PPF vs Mutual Funds: Which is Better? | PPF Account Benefits 2024 | With Calculation in 2024
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- Äas pĆidĂĄn 2. 02. 2024
- đĄ Are you confused about where to invest your hard-earned money? Look no further! In this insightful video, we dive deep into the world of Personal Provident Fund (PPF) and Mutual Funds to help you make informed investment decisions.
đ Understanding the Pros and Cons:
We'll explore the advantages and disadvantages of both PPF and Mutual Funds, breaking down key aspects such as returns, risk factors, liquidity, and tax implications. Gain a comprehensive understanding of which investment avenue aligns best with your financial goals.
đ PPF Account Benefits Unveiled:
Discover the hidden gems of a Public Provident Fund (PPF) account. Learn about the tax benefits, fixed interest rates, and the safety net it provides for long-term investors. We'll guide you through the process of opening a PPF account and maximizing its potential to secure your financial future.
đ ELSS Mutual Funds Tax Rate 2024:
Stay ahead of the curve with the latest information on Equity Linked Saving Schemes (ELSS) Mutual Funds tax rates in 2024. Find out how ELSS can not only help you save taxes but also potentially generate higher returns compared to traditional investment avenues.
đ€ Which is the Right Choice for You?
Every investor's journey is unique, and we're here to help you navigate yours. By the end of this video, you'll have a clearer picture of whether PPF or Mutual Funds suit your financial objectives and risk appetite.
đ Useful Resources:
To make your decision-making process even easier, we've included links to relevant resources, articles, and calculators in the video description. Empower yourself with knowledge and take control of your financial destiny.
đ Don't forget to like, share, and subscribe for more insightful content on personal finance, investments, and wealth-building strategies. Hit the notification bell so you never miss an update!
Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered as financial advice. Please consult with a professional financial advisor or investment expert before making any investment decisions. Past performance is not indicative of future results in investments.
#ppf #ppfaccount #mutualfunds #investment #sipinvestmentinhindi #sip
![âč1000 in PPF vs Mutual Funds Returns Calculations | Which is Better? [Hindi]](http://i.ytimg.com/vi/loqtQUCd4EE/mqdefault.jpg)
![âč1000 in PPF vs Mutual Funds Returns Calculations | Which is Better? [Hindi]](/img/tr.png)
Mutual fund me 25 L dale hai aur 5yr me doubl hogaya hai 50L,,eesme se aagese niklne ka kya system hai? Jaise 1L her saal nikalke ppf me daale jisse tax free bhi banega.
Agar ppf me jyada long time rakhnese tax high braket me aayega, aur Mutual fund future me gir bhi ja sakta hai
Ya her saal gold 1L ka Mutual fund se nikal ke rakhle, my age is 70yr old.
Congratulations Mam itne high return earn karne k liye is age mein..Ap pro-investor ho...ab agar ap isko redeem karna chahte hai aur 10% LTCG se bachana chahte hai legally to 54F ka use kar sakte hai...isse apka 0% tax lagega..mein neeche link attach kar raha hu..usko pade aur apne CA se bhi consult kare
www.moneycontrol.com/news/business/personal-finance/planning-to-buy-a-house-harvest-your-capital-gains-avoid-taxes-9306031.html
Jitna bhi tax lage ya expense ratio ho, SIP hi better hai. Direct wale scheme me expense ratio 1% se kam hi hota hai. Kai baar 0.25% wala bhi dekha hai. Exit load 1 saal ke andar nikaalne par hi lagega. Jab overall minimum 12% mil jata hai toh 7.1% wale tax free PPF me lagane se nuksaan hi hai.
Aapne achhase different karke ppf aur ELSS ka tax sath bataya hai, aisa kisine nahi bataya, aur sabka reply bhi dete hai, SUPER
Mutual fund 5yr me double ho gaya hai, abhi high me hai nikal le, feer jab down hoga khareed lenge, aisa fayda me hota hai ki, 5yr se continously aage 10yr rakhe compounding ka fayda hoga, paisa abhi jaroori nahi hai, nomini bhi hai.
Rakesh junwala ji bolte the high me nikaljao aur down me kharido.
Awesome guruji
Sir ji sabse best mutual fund stock long term wala kisme invest kare
Konse mutual fund m paise lgai bro btao
Your videos are really useful.
The way you explain and guide is remarkable Sir.
Thanks alot.
Thanks and welcome
Mera ppf 100/ day fix return de rha h đ đ đ
Excellent, ELSS me 3yr, lekin only Mutual fund ka12% 15 yr ka calculation after tax karke please bataye,
I'm already started investing my money on Mutual fund SIP. đ
Thanks to you Bro, because of you I'm getting my doubts and increase my financial knowledge. â€
All the best
â@@MoneyRide please reply my question in your comments of ppf/ELSS section
Kya agar koi PPF account open karta hai aur abhi acchi company me nahi hai (Jaha EPF nahi hai)
Aur future me use acchi job mile jaha EPF ho to kya dono accounts chalenge ya fir ek account bandh kar a padega?
Welsaid â€ïžđđâ€ïž
Excellent explain,Thanks
Glad it was helpful!
Per year expense ratio ka jikar nahi kiya
Ppf ka main faayda 15 saal ke baad... Jab aap 5 saal ke liye 2 3 baar renew krenge...
Sir, well explanation by you
Thanks, Keep watching
Very valuable information bro â€
Glad you liked it
Useful information
Thanks
this is a misleading information. u need to calculate the returns after deducting expense ratio.
Very short simple thank you brother keep it up .
đ
Maintain same in all videos
Sure đ
ETF Better
â€
Sir mene ppf account 500 rs monthly khulwaya tha....kya ab me...ekatha 6000 ek baar hi pay kr skti hu???
Yes..ap 1 year mein 1.5 lakh tak deposit kar sakte hai
Yes
Yes
14% guarantee hai kya har sal
Bro je bhi to btao Elss mein jo 53 lakh mil rha hai as capital gain wo as income count hoga aur uspe income 30% bracket wala lagega, approximately 15 lakh to uska bhi katega
Mujhe lagta hai ki elss me ya toh tax nhi lagega ya 10% hi lagega.
Elss eee exemption me aata hai to usme 30% tax nhi lagta hai, 10% bhai bata rha long term gain tax to wo lagta hoga
@@user-nq4nt6ex2b Bilkul. Lekin jab nikaloge toh 10% long term capital gain tax lagega. Phir bhi kaafi better option hai.
Out of india ja rha hu to mera sip continue kaise rakhhu kya vaha bhi india k app work krenge
India wale bank account mein balance dal kar Autopay on kar sakte hai..isse har mahine auto Bank account se SIP chali jaygi
@@MoneyRide thanks bro. Ye to achha option hai in case m vaha app nhi chalta hai aur m us app ko unistall bhi kr deta hu tb bhi time to time paise katate rhenge kya ya app rhna bhi jaruri hai
â@@surjeetsingh-xz5xrWo bank ke account me mutual fund ka auto deduct ko authorise kar diya jata hai. Bas account me paise hone chahiye warna bank penalty lagayega.
Invest in both ppf & mutual funds
Right
Its better to invest in VPF than PPF. Anyway market performs better than fixed income schemes.
PPF
Mutual fund ki gurantee nahi hai
True..But if you take calculated risks..you can make good money
mutual fund is risky
True..But long term mein risk reduce hojata hai aur return increase
PPF RATE
WILL DEFINATELY DECREASE
IN FUTURE
15 YEARS MEIN DEFINATELY BELOW 6% Hoga
If it doesn't beat inflation no one will invest in it
Monthly 1000 invest kare to kitna percent milega
PPF Current Interest Rate - 7.1%
ELSS Mutual Fund - Depends on the Market
Long term me ELSS me atleast 12% mil hi jata hai. Abhi ke time 25% XIRR de raha hai. Aisa chalta raha toh long term me 20% return bhi mil sakta hai. Bas slowdown ke time hosla rakhna hai. Ultimately market upar hi jata hai.