Financial Health Check - 15 Questions to Find your Finance Score

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  • čas přidán 25. 06. 2024
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    In this video, we'll explore some basic financial questions from SEBI’s website to help determine your financial health. You'll answer questions about your monthly expenses, emergency fund, term insurance, retirement corpus, health insurance, credit card usage, unsecured loans, EMIs, investment details, nomination details, and will. Calculate your points based on your answers to assess your financial health, with scores categorized as Pass (80+), Fail (less than 80), and Excellent (175+). The video also provides links and tips on improving your financial status, including securing term insurance and managing expenses effectively.
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Komentáře • 221

  • @finance.boosan
    @finance.boosan  Před 4 dny +1

    Buy Term Plan & Get Online Discount Upto 10%👇
    tinyurl.com/mrh79j8z
    Buy a Health Plan & Get Online Discounts Up to 25%👇
    tinyurl.com/3j6m3fjf
    Join Learner's Community : czcams.com/channels/mfl6VteCu880D8Txl4vEag.htmljoin

    • @MathswithMathankumar
      @MathswithMathankumar Před 4 dny

      I'm your subscriber because of your videos my score is 225 ❤ Happy to see my financial Score is in excellent condition 🎉 Thank you so much for the play list finance with boosan ... Keep Rocking

    • @mell717
      @mell717 Před 4 dny

      Bro in all you r saying u r giving video in description but it is not found. Please update. Thanks

    • @anuprashanthpm362
      @anuprashanthpm362 Před 4 dny

      Hi bro
      I love your analysis videos, spl your presentation,😅 let's start with graph, bro I want a analysis video to build a emergency fund , which is best to save via digital Gold bees vs FD.🤔

    • @MathswithMathankumar
      @MathswithMathankumar Před 4 dny

      @@anuprashanthpm362
      1) What is my emergency fund amount?
      3 to 6 months of your expenses or income= emergency fund
      2) How to create my emergency fund?
      if you want to create your emergency fund
      go with recurring deposits in your bank. Try to create within 1 year
      Monthly deposit= emergency fund amount/12
      3) Where I need to keep my emergency fund?
      if you already have your corpus park it in Fixed deposit or liquid mutual funds.

  • @__lordsiva__
    @__lordsiva__ Před 4 dny +23

    My Score 215 ❤
    0 EMI and 50% Saving every month 🎉

    • @DevaRaj-iw9wx
      @DevaRaj-iw9wx Před 4 dny +2

      Same score bro me also 0 emi and above 50% Investing

    • @jyothiIS99
      @jyothiIS99 Před 3 dny +1

      mass 🔥🔥

    • @user-je7xw5py7z
      @user-je7xw5py7z Před 3 dny

      Bro my age is 18 now,can you guide me what to do first are should I wait for sometime??

  • @yuvarajan2986
    @yuvarajan2986 Před 4 dny +3

    My score is 220❤
    I have been learning many things from your videos since last one year and also try to implement your advice and also I share the knowledge with people surrounding me..
    Thank you ❤

  • @harikarthi456
    @harikarthi456 Před 4 dny +3

    My score - 15
    Missing Factors - EF,HI, Policy Details,PL, Shareing with family, Nominee, Will.
    Next year at the same time improved my self.
    Thanks your valuable guidance brooo keep rocking

  • @AshwinKumar-dd2rm
    @AshwinKumar-dd2rm Před dnem

    My score 215. All thanks to you brother. I have been watching your videos and it has enlighten me. Please continue to do your good work ❤

  • @AkashBalu2002
    @AkashBalu2002 Před 4 dny +2

    My scores is 275.... Thanks for your advice... Huge savings and also investment in retirement... Very informative video

  • @alt_realm
    @alt_realm Před dnem +1

    Can you discuss Stocks/RSUs and Schedule FA? How does the ITR filing in Schedule FA look if the stocks/RSUs are in a holding state, sold state, or receiving dividends? Many people are buying US stocks, and knowledge about Schedule FA is essential.

  • @yeshwanthkamaraj9765

    205 is my score bro and thanks for ur spreading financial knowledge to all 🙌🙌🙏

  • @user-Gururaj
    @user-Gururaj Před 4 dny

    My point is 205. No will(-20) and need to know more about health insurance plan.Thanks for the beautiful content bro.

  • @rskalimuthu
    @rskalimuthu Před 4 dny

    All in One video. and detailed video links given for people whoever need to understand that point. Very Useful video. Thankx a lot

  • @gowtham.s6965
    @gowtham.s6965 Před 4 dny +8

    -6 points bro
    I'm improving myself

  • @karthikmohanraj1542
    @karthikmohanraj1542 Před 4 dny +2

    Best of all your contents ❤❤...155... Will try to improve

  • @vigneshj2354
    @vigneshj2354 Před 4 dny +1

    Very very useful Video👌, got more financial knowledge after watching your videos.

  • @arunachalaprabhu6358
    @arunachalaprabhu6358 Před 4 dny

    Athe mathi en guru nather vijaya mohan sir ner kanal kuda almost ore mathi iruku. Na unga video umm allmost full a watch panniten( rahul)

  • @satzcrazy1
    @satzcrazy1 Před 4 dny

    150 points. Need to take Term Insurance

  • @conceptvisit693
    @conceptvisit693 Před 3 dny

    arumayana vedio 🎉

  • @vimalkumars9525
    @vimalkumars9525 Před 4 dny

    Must watch video for everyone

  • @toptenvicky8773
    @toptenvicky8773 Před 4 dny +1

    30 brother and trying to improve in all fields

  • @arvindhkumar2884
    @arvindhkumar2884 Před 4 dny +2

    Very level background and your studio setup anna 👌

  • @sriramarulselvan3724
    @sriramarulselvan3724 Před 4 dny

    100 % saving rate... thanks to you

  • @prabhus3737
    @prabhus3737 Před 4 dny

    My score is 215.. is it mandatory to write WILL at age of 45?? If so can u do detailed video on this, how to write a will and points to note.
    One suggestion bro, you can add this also... 1. How healthy 2. Food habits 3. Child investment if applicable, 4. Teaching children's about finance 5. Any addictions.. this may impact direct or indirect to our fin habits.

  • @deepakvvelusamy
    @deepakvvelusamy Před 4 dny +8

    My point:- 170
    And my next target is find my financial issue and rectify within next 2 years and achieve above 175 points soon 🔜
    After achievement i will reply for this comment 👍🤝

  • @GuitSiva
    @GuitSiva Před 4 dny

    Good job.. 👏
    Vaazhga Valamudan🙏

  • @haribabu384
    @haribabu384 Před 2 dny

    215 bro, my self and my wife saving 55 percent of our salary for our future goals. We have term and health insurances and no dependents.

  • @balakrish2504
    @balakrish2504 Před 4 dny

    Thank u mr.Booosan.

  • @yuvarajm7415
    @yuvarajm7415 Před 4 dny +1

    205
    Need to take term and additional health insurance

  • @senthilnathankrishnamoorth6490

    Very good to review overall financial situation.

  • @r.muthukumarr.muthukumar8202

    180 thanks booshan ur financial advise help in my life changes 🎉❤

  • @Kohlivirat
    @Kohlivirat Před 4 dny

    140. Retirement Corpus, Term insurance & Will

  • @advocatetheenathayalan5721

    243 points I have thanks bro

  • @GundakaMandaka
    @GundakaMandaka Před 2 dny

    Bro unga backdrop la iruka acoustic panel enga vanguneega. Link pls.

  • @logeshwarang6903
    @logeshwarang6903 Před 4 dny +10

    210, but i have only corporate health insurance and no will. Age 28. Need to review my health insurance.

  • @ArjunThiraviam
    @ArjunThiraviam Před 4 dny

    My points 250
    Improve savings rate

  • @sabareeshmangalath8969

    Hi, Portfolio management pathi vedio podunga pls. Namma financial goals a nokki investment sariya perform pannuthaa nu cross check pannannum.

  • @bluepicksoffical
    @bluepicksoffical Před 3 dny

    150🎉 Happy with my learing and Investement

  • @narayanasamyradhakrishnan

    110 points

  • @santhoshm9181
    @santhoshm9181 Před 4 dny

    Mine 185🤝

  • @vjpofficial136
    @vjpofficial136 Před 4 dny

    My score 210❤ because of you bro….

  • @SIVAGUHAN-hv5op
    @SIVAGUHAN-hv5op Před 2 dny

    Bro term insurance step by step epadi yadukanum solluga athuku oru videos podunga ellarukum use fulla irukum

  • @sriragh08
    @sriragh08 Před 3 dny

    Exactly 175

  • @vidhyaaprakash1303
    @vidhyaaprakash1303 Před 4 dny

    145 - Educational loan

  • @ajayprasad9919
    @ajayprasad9919 Před 4 dny

    Anna, good initiative ❤.

  • @suryadeepan1108
    @suryadeepan1108 Před 4 dny

    Anna groww la nadatha issue pathi peasuva and groww use pannalama venama and athu denger illaiya

  • @vigneshdgame
    @vigneshdgame Před 4 dny

    270💪💪💪.
    Thanks for this video. It is an engaging way to derive their financial score and helps them to focus on the low-scored areas.

  • @gurunadh3661
    @gurunadh3661 Před 4 dny

    142 points

  • @mrkamalrajrk1755
    @mrkamalrajrk1755 Před 3 dny

    Being an unmaried there is no higher montly expense so saving rate will be 80 -85%
    And there is no need of term helth will so my score 185
    But when marrage done its all changble your have responsible for ur family

  • @venuaravind3558
    @venuaravind3558 Před 4 dny

    My points 140.

  • @vickyashok9839
    @vickyashok9839 Před 3 dny

    Exactly 175. I don't have dedicated health insurance. My mom doesn't know about my investments. Actually I did try to tell her but as she's not financially or tech savvy, she couldn't understand whatever i'm saying. And I don't have a will as I'm just 26 😁

  • @user-uv3oo7vk6b
    @user-uv3oo7vk6b Před 4 dny

    I got 180 😁 I just have to check my nominees and it will be 200

  • @mtkarthickbabu
    @mtkarthickbabu Před 4 dny

    180 points

  • @Thoufikful
    @Thoufikful Před dnem

    Which is best choice for long term benefit
    1.investment on regular dividend giving company??
    2. Investment in more share split/bonus giving company?

  • @mathipoomalai9317
    @mathipoomalai9317 Před 4 dny +1

    105 points

  • @Nancydavid024
    @Nancydavid024 Před 4 dny +1

    24yrs la irukuravanga kavala padaatheenga namba itha nookitha poitu iruko... So konja years kazhichi intha calculation pannala

  • @vimala7830
    @vimala7830 Před dnem

    I plan to take a term insurance but have one important doubt. Which medium is good taking term insurance either online or offline mode?

  • @hat_awesome21
    @hat_awesome21 Před 4 dny +2

    Bro plz add more courses related to finance

  • @Potriselvan7
    @Potriselvan7 Před 4 dny +1

    190!

  • @ponvijayaragavan9366
    @ponvijayaragavan9366 Před 4 dny

    Recent ah grow app la oru news vanthula bro mutual fund la invest panna amount ku duplicate follio nunber la kuduthu issue achula atha pathi detail video podunga bro appo mutual fund la intha mathiri problem varama iruka enna pannanumnu

  • @mjblackspidy4761
    @mjblackspidy4761 Před 3 dny

    Bro groww app pathi some issues poitu iruku . So investment continue pannalama athula?

  • @temple_department
    @temple_department Před 4 dny

    One doubt
    Team insurance, SBI la edukkalamaaa
    Safe ah irukuma nu therichukkanum pls reply

  • @mohanakrishnan.r3669

    Bro i need an information. Ippo naan oru IT company la work panren andha company la naan en parents sethu naan insurance eduthurukken ippo naan andha company la irundhu andha insurance ah claim pannama relieve aagum podhu andha insurance amount ah ennoda pudhu company insurance oda add on panna mudiyuma or else andha insurancekku deduct panna premium ah claim panna mudiyuma?
    Idukku edavadhu vazhi irukka?

  • @ArunKumar-fl6yj
    @ArunKumar-fl6yj Před 2 dny

    petro carbon and chemicals limited sme ipo allot airukunga sir , listing gain la sell panalama or long termku hold panalama sollunga sir pls

  • @venkateshj3583
    @venkateshj3583 Před 4 dny

    Basic of share market investing course la join pannana , financial advice kidaikkuma sir

  • @Mr.Anbarasan
    @Mr.Anbarasan Před 4 dny

    165%

  • @Dr.ukkas001
    @Dr.ukkas001 Před 3 dny

    Hi mr boosan
    I'm following you for a long period, your information is very essential and helps to take the right decision
    But unfortunately I can't get involved in the interest based investment or insurance it's prohibited in (islamic law) ,so I am wondering if there is anything for muslim like the HALAL INSURANCE plan that is not involved with interest.

  • @manikandank513
    @manikandank513 Před dnem

    Hi bro, can you suggest a best Nifty alpha 50 index fund?

  • @timezone833
    @timezone833 Před 4 dny +3

    Hi sir, How can I have 1:1 session with you. I have been trying to reach you for over two weeks now via email and through your website but haven’t got any response from your team yet. Could you help?

  • @arulchristoberm2647
    @arulchristoberm2647 Před 4 dny

    Anna enkita 10 lakhs iruku motilal oswal midcap fund la invest panlama sollunga (one time investment)

  • @fiftytwoweeks8221
    @fiftytwoweeks8221 Před 4 dny

    Nice

  • @BharathAthimaharaja
    @BharathAthimaharaja Před 2 dny

    Bro neega stock ah pathi ooru case study series panalam la

  • @bhuvanabhuvi3465
    @bhuvanabhuvi3465 Před 4 dny

    My point 80

  • @shreevm298
    @shreevm298 Před 3 dny

    150 need to take term and health insurance.

  • @divyac2050
    @divyac2050 Před 4 dny +1

    My points 155

  • @premasundaram6104
    @premasundaram6104 Před 4 dny

    Dp charage pathi sollunga bro

  • @Shobi1993
    @Shobi1993 Před 4 dny

    175🙌

  • @equitytrader_001
    @equitytrader_001 Před 4 dny +3

    280 😊😊

  • @wilsons1676
    @wilsons1676 Před 4 dny

    My point 160

  • @rajkumarredwingz
    @rajkumarredwingz Před 3 dny

    Thank you Boosan, video is useful and helps me to calculate my financial score. I scored 225 points. A humble request from me is can you make a video for Government Health Insurance Schemes? This is the first time I knowing about it. It is appreciable 🫂 if the video contains types of schemes, how to buy and who all are eligible for it?

  • @veerasamyseenuvasan1496

    Hi Boosan, could you please make a video regarding Groww App scam and how do we double check our SIP amount? it will be helpful for us. Thanks!

  • @BhoopathyGurusamy
    @BhoopathyGurusamy Před dnem

    70 points

  • @Prakashcenation
    @Prakashcenation Před 5 hodinami

    Mutual funds la tax harvesting ,oru nifty 50 fund la unit sell panni other fund la same units buy pannalam ah compounding affect agum ah Agatha ??

  • @sudharsanbalachandar
    @sudharsanbalachandar Před 4 dny

    My points - 230
    NO credit card
    NO will

  • @muthuramanBalu
    @muthuramanBalu Před 4 dny +3

    140 No Term insurance

  • @ibrahimsulaiman779
    @ibrahimsulaiman779 Před 3 hodinami

    Hai bro useful video thanks
    Bro halal mutual funds details video

  • @sureshk5256
    @sureshk5256 Před 4 dny

    60 point

  • @sanjaypandiyan117
    @sanjaypandiyan117 Před 4 dny

    My point 195

  • @suricool99
    @suricool99 Před 4 dny

    While computing asset allocation, when it comes to NPS , should we consider it completely as debt or split the equity and debt part of NPS a.d consider the equity part of NPS along with other equity assets ?

    • @finance.boosan
      @finance.boosan  Před 4 dny

      It depends on your NPS portfolio. If your NPS portfolio is more equity-focused, you should add as equity. If it is primarily debt, consider it as debt.

    • @suricool99
      @suricool99 Před 4 dny

      @@finance.boosan thank you. I had this doubt for a long time. My NPS is 75-25 equity - debt allocation

  • @G-Balajivadhyar
    @G-Balajivadhyar Před 4 dny

    120 score
    Term insurance miss
    but because my education 5th standard only insurance company say 3 years IT return base panni edikalam nu solraanga but enaku nambikai varalai claim kadaikuma nu

  • @ApexPredator_OG
    @ApexPredator_OG Před 4 dny +1

    Bro where we can find all our mutual fund investments or holdings in one place other than our own brokers sites? Is there anyway to check?

    • @michaeljoseph4530
      @michaeljoseph4530 Před 4 dny

      Cams,mfcentral site or apps or u can directly check with ur individual fund houses.

  • @dhineshs3879
    @dhineshs3879 Před 3 dny

    Bro, I am not using any credit card. So how much points I have to give?

  • @charananandj7306
    @charananandj7306 Před 3 dny

    Bro can you make a video in gold leasing platform like gullak can I make investment in this? I want know the tax details and all

  • @senbagamg4750
    @senbagamg4750 Před 18 hodinami

    260 points 🎉🎉🎉

  • @AkSaravanan2212
    @AkSaravanan2212 Před 3 dny

    Hi bro speak about Groww App issue and I invested few stock and MF through Groww App. How to check and verify my portfolio number in CDSL or concern company... Please make one video briefly...

  • @agni8830
    @agni8830 Před dnem

    185 points

  • @parthibanshanmugavel875

    185
    Have to make wil

  • @meerasayabu3823
    @meerasayabu3823 Před 4 dny +1

    Mine is 261.5 & My wife score is 234.5

  • @deepakmit4612
    @deepakmit4612 Před 4 dny

    210 ❤

  • @PSSeshadri-ii1rm
    @PSSeshadri-ii1rm Před 4 dny +1

    210, credit card ellana evalo point ??

  • @BharathAthimaharaja

    Bro nan nalla editing pannuvan. Unga thumbnail ah nan edit pnnalam ah?

  • @mathivathani450
    @mathivathani450 Před 4 dny

    I am 175

  • @suryakumar6032
    @suryakumar6032 Před 3 dny

    Score 110