ਕੁੜਿਕੀ ਵਿਚ ਫਸੀ ਕੈਨੇਡਾ ਦੀ ਨੌਕਰੀਪੇਸ਼ ਜਮਾਤ | Living in Canada | Financial Crisis | RED FM Canada

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  • čas přidán 2. 07. 2024
  • Salaried Canadians can not live comfortable life
    Guest: Arvinder Kalsey, Credit Counsellor
    Host: Shameel Jasvir, RED FM Toronto
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    #redfmcanada #financialcrisis #financialmarket #salary #canada #talkshow
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Komentáře • 66

  • @manindergill6775
    @manindergill6775 Před 2 dny +13

    ਕੁਸ਼ ਨੀ ਸੁਧਰਨਾ ਹੁਣ । ਇਸ ਸਾਰੇ ਬੁਰੇ ਹਲਾਤਾਂ ਲਈ ਇੱਕ ਸਭ ਤੋ ਵੱਡਾ ਕਾਰਨ 2015-16 ਤੋ ਬਾਅਦ ਅੰਨੇਵਾਹ ਵੀਜੇ ਦੇਣਾ ਵੀ ਹੈ । ਅੱਜ ਵੀ ਧੜਾਧੜ ਕਨੇਡਾ ਦੇ ਵਿਜਟਰ ਵੀਜੇ , ਵਰਕ ਪਰਮਿਟ ਮਿਲ ਰਹੇ ਹਨ । lower middle class ਦੀ ਆਮਦਨ ਤਾਂ ਹਜੇ ਹੋਰ ਵੀ ਘਟੇਗੀ । ਵਰਕਰ ਹੋਰ ਵਧਣਗੇ ਤੇ ਕੰਮ ਘਟਣਗੇ

  • @user-pn2ew8fe8i
    @user-pn2ew8fe8i Před 2 dny +7

    Economy is stalling because of housing bubble the Govt allowed housing to get out of hand, allowed fake mortgages, let people buy multiple properties. Now payments are going higher and people don’t have any $ to spend.

  • @viren1707
    @viren1707 Před 2 dny +9

    This is the best channel where I can see some authentic content and discussion. Rest others are garbage

  • @bhawandeepgill6294
    @bhawandeepgill6294 Před 2 dny +14

    Bhut bhut dukh ho reha ki ban gea canada da

  • @romeoandjuliet6522
    @romeoandjuliet6522 Před 2 dny +5

    Saskatoon che 1000 doller da one bedroom labh janda te 500 doller di grocery hor koi ve kharcha na kru te 2 hzar doller che guzara ho skda car na rakho je survival di gal krday o te . Boht wadhiya program e kalsi sahib te Shameel Ji Hun canada di Agli Gal ne rai

    • @Udayveer0440
      @Udayveer0440 Před dnem +1

      Family with kids di gal kar rahe veer oho.

    • @romeoandjuliet6522
      @romeoandjuliet6522 Před 9 hodinami

      @@Udayveer0440 2 ya 3 bachay one bedroom che veer ji reh skday nai bunk bed la dio te je bachay wadday hon te kujh te kamaan gay chotay hon te child tax ve te Anda guzara keeta ja skda majbori che ajkal tough times jo chal re ai

  • @uday2741
    @uday2741 Před 2 dny +3

    Kalsi sir very intelligent person 🎉🎉

    • @SANGHADEEP
      @SANGHADEEP Před 23 hodinami +2

      Bhrawa radio te sare change ban jande aa.. jad clients ehna kol jande aa sab ton wad ਚੋਰ ਮੋਰੀਆਂ eh hi dasde aa lokan nu😟

  • @ashokkalia4151
    @ashokkalia4151 Před 2 dny +1

    But to Mr. Kalsi's credit, he does provide some honest answers.

  • @deepinderbaidwan5145
    @deepinderbaidwan5145 Před 2 dny

    very informative and Keep all the option open, rather stay stuck..

  • @BlueHawk001
    @BlueHawk001 Před 2 dny +4

    jis des de vich bhar roti khaane vi luxury ho jve ta reh ke gaya country de vich.
    Canadian dream is over and never coming back.

  • @manindergill6775
    @manindergill6775 Před 2 dny

    Very good conversation 👍

  • @sukhmindersidhu2770

    Good job both veer

  • @user-zb4gw9vi8q
    @user-zb4gw9vi8q Před 2 dny

    💯 true veer ji.

  • @ashokkalia4151
    @ashokkalia4151 Před 2 dny +1

    As a host, you always provide meaning. As far as Mr. Kalsi, sad to say, this is an excellent business environment for him.

  • @user-uj5dc6vf7v
    @user-uj5dc6vf7v Před 2 dny +1

    from Canada. Leaving. Canada. JI

  • @romeoandjuliet6522
    @romeoandjuliet6522 Před 2 dny +3

    Toronto chad dio Atay Small city towns da rukh kru thoda Rent Rishtay Dara ne dena

  • @PunjabiMunda-sz3sk
    @PunjabiMunda-sz3sk Před dnem

    nice ji

  • @user-pn2ew8fe8i
    @user-pn2ew8fe8i Před 2 dny +2

    Housing market is crashing, sell those over priced properties people purchased. Time to take a loss and sell quickly or the loss will be even bigger.

  • @gurtejbrar5976
    @gurtejbrar5976 Před dnem +1

    Bhi g situation eda hoyi pyi ah roti ik time dh bh naseeb nh honi

  • @Udayveer0440
    @Udayveer0440 Před dnem +1

    Jis din mera house sale ho gya jinay da main buy kita c, i m going back with my family.

  • @babalpreet3414
    @babalpreet3414 Před 2 dny +1

    Punjabi people should move to germany ... no job prob, no millions houses,not stress of credit cards,rules and regulations are 10 times hard then canada, fully developed nation of europe..... just struggle is language .

  • @ajmerdhillon3013
    @ajmerdhillon3013 Před 2 dny

    It’s time for Mr Kalsi business.

  • @Navrajsingh1988
    @Navrajsingh1988 Před 2 dny +1

    Can’t pay mortgage, can’t buy groceries. This is the todays canada

  • @bhawandeepgill6294
    @bhawandeepgill6294 Před 2 dny

    Sir ik topic canada debits te v karo

  • @taranjitsingh2714
    @taranjitsingh2714 Před 2 dny

    Invest in gold stocks

  • @girishnarang9940
    @girishnarang9940 Před 2 dny

    Canadian government should give some relief by restructuring direct tax
    Increasing the slabs limit
    Giving relief on interest on mortgage
    People should also relook at their on balance sheet and off load some debt to match the income even if one has to book some losses in short run but in longer run they will benefit as the interest rate are not going to come down in near future 3-4 years, so no use keeping cash flow negative assets as they are going to bleed them and that can lead to their financial death.

  • @VarinderSingh-ho2um
    @VarinderSingh-ho2um Před 2 dny +3

    Buy when no one is buying. Rescission makes millionaires💯💯

    • @Sihota_jatinder
      @Sihota_jatinder Před 2 dny +1

      Gone are the days.

    • @Sihota_jatinder
      @Sihota_jatinder Před 2 dny +3

      Not always the case blud, Detroit went into the infinite loop of recession

    • @VarinderSingh-ho2um
      @VarinderSingh-ho2um Před 2 dny

      Pay your credit card first . This is not for you 😂

    • @Sihota_jatinder
      @Sihota_jatinder Před dnem

      @@VarinderSingh-ho2um I ain’t got no, Delulu being a millionaire in Parallel Universe 😂😂

  • @user-xz6kr9qq5i
    @user-xz6kr9qq5i Před 2 dny +1

    china canada,america nu thale suten te lagia.......
    made in china products , china di property bahut honi a canada ch

  • @rabinderrandhawa38B68

    Edr Mr Padda aa o khenda chak do fatteh ..? Where ..? I don’t think of affording a house until or unless my parents paid that off from India .

  • @Sandeep14736
    @Sandeep14736 Před 2 dny

    Trudeau ne tax den walean da hi beda garak kita hai.
    Even during pandemic, Middle class kept their heads down and continued to work while paying hefty taxes to GoC. GOC distributed tax collected and borrowed more to throw the money into the hands of poor, jobless, and crooks.
    Middle class is now waking up and is thinking Ki sade naal eh hoya ki hai

  • @sudhachopra6529
    @sudhachopra6529 Před 2 dny +1

    USA Sat shri akal

    • @user-xz6kr9qq5i
      @user-xz6kr9qq5i Před 2 dny +1

      its worse issue there....the apartment which was 40,000 after corona 4 hundred thousand....Rent 3500 , less hourly wage

  • @Sandeep14736
    @Sandeep14736 Před 2 dny

    Canadian economy is not designed for 5% interest rate, especially with such stupidly high number of immigrants forcing their way into the country. Government could have introduced mortgage interest tax shields to reduce the burden on tax paying Canadians. This could have reduced the net tax paid by the middle class in such bad economic times.

  • @Kenkalsi
    @Kenkalsi Před 2 dny +1

    Send your wife and kids in Punjab.
    Work alone and call them back after 4-5 years.
    If you want to live together than go back to Punjab.
    It will save families, otherwise Females will file divorces when you are not bringing enough.

  • @gurpindersinghdhiman4831

    Master degree kr k v 17 dollar offer kr rhe company wale . They are exploiting

  • @mikeb6476
    @mikeb6476 Před 2 dny

    Please do a show on deodorant and how some people from our community are not wearing in gym or stores

  • @avtargill2663
    @avtargill2663 Před 2 dny

    12:11 hega Perry de palle v kakh ni jina ku Trudeau ne mess pa ta ohde gal marea sap pena Perry Trudeau ton v worst primemnister sabit hou

  • @harbhjansingh3653
    @harbhjansingh3653 Před 2 dny +1

    Money is going to help Ukraine

  • @romeoandjuliet6522
    @romeoandjuliet6522 Před 2 dny

    Best solution ghar tu jaan chadao car sale kr dio rent te rawo electric bike chalao tusi survive kar lao gay Luxury life da koi Fyda ne chez Ohio hondi jehri Apni howay qista dia gaddian te qista de ghar eh koi life ne hondi Rent te rawo atay Food stock kru food shortages are coming wake up now

    • @Navrajsingh1988
      @Navrajsingh1988 Před 2 dny +1

      Veer ji rent bhi 2800 ha apartment or upper floor da. Basement vich bache nahi rakhne chahide

    • @romeoandjuliet6522
      @romeoandjuliet6522 Před 2 dny

      @@Navrajsingh1988 gal ta twadi theek ai veer ji hun ik e maslay da Hal ai ke Toronto Vancouver calgary big city to move ho jana chahida saskatoon che rent 1000 doller ai

  • @gurikahlon246
    @gurikahlon246 Před dnem

    Chup kr k na j chaar paise haige aa te Punjab ch ja k zameen leo te pher eh first of all krn di jaroorat nhi peni 😂

  • @TruthFinder005
    @TruthFinder005 Před 10 hodinami

    Its all because Trudeau is more busy in pushing khalistani propaganda than real economic issues on ground. Hor pao vottan khakistani referendum noon te Jagmeet Trudeau noon.

  • @narinderpalsingh5349
    @narinderpalsingh5349 Před 2 dny

    ਇਹ ਚੈਨਲ ਕਨੇਡਾ ਨੂੰ ਬਦਨਾਮ ਕਰ ਰਿਹਾ ਲੱਗਦਾ ਹੈ 😢😢😢😢😢😢

  • @ajmerdhillon3013
    @ajmerdhillon3013 Před 2 dny

    ਜੇ ਹਰ ਸਾਲ ਮੀਨੀਮਮ ਬੇਜਿਜ ਵਧਦੀ ਰਹੀ ਤਾਂ ਛੋਟੇ ਬਿਜਨਸ ਤੇ ਬਹੁਤ ਮਾੜਾ ਅਸਰ ਪਵੇਗਾ

  • @Mahaveer_S
    @Mahaveer_S Před 2 dny +1

    Tusi sareyan ne vigadeya Canada

  • @user-Ma543
    @user-Ma543 Před 2 dny +4

    Waapis aa jao kyu goreye de ghulaam bane ho khoo di mitti khoo nu hi lagni

  • @jagdeepsohalvlogs
    @jagdeepsohalvlogs Před 23 hodinami

    🇨🇦Family of 4 Living in Canada🇨🇦 Edmonton
    Monthly Income:
    Dad: $4,000
    Mom: $2,500
    Child Canada Benefits: $500
    Total Income: $7,000
    Monthly Expenses:
    Mortgage: $2,100
    Electricity: $120
    Gas: $80
    Groceries: $1,000
    Car Loan: $800
    Car Insurance: $525
    Phone: $160
    Internet/Cable: $120
    Child Care: $400
    Credit Card Min Payments: $250
    Eating Out: $500
    Life Insurance: $250
    RESP: $100
    Property Tax: $300
    HOA Fee: $20
    Fuel: $600
    Home Insurance: $100
    Total Expenses: $7,425
    Money Left: -$425

    • @AmolGharat
      @AmolGharat Před 16 hodinami

      Car payments+ fuel, eating out are the issue.

  • @user-nb5dr9tg1o
    @user-nb5dr9tg1o Před 2 dny +1

    Ullu de pathe anpad koi navi gal dasso same old bullshit