Mutual of Omaha Whole Life Insurance Policy - My Review

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My name is David Duford owner and operator of buylifeinsuranceforburial.com and chances are you're here today because you're looking for more information on Mutual of Omaha's whole life insurance policy. What I’m gonna attempt to do here in this video is describe to you what I commonly see out in the field selling life insurance face to face, and give you inside information as an agent on how Mutual of Omaha's insurance policies work. So that you can make a better determination --if truly it's the right plan for you and then if it’s not, give you some suggestions on what to do to find something better.
So Mutual of Omaha most of you all have heard because of Wild Kingdom, of course-- I'm thirty one and had no idea what that was until I was informed by my clients who are in their fifties, sixties and seventies-- but Mutual of Omaha is a very reputable company. They do a lot of advertising for whole life insurance policies through the mail -I haven't seen much in the way of television adds like a lot of different companies do- but primarily what I see from them is their mailing piece, where they offer their guarantee acceptance whole life insurance policy.
So I'm gonna first start off with the good news and then I'm also gonna end with the bad news, and why you may want to consider another carrier for your burial insurance instead. Goodness is that the prices for Mutual of Omaha are pretty good. Very competitive relative to even the stuff that I sell -not by a long shot, I mean, just by a couple bucks better maybe- but most cases they're fairly competitive. That's the only good news about Mutual of Omaha.
The bad news about Mutual of Omaha whole life policies is that they do not cover you for the first two years. If you’ve seen their ads or done any research, you're going to see the term 'guaranteed acceptance' or 'no questions asked' life insurance. This is the pivotal word that indicates that because they don't ask questions, they're not going to cover you for the first two years. That's the catch. And that is a problem because if you think this through what happens if something...what if you happen to die earlier than expected? Of course, you don't think that but you know people who have died unexpected. We always like to think it won't happen to us but then sometimes it does. The key thing is to make sure you're protected, so that your family is protected. And you're protected optimally: from as much coverage as you can in the beginning and with the best plan up front to begin with. That's pivotal. And the thing is with Mutual of Omaha the people that apply for it eight out of ten times can get something that will not only get them something pretty close to price, but will also fully cover them from the first day. And I can't express this enough.
I've had multiple examples of where I've ensure people --in fact I've had two this year who died and had their insurance policy's less than two years. Luckily, I got them insurance. One had had a stroke in the past, the other was in pretty good shape --he had some depression but nothing traumatically bad. But luckily I got them fully covered from the first day and both insurance policies paid the full claim entirely. They had gone with-had they gone with Mutual of Omaha, they wouldn't have gotten anything but the money back.
So that's my whole point putting this video together for you. Unless you're dying on your death bed, you have better options out there. I can help you with that --I'm a broker. I represent multiple companies and what my job is to do is simply to go out and find the best deal for my clients so that you get the most coverage for the least price. And I'm licensed in many states and most likely can defiantly help you and it's very easy to find out what I can do for ya.
If you go down here there's a link --I want ya to click on it. It takes you to my website's contact page. If you go there, fill the form out, you and I can have a private conversation, I can run some basic numbers for ya and then show you exactly what I can do for ya and describe you. Again, I have over a fifteen hundred customers who have their insurance with me, I'm a master that this business and my job is to simply is to help those out that want to help to get the best coverages out there.
My name is David Duford at buylifeinsuranceforburial.com --again click this link down here if ya like to talk to me further and get some more information on the plans available. Thanks so much, bye!
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