Term Insurance का काला सच? | Term plan - Best term insurance plan | Term insurance masterclass |

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  • čas přidán 2. 06. 2024
  • #terminsurance #insurance
    Term insurance - bit.ly/3RUZcMZ
    Health- bit.ly/48ymQpE
    Term Insurance का काला सच? | Term plan - Best term insurance plan | Term insurance masterclass |
    In this video we discussed in details everything about term insurance from basics to advance. Post this video you need not study anything on the topic of term insurance plans.
    0:00 - Term insurance Masterclass
    0:46 - How much term insurance you need?
    1:36 - What is term insurance plan?
    3:13- Who needs term insurance plan?
    4:25 - Where you can buy term insurance plan?
    5:38 - How to select best term insurance plan?
    9:14 - Whole life term insurance plan - Is it good?
    11:19 - Do you need to add riders in term insurance plan?
    13:40 - Return of premium or limited pay or zero cost term plan - Reality?
    17:20 - Mistakes due to which your term insurance will get rejected?
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    Disclaimer - This is our personal view and mutual funds and equity investments are subject to market risk. Please read all offer documents before investing. This video is only for education purpose. Please consult your adviser before investing. This video is only to give information and only for education purpose.

Komentáře • 90

  • @InvestAajForKal
    @InvestAajForKal  Před 3 měsíci +3

    Term insurance - bit.ly/3RUZcMZ
    Health- bit.ly/48ymQpE

    • @diyan1168
      @diyan1168 Před 3 měsíci

      If nominee also dies along with insurer then what happens?

    • @SJ-fp9yf
      @SJ-fp9yf Před 3 měsíci

      Bro I have opted for 10 years pay in my term insurance policy till 85 years. Is it safe to opt for 10 years pay?

    • @chandravanu151
      @chandravanu151 Před 3 měsíci

      Maxlife kesa hain

  • @drsteviejasengnsangma8739
    @drsteviejasengnsangma8739 Před 3 měsíci

    Its very elaborate comparing with other videos including your earlier videos on same topic as well😊
    Excellent!!!

  • @Trilok22
    @Trilok22 Před 3 měsíci +4

    Comprehensive, informative and ❤👍👌👏

  • @SagarMahanagde
    @SagarMahanagde Před 3 měsíci

    Hi, in some IPO's , there is no big hni category mentioned... So There is no use to invest/apply for Big HNI category reservation (right or wrong)...?
    (No B-HNI Category mentioned in Prospectus on chittorgarh)

  • @SandeepSinghFoodTravel

    11.50. Term insurance mei bhi premium they increase after 3_4 years

  • @AtraderfromUttarakhand
    @AtraderfromUttarakhand Před 3 měsíci

    Dear sir ..❤
    Kya 16 January k baad se 4 volume distribution day nhi ho gye Hain?

  • @user-kz9ir5kl2r
    @user-kz9ir5kl2r Před 3 měsíci +1

    if someone occasional drinker then tb bhi use policy lete time ya batana hoga?

  • @trulyindian1947
    @trulyindian1947 Před 3 měsíci +11

    Critical illness cover add karne se premium amount double ho jaata hai....Issey better hai aap Health insurance jyada amount ka lelo

    • @andyholfen1217
      @andyholfen1217 Před 3 měsíci +2

      Health insurance ka premium age ke badhte aur badhta hai but term fix rahega

  • @Naveenkumar-ym4sx
    @Naveenkumar-ym4sx Před 3 měsíci

    Keep posting such videos on personal finance

  • @rakesh-chaturvedi
    @rakesh-chaturvedi Před 3 měsíci

    Good content sir very useful ❤

  • @amolbankar5731
    @amolbankar5731 Před měsícem

    Details explained, appreciate your help sir.

  • @naveenarya6958
    @naveenarya6958 Před 2 měsíci

    मैं Ageas federal life insurance से wealthsurance growth plan SP II one time 20 L invest करने का प्लान बना रहा हू कृपया जानकारी दे.

  • @machhindrabhagwat3247
    @machhindrabhagwat3247 Před 3 měsíci

    Very useful 🙏🙏

  • @vijayyelave7706
    @vijayyelave7706 Před 3 měsíci

    Good information sir ❤

  • @SurajSingh-fg6eq
    @SurajSingh-fg6eq Před měsícem

    It’s better to put money in mutual funds or on any other investment plan. I have seen that these bankers reject the claim by giving lots of excuses. All they want the money and when you try to claim the money from them, they have 10000+ kind of excuses to reject.

  • @rohitchheda1728
    @rohitchheda1728 Před 2 měsíci

    Excellent video bhai

  • @Mychannel-uv1lx
    @Mychannel-uv1lx Před měsícem

    Sir any term plan 3years cross hone ke baad company claim reject kar sakti Hai sir?

  • @user-jq9xl8ib7q
    @user-jq9xl8ib7q Před 2 měsíci

    Army person apne future savings ka liya kya kora , health insurance or term insurance or mutual fund, please iska bare ek video bana dijiya ,mera jawan vai o ke liya helpful hoga

  • @harshitmaheshwari4343
    @harshitmaheshwari4343 Před 3 měsíci +1

    Sir limited pay is good option for us
    Because if someone is not earning at the age of 50 then policy will lapse
    So pay for limited time is a good option for us in my opinion

  • @user-xz9jw8vo9w
    @user-xz9jw8vo9w Před 2 měsíci

    Bahu accha samzaya good

  • @silentfollower881
    @silentfollower881 Před 3 měsíci

    Can we port existing policy

  • @rajendrasinghranawat1432
    @rajendrasinghranawat1432 Před 3 měsíci +1

    Term plan lene ke liye kya kya criteria rahta hai ,hdfc ya other etc

  • @user-jq9xl8ib7q
    @user-jq9xl8ib7q Před 2 měsíci

    Sir , army person ka liya kon sa term insurance best hai ,quki terrorist attack or adventure or accident hota rahata hai , Please reply my answer ???

  • @debabrataroy9
    @debabrataroy9 Před 3 měsíci

    Sir, agar police holder policy leneke time main Lum+monthly pay (i.e. 30k pm for next 30 years) out or sirf monthly pay out select kare.
    Aur within term frame policy holder ka death ho jaye, afrer that nominee ka v death ho jaye, to kya baki monthly payout family ko milega ? After nominee kis ko milega , please clarify.

  • @RamakrishnaJK
    @RamakrishnaJK Před 3 měsíci

    Thsnk you.

  • @mahendrakaushal1
    @mahendrakaushal1 Před 3 měsíci

    Kya hum do companies ka term insurance le sakte h kya

  • @guddurani2432
    @guddurani2432 Před 3 měsíci

    Policy lene ke baad ghar walo ko btana bhi jruri h bhai. Bhut se case hdekhe h Maine jisme policy h, bond bhi h lekin ya to lapse ho gyi, ya premium nhi bhara gya, policy lene wala chla gya, piche Wale itne pdhe likhe nhi , or thode bhut pdhe h to unhe iska pta nhi tha.

  • @pushkalkaramchandani6929
    @pushkalkaramchandani6929 Před 3 měsíci +1

    Sir
    Recently there are market linked term insurance plans which provide insurance as well as portfolio(premium amount similar to sip) from which partial/whole amount is withdrawable after some lockin period/maturity...for eg one plan of TATA AIA...
    Please explain about those as well

  • @abhayshilu9838
    @abhayshilu9838 Před 3 měsíci

    Very informative and educational video sir🎉

  • @Yogeshgoyal3678
    @Yogeshgoyal3678 Před měsícem

    आपकी दी हुई डिस्क्रिप्शन लिंक पर आपके द्वारा बताए हुए फिल्टर अवेलेबल नहीं है

  • @youtech4655
    @youtech4655 Před 3 měsíci +1

    Sir I am doing job in under ground coal mining side,it's government job,my salary cooperative account uniyan bank gave 1cr accidental benefit, again I wAnt term insurance,This companies are gave or not?

  • @amanchhabra3305
    @amanchhabra3305 Před 2 měsíci

    Kya term insurance ke baad postmartem ke baad hee Paisa milta hein

  • @rajatsrivastava2952
    @rajatsrivastava2952 Před 3 měsíci +4

    Q1-REQURIMENT DOCUMENTS ?
    Q2- IF I HAVE JOB THIS TIME AND SALERY IN 5 LAKH PER ANNUM THEN I GET TERM INS. OF 1 CRORE , SUPPOSE AFTER 1-2 YEAR I LEAVE JOB THEN WHAT HAPPEND?

  • @shubhanshsoni3124
    @shubhanshsoni3124 Před 3 měsíci

    Platinum industries IPO review...

  • @EktaEntertainment08
    @EktaEntertainment08 Před 3 měsíci

    Sir 1 top company b bta dijiye plz term insurance k liye hme nhi pta chlta khi glt jga fas jayenge

  • @sudhakartiwarilic
    @sudhakartiwarilic Před 3 měsíci +1

    सभी प्राइवेट कम्पनी clause डाली रहती है पॉलिसी में आप लोग कुछ भी नही कर सकते।

  • @Pknsona
    @Pknsona Před 3 měsíci +2

    Army Personal agar Term Insurance lega to fhir use Terrist attack hone ki wajah se Sum assured milega ki nahi sir.

    • @vikasnishacpl8032
      @vikasnishacpl8032 Před 3 měsíci +1

      Sir uske liye Army person se Premium jyada liya jaata hai. Aur sabhi company deti bhi nahi hai. Aap MAX company ka try karna.

  • @ankurnimesh5604
    @ankurnimesh5604 Před 3 měsíci

    Hello sir...
    This is Ankur.
    Is it at reasonable price??
    1591/month EMI h for 1 cr Term insurance. Took at 35 yrs upto 65 yrs. ICICI prudential ismart plus plan.
    Income per annum is approx 9/ 10Lacs.

  • @vipindixit9462
    @vipindixit9462 Před 3 měsíci

    Is it worthy to take term insurance for spouse within own policy as some companies offering it nowadays as spouse may not get term insurance due to less income as per companies criterias

    • @sandeepyadav-sb8ob
      @sandeepyadav-sb8ob Před 3 měsíci

      Wife pe financially dependent ho to lena chahiye jaise kids k liye life insurance lene ka koi logic nahi

  • @sumitnurai1412
    @sumitnurai1412 Před 2 měsíci

    I have my SIP with your team from 2.5 years now and I never get any help.

  • @swarnalathika1004
    @swarnalathika1004 Před 3 měsíci +1

    Hdfc vs bajaj which is best sir??

  • @dharmendrakumarverma9206
    @dharmendrakumarverma9206 Před 3 měsíci

    Hello sir

  • @dharmendrakumarverma9206
    @dharmendrakumarverma9206 Před 3 měsíci

    Ek help chaiye thi apse

  • @sagarprajapati1597
    @sagarprajapati1597 Před 7 dny

    waaahh waahhh wahhh.....

  • @sawanbebarta2704
    @sawanbebarta2704 Před 2 měsíci

    Jo v ho psisa agar sadh raha hai to insurence le lo life ka koi guarantee nahi re baba😅

  • @shaown-thelyricistandcompo5748

    Ek bar policy le lene k baad kya hum nominee name change kar sakte hain?

  • @RajKumar-yy5uh
    @RajKumar-yy5uh Před 3 měsíci

    Suside cover hota hai

  • @theoffensivedefence3535
    @theoffensivedefence3535 Před 2 měsíci

    Anant ji, pls analyse LIC TECH TERM policy!!

  • @johrtl7966
    @johrtl7966 Před 3 měsíci +1

    Sir next 30 year m kya 1 CR ka premium bhhot hoga ? 🤔 Please btaiye

  • @rajendrasinghranawat1432
    @rajendrasinghranawat1432 Před 3 měsíci

    Like monthly earning or etc

  • @amitverma-eh8wf
    @amitverma-eh8wf Před 3 měsíci

    voting done

  • @vijaybhilwade3194
    @vijaybhilwade3194 Před 3 měsíci

    My present age is 54 years considering this if I need to apply for 2 cr term policy,
    which company has the best plan ?

    • @InvestAajForKal
      @InvestAajForKal  Před 3 měsíci +1

      8448440438

    • @tanvipatel186
      @tanvipatel186 Před 3 měsíci +1

      You can go for HDFC or ICICI

    • @vikasnishacpl8032
      @vikasnishacpl8032 Před 3 měsíci

      HDFC ka Amount settlement ratio bahut kharab hai, Try Max insurance.

    • @poojasar
      @poojasar Před 3 měsíci

      TATA AIA sir ur major premium is invested in market and u get insurance too all in one plan

    • @sudhakartiwarilic
      @sudhakartiwarilic Před 3 měsíci +1

      LIC KA JEEVAN AMAR

  • @roushankumarjha9555
    @roushankumarjha9555 Před 2 měsíci

    Sir Agar main aaj Term Life Insurance le liya uske 6 month ke baad meri Death ho jati h to kya mujhe Term insurance ka Fayda milega

    • @sawanbebarta2704
      @sawanbebarta2704 Před 2 měsíci

      Khudka murder karbaneka planning hai lagta hai😂

  • @vijaybhilwade3194
    @vijaybhilwade3194 Před 3 měsíci

    Sir Ji for Natural death

    • @Trilok22
      @Trilok22 Před 3 měsíci +1

      Eligible to get sum assured for natural death.

  • @user-hh3ss6ie3k
    @user-hh3ss6ie3k Před 3 měsíci +1

    Sir ka samjhane ka tarika thoda casual h

  • @johrtl7966
    @johrtl7966 Před 3 měsíci

    Sir aap har 3 months m ek Naya video le aate ho pitare se 😂😂

  • @Anshul297
    @Anshul297 Před 3 měsíci

    प्रायवेट कंपनियो का एकमात्र लक्ष्य है मुनाफा कमाना।भारत का सबसे अच्छा टर्म प्लान LIC Tech Term Plan है।
    ये बात आपके मरने के बाद आपकी विधवा पत्नी और बच्चों को समझ आ पाती है।

  • @rockymorwadiya9724
    @rockymorwadiya9724 Před 3 měsíci

    Death ke time koi investigation nai hoti bhai.

  • @aparichit5329
    @aparichit5329 Před 2 měsíci +1

    Moral of the story never buy term insurance

  • @rakeshkumarshukla2445
    @rakeshkumarshukla2445 Před měsícem

    चुप चाप एलआईसी से ले ले न इतनी मगजमारी क्यों

  • @raviprakash7854
    @raviprakash7854 Před 3 měsíci +1

    Suicide pay insurance milega 😅😂

    • @InvestAajForKal
      @InvestAajForKal  Před 3 měsíci

      Nope

    • @vikasnishacpl8032
      @vikasnishacpl8032 Před 3 měsíci +2

      Milega, lekin 1 saal see jyada purani policy honi chahye. Read ur term and condition of your policy.

    • @YogeshGandhi
      @YogeshGandhi Před 3 měsíci

      @anant suicide is covered after 1 year old policy

    • @arati6397
      @arati6397 Před 3 měsíci +1

      In case of death who gets the money nominee or legal hair.

    • @YogeshGandhi
      @YogeshGandhi Před 3 měsíci

      Money is given to nominee by the insurance company. But legal heir is rightful owner of the money and can sue in court if nominee is not the legal heir.

  • @drsteviejasengnsangma8739
    @drsteviejasengnsangma8739 Před 3 měsíci

    Its very elaborate comparing with other videos including your earlier videos on same topic as well😊
    Excellent!!!