Can You Really Get Rich Quick?
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- čas přidán 26. 06. 2024
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You've probably seen ads for products or courses that promise overnight wealth... but is that really possible? How do you know whether you're being taken for a ride?
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Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions.
Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson
Directors: Katie Graham & Andrew Matthews
Written by: Andrew Matthews
Executive Producer: Amanda Fox
Produced by: Katie Graham
Edited & Animated by: Derek Borsheim
Images by: Shutterstock
Music by: APM
"If they have all this money, then why do they need yours?" I will remember that forever.
It’s gold
Great point
Bcuz they want more money 💰 🤑 💸
Me too
yupp
you should
How to get rich quick: Sell a "how to get rich quick course"
You know this is true though
Robert Kiyosaki mastered this.
Get rich, slowly: live long enough to inherit, then hope that you live as long as the relative whom you inherited from. 💚 🧙♂️ Guaranteed to work, if you have the right situation. 💚
All these wanna be mentors 🤣
Ballin exploiting insecurities
You guys should do a seminar on how seminars are scams.
You got that right :))
I went to one a few months ago. Hour my time wasted.
Scaminars
@Bjorn Wentink Everything in this world is a scam & not just seminars. If there were no scams then there wouldn't be you or me or anybody
What seminars?
"here in my garage, just bought this new Lamborghini"
Don't you just love that guy? ;P
Lamborgheeknee
😂 I always skip these ads.
Tai Lopez is a legend 👑
@@Stannely1 a legend scammer of course
Forwarding this to Tai Lopez..
Do you even "knowledge" Kat?
Laaaamborghinni
Here in my garage.........
@@TomMcMorrow Tai Lopez
Is my homie. What do you mean ? :v
Kat V 😂😂😂
6:20 "Do your research and ask yourself...if they have all this money, why did they need yours?"
EXACTLY!
Lots of these “CONtrepreneurs” that create all these CZcams ads don’t even own the cars or houses that you see in the ads.. many just rent that stuff for the day while they shoot their video
Literally planned on doing the whole thing with a friend. Renting all the cars and all. I had better things to do with my time though.
@monk0065 Sure as possible as it is to go to prison quick.
one of them is in manchester filming in his mums back garden!
You teach about stocks and you are not more than a lame ass poor white kid
No need to even do that, you can make videos with backdropped backgrounds downloaded from the very same Internet being used to spout the scam.
2 Cent: Can you really get rich quick?
Me: It depends, does it need to be legal?
#MyFirstThought
@Michael Skinner politicians much?
6ix9ine will find you and tell
I will make it legal!
True, very true👏👏👏
They are called "Contrepreneurs"!
Everyone should checkout Mike Winnet - the Contrepreneur video was amazing
Wowwww What a wonderfully thought out word "Contrepreneurs"
@@MeetKevin Yes! That guy is hilarious. He goes undercover and shows how ridiculous "the game" is.
Actually all entrepreneurs are contrepreneurs. Everybody in this world are conning themselves or conning someone else. If there were no cons then there would not be you or me or anybody in this world. So contrepreneurs is the way of this world.
Manu John possibly the stupidest comment I’ve read today. 👏🏼
I wired $45,000 to the deposed prince of Nigeria. He assured me two weeks ago that I should have $2 mil in my bank account any day now. Jokes on you!
That sounds a lot like a trump supporter
@@bengarcia6379 ok ben Garcia
Ben Garcia classic. Trying to make it political but nobody took the bait.
You're way ahead the rest of us
Your money not enough to settle the logistic, contact me back- Nigeria Prince.
I'm so glad you discussed this topic! Too sick of those ads!
I guess I’ve had CZcams Premium for so long now that I literally haven’t seen an ad in years, but I forget how crazy intense and often times persuasive these sales people are. Great topic as always, my fiancé and I watch your videos weekly and we have gained so much knowledge from your videos and we thank you both! 🙏🏼
yt ads are blocked in my country, so i had none for quite a while and almost forget about those scams too ahaha
Lol this is a shade video for Tai Lopez. Savage
So gracefully done
Officially confirmed comment ✅
KNOWLEDGE
Good video. I was always curious about those cheesy ads.
Hmmmm 3 liked and verified on a 1 year old comment
I'm here in my garage, gaining your KNAWLEDGE. Thank you for all you guys do!
Bahahaha! You're so welcome!
The "secret."
Live below your means. Save and invest. Become rich.
You're welcome.
Notice I didn't ask for money to reveal the "secret."
Dave ramsey
That's where you are wrong, the secret is to sell the secret
@@hawtsauce2471 that's exactly how graham stephan makes his damn money by making financial videos that get lots of views xD he's way better then all those other financial guru in all the ads i get when watching a video like this one...
@@vali69 He did make alot from real estate too
@@hawtsauce2471 he does make money on real estate but he makes MUCH more on youtube
You should do one on those payday apps like earnin app
These ones aren't even scams.
People who tend to use payday apps are usually irresponsible spenders, and irresponsible spenders are more likely to make late payments and then be charged interest.
It's like 0% interest purchases, all profits are from getting irresponsible spenders to buy stuff and then rack up debt.
"I'm here in my garage..."
Knaaawledge
LITERALLY THE VERY AD THAT CAME UP BEFORE I WATCHED THIS VIDEO 😂
I had two different ones before and after the video... 😅
*When are you selling your $997 course?*
First thought: Tai Lopez
Gee, these sound eerily similar to MLM pitches.
Well, because some of them are. There are financial MLMs who don’t really sell anything or sell you expensive trading accounts. So yeah, there is a reason it feels like it’s the same thing, cause it kind of is.
I love how this Nigerian prince has become almost like a universal symbol for spam mails lol
He must be cashing in millions already!
I get the humor 😅 but damn! This hurts cos I'm Nigerian😢😓.
Not all Nigerians are Nigerian princes trying to con you....obviously no actual Nigerian prince is broke. The lot of us loathe fraudsters. Most Nigerians are honest, transparent and trustworthy. Unfortunately Y'all run into the bad eggs. In the meantime, carry out proper background checks and research properly before trusting anyone with your money. Cheers
John Uchechukwu I wholeheartedly agree.
Great information, This ads are everywhere, laying to people that don't know their own finances. It's sad that a big bad wolf out there leaving Innocent people broke 😳. Great video. Please, beware and educate yourself, do your research as well to lead you in the right path for success. Thanks, 2 cent for sharing this video.👌🏽
Women get away with tax evasion much more .and make accussations to get sedements at work the work place. Antonio Brown didn't pay much Then women he was dating showed her all his stuff refused to share it how in extremly rare times a credibile Rape Victim is proven to be a liar it's always a chick
You guys realize that you're like my "financial parents". I'm 26 and started a Vanguard IRA this year. Less eating out too lol
Congratulations!
The road to financial success is a long and bumpy one, paved to filter out the impatient from the patient. Good luck my friend! We were the same age so hope to see you on the flip side.
Sound like you would love Mr money Mustache blog
Same here, I set mine up a few days ago
Saw that "SKIP AD IN..." button and was trying to click it 😂 I thought I was watching the ad 😂
‘Nigerian prince’ 😂😂😭😭💔 this hurts cuz I’m Nigerian lol. Those dudes keep ruining the image of Nigerians😂💔
Hurts a lot
sad to say.I am also sure it has hurt many people employment chances.
Same here bro, it hurts.
So, una plenty for here.
@@aamustapha Naija is everywhere ,any day and all seasons.
That very last sentence was the key. The way I see it, if you are a truly wealthy individual, do you really want the world to know you are?
What were the odds of getting one of those ads while watching this video?🤦🏻♂️
Pretty high
Good though, it's much unlikely that they catch anyone here then, so it's wasted money for them
The harder someone tries to sell a "job", "business", or other money making opportunity the more you should suspect foul play.
Also, as the old saying goes, "if it's too good to be true, it probably is."
Especially if they wiggle around on how you actually gonna earn anything
"Wanna see my Lambo?" the best meme
Am I the only one who thought, “Hmm that guy kinda looks like little finger when he appeared on the screen” ? 😂
OMG you're right! LOL!
2:01 for anyone wondering what I’m referring to
Exactly!
Did a quick search in the comments when I saw it lol
same thoughts lol
Why did you guys just describe our college system lol
rip
someone majored in art
In college you learn for more than 2 years
That is long time
Not over night
孔霞 nah I picked a good major. But I remember when I was in high school and my teachers/counselors would tell us that we had to go to college and that any degree is gonna help you. They never talked about the risks, such as all the debt you will get into. My teachers and counselors sounded just like the con men they talk about in this video. I’m glad I didn’t take their advice.
@@young9534 teachers and guidance counselors told us to apply to fafsa and not worry about debt because we'll make enough money to pay it back.
I majored in information systems so all you STEM lords who believes STEM is guaranteeing a good job can back off.
Biology, chemistry and physics major will tell you how hard it is to find a good paying job
Here in my garage with my lambo. I read 100 books a minute. -Tai 😆
What a great video. The 'formula' for a con is perfect and a great lesson. thank you all!
Thank you, 2 cents! 😭 This is my favourite economics/finance related channel! It's so easy to understand and it's so enjoyable and digestible! ❤️ Keep up the good work! 🤗
Lol I just got a video ad before this with an average bro telling me that I could have a big house if I just gave him 20 mins of my time.
"If they have all this money why do they need yours?!" Well said
Awesome! Thanks for covering contrepenuers! I love that you are participating with other channels in spreading awareness. You two rock!
MLM's are also part of this. Sadly I fell prey to a so called magical health drink company that starts with "H" in my 20's
Madhu VS
HerbaLife?
Actually for me dude, it has been the best thing that ever crossed my path. They completely changed the trajectory of my future, and I completely know it all to the person who shook my hand and showed me the opportunity. So it’s not that bad, if you do what they tell you to do and not poke at it with a stick and go all the Way, you. Will. See. Results.
@@kevper96 for every you, there are 100 people failed and lose more money.
At best, it is gambling. At worst, it is outright scam
@@kevper96 happy you were successful.
I am just saying, the marketing practices of MLM's are at best deceptive.
I know you will say "Caveat emptor" 🤣
Hoca-Hola?!
All of my favorite investing and financial sources are free or donation based (This channel being one of them!)
I remember being lucky enough to found a website that taught investing but did not scam me. In the "about page" the author said that he already retired so there is no need of him to make money teaching people. That stuck with me since then.
I love that I finally hear that line of thinking again in this video!
I am a Nigerian Prince, Give me your money!
Women write Entire books
Do they even have a monorky I thought they where a dimocrosy
@@yonaryhernandez1833 Nigeria has tribes with chiefs and princes, it's complicated.
Samuo Banji actual Nigerian prince here, give me your jollof rice.
Actual Nigerian person here and I’ve never understood this stereotype🤷🏾♀️
It happened to me, in the form of a Job Offer.
I was working for a company, selling TV, Internet, mobile plans, for commissions. They said they wouldn't control the hours you work (simply because they didn't pay for the hour), the days you work, that the job was easy and within months you could be managing your own office.
The procedure: I had to be in the HQ everyday at 7:00 a.m, to receive motivational talks to "get myself ready" to start the cold-door visits at 9:00 a.m, and I had to achieve 80 or more visits every day. They said that, statistics-wise, I could make one or two sales everyday. And that never happened. After hundreds of visits, it was VERY hard to sell those contracts.
You make a sell and depending on the product, you could get an average of $150 dollars, that would be paid in 2 weeks after the sale. While waiting, I still had to work for them, following their rules, like: Work 8 hours or more, always be on time at the office...
If i didn't comply, I would be fired (of a job I never signed any contract) and my commissions would never be paid. You get the idea?
They maintain this sick business by motivational talks, telling you to choose where your office would be in the future, that they would pay you 8K every month, that the job is easy to do, etc...
At the office, I met a guy that was working them for 4 years... He never got the office, nor the money... he was being a victim of a vicious cycle that only favoured a very few people.
So true! Just remember: If it sounds too good to be true, chances are it isn't!
I love this channel. I'm a millenial who just entered the workforce and i need financial advices. God bless you guys.
The best way to get rich quick? Change you definition of rich, and be happy with what you have while still trying to improve your life.
You 2 are great! I have been conned twice.. and that was in my 40s when I thought I would have known better. Spread the word! Keep up the great videos!
I love these 2 cents,god bless them so sweet and lovely to watch and learn from them.
I may not first
I may not last
But when Two cents uploads
I click FAST
I was waiting for this video to happen haha I'm so glad you guys finally made it
Thank you for exposing all those scam artists out there. I hope everyone could see this video and understand these con artists’ plans so that they don’t waste their money
I love studying human's cognitive biases! Linking this to money is even more pleasent and useful when it comes to financial decisions. Thanks for the video, as always! (Btw do a video about our biases pls..😉)
Great video!
I know I’m going to get a lot of,” oh haha Meet Kevin” comments after the video I made about Two Cents clickbait (I support two cents). But hey I shot first,
Anyway, this is a perfect followup to the Contrepreneur series. I personally don’t do these things: no funnels, no expensive courses, no up sells, no sell-fest seminars, no tracking ads, no mansion, no Lambo, etc.
Overall, great video! I support this
Edit: grammar
The reason it always a guy on those online ads is because. Chick write Entire books
Hey Kevin, you might want to rewrite that first paragraph. Idk if it's just me but it was hard to parse.
Your courses and videos are different as you're not promising an easy to way get rich or make money. But rather a strategy on how to build wealth through real estate investing and tons of good advice along the way. Big fan - cheers
NickBSick Thank you!! Fixed
YOU MUST CONSTRUCT ADDITIONAL PYLONS
Great video, very good that you are trying to protect others from these gullible people. I would also like to add that it may be useful to ask yourself the question: ‘If it is that easy, then why I am only hearing it now from this particular person?’ ‘If it is so easy, then why isn’t already everyone doing it?’ ‘If that particular trick really have made them rich, then why would they want to share it with me?’
On Instagram, the 'money grams' always say to teach seminars, write e-books, and sell courses to get rich. I think that's probably the easiest way technically because a lot of businesses in buildings have a high over head due to rent and staffing
Thanks two cents you have inspired me more to invest my money wisely into sake mutual funds and stuff.😊
What women online got away with tax evasion. More common for use away tax evasion plus extortion money from.accusations.
Alternative title: "How to become a Con Man on the internet"
Thanks for addressing this issue..
CZcams is flooded with these ads.
You guys are great! I love these videos! Keep um coming!
Red flag: They constantly remind you that everything is on the level.
I'm a Nigerian, that Nigerian Prince part got me rolling😂😁😁
I’ve always wondered about those videos! Thanks Two Cents!
2:01 was such a surreal moment. It was littlefinger teaching littlefinger. How universe aligns things.
Awesome and educational production. Thank you guys yuiu both skilled presenters and have great messages. How big is your crew?
I think it is an 8 member crew. They do display their names at the end of the video!
You know that Julia takes her work very seriously when she dresses up like the Uber Credit card.
Please keep doing what you are doing. You guys are amazing!
Thank you for spreading the word, great video!
VERY TRUE !
"if they have all the money , why do they want yours ? "
Proud to say I have never fallen for these scams before.
It always seems a guy in online ads Because .chicks write entire books
Omg osmosis jones
Watching this video from my garage ... where I just parked my new lamborghini here. But you know what I love more than my new lamborghini? Knowledge !!
Every video in your channel is super natural and well made. Thanks for making these videos!
"Here in my garage"
But do you know what I value more than this lambo?
Love the realistic approach you guys take, as well as the content that helps the little people like me learn financial literacy. Subscribed! Thanks guys
Thank you guys for your videos. Very informational really really appreciate them. ⭐⭐⭐⭐⭐
Thanks for good video, 2 cents team!)) Hi from Kazakhstan)
Omg I finally put my finger on it. You totally look like Littlefinger.
Now I want a video on evangelical churche$ and how they scam people
Probably WAY too controversial
Thanks to your great channel, I have to watch those marketers at the beginning of every video. Ying Yang. Oftentimes, I don't skip their ads, as a return to the channels I care about the most.
Thank you for this video. Interesting. Also some people who claims "I have created many millionaires but no one who is the millionaires are"
Tai Lopez 😂
"Its not a pyramid scheme it's a MLM"
It's not MLM it's NETWORK MARKETING.
This is probably my favorite video from you two.
Thank you. You two nailed it!
It is easy to con someone who is lazy/greedy. That is what a con is based on, each side of it.
Hhhmmm. Have to disagree somewhat. Cons, I feel, are more based on naitivity, lack of knowledge and optimism. U can't say a 70 y/o grandma who wanted to invest a part of her pension, hopeing to get a good return to help with her grandson's college fund was being lazy/greedy can u?
This is just lazy victim blaming done to support your just world fallacy. People fall for cons out of naivete, optimism, desperation, desire to help their loved ones or community, etc... plenty of reasons besides greed and laziness.
"always seems to be a guy" the snark in that line 🙄
nandy9285 Then she mentions Elisabeth Holmes of Theranos.
OMG I literally got an ad just like the one in the video after it ended! I could check off almost all the boxes :o never falling for this anymore, that's for sure!
I fully appreciate the Vertigo reference in the visual around the 4:40 mark.
@meetkevin I think they just fired back at you
[Entering Chat]
What tax evasion. What . Selments from.making up harrasment claims
This channel is underrated !! You guys should have millions and millions of subscribers!! More power to you guys. God bless 🙏🏻🙏🏻
You guys are just better than those 'cons' you mentioned. I think we can use those for pumping up the motivation, but we should not pay any money to them. I also know that success needs not only just pumped-up motivation but more knowledge, research, execution, insight, effort, and luck.
She wants you to forget about taxes Evasions . Chicks who make Money online. And Rap& harrasment claims that turned out to be false . How come in extremly rare cases of those accussations turning out to be false .it's always a Chick
I don't think the core problem is the con. It's the abundance of stupid, greedy people who fall for the con.
Totally needed someone to come and take about it . great job guys 👍
Recently found this channel. Subbed, commented and now binge watching.
Funny she doesn't mention tax evadsion . Or False accussations that always done by 👧👨👴👴👯👱
I’m a simple man. I see a 2 cents video, I click.
Bob's Pie Yesss!! These two are the best🌹
Apart from really useful information, your videos also contain excellent visualisation. The visual strategies taken to present the content are really good.
Great channel on financial education. You guys rock!
Can you do an episode on timeshare/fractional ownerships?
Thanks!