Please de-influence the new life style of running after everything, be it life goals, car, phones and what not that we run for, and why don't we like to stay calm and with peace with little we have and enjoying it and paying gratitude of it to god. Why everyone wants to make billions of dollars in a month or year or be a founder or be successful in just early 20's 25's. A genuine request to you to De influence today's mindset of different people and society!
Rellay appreciate the extra mile zerodha is taking up with the zero1 initiative and kudos to the @zero1 team for all the efforts you are putting to spread awareness in a fun and engaging way.. please continue doing these awareness videos.. Can you please do a de-influencing video about smallcase investing with pros and cons..
Thanks for this video. It very well resonates with Dave Ramsey’s personal finance principles that he coaches everyday. I’m a big fan of him and your’s too zero1 team !… I’m grateful that you guys are doing this in educating all of us.. keep doing great stuff.. cheers.
Sequence: Step 1: 6 months expense fund (Safety) in F.D, liquid fund etc Step 2: Health Insurance Step 3: Life Insurance (20x of annual income) Step 4: Investment, in Index fund or Mutual Fund Step 5: Stock market mai stocks etc pr Invest Step 6: Explore highly risky asset (options, Intraday trading etc)
India has traditionally emphasized saving money, with a focus on increasing income through salaries or other means that don't necessarily create value or lead to growth. While investing is a good financial strategy, creating and owning a business is the most effective path to building your wealth. Consider this: when you invest in companies, you're essentially backing businesses that generate profits beyond your returns. So, wouldn't it be more advantageous to start your own value-generating business? Think about it... -Invest in your own business Invest in yourself, Invest.
Only one out of ten businesses makes money after a year. And only one in ten of those would actually be successful to generate the returns we are jealous of.
informative content, thanks, the 2nd guy sometime interrupting the question abruptly that could be changed to in a humorous way, he can make it i believe (a casual feedback).
1. Getting 50k salary with only family member vs getting 1 lac salary by being the only family member? I can surely say that the 2nd guy will win! Easy! so your assumption is Erreneous here sorry. I am in govt job earning 50k around in hand and tbh I feel that I needed to land in IT (although I am sh*t at programming lol) but did not sit in campus placement due to I being a core engineering student and wanting a core job! That haunted me later anyways. and now as per the CCS Conduct rule I can not really make a business (and have no time literally due to heavy counter works Anyways!) 2. Earning early vs earning late: I am 30 and tbh 50k at 30 years old is not great considering the inflation, savings! 3. A person with 1 lacs salary: No matter how much he or she spends (say 50k! bhai 50k Spending including EMI, Tours, home loans etc!) he or she will still save 50k ! More = better! 4. I earn 50k and I somehow save 40k-45k but by being extremely spendthrift! I toured last in 2022 (that too a very common and nearby place from my home), (*Chhutti bhi easily nhi milta anyways), I don't do shopping (I bought my dresses 2 years ago and I ddid not buy one in last year not in 2024 too!) I don't have a car (not even a used one!) even though it is still a luxury to most Indians. Onlky spend 5k in bills and rest is spent by my father who is a govt pensioner (only 20-25k pm) ! So higher salary doomed! Promotion bhi yaha nhi hai so doomed! Invest jada karna hai but freelancing/Business karna mana hai so doomed. Lol
1) There are a lot of hardships in the IT field with stagnating wages and promotions and firings. So grass is not always greener on the other side. 2) It is still good considering the average person in India. So gratitude of what we have is one key to happiness. 3) Not necessary, there are those who earn even more than a lakh a month and still taking emi for phone as they cannot afford it otherwise due to other expenses. Investments are nil for them. 4) Amazing to see that you can invest so much so early in life. Congrats! It will help you over the later years
The comparison between ram and Shyam was abysmal, tax, and other factor should be consists well, no ways person can save 90% of his salary unless they have some other backup. Good advice with poor execution of example, like very poor.
Not poor. I save 80% of my salary cause I'm a very low maintenance person. And I'm married,got a child. Thing is my wife is also working so both of us can save close to 70-80% of our salary on monthly basis and still live comfortably. We are ready to sacrifice something at times just to get out of this 9-5 maze.
@@jishnu18 you have a earning wife. It's the same. I have 30% and I'm not married and still spend on emi and other things. We're not comparing apples and oranges. It's people and their choices. We can still do a lot of things while maintaining the life we want.
i respect your videos, but honestly the first point is bs. I need a better CTC so that I can invest more. I know if I save up 40k of 50k salary compared with the bs example of saving the lowest I'm gonna win in the longterm. It's better to earn more and save more rather than earn less and end up saving almost everything for the future.
May be they are taking about 50k bramhachari with no parents, wife child and 1 lac guy with family with normal standard of living, with medical of parents, school fees of child and house hold expenses rent and all. I would suggest 1 lac guy is better because obviously he is working harder than 50k guy and taking care of family.
Plot twist is Abhishek is really well versed in financial literature and is just few years away from being financially independent. He just pretends to be dumb.
Very misleading video. How can a person with 50k salary saves 40k per month, he cant even make up basic expenses, forget about standard of living. And person earning 1 lac is always better than 50k even if their spending more. That they are enjoying with that money. While that 50k guy is not earning 1 lacs it is big problem. Because some cost can't be avoided so he cant save that for 10 years straight up.
Just learn English to understand it better bro. I have found this hidden gem simply because it's in English and I'm from Russia. The stuff he's covering in these videos is pretty basic but endlessly efficient if you understand what you are doing with your money.
You loose something and you loose confidence and you will lose everything💯.. what a line!
:)
Lose
Before any kind of growth comes safety.
This is more like a fact than advice.
⭐⭐⭐⭐
Please de-influence the new life style of running after everything, be it life goals, car, phones and what not that we run for, and why don't we like to stay calm and with peace with little we have and enjoying it and paying gratitude of it to god. Why everyone wants to make billions of dollars in a month or year or be a founder or be successful in just early 20's 25's. A genuine request to you to De influence today's mindset of different people and society!
Already made video on it
@@Harshkr9 could please share link of that video! would be greatful really!
The last one uncut was always amazing. Makes happy always
Rellay appreciate the extra mile zerodha is taking up with the zero1 initiative and kudos to the @zero1 team for all the efforts you are putting to spread awareness in a fun and engaging way.. please continue doing these awareness videos..
Can you please do a de-influencing video about smallcase investing with pros and cons..
5:10 Wow thats a mind blowing information for me
😃👍👍👍
This is one thing that makes me feel like I've made good use of my time
Nice 🙂
My favourite CZcams channel.
Thanks for this video. It very well resonates with Dave Ramsey’s personal finance principles that he coaches everyday. I’m a big fan of him and your’s too zero1 team !… I’m grateful that you guys are doing this in educating all of us.. keep doing great stuff.. cheers.
Sequence:
Step 1: 6 months expense fund (Safety) in F.D, liquid fund etc
Step 2: Health Insurance
Step 3: Life Insurance (20x of annual income)
Step 4: Investment, in Index fund or Mutual Fund
Step 5: Stock market mai stocks etc pr Invest
Step 6: Explore highly risky asset (options, Intraday trading etc)
PRATEEK YOU ARE THE MAN!!!
India has traditionally emphasized saving money, with a focus on increasing income through salaries or other means that don't necessarily create value or lead to growth. While investing is a good financial strategy, creating and owning a business is the most effective path to building your wealth. Consider this: when you invest in companies, you're essentially backing businesses that generate profits beyond your returns. So, wouldn't it be more advantageous to start your own value-generating business? Think about it... -Invest in your own business Invest in yourself, Invest.
It’s not for everyone although we need more risk takers eventually most people don’t have the right conditions for them to start their own businesses
Only one out of ten businesses makes money after a year. And only one in ten of those would actually be successful to generate the returns we are jealous of.
Step by Step guidance was brilliant
Can you make a video on why having overlapping MFs are bad. Like 2-3 funds for large cap, 2-3 for mid cap and so on.
informative content, thanks, the 2nd guy sometime interrupting the question abruptly that could be changed to in a humorous way, he can make it i believe (a casual feedback).
Which microphone was used to record this video outdoors? The audio quality is fantastic.
Sir amazing tips but investment is a long journey which needs lots of patience 😎😎😎
Thanks for your video bcz i know only English language and it is very useful for many peoples❤
What is difference between debit card and credit card please make video around it
0:43 that's not Peace ✌️ that's Juban Keshari 😂
🤮🤣
Nice video
Good one for Beginners
Awesome ❤ Great Video
Extremely good job. Very engaging video❤
thank u sir
for really good content
😁
Nice explanation style
Thank you 🙌
Thanks for information
Shyam saves 5000 a month and after 10 year gets 10 lac.
Ram saves 40000 ie 8x and gets 80 lac which is 8x. So what is there to be surprised 😂
It’s about the mindset and not the income!!!!
@@srikantharvikarUseless video
Guys make a video on credit cards
As usual awesome content
7:14 I think you meant architecture there. Great video btw.
Infrastructure is about how the cloud abd server connects and integrates to serve to client
Very good!
10% increment a year, only in zerodha
1. Getting 50k salary with only family member vs getting 1 lac salary by being the only family member? I can surely say that the 2nd guy will win! Easy! so your assumption is Erreneous here sorry. I am in govt job earning 50k around in hand and tbh I feel that I needed to land in IT (although I am sh*t at programming lol) but did not sit in campus placement due to I being a core engineering student and wanting a core job! That haunted me later anyways. and now as per the CCS Conduct rule I can not really make a business (and have no time literally due to heavy counter works Anyways!)
2. Earning early vs earning late: I am 30 and tbh 50k at 30 years old is not great considering the inflation, savings!
3. A person with 1 lacs salary: No matter how much he or she spends (say 50k! bhai 50k Spending including EMI, Tours, home loans etc!) he or she will still save 50k ! More = better!
4. I earn 50k and I somehow save 40k-45k but by being extremely spendthrift! I toured last in 2022 (that too a very common and nearby place from my home), (*Chhutti bhi easily nhi milta anyways), I don't do shopping (I bought my dresses 2 years ago and I ddid not buy one in last year not in 2024 too!) I don't have a car (not even a used one!) even though it is still a luxury to most Indians. Onlky spend 5k in bills and rest is spent by my father who is a govt pensioner (only 20-25k pm) !
So higher salary doomed! Promotion bhi yaha nhi hai so doomed! Invest jada karna hai but freelancing/Business karna mana hai so doomed. Lol
1) There are a lot of hardships in the IT field with stagnating wages and promotions and firings. So grass is not always greener on the other side.
2) It is still good considering the average person in India. So gratitude of what we have is one key to happiness.
3) Not necessary, there are those who earn even more than a lakh a month and still taking emi for phone as they cannot afford it otherwise due to other expenses. Investments are nil for them.
4) Amazing to see that you can invest so much so early in life. Congrats! It will help you over the later years
Goodone
The comparison between ram and Shyam was abysmal, tax, and other factor should be consists well, no ways person can save 90% of his salary unless they have some other backup. Good advice with poor execution of example, like very poor.
Not poor. I save 80% of my salary cause I'm a very low maintenance person. And I'm married,got a child. Thing is my wife is also working so both of us can save close to 70-80% of our salary on monthly basis and still live comfortably. We are ready to sacrifice something at times just to get out of this 9-5 maze.
@@jishnu18 you have a earning wife. It's the same. I have 30% and I'm not married and still spend on emi and other things. We're not comparing apples and oranges. It's people and their choices. We can still do a lot of things while maintaining the life we want.
i respect your videos, but honestly the first point is bs. I need a better CTC so that I can invest more. I know if I save up 40k of 50k salary compared with the bs example of saving the lowest I'm gonna win in the longterm.
It's better to earn more and save more rather than earn less and end up saving almost everything for the future.
Actually.
May be they are taking about 50k bramhachari with no parents, wife child and 1 lac guy with family with normal standard of living, with medical of parents, school fees of child and house hold expenses rent and all.
I would suggest 1 lac guy is better because obviously he is working harder than 50k guy and taking care of family.
Where is this plant shop? so many plants
balance is i,portant
only 6 months expenses left, baaki sab kar liya and i dont use insta so forget the selfie
It's since my school time I am hearing names Ram and syam when teacher need to say some examples😂😂😂.
Because my name is Ram and by brother is Syam😅
Not including taxes😢
Plot twist is Abhishek is really well versed in financial literature and is just few years away from being financially independent. He just pretends to be dumb.
how can someone making 50k save 40k monthly? Very unrealistic!
Please pay start paying Abhishek enough 😭
❤
Unable to post story privately... Help Help
Are you posting on Instagram? Our handle is zero1byzerodha
I want to post privetely. Is there anyway I can send privately?
Yes you can DM it to us on insta, no problem
@@Zero1byZerodha I have sent an invite. Unable to send further detaila
Bc berozgaar hu aur yeh deh rha hu😂
Please also post some tax savings hacks, can’t trust these pseudo influencers 😢
Nice intro sir😂
How do i participate in Mission if i don't use Instagram?
How about LinkedIn? Else you could just send us an email hello@zero1byzerodha.com :)
@@Zero1byZerodhaLinkedIn is fine, but is there any channel on LinkedIn?
Yes you can tag prateek singh and the zero1 page if you wish :)
Imagine a teeage guy directly doing crypto trading ,yeah that's me.Eventually learned how risky is it
Very misleading video.
How can a person with 50k salary saves 40k per month, he cant even make up basic expenses, forget about standard of living.
And person earning 1 lac is always better than 50k even if their spending more. That they are enjoying with that money. While that 50k guy is not earning 1 lacs it is big problem. Because some cost can't be avoided so he cant save that for 10 years straight up.
Jai hind ❤🙏🙏🙏
Sir sir sir😂
🙃
10k a month as spending, what utopian life is that guy living.
Woh bas zinda hai
But today is Tuesday
Please make videos in hindi..you are addressing indians not western people.
Just learn English to understand it better bro. I have found this hidden gem simply because it's in English and I'm from Russia. The stuff he's covering in these videos is pretty basic but endlessly efficient if you understand what you are doing with your money.
You guys are making super informative video in fun way..
Keep it going …..🎉❤
🫡