Matco Financing Explained And DO NOT COME HOME EMPTY HANDED
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- čas přidán 9. 05. 2024
- #toolreview #tooltruck #matco
Momma Matco has her Matco tool truck loaded down and has some gifts for Mom for Mother's Day. We also discuss tool truck financing and how you can save some BIG MONEY if you choose to finance on the tool truck and not get yourself in a payment bind. Kick off your weekend the right way with a brand new Matco tool truck video.
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Booneville MS 38829
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Im a service road tech, started off with craftsman and store brand tools, they got me to where I am today, now being a road tech of over 13 years I’m spoiling myself with tool truck tools because I can afford to pay them out right. It’s hard going on to one now and not slamming down the debit card and buying everything. A lot of self control is needed on any tool truck.
When I dealt with my 1st Matco dealer,never missed a payment every week.Paid him on the spot.The dead beats are the worst for tool truck dealers,
Most definitely. Hurts the ones that will pay.
My wife is very understanding that those tools pay the bills. She also said the tool truck shirts are the comfiest. 😂😂
Man my lady doesn’t give a crap what I do with my money as long as the bills are paid 😆 if that box had a steelhead on it it’d be perfect 😎
Definitely had many a chat with my wife before I pulled the trigger on a new box.
I remember when I bought my first matco box and matco sent a thank you letter to my house and my wife got the mail not a good night so for the new guys don't think she will not find out
I bought a Tool Vault 73x30" 17 drawer roll cab and paid cash for it. And yes my wife knows about it. But it was delivered by truck to my house and I love it. Otherwise, happy mother's day to all the mom's.
here's another bit. if you have a house payment & make 2 extra payments a year for 10 years, put it right on principle, you can cut your 30 year into a 17.5 year mortgage. at least i did. that's a lot of change!
Bought my first Matco box this week. My cart was full of tools. Did the same thing. Got the cheap payments and set it at my normal payments. I am happy with it. If your wondering it was a used 4s. Plus a little tip, i had about $450 on the truck account. My dealer combined both my truck account and credit account for the box. It still came out way less that i was already paying.
Ya'll have a great weekend. Happy Mothers day Miss Matco.
I've never asked permission to buy tools. But I will say I do have to be responsible. If I need it I'll buy it.
Lately I been wanting to buy a full drawer tool cart. But Im indecisive between brands 🤔
Finding Friday Matco Friday new tool review that's nice tool cabinet it's cool
Hi Clay, once again it's Matco Friday and Mrs M imparts her usual wisdom to us. She is worth more than she thinks, as usual. The tips she gives are both money saving and economically make sense. Thanks Mrs M. Lots of love on mothers day from UK.
I don’t need permission buy tools off tool truck because I’m not married lol 😂
Same. All I got is bad religion.
I’m not sure if other trucks do this but my tool trucks always take my money out my account on pay days and I don’t have to pay during the week feels nicer lol
Happy mother's day to all the Mom's and pay your tool bills
Good advice. Mama Matco really knows the Matco line and she differently controls all three. Where has Michael been?
Happy Mother’s Day Mrs Matco and Clay wish your bride happy Mother’s Day’s too!!! Hope everyone has a great weekend!!!
I ask permission for anything that supersedes my weekly budget. I get $100 to spend a week, and the rest goes to bills. (I got a wedding to save for too.) I just bought a JSC773 and putting that on a Matco PSA account lowered my minimum payment from $75 on the truck account to $26 on the PSA. I pay $35 on bad weeks and $50 on good weeks and the rest goes to the mechanics nicotine and gas. If I need more than my weekly allowance(which practically never happens) I ask my fiancee.
Thank you for a great Matco Friday and that was a good credit education for the young people that are coming into the mechanics lifestyle.
Happy Mother's Day Mrs. .Matco
Definitely better ask for forgiveness than asking for permission 😂😂😂!!!!
Hello again, Clay and Mrs. Matco
Thank you for another Great Video 👍
When I was a freshman in high school my entire family forgot about my mom’s birthday. I remembered at basketball practice and picked up a cake before going home.
Matco Friday is back🎉 thanks Clay and Ms Matco for some great advice!
Thats sound advice, its pretty much a loan until you pay it off. Everything i buy i try to pay in full and not worry about interest unless its something you need now, and if so you better hope its gunna make you the money to pay it off fast. Otherwise you just paying perpetual interest.
It’s my money I’ll buy whatever I need or want my ol lady tells me that’s my problem I have the new uprock bumpboxx on order
My wife and I talk about all of our purchases before hand. We have a shared bank account and there is no her money or my money, no hidden credit cards or anything like that. It would drive me crazy trying to hide purchases like some people do.
Shit my snapon bill is 220 a week and cornwell is 150 😂
I don't have to tell my wife unless it's a big purchase like over a grand. She usually is ok with it but occasionally I get you might want to wait a few weeks
Hell nah man I bought my snap on box and I pay for it too…idk if my wife even knows I have one and not stressing if she knows I do
Over the years, I've come across 2 great Matco tool reps, but most, they're around for a while, then all of a sudden. no more tool truck. The tools themselves are pretty good, but won't put anymore money into something, when you can't be sure the rep is going to be around.
No, I don’t ask my wife for permission for two reasons first she knows I’m careful with my money and if I really need it, I need it. Second of all she’s more car crazy than I am and if she wants me to keep her cars on the road then she knows I need the right tools.
There are two kinds of debt in this world, the necessary debt say for your mortgage or the equipment you need for your livelihood and your unnecessary debt like say for a vacation you can’t afford for instance, you should eliminate your unnecessary debt and you should keep your necessary debt to an absolute minimum and pay it off as quickly as you can. going for $20 a week and paying 80 when you can is a very good strategy when I bought my first house I went for a 30 year loan and I paid it off in 12, as long as there’s no penalty for pay as much as you can upfront it, ripples down the line and saves you a lot of money in the long run
This entire economy is them figuring out ways to get your paycheck before you get it.
Except for a house, you don't need any credit. You would think you need to build credit or buy a new car before you buy a house, that's not true. Being in debt hurts you more than it helps you.
Like tool credit. You could buy a $16k tool box or a $8000 scan tool. Whichever one you buy, that is your credit limit, so it shows you are using almost 100% of your credit line!
Then to improve your credit, you first have to pay it down to 29% or less. And if you gone buy anything expensive like a house land or a shop, they want to know what you really really make vs debt. You have to show the bank your last 3 years of income!
That credit card or tool credit ain't gone help you one bit.
Definitely buy the bigger m12 battery.that little one can backfire on you if you have an emergency.you never know what's going to happen...just for peace of mind.
No because I have my account n she has her account
So on the keep paying the payment if u have a 0 balance in some cases would be a bad idea we just had a snap on driver quit that didn’t tell nobody nothing so if I had a credit that money would have been gone
👍😎👍
if these guys that buy tools have a good accountant, its a write off!
I think now days you can only do that under a business not on personal taxes.
Low weekly payments forever 😮
The average pay for a teacher in Florida is $47K. The average pay for a mechanic in Florida is $54K. Comparing a teacher buying school supplies and a mechanic buying tools is a false comparison. Teachers buying school supplies is like making a mechanic foot the bill for a customer's replacement parts. If mechanics were treated as poorly as teachers, there would be no mechanics.
Markers are $4-8. A single wrench is $30-60 off the tool truck or more depending on the size. Not to mention a teacher isn’t spending $80-100 a week payments on a tool truck like the average mechanic to buy the tools he needs and must have to work on modern cars. A scanner payment alone would eat that budget up. There’s absolutely NO WAY even with the difference in pay you can justify that a teacher buying anything school related would come close to what a mechanic spends to do the job. Even if you took the difference in pay it is not even close in any way at all. My daughter is a teacher, we have had this talk. It’s not even close.
@@KoonTrucking Once again you are making a false comparison. If you want to compare a mechanic's tool cost to a teacher's tool cost, then look at the teacher's real tool cost. To be a teacher you need a four year college degree plus a teacher's certification. Then if you want to keep your job for more than three years you have to go to graduate school for at least two more years (which costs even more than undergrad) and earn at least a Master's degree. After that teachers still need to earn even more certifications and take take even more continuing education courses. Meanwhile a mechanic's tools are tax deductible while a college education and school supplies are not. Classroom supplies which are used by the students are not a teacher's tool cost, their education is. My sister, who is a teacher, had her transmission go out recently. How about I have her ship her car down to you and you can pay for the new, not rebuilt, transmission? You can charge me $300/hr. for labor. I don't care because I'll still come out ahead and you'll be in the hole for the cost of the transmission.
Mechanics have to have certifications also. We also have to take classes to stay up to date on yearly changes. The "tools are deductible" myth is just that, a myth. Over the 40 year span of being a diesel mechanic, I have over 180k in tools and tool chest, with a lot now obsolete and worthless. Teacher expenses are more likely to qualify for a tax deduction than a $30 extra long 10mm wrench. Rant over. 🤐
@@DSMLivinteachers have professional development. Same thing several times a year.
I know it isn’t the same financially but it isn’t cheap either.
@@KoonTrucking true Clay but teachers go thru maybe 10-15 marker sets a year.
I won't buy another thing from Matco and as soon as Snap off is paid off im not dealing with him either.
My Mac guy is a total bro though
I never told her nothing and that was before email and everything else
No
Buy it.... It makes you money.. If you have to ask for something that makes your money you have the wrong relationship.... You should not have to ask for permission unless she is taking half when you divorce.. My tools are mine and mine only.. Work hard and reward yourself..
It baffles me that men have to ask their wife for permission.. lol. My wife finds out whenever I tell her. Me and mines have an understanding
Pay Cash and negotiate a better deal because your paying Cash
Cash is king, baby!
No permission.....no wife
Forcing teachers to buy supplies their students use is not the same as you voluntarily buying overpriced tools at a 500% markup
Yup
@@roylowery1329 you’re really comparing a mechanic to a teacher? It’s like you want stupid kids or something.
@@ducks-on-quack It's not like they are really teaching them anything anymore.
@@alpham777 wow what a moron. How bout the kids pay attention and learn. Put the cell phones away. You have no clue buddy. No clue.
Remember that when a person gets mad at you for the price of your repair.
@@ducks-on-quack well seeing as I read a report the other day it’s harder to find a mechanic than it is a teacher nowadays so pick your poison bud
Because woman are better with money
Fuck I wish my toolbox payment was $15 a week. Mine when I was 25 years old was $104 a week for three years but of course I bought the Matco 6s triple bank 31 inch deep box.