I agree. If not for this video, and the Our Rich Journey's "How to Open a Stock Account in Less Than Ten Minutes" video, I'd never ever have gotten started. I just didn't know how, didn't know anyone in such circles. I appreciate Rose, Amon and Christine (Our Rich Journey channel), and The Money Guy Show guys. You all rock!!
Thanks Rose. Always find your videos very informative. However, saying "You don't get dividend reinvestments with ETFs" is a bit misleading. Choosing to invest in ETFs vs Mutual Funds is a very big decision for an investor to make and although they are both quite similar, I prefer trading ETFs just because it becomes a little easier to manage taxes. Most major brokerages allow dividend reinvestment on ETFs and figuring out how to activate automatic reinvestments on the brokerage account is totally worth the time. It is pretty easy to do it in Fidelity.
You would really make for a great teacher. The best way to know a great teacher is when you can teach someone a complex topic and manage to simplify it for the mundane people. You do a great job in simplifying things and also giving advices especially for beginners in this field like me. I am a healthcare professional and I mainly just want to start investing for my future and do that passively since I don't have the time to dig into stock, financial information and all that stuff. Thank you so much for all your info and I sincerely hope more people would come across your channel so they could be more financially literate.
Totally! She's amazing! I am a teacher and here I am just trying to make sense of this to be able to start my own investment portfolio and thinking the whole time "I wish I had been taught this on school! I SHOULD TEACH THIS IN SCHOOL!" I still have so much to learn first but my students love it when I mention anything about money in class.
THIS is the video that took away my fear of investing. Thank you so much. Most videos just talk and talk but don't give you step by step what to do. I opened an individual brokerage account and a Roth IRA account with Fidelity where I have my workplace 401k, immediately after watching this video. I chose the Dave Swenson model for my Roth IRA and Fidelity's equivalent to the S&P 500 for my individual account. Starting slow with $1000 in each. Made $72 in 4 days in the individual acct. I was probably making $3.00 on that money in savings over a few months. Wish I had started earlier.
@@ingridhunt7841 This is awesome news and exactly the comment I was looking for! I just opened an individual account with Fidelity and was wondering about the difference with an added Roth IRA account. Is the only difference = not being able to access your ROTH $ until age 59.5 and having tax-free earnings vs in your individual account, you can liquidate/access whenever you'd like but you're taxed on it? (Hope that question made sense....sorry)
@@ArikaChennellea Roth IRA grows tax free. Correct. Traditional IRA is taxed when you withdraw. You can withdraw your CONTRIBUTIONS whenever you want but if you withdraw any INTEREST there will be a penalty.
I came across index funds on tik tik and came to CZcams spent 5 hours trying to understand what exactly are they till I bumped to this video which is simple and straight to the point ;thank you.
Other investing channels just leave you to "do research" on "choosing what's right for you" ...but now I'm armed with much better info on what to look for, how to choose, and narrowing things down. This one video was really refreshing! Thanks!
Rafael Augusto Thank you Rafael! I appreciate you asking about the Fidelity referral code, but I don’t have one! Although I probably should, given how much I talk about Fidelity 😆
@@itsrosehan Given the record high in stock price, would you still recommend investing in Index fund or wait for the right time to invest? I would like to diversify my investment a little. Right now I am 100% in real estate, but would love to learn more about stock market.
20 year old Puerto Rican woman here! Thank you for making investing so much more approachable. I am looking into index funds so I can throw all of my sitting money saved in my bank account straight into it. Thinking of my children and my children’s children. Thank you!
Thanks for your love and feedback. Don't forget to keep in touch with me always. T*e*x*t o*r w*h*a*t*s*a*p*p +1*~3*~2*~3*~9*~2*~5*~4*~3*~6*~0* Send a note now for guide and information
I can see why she seems successful not only from her knowledge, clarity, and willingness to teach others, but from the fact she listed the index funds in the suggestions in the same order as when she discussed the allocation suggestion.
THANK YOU! I was literally praying for wisdom on rolling over my old company (pre-COVID) Fidelity 401k account into Mutual Funds in a Roth IRA! ❤️❤️❤️❤️❤️ I’m so happy to have seen this video!
I have always believed Fidelity is the best choice when it comes to investing. This woman really knows her stuff; great explanation will assist my decision
I love Rose💙💜 I understand her more than I understand anybody on investment!!! I don't know anything about investment!!! I'm just learning the terminologies and she makes it so clear!!! You're a great teacher Rose. Thank you so much 🙏
These videos are concise and informative. So many of the investors that make videos ramble on, telling stories and giving too much opinion. Rose sticks to the facts and explains things in a simple fashion. Thanks!
Been going through these videos quite a bit the last few months. I certainly don't know everything about investing in things other than CD's as I've been playing it safe for a few years and have been on the more conservative side. The detailed explanation you offer in each video makes it easier to understand, thank you for putting your time into making these! Now off to surprise my Korean parents a bit in the next few years!
You are right. the difference between ETF index funds and Mutual index funds is that ETFs are actively traded throughout the trading day and provide real-time pricing, whereas mutual funds can only be bought and sold after the market closes according to Fidelity.
your channel is so easy for beginners to follow. thank you Rose. i lost everything after a divorce at the age of 36...essentially i’m starting over and this helps me get motivated to get my financial house in order and to be more aggressive in researching my money than staying on auto pilot. Well Done! subbed
I will be forever grateful to you, your channel changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt . thank you ❤🧡
Maaannn I learned more in the 11 mins of listening to this video than I did in the hours of research of index funds. No one was as thorough and I was always left with questions that weren’t answered. I literally have no questions. Thanks !
Hi Rose! I love your video. I have a 457 retirement account I started at 23. I can start collecting when I retire at 50. I am 44 right now. I'm going to use the same strategy from my 457 on fidelity. I feel the best way save money is through this strategy that re-invest dividends. With all this time invested I truly see the value in this. If it wasn't for my 457 (21 yrs in the making) I would not believe this. THIS is powerful and I'm going to get my kids started in this as well for their future! Thank you for showing me how to navigate Fidelity!
Hey Rose! I’m new to the investing world. I’m finally ready to invest my money in my high yield savings accounts into the stock market. I have a quick question. Is it better to invest in index fund ETF’s (IVV/VOO) or index mutual funds in a taxable brokerage account? Which is more tax efficient?
Once again, Rose offers excellent, practical advice about how to grow our wealth, through compound interest and reinvesting in index funds. Her recommendation to pick low-cost funds is very wise. Otherwise, those fees will eat up the growth of our wealth. We are lucky to have Rose on our team, looking out for the needs of the retail, mom-and-pop, investors. Thank you, Rose!
What a great video! Thank you so much for putting this together, Rose! Super clear and extremely helpful. I watched one of your previous videos, opened a brokerage account, and now I am well on my way to a successful retirement! Thanks, again! ❤️
I don’t normally leave comments on videos but yours is definitely to leave positive feedback for. I’m new to all of this and your explanation is perfect and I think I will pull the trigger to invest in my future, thank you very much in your hard work to provide this knowledge to all of us!
Out of all the videos, you definitely explained this the best. I'm trying to use my Roth IRA funds to start with investing and I now understand what to do better. I wish I had seen you hours earlier instead of wasting so much time earlier watching people I didn't understand. Thank you and you definitely have a new subscriber!
Thanks For Watching.! For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to... +1 405-771-0427
I see “The Intelligent Investor” book on display. What is the other book on the table in this Video? Great explanation. Keep up the great work. Very enjoyable!
Thank you for posting this. I hired a CFP and he recommended a much larger list of index funds from small, mid, large caps with each having growth and value versions. How do you think this compares to the six simple funds you mentioned above?
I am commenting first time on any youtubers video, because I couldn't stop myself applauding this girl for this wonderful research! Keep up the good work girl.
Great explanatory video! Stupid question here (just yesterday opened an IRA), how does one go about choosing the best fund for an IRA, do you have a video on this? Thank you
What a great overview! But, I believe currently both Vanguard and Fidelity allow automatic dividend reinvestment for ETFs. I also believe that there is a difference in tax efficiency between index funds and ETFs.
financially unstable people try to do everything themselves which is wrong rather they should have professionals handle things like investment and trading which guarantees returns
Thanks for this info! Came into the market because of the whole amc and gme craze but I have been wanting to start up a more serious investment for a while now. This is exactly what I needed! Clear and percise and a pretty face to look at while getting great info. Win win. Lol
Thanks for your love and feedback. Don't forget to keep in touch with me always. T*e*x*t o*r w*h*a*t*s*a*p*p +1*~3*~2*~3*~9*~2*~5*~4*~3*~6*~0* Send a note now for guide and information
Love the video and as beginner, how do I verify that my investment is mutual fund instead of ETF in Fedility platform? How do I know that my dividends are automatically reinvested? Thanks! Keep up the great videos!
You are so good at teaching. What I don't understand is whether these investments you give examples of are all part of the S&P 500 or not? Could I start as a beginner with the S&P 500 and then move to these individual investments or the other way around?
Your videos are very informative. You explain things so simply and efficiently. That's very important. And I love how you always give examples when you present a concept. Great content! Keep doing what you are doing exactly the way you are doing it! Good Luck :)
I've been wanting to invent the money that I just have chilling in the bank but I've been to scared to because I don't know enough about the stock market. I've watched several of your videos now and I feel like I"m starting to understand a lot more and feel more confident to start making moves. Thanks so much for all the time and effort you take to make these videos! p.s. I also downloaded the index fund cheat sheet :)
Amazing video Rose, I learned so much in that 10 minutes. I had a quick question. Is the Fidelity Zero Large Cap Index (FNILX), a mutual fund worth investing in? I ask because you didn't mention it in the video. Thanks again and you got a new subscriber, keep up the great content!
Denny Tran hello Denny! thanks for subbing and watching! I’m gonna make a video about Fidelity’s new ZERO funds soon. but to answer your question, the FNILX is basically an S&P500 index fund (i.e. the biggest 500 companies). there are actually like 4,000 stocks in the U.S., but the top 500 basically make up 80% of the total U.S. stock market. if you’re doing index funds and you don’t have any particular views about large cap companies vs other companies, I tend to think it’s best to diversify as much as possible by investing in the TOTAL stock market (with a fund like FZROX or FSKAX) vs only the large caps (like FNILX or FXAIX). Hope that helps - and thanks for inspiring some new content ideas for me!
Love this video! I am doing my research and investing asap. I have been looking to invest 1000 for long term investment. I know its small but its a start now.
I also read Tony Robbins Money Master the game. However, David Swensens asset allocation is different from what you said. It is as follows: 20% Total market index 20% Developed (foreign) Markets Index 20% US REIT Index 15% LONG Term US Treasury index (not intermediate) 15% US TIPS index 10% Emerging Markets Stock Index other than that great video and very educational.
Thank you! This was so helpful! Been spending weeks trying to figure out how to invest with fidelity and this is the most relevant information I have found so far.
With the current increase in the market I see Cryptocurrency as ultimately becoming a reserve currency for banks, playing much the same role as gold did in the early days of banking. Banks could issue digital cash with greater anonymity and lighter weight, more efficient transactions
If it hadn’t been with the help of my broker Mrs. Maggie Lefever whom I can’t thank enough, I would have completely given up on the crypto market after loosing so much money
Oh my, a bit surprised to know you work with her, I just received my ROI into my wallet through one of her platforms and I am pretty impressed by her strategies
Oh wow you invest with Mrs. Maggie? I never knew she was much of an experienced trader, been on her telegrm for a while now but was skeptical, guess I’ll have to check her out again because I’m frustrated having to lose money, I need a trusted broker with experience
@@yorkpatrick7634 Is there a link to her platform or how can I get in contact with her? I’d love to diversify and try out new investments the ALT coin market
Wow this is a great video I literally just made a Roth IRA today with fidelity and I bought a scwabb ETF and even had VOO in my watch list. I didn’t know that the fees would be higher thanks to you I now know I should buy fidelity indexes.
I work for Fidelity Investments! I'm so happy to see y'all looking out for each other and investing in yourselves and the future of your families! !
Hey can we talk a bit more I’m looking to invest
Hello i have a few questions
@@ynfrocksterskinner207 lmao weirdo
hello.. nothing
@@kumainkana3576 they are scammers
I am learning everything at age 23, I’m grateful that my 65 year old self will thank me
Lol I think the same, I’m 19 and I feel a little late to the game
@@ofmcdonald lol same, I’m also 25 and I literally JUST opened one 😄
I wish I was in my twenties again.
65 year old you will thank you.
Literally same 👏🏽 if only I had the 20 year old on the same track 🤑
“Start now and perfect later” this was for me. I’m so scared of making a mistake I’ve been stagnant with investing for years 😩
Hope you start soon!
@@Amethyst454 thank you, I finally jumped off the ledge and started yesterday.
Same here
@@ob2be1 That’s how I feel how is it working for you in 2 months time ?
Better than losing money due to inflation
I bought all of these funds a year ago when you posted this and all are doing great! All of them are up from 6% to 37%. Great information
Can one pay the rent, pay the mortgage, buy groceries, pay any bill?????????? Thought not!!!!!!
@@ronsmith7739 yeah absolutely. You must not know what your doing. Way to troll for no reason bum
@@ronsmith7739 It's retirement, not a job. When you retire, how are you going to pay rent, groceries, mortgage? Thought so!!!!!
@@ronsmith7739 stop paying Rent n Mortgage.. both..at the same time 😉
can you clarify which funds you bought?
This was the clearest video I’ve seen on investing in a fidelity Roth IRA. Thank you!!!!!!!!
nsanenthembrane You’re welcome!!
You are amazzzzzzzing. Thanks for the info!
but ...this video is about index funds...?!
ROTH IRA? Maybe im missing something but I thought this video was about Index Funds 🤔🤔🤔
Ray Kingston shhh
Now this is “detailed”...others they just say invest but how? This shows you how and what! Good video!
HER VIDEOS ARE AMAZING
I agree. If not for this video, and the Our Rich Journey's "How to Open a Stock Account in Less Than Ten Minutes" video, I'd never ever have gotten started. I just didn't know how, didn't know anyone in such circles. I appreciate Rose, Amon and Christine (Our Rich Journey channel), and The Money Guy Show guys. You all rock!!
@@jdstep97 Both of these channels really are great, I feel the same way. Good luck on your financial journey!!
@@jdstep97 wow ~ yes, I stumbled across this channel and “Our Rich Journey” ~ totally engaging content becuz it’s presented so simply
Honestly, most educationally well designed finance channel on CZcams. You deserve millions of subscribers.
Thanks Rose. Always find your videos very informative. However, saying "You don't get dividend reinvestments with ETFs" is a bit misleading. Choosing to invest in ETFs vs Mutual Funds is a very big decision for an investor to make and although they are both quite similar, I prefer trading ETFs just because it becomes a little easier to manage taxes. Most major brokerages allow dividend reinvestment on ETFs and figuring out how to activate automatic reinvestments on the brokerage account is totally worth the time. It is pretty easy to do it in Fidelity.
You would really make for a great teacher. The best way to know a great teacher is when you can teach someone a complex topic and manage to simplify it for the mundane people. You do a great job in simplifying things and also giving advices especially for beginners in this field like me. I am a healthcare professional and I mainly just want to start investing for my future and do that passively since I don't have the time to dig into stock, financial information and all that stuff. Thank you so much for all your info and I sincerely hope more people would come across your channel so they could be more financially literate.
Totally! She's amazing! I am a teacher and here I am just trying to make sense of this to be able to start my own investment portfolio and thinking the whole time "I wish I had been taught this on school! I SHOULD TEACH THIS IN SCHOOL!" I still have so much to learn first but my students love it when I mention anything about money in class.
THIS is the video that took away my fear of investing. Thank you so much. Most videos just talk and talk but don't give you step by step what to do. I opened an individual brokerage account and a Roth IRA account with Fidelity where I have my workplace 401k, immediately after watching this video. I chose the Dave Swenson model for my Roth IRA and Fidelity's equivalent to the S&P 500 for my individual account. Starting slow with $1000 in each. Made $72 in 4 days in the individual acct. I was probably making $3.00 on that money in savings over a few months. Wish I had started earlier.
you are rich
Any updates after 7 months?
I've made a little over $400 on the 2 accounts I opened
@@ingridhunt7841 This is awesome news and exactly the comment I was looking for! I just opened an individual account with Fidelity and was wondering about the difference with an added Roth IRA account. Is the only difference = not being able to access your ROTH $ until age 59.5 and having tax-free earnings vs in your individual account, you can liquidate/access whenever you'd like but you're taxed on it? (Hope that question made sense....sorry)
@@ArikaChennellea Roth IRA grows tax free. Correct. Traditional IRA is taxed when you withdraw. You can withdraw your CONTRIBUTIONS whenever you want but if you withdraw any INTEREST there will be a penalty.
I came across index funds on tik tik and came to CZcams spent 5 hours trying to understand what exactly are they till I bumped to this video which is simple and straight to the point ;thank you.
Other investing channels just leave you to "do research" on "choosing what's right for you" ...but now I'm armed with much better info on what to look for, how to choose, and narrowing things down. This one video was really refreshing! Thanks!
Hey everyone! 🌈 Get my Fidelity Index Funds Cheatsheet here:
roseshafa.com/fidelitycheatsheet
Investing With Rose congratulations on your channel! I love it. Do you have a referral code for Fidelity?
Rafael Augusto Thank you Rafael! I appreciate you asking about the Fidelity referral code, but I don’t have one! Although I probably should, given how much I talk about Fidelity 😆
@@itsrosehan Given the record high in stock price, would you still recommend investing in Index fund or wait for the right time to invest?
I would like to diversify my investment a little. Right now I am 100% in real estate, but would love to learn more about stock market.
Hook me up
@@alrocky where did he mention IRA?
I’ve watched this video like 3 times as I’m beginning my journey in investing... thank you!
Any updates?
i've watched this video 3 times just to see her.lol
@@nelsonfraser3517 bruh
I've seen a lot of youtubers...Rose explained everything so clear
20 year old Puerto Rican woman here! Thank you for making investing so much more approachable. I am looking into index funds so I can throw all of my sitting money saved in my bank account straight into it. Thinking of my children and my children’s children. Thank you!
Thanks for your love and feedback. Don't forget to keep in touch with me always.
T*e*x*t o*r w*h*a*t*s*a*p*p
+1*~3*~2*~3*~9*~2*~5*~4*~3*~6*~0*
Send a note now for guide and information
This video showed up on my feed and now I"m wondering why I haven't discovered you sooner! You are so thorough and intelligent! You got a new sub!
I can see why she seems successful not only from her knowledge, clarity, and willingness to teach others, but from the fact she listed the index funds in the suggestions in the same order as when she discussed the allocation suggestion.
THANK YOU! I was literally praying for wisdom on rolling over my old company (pre-COVID) Fidelity 401k account into Mutual Funds in a Roth IRA! ❤️❤️❤️❤️❤️ I’m so happy to have seen this video!
I just graduated as a first-gen student, and this is so helpful, clear, and concise. Thank you so much! You just got a new subscriber:)
I have always believed Fidelity is the best choice when it comes to investing. This woman really knows her stuff; great explanation will assist my decision
"Flip-floppers rarely find success in the
investing game" ~ Rose Sofia. Epic quote.
I love Rose💙💜 I understand her more than I understand anybody on investment!!! I don't know anything about investment!!! I'm just learning the terminologies and she makes it so clear!!! You're a great teacher Rose. Thank you so much 🙏
These videos are concise and informative. So many of the investors that make videos ramble on, telling stories and giving too much opinion. Rose sticks to the facts and explains things in a simple fashion. Thanks!
I've just started in the financial world. Looking to work smarter not harder. Thanks for this channel. I'm bingeing!!!!!!!
princesslamour1985 Yessss investing is the epitome of working smarter, not harder!
OMG. EVERYTHING MADE SENSE NOW!
IVE NEVER BEEN THIS EXCITED ON INDEX FUNDS!
Been going through these videos quite a bit the last few months.
I certainly don't know everything about investing in things other than CD's as I've been playing it safe for a few years and have been on the more conservative side.
The detailed explanation you offer in each video makes it easier to understand, thank you for putting your time into making these!
Now off to surprise my Korean parents a bit in the next few years!
I have little knowledge on investing and this has been the clearest video I’ve watched on index funds.
Rose, great video! I’d like to add that Fidelity does support dividend and capital gain reinvestment for ETFs. It works the same as for mutual funds.
You are right. the difference between ETF index funds and Mutual index funds is that ETFs are actively traded throughout the trading day and provide real-time pricing, whereas mutual funds can only be bought and sold after the market closes according to Fidelity.
@Investíng Wíh Rose Skettttchhhhhhhh
Thanx Rose. Much learned and much appreciated. You just made this all seem so much less complicated. Thank you again.
I'm only 2 mins in and I understand it perfectly! Thank you! Everyone else was so confusing 😭
I learned more in this video than hours of listening to other sources combined. Thanks!
your channel is so easy for beginners to follow. thank you Rose. i lost everything after a divorce at the age of 36...essentially i’m starting over and this helps me get motivated to get my financial house in order and to be more aggressive in researching my money than staying on auto pilot. Well Done! subbed
sorry to hear about your divorce. glad i could help you get motivated as you rebuild your financial house!
I will be forever grateful to you, your channel changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt . thank you ❤🧡
Is it the woman this CZcams Channel told us to join during the pandemic?
Yes , me and my husband joined her. and things has changed since then financially .
l n s t a g r a nn
Caroline Seymour Trade
She has changed so many peoples life . i know how much i made since joining her in 2021 . got my first house last year and working hard for more .
I was confused as to how to actually invest in Fidelity index funds, you cleared things up for a beginner like me
I'm an investor on the Fidelity Platform and I never considered the index fund an option.
Thanks Rose, you're the best.😊
finally a woman in the stock market, and BONUS! SHE KNOWS WHAT SHE'S TALKING ABOUT!!!
well she is asian
@@earthtoearthlingsofearth1445 L M A O
Very detailed information step by step. I appreciate the time you took to make this video!
You are so welcome!!! More coming :)
Hi, Rose do you pick your owned fund? or do you have Fidelity manager to pick it for you ,which is best?
Rose, you're the greatest! I've already got a Fidelity account, and now I know exactly what to do with it. Thanks a MULTI-MILLION!
Maaannn I learned more in the 11 mins of listening to this video than I did in the hours of research of index funds. No one was as thorough and I was always left with questions that weren’t answered. I literally have no questions. Thanks !
I just opened my Roth IRA at Fidelity so this was really helpful. For now I'm doing the 60-40 split but I may diversify more later.
What is a 60-40 split?
@@miketyler677 60% stock, 40% bonds.
@@Konuvis How many stocks you have to have to get 60%m
I highly recommend splitting it up to what Dave Ramsey recommends
@@Richp20 a bit of explanation please😊
I am a beginner and this was by far the most helpful video I have watched on this topic. And I have been watching a lot of them. Thank you!!
Hi Rose! I love your video. I have a 457 retirement account I started at 23. I can start collecting when I retire at 50. I am 44 right now. I'm going to use the same strategy from my 457 on fidelity. I feel the best way save money is through this strategy that re-invest dividends. With all this time invested I truly see the value in this. If it wasn't for my 457 (21 yrs in the making) I would not believe this. THIS is powerful and I'm going to get my kids started in this as well for their future! Thank you for showing me how to navigate Fidelity!
Nice to know that there is no minimum sums to buy Index Fund...and to buy mutual fund for reinvest of you dividend. I wish I knew this 20 years ago.
Rose, you are the best! I learned a lifetime of investing in the course of this video. Thank you
Hey Rose! I’m new to the investing world. I’m finally ready to invest my money in my high yield savings accounts into the stock market. I have a quick question. Is it better to invest in index fund ETF’s (IVV/VOO) or index mutual funds in a taxable brokerage account? Which is more tax efficient?
Once again, Rose offers excellent, practical advice about how to grow our wealth, through compound interest and reinvesting in index funds. Her recommendation to pick low-cost funds is very wise. Otherwise, those fees will eat up the growth of our wealth. We are lucky to have Rose on our team, looking out for the needs of the retail, mom-and-pop, investors. Thank you, Rose!
Sorry for writing you, just out of curiosity your page come up on my suggestion friend list so I was just wondering if I knew you from somewhere??
I bought a few investing courses but these videos make me feel like I dont need any of it to get started! Thank you so much. I over think everything.
What a great video! Thank you so much for putting this together, Rose! Super clear and extremely helpful. I watched one of your previous videos, opened a brokerage account, and now I am well on my way to a successful retirement! Thanks, again! ❤️
I don’t normally leave comments on videos but yours is definitely to leave positive feedback for. I’m new to all of this and your explanation is perfect and I think I will pull the trigger to invest in my future, thank you very much in your hard work to provide this knowledge to all of us!
I always learn more when I rewatch Rose's videos.
Out of all the videos, you definitely explained this the best. I'm trying to use my Roth IRA funds to start with investing and I now understand what to do better. I wish I had seen you hours earlier instead of wasting so much time earlier watching people I didn't understand. Thank you and you definitely have a new subscriber!
Thanks For Watching.!
For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to...
+1 405-771-0427
I see “The Intelligent Investor” book on display. What is the other book on the table in this Video? Great explanation. Keep up the great work. Very enjoyable!
It looks like "The Little Book That Still Beats the Market"
Thank you for posting this. I hired a CFP and he recommended a much larger list of index funds from small, mid, large caps with each having growth and value versions. How do you think this compares to the six simple funds you mentioned above?
I am commenting first time on any youtubers video, because I couldn't stop myself applauding this girl for this wonderful research! Keep up the good work girl.
I just opened my Roth IRA account. Time to start investing, thanks Rose, your vids are helpful.
Sorry for writing you, just out of curiosity your page come up on my suggestion friend list so I was just wondering if I knew you from somewhere???
I'm almost 21 years old and about to set up my first IRA. This was SO helpful! thank you!!!!
That's amazing. I wish I could have started this early.
Hello Rose. Great work, you have explained it so clearly. One correction, in your pdf the FSRNX is shown as 15% but in pie chart its shown 30%.
OMG, I feel supper smart now. Nobody teach me anything like this in college. Thank you Rose!
this video helped a lot
i went with fidelity because they didn't have a crazy minimum investment requirement like vanguard did
thank you!
So proud to see a woman making financial advice videos ! Keep going girl!
Thank you for explaining everything super clearly and easy to understand! :)
Lauren Han You’re very welcome! 😊 Any suggestions for future videos?
@@itsrosehan Love your video. It would be great to do a video on REITs
A year later and I'm sure most have already said it...this is the most simplest effective video ever on the subject 🙏🏽🙏🏽❤💯
Great explanatory video! Stupid question here (just yesterday opened an IRA), how does one go about choosing the best fund for an IRA, do you have a video on this? Thank you
Thank you! Your presentation was clear, easy to follow and respectful of the audience time. Well done! Subscribed.
This is highly informative for beginners, yet concise enough to not feel overwhelmed with information. Thank you!
Hey I’m 18 and about to start investing in my first Roth IRA. This is really helpful in learning how to invest in index funds. Thanks
Good video, I learned a lot. What the difference between net expense ratio and gross expense ratio?
What a great overview! But, I believe currently both Vanguard and Fidelity allow automatic dividend reinvestment for ETFs. I also believe that there is a difference in tax efficiency between index funds and ETFs.
I was going to say most ETFS offer direct reinvestment plans. Happy someone else noticed this as well.
financially unstable people try to do everything themselves which is wrong rather they should have professionals handle things like investment and trading which guarantees returns
found about this last year and made my first million this year with the help of DonaldBen Taylor
@@sopathextra590 DonaldBen Taylor, met him at a business meeting for executives and he agreed to help me I started with 300,000 and made over a mill
Thanks Rose! I'm helping my mom pick index funds for her ROTH IRA :) Your content is so helpful!
Thanks for this info! Came into the market because of the whole amc and gme craze but I have been wanting to start up a more serious investment for a while now. This is exactly what I needed! Clear and percise and a pretty face to look at while getting great info. Win win. Lol
Thanks for your love and feedback. Don't forget to keep in touch with me always.
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You are absolutely amazing! Thank you for all of this information. I’ve watched at least 5 of your videos today…. At work lol
Love the video and as beginner, how do I verify that my investment is mutual fund instead of ETF in Fedility platform? How do I know that my dividends are automatically reinvested? Thanks! Keep up the great videos!
Chong Lor I second this question.
You are so good at teaching. What I don't understand is whether these investments you give examples of are all part of the S&P 500 or not? Could I start as a beginner with the S&P 500 and then move to these individual investments or the other way around?
Rose, this is the first video I watched and it was so helpful that I subscribed it right after. Thanks!!
How about a comparable Vanguard index funds? Do you have a video like this one?
Your videos are very informative. You explain things so simply and efficiently. That's very important. And I love how you always give examples when you present a concept. Great content! Keep doing what you are doing exactly the way you are doing it! Good Luck :)
This video is GAME CHANGER for me 👏🏽👏🏽 So glad I tuned in and extremely helpful as well as informative
I've been wanting to invent the money that I just have chilling in the bank but I've been to scared to because I don't know enough about the stock market. I've watched several of your videos now and I feel like I"m starting to understand a lot more and feel more confident to start making moves. Thanks so much for all the time and effort you take to make these videos!
p.s. I also downloaded the index fund cheat sheet :)
Thank you for this info. Super simplified & easy to follow along. Please make more how-to videos like this!! 🙏🏻🙏🏻🙏🏻
Thank you Rose,
Im going to watch this again, a lot of info.
yes for sure - it takes repetition for new concepts to really sink in! and you're welcome 🙏
What a lovely video to understand fundamentals, I'm glad I bumped into this one. You're the best, Rose ❤
Smartest and most beautiful CZcams financial teacher.
Thanks Rose,
May the universe bless you for all your hard work and effort you put into these videos..
I m learning tons ..
Liked and subbed
This is a really awesome video and I love how clear and thorough it is. Thank you!
Thank you so much ... and you're welcome!
This was so easy to understand and straight to the point. Seriously, thank you. Subbed. 👌🏻
This was the most informative video I've ever watched, thank you!!
Amazing video Rose, I learned so much in that 10 minutes. I had a quick question. Is the Fidelity Zero Large Cap Index (FNILX), a mutual fund worth investing in? I ask because you didn't mention it in the video. Thanks again and you got a new subscriber, keep up the great content!
Denny Tran hello Denny! thanks for subbing and watching! I’m gonna make a video about Fidelity’s new ZERO funds soon. but to answer your question, the FNILX is basically an S&P500 index fund (i.e. the biggest 500 companies). there are actually like 4,000 stocks in the U.S., but the top 500 basically make up 80% of the total U.S. stock market. if you’re doing index funds and you don’t have any particular views about large cap companies vs other companies, I tend to think it’s best to diversify as much as possible by investing in the TOTAL stock market (with a fund like FZROX or FSKAX) vs only the large caps (like FNILX or FXAIX). Hope that helps - and thanks for inspiring some new content ideas for me!
Investing With Rose I see what you're saying, thanks for getting back to me so fast! 😃
I was about to ask this
@@itsrosehan fzrox and fsjax does it give out dividends?
Love this video! I am doing my research and investing asap. I have been looking to invest 1000 for long term investment. I know its small but its a start now.
Same! I just have $1000 in a box and it’s just in a box. I want to start investing now
Hi Alejandro, how's it going after two months?
I also read Tony Robbins Money Master the game. However, David Swensens asset allocation is different from what you said. It is as follows:
20% Total market index
20% Developed (foreign) Markets Index
20% US REIT Index
15% LONG Term US Treasury index (not intermediate)
15% US TIPS index
10% Emerging Markets Stock Index
other than that great video and very educational.
Thank you! This was so helpful! Been spending weeks trying to figure out how to invest with fidelity and this is the most relevant information I have found so far.
Your videos are amazing! They are so clear and concise and I love that your enthusiastic about the topic. It makes it so much more enjoyable to watch!
😊🙏🏻😍
With the current increase in the market I see Cryptocurrency as ultimately becoming a reserve currency for banks, playing much the same role as gold did in the early days of banking. Banks could issue digital cash with greater anonymity and lighter weight, more efficient transactions
Well, I think it is working. There may be other currencies even better than bitcoin. But in the meantime, the industry keeps expanding by the second
If it hadn’t been with the help of my broker Mrs. Maggie Lefever whom I can’t thank enough, I would have completely given up on the crypto market after loosing so much money
Oh my, a bit surprised to know you work with her, I just received my ROI into my wallet through one of her platforms and I am pretty impressed by her strategies
Oh wow you invest with Mrs. Maggie? I never knew she was much of an experienced trader, been on her telegrm for a while now but was skeptical, guess I’ll have to check her out again because I’m frustrated having to lose money, I need a trusted broker with experience
@@yorkpatrick7634 Is there a link to her platform or how can I get in contact with her? I’d love to diversify and try out new investments the ALT coin market
Best financial teacher on here hands down
This is one of the best channels CZcams have ever recommended me! Thank you Rose.
This is perfect, thank you .
😊
Thank you for sharing your valuable knowledge, Rose! I hope it helps all of us here grow our wealth. Just subscribed to your channel
Wow this is a great video I literally just made a Roth IRA today with fidelity and I bought a scwabb ETF and even had VOO in my watch list. I didn’t know that the fees would be higher thanks to you I now know I should buy fidelity indexes.
How much do you recommend buying if this is my first investment? I'm a student and I'm just starting on the investment journey