challenges of understanding Medicare. when the Medicare professionals explanation is clear as mud.
Thank you so much for spending some time with me! 👟
Hmmm. I don't have a favorite shoe, but may need to check out the ones mentioned in the comments. I chose my plan based on your informative videos.
Thank you so much for watching! Hope you are super happy with your plan. I'm seeing lots of great shoe recommendations! 👟
Skeecher sandals (not quite shoes but hey!)...are great for summer! Like walking on a cloud. Thanks for the comparisons about all the plans...no matter what plan we have, we have to shell out dollars to pay pay pay. It's hard to chose and so expensive. Was talking to my son who is 36 yr old now and is worried about his job converting over to a bad health insurance that is going to cost him $2,000 a month out of pocket from United Healthcare! That should be illegal!
It's expensive! Thank you so much for watching! 🩴
I love my sketcher's . In New York the monthly Plant G premium is $312 and Plan N monthly is $242. Very expensive.
Super expensive. You are able to switch anytime, though, so a lot go Advantage until something bad happens and they jump on a dupplement.
Choose HDG.
To avoid the need for knee replacements, do regular core strength workouts, maintain normal weight, use proper shoes (cushioning doesn't last forever and the new cushioning technology is incredible).
Thank you! 👟
I always thought ballet flat shoes looked comfortable but was not. They tend to not have support or cushioning on the bottom. Just brought two pairs that were comfortable. They were also wide at the toes. So, do not give up. They do exist. Lol.
Thank you for watching and sharing! 🩰
Brooks are my shoes of choice!!!
Thank you so much for sharing 😊👟
I love my shoes…you are presuming that the Advantage plan agrees that the knee replacement is necessary, which often is not the case, so if you proceed your costs could be ten’s of thousands more!
Thank you for watching! 👟
This video may help clear that up a little:
czcams.com/video/sA9EzoiHjEM/video.html
Excelente
Thank you!
If I were in your shoes I would talk more about the issues with cost of care out of state. That is one thing I worry about because I do travel to visit family.
You read my mind! Have a few travel videos coming!
I prefer Merrill slip on shoes for rugged shopping errands. I had knee replacement surgery 2 years ago with Medicare Advantage plan and my costs were exactly as you described/outlined. The following year I was diagnosed with TED, which caused severe double vision. Diagnoses and treatment took 8+ months, which spanned 2 plan years. So I was subject to 2 deductibles/copays. I nearly passed out when the first EOB arrived. Only in America can the pharmaceutical industry charge $500k and the insurance company reduces the charge by half!!!
Thank you so much for watching and sharing your experiences! 👟
I love comfy shoes.
Can never underestimate the greatness of a comfy pair of shoes 🙂👟
I am so glad I had a long-planned (but Covid-postponed) left THR in 2022, and then a totally unplanned but urgently needed right THR in 2023. My employer insurance was great, with only a $3,500 max OOP. So I REALLY hope that now I am 65, retired as of May 31, and on Medicare, I am done with the bionics. I am so grateful to be walking around better than in years in my Merrell Cozy Glove shoe-slippers. With a tough Vibram sole, they are literally my fave shoes. And Merrell stopped making them!!!
Oh no! I hate when shoe brands have great shoes and discontinue awesome models.
Glad to hear your health seems like it's in a good place!
I love Altra Sneaker as my daily shoes
I've heard good things! 👟🙂
Thank you for watching!
I sport HOKA shoes with custom inserts. Medicare doesn't cover my condition regarding custom inserts. Therefore my podiatrist writes a script for custom inserts and the co-pay is $400. The plan is when I recover from my hip and wrist surgery. I will be scheduling surgery for my feet.
I hear great things about HOKAs. Thank you for sharing your experience! 👟
I love my Teva sandals and my Sketcher slip-on mesh shoes
Thank you! Our family has a long-standing debate on how to pronounce Teva...
Tee-va or Teh-va?
@@Theretirementnerds I pronounce it Teh-va
I pronounce it tee-va
How much are they paying for the monthly premium for the supplement plan
Good Evening. As a 70 year old retired member of the Armed Forces I have TFL (TriCare for Life.) Tricare for Life is "Medicare-wraparound " coverage. Some may find it helpful if you also include and compare TriCare for Life with an Advantage Plan and with Traditional Medicare with a supplemental plan add on. Thank you
Thank you so much! Great idea!
Love those shoes...
They are great! :) 👟
Thank you for watching!
Hey Erik! On another note, are you savvy on the Medicare Advantage Plans in Mexico through Lakeside Medical Group? I will be moving there with visits back to California. I need to decide soon. I'll be 65 in August this year. Maybe you can do a video if you have this information! Much appreciated. Thanks Dude!
Hi Sophia, I'm not familiar with that one. I'll look into it! Thank you for watching!
Every time you do a video like this it gives me pause because I am so focused on the "G" Plan. What makes it so tough for me is I have no health issues so if I go through life never getting really sick the Advantage plan is a no brainer. You also did a video on the cost of the "G" plan over many years. If we never need it then we wasted our money. Then there is also the in network, out of network, the pre approval's etc. that bother me. Of course what I have now while working is almost like an Advantage plan. But I am not older when health risks are increased which gives me pause as to being able to get on a "G" plan later in life due to underwriting. You see I do pay attention all the way to the end of the videos. I just do not get why there is just one plan for everyone 65 and older. It would make life so much more simpler even if the monthly charge for everything was $250.00. It just seems like because millions of people would be on it the plan would work. Just me I guess. Now in this video with this one procedure the Advantage plan in one scenario wins by a whopping $1,785. It got me to thinking how many pairs of shoes I could buy with that much money. Of course if one would do a comparison of shoes to insurance then it would come down to the cost of the shoes and the type of shoes you buy. So I decided, since I was hungry not to focus on the shoes you wear but on "Shoe Soles" yes, a tasty treat invented during the 17th century in France that has become a favorite world wide from the sweet treat as is to fillings such as creams, fruits, nuts, cheese's, meats and even vegetables. Yes there is a "Shoe Sole" for everyone. And now the road to 200k begins. Congratulations!
It is tough... kind of the decision of pay now or pay later. Pay now for more freedom.
Appreciate you! 👟🙂
Sketchers slip on 👍😎😎
Thank you!! 👟🙂
Got a little confused on the advantage plan math. Thought I was smart until I watched this!
And I prefer Hey Dudes. 😊
Thank you! Hopefully it made more sense as we went through it? 👟🙂
This is really important work you are doing here. Fav shoes? Bare feet 😀
Haha thank you!! 👣
My new all black canvas sketchers are perfect for when I start cruising....😊. Question...I lean towards alternatives medicine and I'm intrigued with participating in medical tourism. If I plan on doing semi expat living wouldn't I be better off to go with Advantage Care programs that I can also add a international travel package?
Solid shoe choice 🙂
Possibly. Less fixed cost for something you can't really use internationally except in emergencies. Separate travel policies can be a good option. I have a partner for that if you are needing those. Some choose just to have A and B only, then, when they get back to the states they get a plan based on a special election period via moving.
@@Theretirementnerds thank you...they say the tread wears out quickly but there are plenty other color options to chose from when I need another pair! Thanks again!
Orthofeet for me!
Thank you! 👟🙂
Love shoes!
Thank you for watching! 🙂👟
I personally like "skechers", slip on type,
Love it! Thank you so much for watching! 👟🙂
Speaking of shoes, do any plans cover an orthopedic lift of greater than an inch (not prescribed by a doctor)? Thank you for all your videos. They are all excellent.
Thank you so much!
Medicare covers orthopedic shoes if they are a necessary part of a leg brace...