LOW INCOME BUDGETING | How to start a cash envelope system with very little money

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  • čas přidán 5. 09. 2024
  • So, you want to start the cash envelope system but you have no idea where to start and you don't make a lot of money? I had the exact same question a few months ago and now I'm budgeting like a pro all while make under $40k. I hope this video helps you better understand how to break down you low income budget one dollar at a time, one envelope at a time.
    Happy budgeting!
    - Rachael
    ---------------------------------
    Welcome to my channel! My name is Reyler, that stands for Rachael Eyler and I'm on a journey to figure out my life both professionally, personally and financially. My goal is to become pay down debt, be in control of my spending and most of...BECOME FINANCIALLY STABLE!! I hope you learn something from this video and if you want to start your own journey, hit the subscribe button and we can learn this thing together.
    CONNECT WITH ME:
    IG: / reylertv
    FB: / reylerabc12
    Other inquires email me: eyler.rachael@gmail.com

Komentáře • 58

  • @veritolopez408
    @veritolopez408 Před rokem +47

    I like realistic income. As a mom of 3 getting paid a bit more then minimum it’s nice to see real ppl budget with low income

    • @Longhairprettytoes
      @Longhairprettytoes Před 8 měsíci

      Yes! I’ve been looking for a video like this as well!! Glad I found it

  • @lucillesmith9764
    @lucillesmith9764 Před rokem +11

    I get paid once a month and really want to start my low income ($1350/mo) budget. Thanks for the help

  • @tahtahrox
    @tahtahrox Před rokem +40

    The first budget I’ve been able to relate to. Thanks for being so transparent!

    • @reylersjourney
      @reylersjourney  Před rokem +2

      This makes me so happy to hear! I appreciate you watching :)

  • @WAHMom1111
    @WAHMom1111 Před rokem +9

    I don’t make enough to even pay my bills. Laid off and at a minimum wage job but of course all the bills are still the same putting me in a situation not sure how to catch up and what to do.

  • @libbyhodge426
    @libbyhodge426 Před rokem +7

    I like the fact that you took us from the beginning. Others I've watched are impressive, but I get lost not having the basics under control first! Thank you.

  • @ShanekiaShanice
    @ShanekiaShanice Před rokem +17

    I’ve been budgeting for maybe 2 years. I think I had a pretty good handle on it. But I’ve just been inconsistent. I recently started a new job which allows for more freedom but your video made me realize I’ve made it on that exact salary for the past years of my career soo this new increase shouldn’t change my habits only for the better. Thank you for being soo relatable. I’m soo excited now to look at my new budget.

  • @regardingdew
    @regardingdew Před měsícem

    Small business owner here-and fellow lefty :) Just wanted to say a big thank you for your transparency, clarity, and thoroughness. This video is such an important resource. Thank you for taking the time to make it.

  • @Jotique
    @Jotique Před 8 měsíci +1

    I'm a lefty here all the way!!! And yes we are unique individuals...

  • @SimplyCynthia207
    @SimplyCynthia207 Před 8 měsíci +1

    I watched so many videos and got excited to start but then I was like, where do I start first and how do I get to the next step with my income. 🤔 Your video was spot on! Thank you for being transparent and going more in depth of HOW to do it rather than just the why. I’m a new subscriber!

  • @dorib82
    @dorib82 Před rokem +4

    Excellent video!!! I've had a budget binder for four months. I learned a lot from your explanation. 😊

  • @sierralavender
    @sierralavender Před rokem +4

    Great explanation! I’ve been doing this for a while. Hopefully it helps someone else get a hold of their finances. Budgeting this way really has changed my life!

  • @_youurstrully_
    @_youurstrully_ Před rokem +2

    I can really hear the news reporter voice that you have💜 but this was so so helpful thank you 😮‍💨

    • @reylersjourney
      @reylersjourney  Před rokem

      lol!! I think it comes out when I’m nervous😂😂

  • @Adelinis
    @Adelinis Před rokem +2

    I think this is the best explanation video I’ve seen on cash envelope stuffing. Thank you!

  • @starrchick28
    @starrchick28 Před 7 měsíci

    I love seeing a realistic income, especially with someone whose in the Northern east coast of the states, got a new subbie here.

  • @tmb7415
    @tmb7415 Před rokem +1

    Finally found someone with a similar income!

  • @adelita91384
    @adelita91384 Před rokem +2

    Thank you so much for this video. You explain everything very well. I know feel confident to start my own budget.

  • @brookescanlon5888
    @brookescanlon5888 Před rokem +2

    Thank you! This video was so helpful!

  • @angelbudgets
    @angelbudgets Před měsícem

    Great cash stuffing! New subscriber! ❤

  • @leighannestarks9178
    @leighannestarks9178 Před rokem +4

    Great video and very well explained. Could you answer maybe a dumb question? When you stuff the envelopes, do you pull out all your cash except what is electronically taken out for bills? How much cash do you leave in, if any, since you stuff the envelopes even your play money envelope.

  • @terisedwards6887
    @terisedwards6887 Před 9 měsíci

    Thank you for the vlog very helpful, I can't wait to try this!

  • @Nazilyagasanova1993
    @Nazilyagasanova1993 Před rokem

    Thank you!!! The only video that shows how to break things down

  • @fancydeer
    @fancydeer Před rokem +1

    thank you for this! this is actually really really helpful.

  • @StigmaSam
    @StigmaSam Před rokem +1

    Love the video! I would love to know some of the meals that you’re making for $50 for 2 weeks. I allocate $200 every 2 weeks for food and with eating out, I’ve always went over that. I finally just started spending everything getting coffee out and buying the cheap coffee at Aldi instead.

    • @reylersjourney
      @reylersjourney  Před rokem

      Its definitely about planning and finding the best deals! Maybe Ill make a video about it in the future!

  • @teachersbudgets
    @teachersbudgets Před rokem +1

    I like your video. New subscriber. Same here. That's what I am traying to figure out my self as well.

  • @CaroleenaCardoso
    @CaroleenaCardoso Před rokem +1

    Subbed looking forward to more of your content 🙏🏼❤️

  • @karenmcdowell3328
    @karenmcdowell3328 Před 11 měsíci +2

    How does this work being paid once a month? Thank u for your videos.

  • @faithbased32
    @faithbased32 Před rokem +1

    CONGRATULATIONS on paying off your car girl.

  • @getitin81
    @getitin81 Před rokem +1

    Very helpful thank you so much

  • @humanity941
    @humanity941 Před rokem

    hi from australia thank you

  • @robertneville2022
    @robertneville2022 Před 4 měsíci

    Wow paying off your student loan
    What a concept
    You go girl

  • @dollarbilllife3905
    @dollarbilllife3905 Před rokem +1

    New subbie here to support🥰

  • @fierylatina1
    @fierylatina1 Před měsícem

    I'm doing it along with you! Shoot I'm only left with $15 to stuff...and my paper is a mess! Lol..ok I'm back today is the 11th ok and about 3 bills were taken out of my bank...How do I calculate from here..do I start as if a brand new month? I'm so confused!!! Ex: 3bills came out I have about 513.00 left and in a couple of days I'll have 2 more come out before my next check! And then I have 3 more coming out after that HELP!!

  • @madelineeverritt8874
    @madelineeverritt8874 Před rokem

    Just found your channel. Great work! I'm also a lefty. You hide your thumb like I do. Lol

  • @crystaljackson9148
    @crystaljackson9148 Před rokem

    Hey i am new to your channel thabks for sharing with us❤❤❤❤❤

  • @victoriahanke5086
    @victoriahanke5086 Před rokem +1

    Love your sweetness! I’m a new fan and sub! Stay strong honey! You’re awesome! ♥️🕊🙏🙋‍♀️🌞🌷

  • @paulasimperfectplans
    @paulasimperfectplans Před rokem +1

    Lefties ❤🎉 i love watching other lefties! 😂

  • @dajalynnee1754
    @dajalynnee1754 Před rokem

    I’m a lefty too but girl you’re cut from a different cloth. Lol theres no way I could write with my notebook turned the opposite way from me. My handwriting would look a mess. 💐💐

    • @reylersjourney
      @reylersjourney  Před rokem +1

      😱 I had no idea I did that until you said something! Oh my gosh, I can’t stop noticing it 😂

    • @JustMeAdinaMarie
      @JustMeAdinaMarie Před 11 měsíci

      Same. I have to have my notebook turned to the right.

  • @addicted2saving203
    @addicted2saving203 Před 2 lety

    New subscriber here! 💜💜 love your channel!

  • @Mimibudgets
    @Mimibudgets Před rokem

    Great video! New subbie 🌻

  • @audreyminks2678
    @audreyminks2678 Před měsícem

    How can i do this if i am only paid monthly. I always seem to get tre accounts wrong 😢

  • @jennifersteeves5482
    @jennifersteeves5482 Před 10 měsíci

    I wish my rent was only 572😒😭
    I’m just over the bridge in Ontario Canada. My rent is like 2000$🥴

    • @reylersjourney
      @reylersjourney  Před 10 měsíci

      I know the feeling! That was rent when I was living in the Midwest, it’s much cheaper out there. Now I’m in New York and my rent in almost $2000 if my partner and I didn’t have each other there’s no way I would be able to live on my own out here.

  • @user-po2ql5tb6w
    @user-po2ql5tb6w Před rokem

    Right now am at a deficit until sept 13😢😢sinking

  • @shirleyrencher6126
    @shirleyrencher6126 Před 11 měsíci

    Tarah Stephens

  • @christineschmidt1025
    @christineschmidt1025 Před rokem +1

    40K is not low.?

    • @reylersjourney
      @reylersjourney  Před rokem +2

      In 2023 living in an expensive area, 40k is low, I’m lucky I live with someone or else I wouldn’t be able to afford to live where I do.

  • @PattieM
    @PattieM Před rokem

    I hope you eat little and have a good bus system or live close to work. $117 goes far if your eating process food.

  • @MizzSweetTe
    @MizzSweetTe Před 11 měsíci

    Where are you renting, so cheap