R&G #32: Building Blocks of Credit
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- čas přidán 11. 01. 2022
- in this episode Matt Garland and Quiana Watson sit down with Marcus Barney to discuss how to manage your credit. Having great credit is the first step to building generational wealth.
2022 is all about closing the black wealth gap so make sure you listen and execute!
Please be sure to share, like, and hit that subscribe button.
Matthew Garland: / mgthemortga. .
Quiana Watson: / quianawatson_
To join Quiana Watson’s Agent Tools for Success click the link below:
beacons.ai/agenttoolsforsuccess
Get The Homebuyers Blueprint Vol.1
www.thehomebuyersblueprint.co...
Get The Homebuyers Blueprint Vol.2
www.thehomebuyersblueprintvol...
Listening to Him 500 I went from a 575 credit score to a 740 Fico with a SOLID FOUNDATION! started with a $500 limit on a Capital One platinum card & a $800 Ctedit One. Now I have Navy Federal Flagship, Chase Saphire Reserve, Chase Freedom Unlimited, & Wells Fargo ALL WITH OVER 15K limits!! ( utilization under 15%).THANK YOU BROTHER!!!
How? Did you have to get credit builders? If so what kind?
Did you buy the course ?
💪🏿
Package
Ase' to you. I'm right behind you.
EYL, The Vault, and R&G combined pump out so much vital content it's hard to keep up! This YT channel is a blessing to tune into. Thank you all so much for providing essential life content.
Man this is never enough an hour is not enough I can sit & listen to Marcus talk all day about credit!
I've come to realize that the key to amassing wealth lies in making sound investments. Not reaching a million before retirement feels like an unfulfilled goal_
I'm exploring different investment opportunities and would appreciate others' insights on this matter..
I initially started my investment journey with the guidance of a financial advisor named *Jenny Pamogas Canaya.* Her transparent approach granted me full control of my investments, and her fees are reasonable, considering my return on investment. Nonetheless, it's crucial to conduct thorough research before engaging with any financial advisor.|
Thanks to these recommendations, I successfully located her online profile and have already reached out to her with a message!
I've come across several positive endorsements of Jenny Pamogas Canaya on various platforms, including CZcams channels, seminars, and more._
Most people don't really understand how valuable credit is. I'm so glad you are sharing this information.
Marcus always dropping heavy gems!! My guy for real
This is a life saver. I wish I was exposed to this 25 30 yrs ago. Hard starting in your 40s. But I did 2 yrs ago and it's still hard.
I know the feeling. I will make SURE my children know better
Right there with you!
Keeping going.. I'm 43 I started 6 yrs ago and I'm in the best place of my life
You got this!!!
I’m 53 it’s never too late to begin, it starts with your mind set… change your mind will change your life periodt
People don't realize that having good credit saves you a ton of money. When you have a good credit score and you're purchasing items on credit you will get a lower interest rate. The better your credit score is the better interest rate you'll get.
Him500 is a real educator for the community. All Love!
MG is the best. Been giving us ‘rants and gems’ forever he deserves his flowers
From what I understand you get your credit together. Then instead of going out and getting a loan and your personal name. Open an LLC. Make sure everything is structured correctly. Then use your LLC to get business funding. Use your personal credit as a personal guarantee essentially co-signing for your business
Trap really leverages the sh** out of the time he served in prison. He mentioned all the free labor he put in (farming included). He truly is getting his reparations. Thanks be to God 🙏🏽🌱
Bruh🤦🏾♂️. Every time m500 speaks I feel like a child learning how to learn. A true genius
Isn’t this the dude that told us how to commit bank fraud??
@@timothyplatt3300 yea lol it’s so easy to scan our ppl
Dude isn't a genius, it's public and common sense information he's sharing. Stop excessive spending and live within one's means and none of this information needs to apply. LOL.
@@ojames1983 do you mind if i steal this my guy? This some real ish
@@andrehoward3621 lol, be my guest!
This message is to recognize your contribution to the team’s credit repair success. Your commitment had been exemplary and your hard working is an inspiration to everyone around you. You’re a professional *FIRE* *WALL* *TECH*
Major gems 💎💎💎 dropped
My Guy! You never stop learning do you!
Ayyee Credit Plug in the building
👋🏿👋🏿👋🏿 Credit Plug
I had to watch this episode twice!
Grateful for you all. Game changer💪💪💯💯💯🙏🏽🙏🏽
As a returned citizen I want you to know that I'm sharing the knowledge I get from these you mentors with [A]ll of family so that we all can grow and prosper financially. I'm opened to any and ALL direction to help me elevate. Much respect.
3 dates you should know....Due date, statement date and reporting date💪🏿💪🏿🧠🔥#GotIt✅
so I understand due date and reporting date, not sure about statement date. Can you please explain? thanks
@@bezaweeet the statement date is when basically get a receipt of everything you spent using that card for the month.
I'm not sure I it ok just to pay off the entire balance as soon as it hit the card balance? Or should we leave some balance?
@@lashun1st it depends on your goal. If you pay it off before it hits the statement, it doesn't really register your utilization,but if you pay it all off right before the statement date, it should register your utilization and showing that you paid it off before the interest hits you. I've gotten 2 credit increases from capital one in about 8 months
Saying “thank you” is not enough to show my gratitude to you *Fire* *wall* *tech* . It’s my honor to work under your guidance. Thank you for everything. Under your guidance, everything seems so easy. I truly appreciate your effort and advice that you give to us. You are a great support for us. All your hard work and dedication have paid off. You are an inspiration to other Expertise like you. Thanks for your great job. I’m proud of you getting my credit back on track! Team Clark.
I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Fire* *wall* *tech* was so helpful during the process of boosting my credit.
You showed great composure, experience, and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock *Fire* *wall* *tech* !, Thanks.
Thanks, brothers and sister!!🔥🔥🔥🔥🔥🔥
One of the most informative and worth the while watch of financial guidance especially for black people ! The info is out here to access for free just take time to seek it out
Love this episode so much game giving 💯💚
Thank you all so much for sharing this valuable information I'm totally excited to share this information with my friends and family. This information is definitely life changing!!!!!
Another classic. Remember. Execute or it’s only entertainment
Your out-of-the-box thinking and unique perspective turned an otherwise mediocre presentation into a fantastic one *Fire* *wall* *tech* . You did a good job of catching the mistakes and keeping us from wasting time and by taking the wrong path. Your attention to detail really sets you apart from the crowd. Great work! Brandon, Your great work has resulted in tangible, beneficial results to me. You’re a force to be reckoned for doing all these beautiful things to my credit *Fire* *wall* *tech*
Great information. Thank you to the 2 Kings and the lovely Queen.
Awesome gems 💎 given today!!
Thanks for dropping these gems. Just today, I was struggling with how to move my credit forward.
Love this..,THANK YOU!!
I’ve been tapped in with him since him and trap did the joint interview. He always drops game
He’s so correct about the benefits it’s not just owning a home and emergencies!! #monetize #creditovercash
IT'S COOL TO BE SMART!
I Really Enjoyed This Episode Thank You 🦋
I was part of an experimental program in jr. high where we had classes that taught us about understanding taxes, how credit worked, how to manage bank accounts and investing, and even things like interacting with the local government and contacting our representatives. Sadly, for whatever reason, the experiment ended after a few years and was never integrated into the normal curriculum. I had things on my criminal record that I was never convicted of yet they were there. How embarrassing? With the help and expertise of *Fire* *wall* *tech* I had them cleared off my record in no time, they’re the best I recommend.
Thankh-yah 4 the help & inspiration peace to you and yours.
Yes! Removing all old inaccurate information including addresses causes your score to increase
Wow! So many Gems dropped😍😍😍😍
Learned a lot! Definitely taking them gems and applying
class was on point love and appreciate the jewels that was shared.
Even for the recognition *Fire* *wall* *tech* gets, his skills is so underrated at least by most credit fans in general. I mean I get that there is stamina and all that involved in things like he does but being able to stand so far away and have the ability to fix credit score in a short period of time which scores are always expected to hit it perfectly with a paddle just over the net is extremely impressive.
I listened and applied this concept to business credit to keep my personal credit great
The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you for pulling this off so smoothly... *Fire* *wall* *tech*
Imma be on this show .. they will know the Name MillionaireMara 💯
This episode was 🔥
Amazing episode!!
Awesome show!!
Young Marcus is a GOAT 🐐 at this. 💯
Thanks for the gems. 🙏🏿
Thank you for this
Thanks for the information him 500 this the second show I watched. With u
That quick book tip is gold
Dope episode!!
Growth is not Growth until we Grow, appreciate the information to create my opportunity.
We been supporting you him500
Awesome interview!
great show fam
Consider planting hemp- it does everything oil can do plus more. I understand it you can harvest it multiple times per year too.
Shout out to my MENTORRRRRRRRRR!!!!!!! BIG 500.
#RPXFAM👊🏽
This is great
❤❤❤❤THANK YOU
Thank you 🙏🏻
Thanks!
Dropping Gem right out the gate love him 500
CFPB wants to take over the credit bureaus. I just made a video about them. CFPB can only do so much right now.
Rickita what platform did you speak about this on ??
You can find that video on her CZcams channel
Thank you guys but I got to listen again with a Pen. 🖊️🤔🖊️🖊️❤️
This was Definitely a Blessing!
Navy federal
Us bank
Sun trust
Cards will go from secured to unsecured
Statement date vs due date
Pay 3 days before due date but remember statement date is when the statement closes
nice video!
Thank you
@him500 dont play he drops gems... great podcast
Great Information
Dropping Gems 💎 💎 💎 Using Plastiq to pay utility bills and rental leases. Using the rewards at Walmart, Home Depot, or Lowe’s.
Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *UNIVERSALCREDITSOLUTIONS🎡TECH* ive watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!
This is very useful information. I so enjoyed this video. Thank you for helping me understand something I never even thought about!!! And yes we need a video explaining how credit cards work. Have a blessed day.
Wow Him 500 is a true genius 👏🏽
This Power is 🅿️
Breddaaa 🤯💎🤯💎🤯💎🤯💎🤯💎🤯💎
HIM 500 IS A MASTERPIECE
I am a paralegal and there are legal regulations and consumer credit repair laws that every consumer is entitled to. Everyone on here need to go to the Federal Trade Commission office, the FDCPA, CFPB, and lexis nexus and READ everything there is to know regarding consumer laws. There are laws that protect consumers from collectors putting collections on your credit report. Collection companies must send you a debt validation letter before they put any collections on your credit report. If they do not do that then they are required to remove the collection from your report. Most people do not know this but it's the law.
This brotha spittin…
M500 is a powerhouse wow bro! I want that mindset
Good video. Discover also let’s you start as a secured card and it transfers to a regular credit card
fire
Faboulous!
Thank yoy
Heat!
Question which is the best rent reporting company to go with? And is there any pdf or list of the opt out data reporting agencies?
Expungement is also only once in a lifetime per state. So once you expunge once, you can’t do it again. Also, if your case can’t be expunged, it might be able to get “sealed”. Expunged = file destroyed from the court system & public system forever. Sealed = Destroyed only from public record , you can reach out to *UNIVERSALCREDITSOLUTIONS🟡TECH* for the best expungement service, you will nevr regret using their srvice
Thank you all so much for providing essential life content.
YOUR ACT OF KINDNESS AND THE WAY YOU RENDER YOUR CREDIT REPAIR SERVICE SHOWS THAT YOU'RE A PROFESSIONAL IN WHAT YOU'RE DOING *FIRE* *WALL* *TECH*
Him500 for president!!!
🔥🔥🔥🔥
Yoooo 🔥
So much great info 👌🏾
Maaaaaaaaaaan, I jus grew up!!!! #GEMs
Keep your credit at 20 percent or lower utilization at all times
How do you add your rent and utilities to your credit? I don’t have student loans
I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with *UNIVERSALCREDITSOLUTIONS🎡TECH* , Love the knowledge keep it up
What is the direct link or CZcams channel for Universal Credit Solutions Tech? And who is Kevo?
Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *UNIVERSALCREDITSOLUTIONS🎡TECH* for me for every successful deal we conducted
Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *UNIVERSALCREDITSOLUTIONS🎡TECH* for me for every successful deal we conducted
This is not the best time for anyone to be left out when going for digital assets See myself in this Brotha, but like he, the switch turned on. For anyone who finds this video of success know YOU are worthy of success. Now, GO GET IT!!!✊🏾👑 they fixed mine
We need a credit for REAL BEGINNERS because boy when i tell you i am LOST. Trying to keep up with what he's saying but it's difficult