What is NPS and PPF | Which One is the Better Retirement Plan? | Retirement Plan Ideas..!!
Vložit
- čas přidán 27. 08. 2024
- Download ffreedom app:- ffdm.app/awQi
Related Courses
💰 Financial Freedom Course - ffdm.app/zcQF
📈 Mutual Funds Course - ffdm.app/zx3s
💳 Course on Credit Card - ffdm.app/adnq
📊 Credit Score Course - ffdm.app/AoZs
📉 Stock Market Course - ffdm.app/tEoK
Connect on Telegram - t.me/financial...
Connect on Whatsapp - whatsapp.com/c...
What Is NPS and PPF | Which One Is the Better Retirement Plan? | Retirement Plan in Tamil
The best retirement plan for you will depend on your individual needs and risk appetite. If you are looking for the potential for higher returns and are comfortable with risk, NPS is a good option. If you are looking for a guaranteed return and lower risk, PPF is a better option.
#NPSvPPF #retirementplanning #taxsaving #wealthcreation #financialplanning #investments #personalfinance #moneymanagement #financialsecurity #financialindependence #retirementgoals #financialfreedom #financialplanningforretirement #NPSforretirement #PPFforretirement
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.
For more Finance Concepts & Strategies, Download ffreedom app now - ffdm.app/u8fL
Akka NPS vs KVP sechme patri full details sollunga akka pls.... 🛑🛑🛑
Train friend oruthar Monthly 2000 rs avanga appa May 2005 la erunthu invest seithu erukangalam avarku 2025 la erunthu monthly 4000 kedikum athai Ppf la 2000 invest 2000 NPS la invest seithal super returns varumam ethu unmaiya madam.... 🛑🛑🛑🛑
Can i invest like this it will give more returns ha mam.... Please please reply mam.... 🛑🛑🛑🛑
Along explain with Tax benift also like EEE
Hi mam incase I am stopped my investment, how to recovery my deposit amount. Need your support????
NPS Pathi full details sollunga mam.. ur videos are very informative and very much helpful for us .. thank you for your effort .. ❤
PPF comes under 80c section for tax exemption, but NPS has separate section for tax exemption. So NPS is better for those who already utilized 80c section, as it gives additional tax benefit.
Besides, there's also a TDS implication on premature withdrawal from NPS in excess of 50,000 at the rate of 5℅ other than for presciber reasons.
And yes. Agreed with your point.
I want to know more about NPS. What is the income tax benefit of the yearly investment in NPS?
under the new tax regime, the maturity proceeds from PPF are taxable. This change was introduced in the Union Budget 2023-24. So PPF also EE~E for choosing new regime
1.NPS there is no standard return as mentioned ! It's market driven
2. In NPS not unlimited investment - max upto 2L in tier 1 & tier 2 unlimited
Super Madam... Need more details about PPF
PPF account is tax exemption pa. So it will be useful for future basis
So who want the detail about PPF.. Tag here guys and girls.. 🙋
This video is very informative. Could you please explain about Tier 1 and Tier 2 account. Which one is best when opening NPS account ?
As a tax student, I can give my opinion on tax perspective. I'l l be glad too if they make a video on this. Tier 1 is fairly much better than Tier 2. the reason being, there's an exemption ceiling limit upto rs. 150,000 on tier 2 as it is covered under 80C. henceforth, you'll have to pay tax on the whole of the amount of your contribution if the same exceeds unlike tier 1. please note that, tier 1 contribution is covered under 80CCD which doesn't have overall limit unless it is contributed under employer employee relationship.
Tier 2 no tax saving option n can withdraw
Need NPS detailed video. Need to know how 40% pension amount will be given till rest of life or does it has age limit ( eg. Till 80years)
If we have 1cr in pension after 60years and if we die in 62years will they return the remaining 1cr?
Please provide full detailed video on NPS.
NPS details venum mam
So informative
Thank you
Please, give more details about NPS and how and where we can startup and I really appreciate your videos it's really informative and useful
Information is good and Death occurance missing on both ppf and nps
NPS, a person received pension for 5 years after retirement, if the person is dead after 5 years of retirement, 40% amount will be given to nomini? Or will not be given ?
Please answer this question? I tried to understand this detail for a long time..
There is option while buying annuity(you can choose return of corpus or without return ) your option only
Explain the difference between opening PPF in bank and post office?
No difference.Only organization is different.Scheme is same
Super madam, Good explanation, very useful for safe saving planner
Hi Ffredom Team,
Keep rocking. All videos are so nice & easy to understand.
Such a nice video difference between NPS Vs PPF.
I already downloaded freedom apps.
Eager to waiting for NPS video.
Pls share NPS video.
Thanks.
NPS - there is no standard interest rate for NPS, it is based on the market. Can't say 8 to 10 %. Also you can define how much amount should go to particular section
Compound interest ah ?
Appreciating your clear explanation sister
Perfect. Crystal clear explanation
Super nalla thelivu ondrai petrom sis❤❤❤
Kindly explain full details video for NPS.
Ipo iruka culture and food la nama 50 age mela thandarathe kastom apo ena nadakum NPS la ithe paathi soluga akka
Superb. Clearly explained everything. Thank you
Post office la Stock investment panna Mudiyuma Antha Service Avangha tharuvaangha la...
With Offline............
Chancey illa... Super explanation... Great work
Hi..Yuva, Very Good explanation 👏👏👍
NPS Tenure period is 60 yrs. In that case we cant have max age limit as 65 yrs. Correct? If so, what is the max age limit?
Very useful Madam 🎉
Superb explanation mam thanks, one more doubt, In NPS we will deposit a fixed amount every month? For example I strat acount with 5000, but in future I will change my investment like 1000 or 1lac?. Please reply for my question.
எந்த வயதிலிருந்து இந்த திட்டம் எடுக்கலாம்?
இரண்டு நிறுவனங்களில் இந்த திட்டத்தை எடுத்தால் ஏன் அவர்கள் பாதி பணதை மட்டும் தருவார்கள்?
பிரீமியம் பண்ம் lock period appuram kidaikkum plan ena
Mam please tell the difference between NPS AND EPFO pension scheme
5 ஆண்டுகள்ல ஒரு 2 ஆண்டுகள் NPS ல பணம் கட்டாம இடைவெளி விட்டுடா என்ன.ஆகும் ?
பயனாளி இறந்து விட்டால் 40% தொகை குடும்பத்துக்கு கொடுக்கப்படுமா ? எவ்வளவு நாட்களுக்கு தரப்படும்?
Any individual who is Subscriber of NPS can claim tax benefit under Sec 80 CCD (1) with in the overall ceiling of Rs. 1.5 lac under Sec 80 CCE. An additional deduction for investment up to Rs. 50,000 in NPS (Tier I account) is available exclusively to NPS subscribers under subsection 80CCD (1B).
NPS deposit 50k only excempted but we can deposit any amount.if you deposit total in annuity excempted but if you want to withdraw only 60% excempted
Now a days age 50 is very difficult to survive , then how can we think abt 💭 60 years 😢 😅 .. finally we can’t able to enjoy with that returns💰 used for grant child oly 😅
One doubt sister. Ipo namma 25age la start panni up to 50age varaikum podhumnu soli potuka mudiyuma
Nps clear explanation needed
NPS complete explanation with expense ratio calculation
It's good. But monthly how much we can get and what about for nominee after our life???.
NPS and how long pension will come / After death of investors??
Need a NPS vs Mutual fund comparison
Super mam🎉
நானும் பி பி எப்லதான் போட்டு இருக்கிறோன் அக்கா அருமையான பதிவு நன்றி
I need both about NPS & PPF
Salaried person have provident fund PF la.. adha pathi oru video podunga sis
clear explanation.. I am already a subscriber
Support me also
இது தவறான ஒப்பீடு , NPS Vs APY இது தான் சரியாக இருக்கும்.
Superb. Great explanation thank you 👍
Very nice explanation ma,if I am not alive after 60 years,the remaining ,25% will be Return by NPS ma
Mam, kindly explain about NPS
The annuity rate that you selected as 6%, what is it? How does it impacts my pension?
Hi mam Sip la podanum nu iruken.. athu entha Sip la podurathu.. and entha bank sip vangurathunu theliva oru video podunga mam
U can choose UTI nifty 50 index fund, anci Nifty 50index fund or ICICI prudential nifty 50 index funds
The best so far🔥
Nps full detail வீடியோ போடுங்க...😊
12:49 PPF
Atal pension Yojana pathi podunga madam
Nps without cancelled cheque epd pandrathu solunga....
Very informative...... super
7:08 NPS is investing in equity, how it can be low risk?
Nice info.. Useful thanks
Private sector salaryla irunthu eduthu invest panra Epf related videos podunga
Can you make a video for NRI investors?
Pension amount nama death ku அப்புறம் என்ன ஆகும்?
Please explain about ppf and ways to take loan using that
If any risk happened before maturity. How much my family can get?
Not clear explanation, In ppf you have invested 1.5 lakh per year but for NPS you have given the example of investing 6 lakhs per year, there is no logical comparision , Kindly provide a clear view for people like me understand, Thanks.
Pf vs nps which is best
Mam you told there is full tax exeption for NPS but I heard only 50k per year
Nomination and how they settlung nominees in NPS.
How many month will i get pension or
there is any option for a pension period
Thank you. Very useful video
NPS SAVINGS, NPS TAX PAYMENTS & NPS TAX BENEFITS.
Pls explain about how will get the balance 40% amount in NPS.
Sister as I know only up to 1.5 lakhs is excempted from tax
Super clear explanation.
Tq very usefull vedios ppf&nps full explain vedio pls
NPS maximum yearly investment limit is 50000 per Year and not unlimited.
Hi , nice video ..
In the nps what happens if the main investors dies in the age 62.. will the pension be stopped or the remaining amount will be paid to the nominee??
Good 👌
NPS detailed video pls
Am 36 pls giv detailed video of both
Can you please make a video about NPS vs. APY
if it is o.. then home owners call sell thier home and invest that amount in NPS.. ?.. but still i dont see the credibility. Can you please anwer
Good and clarity explanation.
Glad you liked it, Thanks for the comment, Keep supporting
Mam, ppf account start panni first primium yearly Rs. 12000/- nu kattititu next 5 th primium la irundhu yearly Rs. 20000 nu primium change panna mudiyuma illa first primium ennavo athey thaan last varaikkum kattanum aa mam plz reply mam.
I Need more information about NPS.
1. Can we increase or decrease the subscription amount inbetween the years in NPS account.
2. Whether there is any benefit for the family members , if the subscriber died before the maturity period.
👇👇👇👇
Please give more information about the death of the NPS A/c subscriber before & after the maturity period ,👉 no youtube videos are not giving information about this topic.
80ccd2 pathi one video podunga pls
NPS detailed information required plz
Need NPS full Explanation.
Mam, how to get lower interest loan.
I need separate Detail video in NPS & PPF
NPS le fund manager potadhu loss aidichu na nama principal baadhika paduma ???
Excellent video ❤
Is Auto debit is compulsory for paying insurance ? Whether I can cancel the policy having paid two instalments?please advise Madam
Please donate for orphanage childrens / adults😢❤🥺🙏🌹🌷
PPF is best ever which schemes????
Vanakkam 🙏 medam
NRI Seving Dital vilakkam
Sollavum Nanry 🙏
Middle class people ku etha mari sollunga pls
Madam 50k per month yaru invert panna pora.