Excellent video my friend with a very good breakdown between two very popular dividend ETFs! I have positions in both, but having done the same research you did earlier in the year, I decided to lean into SCHD more thru the rest of 2023, and just let the VYM position ride along at its current capital level. I didn't exit my VYM position altogether, as it is up slightly over SCHD in the past 12 months in total return, but I decided to not add to it either. Instead, I'm increasing my SCHD position on a regular basis and feel confident doing so. I've been in SCHD for a long time, so my overall total return has been extremely good for that portion of my portfolio, and I look at the past year's downward value drop in SCHD as simply a bump in the road...Always remember, it is time in the market not timing the market that builds wealth and financial security. :)
Great video , I purchased 200 shares of SCHD , last week . Because of videos like yours! I'm new to dividend etf, investing. I'm selling Amazon Telsa , and and fidelity index fund. So that I can buy more share , and buy VT I etf. I don't see the need to own individual stocks , when you can cover the whole total stock market ! It's videos like this ,that I have learned, to invest , in my Roth! I really like the dividend etfs, I'm new to dividend investing! Thank you !
Dear Darrell, I'm really glad these videos can give you inspiration and new ideas for investments. If you have the time, check out my last videos on dividend etfs and, whenever you have a question of any kind, contact me via email or through a comment on my videos!
I prefer SCHD over VYM; however both are solid options! Not only does SCHD have better capital appreciation, but it also has superior dividend stats! So SCHD all the way baby!!
I hold both and think both are great. SCHD has a larger dividend and better growth the last 5 years but VYM is a close second. VYM holds more than 400 holdings vs SCHD just over a hundred so VYM is a tad less risky. Love both.
I like SCHD for the methodology they use to make out the portfolio, the expense ratio is great, the track record is respectable. The diversification within the different sectors is not bad. Volatility (Beta) is less than the S&P. AUM is very solid. I can bet in the next 10 years the majority of the companies within the fund will be around doing business. My purpose in investing on SCHD is for passive income during retirement. Regardless of how the market will perform in the future a dividend will be paid out. I will be happy if the dividend grow to 3.5 % YoY and the stock can appreciate 5 to 7% avg. That on top of SSI income which i will collect in the next 5 yrs is more than enough. thank you for sharing.
You are correct, SCHD is 12 years old and therefore we still don't know the strenght of the consistency. I tend to trust it because of how the stocks are chosen.
They are subject to the same taxation, yes. If you live outside of the US it might depend on where you live. For example in EU you don't have access to them
Hello there, I personally would still hold around 50% in the total stock market, maybe start with bonds after 50 years of age (20% at least?) And the rest between a value etf like schd and a growth etf like qqq, tilted more towards value the closer I get to retirement
Damn I clicked on the video cause I thought you were Manu Ginobli! Then you started speaking and now I’m not sure…🤔. I think you may be him. Good video though. Thank you.
Excellent video my friend with a very good breakdown between two very popular dividend ETFs! I have positions in both, but having done the same research you did earlier in the year, I decided to lean into SCHD more thru the rest of 2023, and just let the VYM position ride along at its current capital level. I didn't exit my VYM position altogether, as it is up slightly over SCHD in the past 12 months in total return, but I decided to not add to it either. Instead, I'm increasing my SCHD position on a regular basis and feel confident doing so. I've been in SCHD for a long time, so my overall total return has been extremely good for that portion of my portfolio, and I look at the past year's downward value drop in SCHD as simply a bump in the road...Always remember, it is time in the market not timing the market that builds wealth and financial security. :)
Very well said, mate. And your approach is the right one!
Great video , I purchased 200 shares of SCHD , last week . Because of videos like yours! I'm new to dividend etf, investing. I'm selling Amazon Telsa , and and fidelity index fund. So that I can buy more share , and buy VT I etf. I don't see the need to own individual stocks , when you can cover the whole total stock market ! It's videos like this ,that I have learned, to invest , in my Roth! I really like the dividend etfs, I'm new to dividend investing! Thank you !
Dear Darrell, I'm really glad these videos can give you inspiration and new ideas for investments. If you have the time, check out my last videos on dividend etfs and, whenever you have a question of any kind, contact me via email or through a comment on my videos!
I prefer SCHD over VYM; however both are solid options! Not only does SCHD have better capital appreciation, but it also has superior dividend stats! So SCHD all the way baby!!
That's true!
I hold both and think both are great. SCHD has a larger dividend and better growth the last 5 years but VYM is a close second. VYM holds more than 400 holdings vs SCHD just over a hundred so VYM is a tad less risky. Love both.
I like SCHD for the methodology they use to make out the portfolio, the expense ratio is great, the track record is respectable. The diversification within the different sectors is not bad. Volatility (Beta) is less than the S&P. AUM is very solid. I can bet in the next 10 years the majority of the companies within the fund will be around doing business. My purpose in investing on SCHD is for passive income during retirement. Regardless of how the market will perform in the future a dividend will be paid out. I will be happy if the dividend grow to 3.5 % YoY and the stock can appreciate 5 to 7% avg. That on top of SSI income which i will collect in the next 5 yrs is more than enough. thank you for sharing.
Thank you indeed. I agree with you.
Bro was you in NYC this week! I think you came to the store where I work in SOHO this week! if this you I would have asked to so many questions!!!
No man it wasn't me! But whenever I'll manage to visit NYC I'll let you know!
Excellent breakdown! Thank you for being to the point 👌
Glad you liked it!
Great video Rick. I own them both, although I prefer SCHD. SCHD pays monthly, and has a better dividend yield, so I invest more in it.
I agree with you, Bob. And thank you!
schd doesn’t pay monthly.
Schd pays quarterly
Is this Manu Ginóbili that played with the San Antonio Spurs...lol. I had to really look at the beginning of the Video...lol
I own both - SCHD in non-taxable and VYM in taxable account
Both great choices
Thank you for an excellent video! I have SCHD...a newer invester later in life...
It's never too late ;)
Welcome on board!
Thank you!! Must always have hope! :) @@rick.austin
Well explained! 🙌🏻🙌🏻
Thanks!
Luv the breakdown. Very nice!
Can't go wrong with both. :)
Thank you!
Great video Rick!
Thanks Juan
Good for bucket portfolio 1 third in VYM 2 THIRD SCHD.
Do you own both?
@@rick.austin Yes
Great content!
Thank you!
Great Video! I have SCHD in my portfolio.
Great 👍
Just invest in both plus VIG
I would think in theory SCHD is just too new to really know if it’s gonna stay consistent while vym is a little more passive and a little less risk.
You are correct, SCHD is 12 years old and therefore we still don't know the strenght of the consistency. I tend to trust it because of how the stocks are chosen.
Both are core positions for me, but I own almost 7 times as much SCHD as far as dollars invested.
I think an overweight in SCHD is reasonable!
Me too. I own both.
Everybody knows SCHD is superior over VYM. Great video breakdown!
Eh eh I agree with that. Wanted still to put it into numbers. Thanks!
The first reason alone is more than enough for me to trust schd as one of my retirement portfolio.
Packing 100schd on going 🎉
Great ;) publishing a new video about schd in around half an hour. Don't miss it!
I just got both because of this video
Thanks man! Btw watched some of your training videos. Good work!
Nice video
Thank you very much
Schd!!
👍
Maybe a video on a portfolio of yours?
Yeah that's also in program, I never get to that 😁
Hey Zero, the Portfolio video is coming out next friday!
Thank you
You're very welcome
I prefer VYM mostly because I trust more Vanguard than Schwab
Hi there, why the distrust in Schwab?
What about the tax, are they applicable for the same taxation
And what about taxing for non-US citizens who live outisde US
They are subject to the same taxation, yes. If you live outside of the US it might depend on where you live. For example in EU you don't have access to them
@@rick.austin thanks for your response, I live in the middle east Dubai
Can i put 1/3 into SCHD of my $600k 401k portfolio at age 51?
Hello there, I personally would still hold around 50% in the total stock market, maybe start with bonds after 50 years of age (20% at least?) And the rest between a value etf like schd and a growth etf like qqq, tilted more towards value the closer I get to retirement
There both great. I own them both
Great
Damn I clicked on the video cause I thought you were Manu Ginobli! Then you started speaking and now I’m not sure…🤔. I think you may be him. Good video though. Thank you.
I might be him...
I just said the Same dam thing...lol
Schd
Schd
👍
Rick is so handsome, VYM = Very Yummy Man 😍
Manu Ginobili
🏀
Packing 100schd on going 🎉
Great ;) publishing a new video about schd in around half an hour. Don't miss it!