how is this a channel with only 10k subscribers? you're so upbeat I want to agree with you even before you start making valid points. quick question though: which website were you using to examine the financials of Macy's? did you also have shareholder data that you were able to consult or just publicly available information?
I usually look for a summary in the comments sections. Hope this helps someone. 1) Invest in a RIET - earn dividend typically quarterly 2)Invest in municipal bond fund - its tax free 3)Dividend stock 4)Invest in index funds 5)Airbnb your place or room.
Thank you so much, i am 23, and i want to make passive income a part of my life. You can never trust your job, they can lay you off at any day and time. This video really helped me understand passive income, and i am definitely going to put it in my use.
23 year old here too 🙌🏾 Trying to invest and set myself up aswell. Given this crisis, it's really hit home about how you can have a job one day and nothing the next. Having side incomes is a MUST!
My comments: 1. Careful on reits, covid might seriously hurt commercial real estate. 2. I like HYMB for municipal bond yields. Right now I think its paying 3% plus 3. She makes a great point on dividend stocks, you need to like the company’s financial prospects...for me thats HD which Ive held for 15 years at least 4. I also like some income funds BTZ and BIT. Share value can fluctuate but I set the monthly dividend payout to reinvest so I am dollar cost averaging. Yields are pretty high around 7%. I’ve had both of these a few years. 5. Always keep some cash in reserve for new opportunities and don’t put all your money in one or two investments. Good luck kids. 👍🏼
Sarah Twamley Awesome. Make sure you maintain a cash reserve balance for emergencies. Getting free of debt, especially high interest rate debt, is a great idea. 18 months ago I paid off the house rather than refinancing. I was at an old rate that was costing me 5.25%. Pretty high in today’s market. So at no cost to pay off, I took money from some mutual funds because I thought the market was a bit toppy. I feel like it is effectively an investment making a guaranteed 5.25%, tax free. Note, I’m an old guy so I have a decent nest egg and therefore more options. Younger people usually have less options but it is so awesome that you are actively managing your finances rather than the other way around. Do what you can in a balanced way. Good luck!
Thank you mikey! I just turned 30 and I have to work really really hard for really long hours to make what I make as an auto mechanic. Making 6 figures as a mechanic has been awesome but all I'm doing is putting it in a savings account or spending it all wasting my money. I think what I'm going to do start is looking at index funds and I appreciate your insights on the other ones that she talked about. young people like me or I guess younger ish people like me appreciate that kind of information.
Diversification is the key. I own dividend stocks with robin hood and use my dreamfire52 account for growth. Next is going to be a rental property if prices drop.
@@kathleenstoner.n7499 I listened to her podcast on Nft bubble last Tuesday. She's vast i give it to her though i haven't worked with her. Learnt she's a top director too.
Wonderful to see a smart young lady in the world of finance! Can you have a video for how to buy these recommendations for beginners who have no trading background. Thank you
The CZcams algorithm is working. I was suggested via CZcams and I can see that your videos are clear and concise and not full of flimsy ideas. thank you! You’re brilliant.
The quickest way to start making passive income today is by investing and contrary to popular beliefs it doesn’t take a ton of money to do it. Nicely said Rose
I've been able to keep my head above water by investing with my broker Dr Lydia woodruff. So far it's been so profitable and i receive roughly $9500 every two weeks and she also pitched me in for trading courses.
By far...this is the best straight to the point, educational and easy to understand (besides giving us great ideas) financial channel I ever came across on CZcams. Thank you for your help!!!!
I read this as she was saying it haha... Quite the impact. If you are reading this, I am sharing some of my story here, and much of it on my channel. If you are an addict, or have mental illness, low income, homeless? You can do it! Try a little every day. The past few years I started to see that I was not getti g closer to a change. And as I am currently not wasting more time, after realizing I gotta get in gear, and just the past year My partner and I have made strides! Even the past 2 years her and I have been working on our dream of buying a home, paying off vehicles, going on a trip, and getting married, possibly a baby or adopt. Now we have not accomplished all these yet, but we just started last year on the trek towards these goals. I am AMAZED how much the daily or weekly steps bring us closer to realizing our dreams. If you are struggling, and want to give up and just do the same old thing, please keep going! I am telling you, stay consistent, tryto stay in one place/city. Find some work odd jobs or part time if you can. Invest the paychecks into yourself first, whatever that means for you- self care/stability. Focus on cleaning up your past later, but dont let new things pile up. Just handle things as they come! Get to a good place, and you can do it. We did. We were all of the above! And now we both have careers, savings, a roof over our head, car and truck, low bills, and plans for a future. And you can too!
I just turned 21, about to graduate college and I had no clue about any of this stuff! I’m so glad I found you so I can prepare to invest and grow my income before I graduate❤️
I recommend watching Rose's video about Roth IRA it's good to set it up early. Along with watching videos about investment portfolio's, platforms they use, and which ETF's to invest in. Really wish I started back in college, but thankfully most stock is cheap atm(Aside from tech stocks). Best of luck out there!
4 months after this video is posted, the SPG REIT almost has a 15% div yield. But that's already pricing in the risk that a lot of commercial tenants will probably default or go bankrupt after this pandemic. But if you have the extra money, it's the best time to pick up this sweet REIT! Also, thanks for such an informative video. Clicking the video, I thought it was going to be the same type of video 'Do Amazon FBA!', 'Start a CZcams Channel!' - but it is so refreshing to see this. Wealth is not an overnight thing. It's consistent, disciplined investing that makes you money in the long run. Thank you Rose! Definitely a subscriber now.
Gaming Dad You can do it. ☺️ I did the 52 week challenge by saving $20 a week for a year and at the end of the year I had $1k to deposit for buying stocks and index funds.
Read "The Richest Man In Babylon" but save 1/10th of your income. Grant Cardone recommends this 40% for the tax man, 40% saved for investing, & 20% to live on.
As a novice investor I've been searching this subject for awhile and have looked at a lot of videos and articles. This is a video is direct, generally easy to understand and is practical. Love it. Thank you! P.S. Your new videos look and sound great!
I'm in my 30s and just learning more on investing.My son is very smart and told me some things.So glad I found this page I am a mom of two and want to always do better.Thanks for information and I subscribed thank yah!!
"there is no easy way to earn a passive income... " THANK GOD - so over people making these unicorn promises that you can make a passive income with the click of your fingers looooooool
Jason Capital (gets the con man trophy of the decade) made some money of me and millions of dollars from others that way.. you wanna make a 6 figure salary just by working a few hours on a laptop?... Yup it's that simple. Piece of shit
Every time you receive a Robocall scam or Phisfing texts asking You to Click. They are Scammers or Junkies who are so Desperated and they need money $ so Bad in order to support their Fix daily. Yeah they are trying to screw with you to make Passive Income... You might be surprised most of those Scammers have a Double Life who could work in corporate by day and are Single Moms Damaged goods with tons of debts who sleep with any thirsty Old Betas trading money.
Airbnb is pseudo-passive at best. Not only is there upfront work and cost, but there’s also ongoing work like dealing with cleaning and guest issues. Also there are non-monetary sacrifices like safety and privacy that many should also factor in. Also many apartments don’t allow for subleases or short term rentals like Airbnb so you’re risking penalties, legal issues, or even eviction. Of course YMMV. Like you said, passive income is not easy. Also high risk, high return/reward.
In my case, I worked an Airbnb clause into my lease. Dunno how I managed to pull that off, but that def eliminated a lot of the risk. Bottom line is... passive income ain’t easy!
*Rich people plays the money game to win.* *Poor people plays the money to not lose.* *The goal of the truly rich people is to have massive wealth and the poor sees a surplus as an opportunity for consumption instead of investing it.* *change your mindset and do what the rich does,* *which is investing,* *investing and investing.*
I have got to understand now that. A lot of Americans don't even think about investlng little of there money and then grow there portfolio instead they wait for NFP every first Friday of every month hoping there are more employment. You guys are getting it all wrong. Start investlng.
i love reits. however, the only types of reits i tend to invest in are residential reits like eqr and avb. i tend to avoid shopping malls and retail owning reits, seems like a dying market.
yea i can see that. retail spaces/shopping malls are declining. neimann marcus just filed bankruptcy. SPG took a biggg hit during the coronavirus pandemic, moreso than stocks
This is the most valuable channel ever. Not just the investment suggestions, but the examples on how to look over a company's margins. So beginner-friendly, please keep it up!!
your municipal bond fund recommendation has an expense ratio of 0.66%, sorry, but any expense ratio above 0.2 is not good enough. go to vanguard and select bonds from there, price matters. don't buy any fund above 0.2, it is not worth it
‘Getting your first dividend payment is a feeling that you never forget!’ Haha I could see your excitement about that, love the moments when inner Nerd of Rose comes out!! 😂🤙🏽
New to your channel, really digging how you break things down into easily digestible pieces of info. you do an amazing job breaking it down for us beginners.
The best way to find growth stocks, key features to keep in mind is as follows: 1. Ensure gross margins are greater than 50% 2. Ensure P/E ratio is less than 100 3. Buy companies that are PROFITABLE, very important irrespective of sector. 4. Debt to equity ratio is less than 30% 5. Current ratio is above 1 6. and a Float under 100 million One stock that fits the bill is FLGT (Fulgent)
Hi Rose! I have been watching your videos and I truly love your clarity and consistency! My family and I have our own business and I agree with you that building passive income is very powerful for our future! U are awesome Rose!
@@waltermartinelli8384 I ran a search on Brianna, I gotta say that I'm pretty much impressed with her credentials.I contacted her already. I can’t wait to get started on my investment journey! Thanks .
Keep in mind that, like most small businesses, you are not likely to get rich from running a vending machine business. But being your own boss and calling the shots are rewarding in themselves. And if you get enough locations going, vending machines can generate a steady income for you.
I JUST subscribed to your CZcams channel. I've watched a few videos. What I like the most is that you get straight to the point. I appreciate this a lot.
Thanks For Watching.! For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to... +1 405-771-0427
CZcams algorithm brought me here. Great tips for side-hustles. I’m interested in REIT’s and Index Funds to try out. I have about $5k I can use to invest that’s just sitting in a high-yield savings account that’s not very high-yield because of federal tax rate cuts. Great content and keep rolling in those fresh content, you have my sub!
sspoku yes but I would recommend other brokers than Robinhood, unless you’re only trading/investing through your phone. And if you know what you’re doing, you want to buy into opportunities at cheaper prices, like back in March. That’s only if you’re investing in worthwhile companies though, which is something you have to figure out.
I just invested in a REIT. Years ago I bought 2 shares of Microsoft. They tripled in value and continue to grow. I'll investigate municipal bonds right after this video.
Second video in and I already have a bunch others saved...surprised your channel only has 30k subs....these videos are underrated and you make it easy to digest in the information. These bare essentials could really educate a large majority of people. Awesome vids!
Do you have any advise for non-US citizens that want to dip their toes into investing? I'm a UK/Irish expat living in Germany, if it helps? Can l invest in US based companies, or am l limited to Germany only? I guess if not, online brokers such as Vanguard or Fidelity are not available to me, but, for example, eToro could be an option? What would be the German equivalent to a Roth IRA? Keep up the great content Rose!
Stocks, Equities, Mutual Funds and Crypto currency all posses great profit potential which can passively earn you consistent income for as long as you want.
An indepth understanding of portfolio analysis would come in handy, Christopher Brady posseses this extensive knowledge hence my success recorded working with him
Wow this video is really awesome Most interesting thing is that bitcoin represents legion of adventures and entrepreneur most especially risk taking, investors and problems solver
Trading view shows that the price of bitcoin rallied 7.3% to the low rate of $35, 645 on a intraday hight at $38,250 and market top up or market breather.
@@davidepedone7975 As a beginner you don't need to trade for your self, all you need is a good broker that can help you and trade, so that you will make alot of profits Actually a professional trader handles my forex investments while I invest in some real estate with the profit I make
@@bernardoiccone7237 I have been thinking of moving into forex investment, can you please assist me with some recommendations?.... I would really love to know how you handle your investment
@@troyfullerton1809 Sara Miller is her name, she has been been in the forex market for years and gained lots of experience. I came across her on an investment magazine and you can get in touch with her on telegram @investwithmiller
These videos are really helpful. I believe I remember you mentioning a Yale investor calling for 10-15% in REITs. I'd love to see a whole video on REITs or dividends or both :)
Where do i begin ? hey guys , i'm looking to learn how to trade . i'm not looking to make money quickly , i just want to be able to . i'm gonna start paper trading but i don't really know where to begin . should i be using technical or fundamental analysis , or both ? any help , at all , would be greatly appreciated , thanks
If you're day trading or scalping, you don't care about fundamentals, only price action. If you're investing long term, you care about fundamentals. You have to know what you want to do and that will tell you what you need to focus on.
Doing lots of research about trading or foreign exchange trading and I seem to find huge testimonial about Joseph Berg trading strategy and success from other individuals actively trading and timing the market with him
Yeah he is really good I have been trading with Joseph Berg for weeks, he helped me when I was on my knees with my finance,Joseph Berg is truly an outstanding and honest man"josephbergg@gmail.com"
Nice video. I would go broad marked index fund first, many pay dividends also, but REIT may not be bad. Good advice to always re-invest dividends, especially when young and building wealth. Leads to the snowball effect of more and more wealth.
Excellent investment choices. Low risk, sound passive rewards. I have the first 4 choices. Good returns, # 5 is not an option for me. I like my privacy. Great Video Rose.
Thanks for the information Rose, i recently found your channel and it looks great. I would like hear more info about your airbnb, like did you share the bathroom?, what about privacy? Any extra security for your own rooms? What kind of rules you had for the rent room?
Investing is the key to a successful life. Investing in the share market would help you take charge of your financial security. It allows you to grow your wealth and also generate an additional income stream if needed ahead of retirement.
Putting money in stocks is an excellent way to grow wealth. For long term investors the stock is very lucrative even during periods of market volatility. One of the best ways for newbies to get started is by putting money in stock is through an online investment account.
The most ideal way for a beginner to earn from the stock market would be by investing through an experienced professional trader that’ll make use of the best strategies to generate huge profits.
Asides from the fact that trading the share market might be quite tasking due to the volatility the market. The stock market still ensures every investor earns good returns on their investment when their investing through an effective expert trader.
It’s way safer and profitable trading though an expert cause they have the adequate knowledge and experience to acquire good profits from the stock market.
Enjoyed the video. My favorite would be dividend stocks. I like that you cautioned folks to not just go with the dividend yield but, to look into the company due to principal risk.
This is helpful, its obvious that people needs other sources of income other than their basic salary to be financially stable. I have had some amazing sources in real estate investment recently and cryptos has been providing the much needed funds thanks to Prof Natasha Anderson.
Its always great when people diversify their investments. Crypto is good but can be very frustrating if you don't have an expert to guide or trade for you.
@@mickalfred9302 Her strategy is amazing. Started investing with her company after seeing her interview with CNBC and that proved to my one of my best decision ever. I have earned over $320k ever since I started investing under their guidance
@@gabrel36 She's an honest woman who understands the challenges faced by beginners. I remember earning $47,000 in my first investment with her which became a turning point in my trading career
As a matter of fact digital assets are gaining traction as they are not subject to political influence. Investment like stock and forex had become profitable and very good option in securing a better life.
just found your channel. I'm really loving how real you are about finances and also that you are reassuring of everyone, unlike a lot of other financial gurus on youtube
I'm just starting with my financial knowledge. I've been reading books, watching videos, and studying free online courses in finance for the past month or so. Should I take advantage of the current market with a little investment or should I keep learning before dipping my toe in the water? Thank you kindly.
Absolutely. Now is always the "perfect" time. My advice is to not overcomplicate it. Just download a simple app like Robinhood, and buy shares of S&P 500. Basically, you're investing in the American economy as a whole. I recommend VOO for a really low cost. Just keep buying that and you'll make a fortune.
Hello there! I have a hard time learning about new topics. But for some reason I am able to comprehend your explanations. At first I thought you talked too fast but it's just my learning disability to comprehend. Thank you for putting out these very straight forward and honest videos. I have started my journey to invest in stocks as of March 2020. My wife and I are definitely subscribing to your channel. Cheers!
Some things to take into account with REITs they are very sensitive to interested rates, and the income/dividends you get from it are usually taxed as regular income. Not saying they are bad, just saying keep it in mind since this wasn't mentioned in the video. Also don't get into bonds unless you know how they work. The tax-exempt ones pay very low yields and really are more suitable for certain people. Usually, not always, but usually your better off getting a higher return and paying the taxes then very little and not paying the tax. Look at your tax bracket and maybe talk to a financial advisor. Most people don't make or have the kind of money that need to have a tax investment strategy. These are decent tips you can get anywhere but what's missing is the nuance and pros/cons.
The REIT “O” is still doing pretty well during the pandemic and continues to pay dividends. REITs will come back when everything reopens, but it’s actually nice I keep reinvesting dividends at a lower price 👍.
@@Chances29 STAG is another good public REIT stock. It pays monthly dividends and is roughly half the cost of an O share, so you can buy more shares of it.
I use turbo tax and it's really easy since it can connect to my brokerage accounts and automatically download everything. I had over 1000 trades last year and this would have been quite a hassle to enter the info manually for each sale. Note that you need the paid version that you download and then use, not the free version which works online. No need to waste money on an accountant just because you bought and sold some stocks.
@@22551rick Given your accountant is up to date with the changes in the tax code. Many have no idea what is going on. They still operate "the old way" because they are the "expert" and you're not.
In such times as this, you've got to make sure you consider having a diverse investment strategy. Your portfolio should have exposure to different areas of the market, including small- and large-caps, international stocks and investment-grade bonds even trading options as this will help manage the overall risk in your portfolio.
Wonderful, smart, hard working young lady!!!! Your lectures change the world and people. Without financial freedom there is no freedom, you will always work for salary to live!
Just discovered your videos, they are so helpful!! Thank you so much, you're one of the only channels who makes videos that explain these concepts concisely. Your channel will blow up!
I'm in dental school right now and had some left over student loans and I just threw into some various stocks while they were low during quarantine. Still very new to everything but seeing the growth right now is addicting like you said. Thanks for the tips! Passive income will be life!
Another great video. I love passive investing because it allows me to make money while I am watching CZcams videos. Of course, the best thing a person can do with dividends is to simply reinvest them, as you mentioned. I still have AT&T stock that I inherited from my dad. It basically fluctuates from $30 to $40, but always pays a nice dividend. I usually don't even pay attention to the price. AT&T isn't going anywhere. Otherwise, it's VYM for the win. I'd say HDV is also fine for people who don't use Vanguard, but just about every firm is letting people buy ETF's commission free these days anyway. SPG would make me nervous because malls are dying. I wouldn't touch Macy's for the same reason, even without looking at the financials. I'd put them right up there with Gamestop with companies that are dying. You're right in saying that a person has to look beyond a mouth watering, high dividend.
Love it., thanks for your comment! And you're right about SPG... so many companies going obsolete these days. It will be interesting to see how retail property REITs do in coming years. Bottom line is, we need to watch our backs and do thorough research before buying any dividend stocks!
Hi, I like your video. I have one recommendation: You should mention the time factor. E.g. Macy's stocks which pay ~10% interest, its 10% over a year, $100 per year. Some ppl may think that it's 10% every dividend payout.
Major strength of the presenter is that her videos tend to present sober, detailed, and straightforward analyses of financial / investment issues / strategies for beginners.
Thanks For Watching.! For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to... +1 405-771-0427
Thank you for making this video! I’m 20 right now and am starting to educate myself on finance before I graduate college. It seems like a lot of these ideas will be especially fruitful for the long term and will be enhanced with a lot of principal investment. Do you have any suggestions for any passive income ideas for shorter term (1-4 year) returns? I’m hoping to have a bit extra to work on some projects in my mid-late twenties. Thank you again and I look forward to your response!
Ruilin Lin Ahh 20 such a good age to start learning about all this stuff! Hmm well all the ideas I suggested start paying immediate dividends! So it’s all stuff that would help out in the short term too. Only downside is that the yields aren’t great... lots of principal needed for small % of dividends. For passive income streams that pay a bigger bang for the buck, the only ones I can think of take a bit more knowledge/effort to create. Like starting a CZcams channel, doing affiliate marketing, selling digital products, trading stock options, etc.
Thanks For Watching.! For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to... +1 405-771-0427
Finally! A video with doable advice for beginners 😭 almost every other video include things like CZcams ad revenue, affiliate link and the like. And yes I agree they are great passive income options but not everyone wants to be a CZcamsr or create a course that charges people while I myself don't know much 🤨, anyway thank you so much for this video! It was super helpful! 🤗 - from a true beginner😁
Investments are the best passive income-----true. I started when i was 30 years old, i am now 61. It's real, invest wisely in mutual funds. Do not buy REIT, they are very volatile!!!!!!!! I highly recommend a LOW fee mutual fund company, Vanguard. 👍index funds. I can tell Macy’s is not doing well by being a customer. AIRB&B are illegal in NYC rentals and co-ops. A good way to be evicted.
Fidelity just came out with lower fee, comparable index funds. They also have zero fee per trade. I just moved my Roth IRA over from vanguard for this reason. Same basic idea though, just thought you might be interested in the development.
You're right about Macy's but it looks like that happens to every other department stores as well. I wonder where are customers. Maybe they shop online.
I like your suggestions for beginners especially the municipal bond funds. With the virus impacting the cities this is a way to help your city and I’m excited. You have encouraged me to think out of the box and see things in a new way. Thank you
Thanks For Watching.! For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to... +1 405-771-0427
Thanks For Watching.! For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to... +1 405-771-0427
Hi everyone! Please show me some love in the comments, for the CZcams algorithm 😎💜
My only reits is realty income company NYSE o and pembina pipeline NYSE pba plus stagg industrials too you go sis
great job on the tips :)
I clicked on because you're gorgeous And then I wanted to hear what you have to say.
how is this a channel with only 10k subscribers? you're so upbeat I want to agree with you even before you start making valid points. quick question though: which website were you using to examine the financials of Macy's? did you also have shareholder data that you were able to consult or just publicly available information?
Well Done Rose, Thank you, nice video.
I usually look for a summary in the comments sections. Hope this helps someone.
1) Invest in a RIET - earn dividend typically quarterly
2)Invest in municipal bond fund - its tax free
3)Dividend stock
4)Invest in index funds
5)Airbnb your place or room.
All of them turn negative right now.
Thank you
@@jkssl When stocks are cheap, it's black friday in the market.
Thanks
Thanks. This is helpful.
1. 2:17 REIT
2. 4:44 Municipal Bond Fund
3. 6:56 Dividend Stocks
4. 10:09 Index Funds
5. 11:55 Airbnb Your Place
thanks a lot
legend
Absolute unit
She started the video right away instead of the usual “hey guys welcome to my channel... bleh bleh”
I like dat
Bleh bleh.... 😅😅😅 Hahhahhahhaha
She structures her videos like speeches. I really enjoy it.
Yes exactly! Others should take note.
hook line and sinker
me too, just cut the fake crap and straight to the point! no time to waste :)
For more investment with Mrs Rose
Contact Mrs Rose 👌
👍👍👍👍👍+①⑦⓪⑦⑨⓪②③⓪⑨①👍👍👍👍👍
She is Really the best ☺️
@@mrsroserobert7433 yes she is Really the best
I really trust her a lot
Thank you so much, i am 23, and i want to make passive income a part of my life. You can never trust your job, they can lay you off at any day and time. This video really helped me understand passive income, and i am definitely going to put it in my use.
Sunny shah Indeed! The more income streams we have, the better. A job is not secure, especially it today’s fast-changing job economy.
You are one of the smarter 23 year olds to be thinking way ahead like this.
23 year old here too 🙌🏾 Trying to invest and set myself up aswell. Given this crisis, it's really hit home about how you can have a job one day and nothing the next. Having side incomes is a MUST!
Wow!!! Thank you!! Very easy to understand and makes me more confident and knowledgeable! Thank you!!
My comments:
1. Careful on reits, covid might seriously hurt commercial real estate.
2. I like HYMB for municipal bond yields. Right now I think its paying 3% plus
3. She makes a great point on dividend stocks, you need to like the company’s financial prospects...for me thats HD which Ive held for 15 years at least
4. I also like some income funds BTZ and BIT. Share value can fluctuate but I set the monthly dividend payout to reinvest so I am dollar cost averaging. Yields are pretty high around 7%. I’ve had both of these a few years.
5. Always keep some cash in reserve for new opportunities and don’t put all your money in one or two investments.
Good luck kids. 👍🏼
Thanks Mikey for taking the time to share. Once I pay $9,000 in debt...I am going after some real estate!
Sarah Twamley Awesome. Make sure you maintain a cash reserve balance for emergencies. Getting free of debt, especially high interest rate debt, is a great idea. 18 months ago I paid off the house rather than refinancing. I was at an old rate that was costing me 5.25%. Pretty high in today’s market. So at no cost to pay off, I took money from some mutual funds because I thought the market was a bit toppy. I feel like it is effectively an investment making a guaranteed 5.25%, tax free.
Note, I’m an old guy so I have a decent nest egg and therefore more options. Younger people usually have less options but it is so awesome that you are actively managing your finances rather than the other way around. Do what you can in a balanced way. Good luck!
Thank you mikey! I just turned 30 and I have to work really really hard for really long hours to make what I make as an auto mechanic. Making 6 figures as a mechanic has been awesome but all I'm doing is putting it in a savings account or spending it all wasting my money. I think what I'm going to do start is looking at index funds and I appreciate your insights on the other ones that she talked about. young people like me or I guess younger ish people like me appreciate that kind of information.
Thank you for that
Diversification is the key. I own dividend stocks with robin hood and use my dreamfire52 account for growth. Next is going to be a rental property if prices drop.
I am 72, retired with pension. Is it a good idea to invest in stock market? Which company do you recommend?
ETFs though not too Profitable. Better still consult a registered Broker to guide you through.
Any one ever worked or working with "Sandra Yvonne Webster" heard she's good how true?
@@kathleenstoner.n7499 I listened to her podcast on Nft bubble last Tuesday. She's vast i give it to her though i haven't worked with her. Learnt she's a top director too.
@@katrinaotto7545 She's been around for quite some time with no disclosures too and she pays well. What else!?
If I were you I’d just enjoy my money and the years left without worries ☺️
Wonderful to see a smart young lady in the world of finance! Can you have a video for how to buy these recommendations for beginners who have no trading background. Thank you
The CZcams algorithm is working. I was suggested via CZcams and I can see that your videos are clear and concise and not full of flimsy ideas. thank you! You’re brilliant.
I like her (Investing with Rose) and Our Rich Journey
The quickest way to start making passive income today is by investing and contrary to popular beliefs it doesn’t take a ton of money to do it.
Nicely said Rose
Yeah do you know that by just investing $1000 into bitcoin you can make a profit of $10,000 injust two weeks
Wow how nice
Looking at my trading portfolio gives me everlasting joy
I've been able to keep my head above water by investing with my broker Dr Lydia woodruff. So far it's been so profitable and i receive roughly $9500 every two weeks and she also pitched me in for trading courses.
Investing in forex or bitcoin is very lucrative, your riches will last generations.
By far...this is the best straight to the point, educational and easy to understand (besides giving us great ideas) financial channel I ever came across on CZcams. Thank you for your help!!!!
I really like that statement, "Boldly and courageously go after the life that you want."
I read this as she was saying it haha... Quite the impact. If you are reading this, I am sharing some of my story here, and much of it on my channel. If you are an addict, or have mental illness, low income, homeless? You can do it! Try a little every day. The past few years I started to see that I was not getti g closer to a change. And as I am currently not wasting more time, after realizing I gotta get in gear, and just the past year My partner and I have made strides! Even the past 2 years her and I have been working on our dream of buying a home, paying off vehicles, going on a trip, and getting married, possibly a baby or adopt. Now we have not accomplished all these yet, but we just started last year on the trek towards these goals. I am AMAZED how much the daily or weekly steps bring us closer to realizing our dreams.
If you are struggling, and want to give up and just do the same old thing, please keep going! I am telling you, stay consistent, tryto stay in one place/city. Find some work odd jobs or part time if you can. Invest the paychecks into yourself first, whatever that means for you- self care/stability. Focus on cleaning up your past later, but dont let new things pile up. Just handle things as they come! Get to a good place, and you can do it. We did. We were all of the above! And now we both have careers, savings, a roof over our head, car and truck, low bills, and plans for a future. And you can too!
I just turned 21, about to graduate college and I had no clue about any of this stuff! I’m so glad I found you so I can prepare to invest and grow my income before I graduate❤️
I recommend watching Rose's video about Roth IRA it's good to set it up early. Along with watching videos about investment portfolio's, platforms they use, and which ETF's to invest in. Really wish I started back in college, but thankfully most stock is cheap atm(Aside from tech stocks).
Best of luck out there!
4 months after this video is posted, the SPG REIT almost has a 15% div yield. But that's already pricing in the risk that a lot of commercial tenants will probably default or go bankrupt after this pandemic. But if you have the extra money, it's the best time to pick up this sweet REIT!
Also, thanks for such an informative video. Clicking the video, I thought it was going to be the same type of video 'Do Amazon FBA!', 'Start a CZcams Channel!' - but it is so refreshing to see this. Wealth is not an overnight thing. It's consistent, disciplined investing that makes you money in the long run. Thank you Rose! Definitely a subscriber now.
Learned so much in these 14 minutes than I have reading finance books. Thanks sooo much! Subscribed!
Step 1: have 1000 dollars
Me:....oh shoot.
If u save little by little from now you will eventually get there :)
Gaming Dad You can do it. ☺️ I did the 52 week challenge by saving $20 a week for a year and at the end of the year I had $1k to deposit for buying stocks and index funds.
You can do it
Read "The Richest Man In Babylon" but save 1/10th of your income. Grant Cardone recommends this 40% for the tax man, 40% saved for investing, & 20% to live on.
@@leozero_ that also depends on how much the income we get. Unfortunately, not everyone can live with 20% of their income
I did air bnb when I was unemployed. Slept on my couch and earned cash.
How do you do it ?
Air bnb charges so much fees. Better with Agodahomes.
Great video! I've been investing in index funds for a little over a year now and this video was a factor in that!
I like that you jump straight into the content as opposed to long off topic rants many youtubers like to do
Thanks~~~~
This is actually really useful, I'm 25 right now and have been wanting to start investing but didn't know into what. Thanks for the info!
I was 25 8 months ago too!
As a novice investor I've been searching this subject for awhile and have looked at a lot of videos and articles. This is a video is direct, generally easy to understand and is practical. Love it. Thank you!
P.S. Your new videos look and sound great!
Yay, thank you!!
love listening to you and the sign in the back?....how can I get one?
I'm in my 30s and just learning more on investing.My son is very smart and told me some things.So glad I found this page I am a mom of two and want to always do better.Thanks for information and I subscribed thank yah!!
"there is no easy way to earn a passive income... " THANK GOD - so over people making these unicorn promises that you can make a passive income with the click of your fingers looooooool
They are scammers. They will make more passive information with the click of your finger...
"Make 100$ a day with these stocks" -proceeds to show 10 000 000$ investment
You better Preach! im sick of webinars!!!!!
Jason Capital (gets the con man trophy of the decade) made some money of me and millions of dollars from others that way.. you wanna make a 6 figure salary just by working a few hours on a laptop?... Yup it's that simple. Piece of shit
Every time you receive a Robocall scam or Phisfing texts asking You to Click. They are Scammers or Junkies who are so Desperated and they need money $ so Bad in order to support their Fix daily. Yeah they are trying to screw with you to make Passive Income... You might be surprised most of those Scammers have a Double Life who could work in corporate by day and are Single Moms Damaged goods with tons of debts who sleep with any thirsty Old Betas trading money.
Airbnb is pseudo-passive at best. Not only is there upfront work and cost, but there’s also ongoing work like dealing with cleaning and guest issues. Also there are non-monetary sacrifices like safety and privacy that many should also factor in. Also many apartments don’t allow for subleases or short term rentals like Airbnb so you’re risking penalties, legal issues, or even eviction. Of course YMMV.
Like you said, passive income is not easy. Also high risk, high return/reward.
In my case, I worked an Airbnb clause into my lease. Dunno how I managed to pull that off, but that def eliminated a lot of the risk. Bottom line is... passive income ain’t easy!
*Rich people plays the money game to win.* *Poor people plays the money to not lose.* *The goal of the truly rich people is to have massive wealth and the poor sees a surplus as an opportunity for consumption instead of investing it.* *change your mindset and do what the rich does,* *which is investing,* *investing and investing.*
That's true.
Anyone who is not investlng now is missing a tremendous opportunity.
Yes. It's better to take risk and make sacrifices than to remain poor or settle for less..
investlng in financial_market is what all rich people do. This is not a living but to grow our portfolio.
I have got to understand now that. A lot of Americans don't even think about investlng little of there money and then grow there portfolio instead they wait for NFP every first Friday of every month hoping there are more employment. You guys are getting it all wrong. Start investlng.
Passive income finally hit me: went to sleep, woke up and learned I gained a couple hundred just from stocks while I was sleeping.
Would love to hear more details from this! Very inspiring. Thanks in advance
@@pupper6044 I got lucky and invested in workhorse when it was about $5 a share. I cashed out 2 Fridays ago and spent my earnings on a truck.
@@ValenNitto This is inspiring and interesting. Have you looked into cryptocurrency trading? It makes money while you sleep and even more than stocks
@@ValenNitto did you use a certain app? I want to start using Fidelity and meta4trader
@@ricardojones966 I haven't but I have been interested in it though. I'll have to research further into it.
i love reits. however, the only types of reits i tend to invest in are residential reits like eqr and avb. i tend to avoid shopping malls and retail owning reits, seems like a dying market.
sthao1 I’m with you on that! I’m fairly new to REITs actually. Been learning more about them and hope to post a video about it soon.
yea i can see that. retail spaces/shopping malls are declining. neimann marcus just filed bankruptcy. SPG took a biggg hit during the coronavirus pandemic, moreso than stocks
This is the most valuable channel ever. Not just the investment suggestions, but the examples on how to look over a company's margins. So beginner-friendly, please keep it up!!
aww yayyy thank you!!! will do :)
Such a great teacher, so clear and no BS, sales pitches or use of jargon. Excellent.
Thanks for your feedback. _for my guidance
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your municipal bond fund recommendation has an expense ratio of 0.66%, sorry, but any expense ratio above 0.2 is not good enough. go to vanguard and select bonds from there, price matters. don't buy any fund above 0.2, it is not worth it
‘Getting your first dividend payment is a feeling that you never forget!’ Haha I could see your excitement about that, love the moments when inner Nerd of Rose comes out!! 😂🤙🏽
to me getting the first negative is a feeling that I never forget
New to your channel, really digging how you break things down into easily digestible pieces of info. you do an amazing job breaking it down for us beginners.
Hi Rose, love your content.
The best way to find growth stocks, key features to keep in mind is as follows:
1. Ensure gross margins are greater than 50%
2. Ensure P/E ratio is less than 100
3. Buy companies that are PROFITABLE, very important irrespective of sector.
4. Debt to equity ratio is less than 30%
5. Current ratio is above 1 6. and a Float under 100 million One stock that fits the bill is FLGT (Fulgent)
hello! a total noob here, how did you get this informed on your picks, I'm looking to score big on the market now
Hi Rose! I have been watching your videos and I truly love your clarity and consistency! My family and I have our own business and I agree with you that building passive income is very powerful for our future! U are awesome Rose!
@@waltermartinelli8384 I ran a search on Brianna, I gotta say that I'm pretty much impressed with her credentials.I contacted her already. I can’t wait to get started on my investment journey! Thanks .
20k over 2 years with a $900-dollar investment for a beginner is insane!
Congrats!
did you take one of these routes?
Keep in mind that, like most small businesses, you are not likely to get rich from running a vending machine business. But being your own boss and calling the shots are rewarding in themselves. And if you get enough locations going, vending machines can generate a steady income for you.
Don't forget she in New York
I JUST subscribed to your CZcams channel. I've watched a few videos. What I like the most is that you get straight to the point. I appreciate this a lot.
Thanks For Watching.!
For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to...
+1 405-771-0427
CZcams algorithm brought me here. Great tips for side-hustles. I’m interested in REIT’s and Index Funds to try out. I have about $5k I can use to invest that’s just sitting in a high-yield savings account that’s not very high-yield because of federal tax rate cuts. Great content and keep rolling in those fresh content, you have my sub!
Your high-yeild savings account is probably making what 1%? That isn't even beating inflation. Invest quick!
@Saith Figueroa Can you do that through apps like Robinhood? Also is now a good time to invest given all the economic uncertainty?
sspoku yes but I would recommend other brokers than Robinhood, unless you’re only trading/investing through your phone. And if you know what you’re doing, you want to buy into opportunities at cheaper prices, like back in March. That’s only if you’re investing in worthwhile companies though, which is something you have to figure out.
I just invested in a REIT. Years ago I bought 2 shares of Microsoft. They tripled in value and continue to grow. I'll investigate municipal bonds right after this video.
Second video in and I already have a bunch others saved...surprised your channel only has 30k subs....these videos are underrated and you make it easy to digest in the information. These bare essentials could really educate a large majority of people. Awesome vids!
I love this woman man, she always gives genuine advice and explains it so well. I've learnt so much from this channel over the past few weeks.
I love her too man!!
I really loved the numerical breakdowns, seeing exact amounts of how far it can go, great video! I subscribed.
Don't know why your channel popped up on my auto play. I was listening to the Beastie Boys. But subscribed. Keep up the good work.
Do you have any advise for non-US citizens that want to dip their toes into investing? I'm a UK/Irish expat living in Germany, if it helps? Can l invest in US based companies, or am l limited to Germany only? I guess if not, online brokers such as Vanguard or Fidelity are not available to me, but, for example, eToro could be an option? What would be the German equivalent to a Roth IRA? Keep up the great content Rose!
Exploring the prospects of passive income through investing the stock markets is a surefire avenue to build your wealth enroute financial freedom.
Stocks, Equities, Mutual Funds and Crypto currency all posses great profit potential which can passively earn you consistent income for as long as you want.
I've earned over $65k in the last 4 month investing the stock markets and I'm looking to diversify by getting into Real estates and rental properties
investments are stepping stone to SUCCESS, investing is what creates wealth
An indepth understanding of portfolio analysis would come in handy, Christopher Brady posseses this extensive knowledge hence my success recorded working with him
I'm almost 50 and a $10 dividend gets me excited. I'm also a millionaire.
Wow this video is really awesome
Most interesting thing is that bitcoin represents legion of adventures and entrepreneur most especially risk taking, investors and problems solver
Investors are really going through ups and down especially this days that bitcoin price is really dip. so annoying 😡😡😡
I've encountered most viral concept in coin trading that's why an expert is recommended for trading to benefit investors worldwide
Trading view shows that the price of bitcoin rallied 7.3% to the low rate of $35, 645 on a intraday hight at $38,250 and market top up or market breather.
For trading aspect I don't panic I earned maximum profit investing every week through the help of Mrs Charlotte James I really think she's good
Many have become Millionaire through investing in ma'am Charlotte trading platform
I don't think that thier is any other legitimate way to earn money nowadays rather than investing
I'm seeking a way to make money of trading a few thousand dollars in forex trade?
@@davidepedone7975 As a beginner you don't need to trade for your self, all you need is a good broker that can help you and trade, so that you will make alot of profits
Actually a professional trader handles my forex investments while I invest in some real estate with the profit I make
@@bernardoiccone7237 I have been thinking of moving into forex investment, can you please assist me with some recommendations?.... I would really love to know how you handle your investment
@@troyfullerton1809 Sara Miller is her name, she has been been in the forex market for years and gained lots of experience. I came across her on an investment magazine and you can get in touch with her on telegram @investwithmiller
@@bernardoiccone7237 Are these experts really that reliable with their services to ensure good returns?
These videos are really helpful. I believe I remember you mentioning a Yale investor calling for 10-15% in REITs. I'd love to see a whole video on REITs or dividends or both :)
Where do i begin ? hey guys , i'm looking to learn how to trade . i'm not looking to make money quickly , i just want to be able to . i'm gonna start paper trading but i don't really know where to begin . should i be using technical or fundamental analysis , or both ? any help , at all , would be greatly appreciated , thanks
If you're day trading or scalping, you don't care about fundamentals, only price action. If you're investing long term, you care about fundamentals. You have to know what you want to do and that will tell you what you need to focus on.
ok thanks heaps, yeah i’m looking to day trade, nothing long term. so i suppose technical analysis would be the way to go.
Doing lots of research about trading or foreign exchange trading and I seem to find huge testimonial about Joseph Berg trading strategy and success from other individuals actively trading and timing the market with him
Yeah he is really good I have been trading with Joseph Berg for weeks, he helped me when I was on my knees with my finance,Joseph Berg is truly an outstanding and honest man"josephbergg@gmail.com"
@@harveyrott8617
How do I reach him?
Nice video. I would go broad marked index fund first, many pay dividends also, but REIT may not be bad. Good advice to always re-invest dividends, especially when young and building wealth. Leads to the snowball effect of more and more wealth.
Her: you can start with as LITTLE as $1000
Me: THAT'S A LOT!
Try a dreamfire52 account. You only need $200
@@stevenclark1123 When they say you only need $1000, does that mean you need $1000 every month to invest or just 1 time $1000?
When they say you only need $1000, does that mean you need $1000 every month to invest or just 1 time $1000?
@@MJones_ Actually you only need $200 to open a dreamfire52 account. Not $200 per month just $200 total.
You can start with anything really
Love it. Substantial advice while still being simple to follow for someone as ignorant as me.
Thank you for your excellent work. Subscribed.
Really enjoyed that one thank you!!
Excellent investment choices. Low risk, sound passive rewards. I have the first 4 choices. Good returns, # 5 is not an option for me. I like my privacy. Great Video Rose.
I love your enthusiasm, and how you deliver your knowledge and experience!
Kody Knight Awesome to hear, thank you so much!! 😊
Was planning on Netflix & Chillin last night but glad I ended up binging on your videos instead! Thank you for all the advice!!
Maria Acosta InvestingwithRose and chill. Nice.
Hell yes. That kind of action will set you far apart from others. Good luck investing!
Same! Getting up on my financial game
i watched everything on XV and PH so im here now multitasking if u get me
What?
Thanks for the information Rose, i recently found your channel and it looks great. I would like hear more info about your airbnb, like did you share the bathroom?, what about privacy? Any extra security for your own rooms? What kind of rules you had for the rent room?
Investing is the key to a successful life. Investing in the share market would help you take charge of your financial security. It allows you to grow your wealth and also generate an additional income stream if needed ahead of retirement.
Putting money in stocks is an excellent way to grow wealth. For long term investors the stock is very lucrative even during periods of market volatility. One of the best ways for newbies to get started is by putting money in stock is through an online investment account.
@@lauraswenson3587 How could a novice also earn from investing in the stock market ?
The most ideal way for a beginner to earn from the stock market would be by investing through an experienced professional trader that’ll make use of the best strategies to generate huge profits.
Asides from the fact that trading the share market might be quite tasking due to the volatility the market. The stock market still ensures every investor earns good returns on their investment when their investing through an effective expert trader.
It’s way safer and profitable trading though an expert cause they have the adequate knowledge and experience to acquire good profits from the stock market.
Enjoyed the video. My favorite would be dividend stocks. I like that you cautioned folks to not just go with the dividend yield but, to look into the company due to principal risk.
This is helpful, its obvious that people needs other sources of income other than their basic salary to be financially stable. I have had some amazing sources in real estate investment recently and cryptos has been providing the much needed funds thanks to Prof Natasha Anderson.
You know Prof Natasha Anderson too? She has been a blessing to me and my family. She's the best broker I know for now
Its always great when people diversify their investments. Crypto is good but can be very frustrating if you don't have an expert to guide or trade for you.
@@mickalfred9302 Her strategy is amazing. Started investing with her company after seeing her interview with CNBC and that proved to my one of my best decision ever. I have earned over $320k ever since I started investing under their guidance
@@gabrel36 She's an honest woman who understands the challenges faced by beginners. I remember earning $47,000 in my first investment with her which became a turning point in my trading career
Anyone knows how I can get in touch with her for assistance? I have seen so many people talk about her in different platforms.
Excellent infomation
Investing in digital currencies is a way of safe guarding a future of financial freedom.
You are right. More and more organisation are beginning to transact with digital currency. The world is fast changing
As a matter of fact digital assets are gaining traction as they are not subject to political influence. Investment like stock and forex had become profitable and very good option in securing a better life.
Although I don't manage or make any investment myself, I let my expert do all the analysis.
You don't need someone telling you how to invest your coins. You can make research and try doing it yourself first.
I had intentions of investing in forex two years ago but I was discouraged by friends and family, is it wise to invest now ?
Thank You for the investment advice,especially REIT and municipal bonds.Great information.Will watch very often.
awesome, you're welcome! 🙏
18 yr F here, binging all the financial Vids I can and trying to learn more about investing, thank you for the education 🥺
just found your channel. I'm really loving how real you are about finances and also that you are reassuring of everyone, unlike a lot of other financial gurus on youtube
Where do you go to invest on these, what platforms?
I'm in my 30s now and looking into building a stream of passive income. It's never too late, I guess.
Thanks~~~~
you got this!
I'm just starting with my financial knowledge. I've been reading books, watching videos, and studying free online courses in finance for the past month or so.
Should I take advantage of the current market with a little investment or should I keep learning before dipping my toe in the water?
Thank you kindly.
You can have all the knowledge in the world but if you don't take action or apply it. That knowledge is useless.
Absolutely. Now is always the "perfect" time. My advice is to not overcomplicate it. Just download a simple app like Robinhood, and buy shares of S&P 500. Basically, you're investing in the American economy as a whole. I recommend VOO for a really low cost. Just keep buying that and you'll make a fortune.
Thank you for pointing out passive income. Almost all people just ignore a few cent dividend. Because of that, people just gave up investments.
few cent dividends?
@@CorreiaSousa221 what's your contact info?? Thx
My wife told me to tell you that she loves your hair.
I just found your channel and ABSOLUTELY love it. Thank you SO much for sharing your knowledge. 💪🏽💪🏽
Hello there! I have a hard time learning about new topics. But for some reason I am able to comprehend your explanations. At first I thought you talked too fast but it's just my learning disability to comprehend. Thank you for putting out these very straight forward and honest videos. I have started my journey to invest in stocks as of March 2020. My wife and I are definitely subscribing to your channel. Cheers!
Some things to take into account with REITs they are very sensitive to interested rates, and the income/dividends you get from it are usually taxed as regular income. Not saying they are bad, just saying keep it in mind since this wasn't mentioned in the video.
Also don't get into bonds unless you know how they work. The tax-exempt ones pay very low yields and really are more suitable for certain people. Usually, not always, but usually your better off getting a higher return and paying the taxes then very little and not paying the tax. Look at your tax bracket and maybe talk to a financial advisor. Most people don't make or have the kind of money that need to have a tax investment strategy.
These are decent tips you can get anywhere but what's missing is the nuance and pros/cons.
It would be great to see an update on REITs and their future after the pandemic. Thanks, Rose!
The REIT “O” is still doing pretty well during the pandemic and continues to pay dividends. REITs will come back when everything reopens, but it’s actually nice I keep reinvesting dividends at a lower price 👍.
@@Chances29it's been on my watchlist forever! it's barely growing tho. How much in dividends per quarter?
Are yall in Fundrise or something else?
@@Chances29 STAG is another good public REIT stock. It pays monthly dividends and is roughly half the cost of an O share, so you can buy more shares of it.
Can you do a video on how you’re supposed to report income from stocks on taxes??
Great idea/question.I need that same imfo too.
Your accountant takes care of that
Schedule D from the 1099 form you will receive from your brokerage account
I use turbo tax and it's really easy since it can connect to my brokerage accounts and automatically download everything. I had over 1000 trades last year and this would have been quite a hassle to enter the info manually for each sale. Note that you need the paid version that you download and then use, not the free version which works online. No need to waste money on an accountant just because you bought and sold some stocks.
@@22551rick Given your accountant is up to date with the changes in the tax code. Many have no idea what is going on. They still operate "the old way" because they are the "expert" and you're not.
In such times as this, you've got to make sure you consider having a diverse investment strategy. Your portfolio should have exposure to different areas of the market, including small- and large-caps, international stocks and investment-grade bonds even trading options as this will help manage the overall risk in your portfolio.
You are right and I totally agree with your view. I still discussed this with a friend yesterday.
I heard the best way to invest is through a portfolio manager. Though I do not know how true this work but I am here to ask.
But how can you invest through a portfolio manager that you have not met before?
I invest through PATRICE ANN ISABELLA and she guided me and I made over $567,000 within five months and still counting. She is available on the web.
@@paulinescholes6797 what was your initial investment?
55 year old retired government worker receiving a $250,000 pension with extra benefits
Wonderful, smart, hard working young lady!!!! Your lectures change the world and people. Without financial freedom there is no freedom, you will always work for salary to live!
Thanks for your feedback. _for my guidance
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Just discovered your videos, they are so helpful!! Thank you so much, you're one of the only channels who makes videos that explain these concepts concisely. Your channel will blow up!
Jesus, that was an informative (and more-importantly: digestible) video. Awesome. Upvoted + Subbed.
I'll be sticking with you for a bit! You really break it down into relatable terms!
I'm in dental school right now and had some left over student loans and I just threw into some various stocks while they were low during quarantine. Still very new to everything but seeing the growth right now is addicting like you said. Thanks for the tips! Passive income will be life!
Another great video. I love passive investing because it allows me to make money while I am watching CZcams videos. Of course, the best thing a person can do with dividends is to simply reinvest them, as you mentioned.
I still have AT&T stock that I inherited from my dad. It basically fluctuates from $30 to $40, but always pays a nice dividend. I usually don't even pay attention to the price. AT&T isn't going anywhere. Otherwise, it's VYM for the win. I'd say HDV is also fine for people who don't use Vanguard, but just about every firm is letting people buy ETF's commission free these days anyway.
SPG would make me nervous because malls are dying. I wouldn't touch Macy's for the same reason, even without looking at the financials. I'd put them right up there with Gamestop with companies that are dying. You're right in saying that a person has to look beyond a mouth watering, high dividend.
Love it., thanks for your comment! And you're right about SPG... so many companies going obsolete these days. It will be interesting to see how retail property REITs do in coming years. Bottom line is, we need to watch our backs and do thorough research before buying any dividend stocks!
Hi, I like your video. I have one recommendation: You should mention the time factor. E.g. Macy's stocks which pay ~10% interest, its 10% over a year, $100 per year. Some ppl may think that it's 10% every dividend payout.
Major strength of the presenter is that her videos tend to present sober, detailed, and straightforward analyses of financial / investment issues / strategies for beginners.
Thanks For Watching.!
For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to...
+1 405-771-0427
I love the way you get right to the point. very refreshing.
Thanks~~~~
Thank you for making this video! I’m 20 right now and am starting to educate myself on finance before I graduate college.
It seems like a lot of these ideas will be especially fruitful for the long term and will be enhanced with a lot of principal investment.
Do you have any suggestions for any passive income ideas for shorter term (1-4 year) returns? I’m hoping to have a bit extra to work on some projects in my mid-late twenties.
Thank you again and I look forward to your response!
Ruilin Lin Ahh 20 such a good age to start learning about all this stuff! Hmm well all the ideas I suggested start paying immediate dividends! So it’s all stuff that would help out in the short term too. Only downside is that the yields aren’t great... lots of principal needed for small % of dividends. For passive income streams that pay a bigger bang for the buck, the only ones I can think of take a bit more knowledge/effort to create. Like starting a CZcams channel, doing affiliate marketing, selling digital products, trading stock options, etc.
Wow. I was never taught any of this and didnt cross my mind till recently. I was brainwashed to think work hard get more money. Thanks foe the info.
That's the system of CONTROL 😷
same. i been looking into investing now that i got some extra money just sitting around.
Happy I found your channel!! Keep these videos coming. Wow I would love to connect with you !
Thanks For Watching.!
For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to...
+1 405-771-0427
Finally! A video with doable advice for beginners 😭 almost every other video include things like CZcams ad revenue, affiliate link and the like. And yes I agree they are great passive income options but not everyone wants to be a CZcamsr or create a course that charges people while I myself don't know much 🤨, anyway thank you so much for this video! It was super helpful! 🤗 - from a true beginner😁
Investments are the best passive income-----true.
I started when i was 30 years old, i am now 61. It's real, invest wisely in mutual funds. Do not buy REIT, they are very volatile!!!!!!!!
I highly recommend a LOW fee mutual fund company, Vanguard. 👍index funds. I can tell Macy’s is not doing well by being a customer. AIRB&B are illegal in NYC rentals and co-ops. A good way to be evicted.
Fidelity just came out with lower fee, comparable index funds. They also have zero fee per trade. I just moved my Roth IRA over from vanguard for this reason. Same basic idea though, just thought you might be interested in the development.
You're right about Macy's but it looks like that happens to every other department stores as well.
I wonder where are customers. Maybe they shop online.
S CT 😟😟😟🤬
I like your suggestions for beginners especially the municipal bond funds. With the virus impacting the cities this is a way to help your city and I’m excited. You have encouraged me to think out of the box and see things in a new way. Thank you
Thanks for your feedback. _for my guidance
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Wow! I love your video you give real actionable advice that doesn't feel wishy washy, and confusing like some other videos. Keep up the amazing work.
Thanks For Watching.!
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Great video Rose! What a very informative and valuable content! I love your insights!
11:08 you are describing "compounding dividends"; this can make one rich over time.
The AirBNB idea is fantastic.
"Small profits make a heavy purse."
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Rose I am so thrilled I found your channel! Thank you for being a bold and passionate teacher, I can't wait to put this into action.
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Great video! Thanks for explaining things so clearly.
Thanks For Watching.!
For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to...
+1 405-771-0427
2 years ago you had 1.24k subscribers, and not you've hit 600k!! WONDERFUL JOB!! Just shows how knowledgeable you arell!!