Biggest Financial Mistake in Canada | Most Important thing for Immigrants in Canada | Avoid this...
Vložit
- čas přidán 29. 01. 2023
- -------------------------------------------------------------------------------
Open a new Bank Account with BMO and get $650* in Cash Value
www.bmo.com/main/personal/ban...
@bmocanada & #GetMoreWithBMO
-------------------------------------------------------------------------------
In this video, I talk about the most important thing in Canada. Without this, it will get very difficult for anyone to buy house in Canada or buy anything on loan.
Connect with me on Instagram: gursahibsingh_ca
Recent Useful Videos:
Learn these before coming to Canada: • Learn these before com...
1 Week Grocery in Canada: • Grocery Prices in 2022...
Ground Reality of Canada: • Ground Reality of Cana...
Collaboration with Paul TV: • 🇨🇦 What Canada taught ...
Canada in 2023: • Is it worth coming to ...
Canada Student Visa Process: • Canada Student Visa, P...
Video Sponsored By: @BMOCanada
Disclaimer:
Please note, I am NOT an immigration consultant. I am NOT a financial advisor. I am NOT affiliated with any government organization. Any information shared in this video is based on my own experience, opinion, and research and hence should not be considered legal advice. I assume no liability for how the information in this video is used or interpreted and hence take no responsibility for any decisions that are made with regards to your application or life based on the information shared in this video. Your commitment to your application or life is critical so please do your own research before making any kind of decision. I am just a random guy on youtube sharing my experience.
Hey Gursahib ! I can relate to your videos very well as I was also an international student in this country. Even I did part time jobs to support expenses . I did take marketing course but also transitioned my career to finance during my work permit days also obtained new skills and certifications. I also followed financial discipline to save and invest my money which no one taught me. I just want to encourage and effort to put a good work forward to support our community. Keep up the good work and god bless you !
Bro also make some videos on how we students can invest our money for long term
I believe stocks and REITs are the best investment for students
+1
+1
+1
+1
Your credit score might be checked if you apply for auto insurance and even employment. It is a measurement on how responsible a person you are.
Such a detailing 👍🏻👍🏻 great work sir. Hope so ur next video is going to be on international students after 12
SSA paaji.. good morning Hope u are all fine and fit by ur health .
It is helpful not only in Canada but all around the world, as credit card facility is given around the world with some different procedure/regulations and the credit card score helps the bank to track the habits and debt ratio of the person.
Thanks Gursahib for sharing this very important information .
Best explanation….thanks for the video bro ❤
Masha Allah Gur paji zaberdast our informative vlog love u Gur paji from Shahdadkot Sindh Pakistan
Hey Gurusahib. Loved the video! This is one of the most detailed videos I've seen on maintaining a good credit score (even better than some finfluencers). I just wanted to add one point - If I'm not wrong, the impact on the credit score due to a hard inquiry is only temporary and the score will bounce back in a couple of months.
Yes...by any means if the credit score drops...you just need to be extra cautious and it will improve in few months....
That was a really informative video gursahib, keep up the good work man 🙌
Thanks a ton
Their is no-one good as Gursahib bhaiya ❤️
Even canada people can’t give info that well😂
Very informative video we really need this
Hi Gursahib, your knowledge is excellent and accurate. The information you are giving is 1000% correct and knowledgable. Keep it up.
Thank you !!
best explained the video, I was searching for.
Mera score 5 months mein hi 692 se 603 aagya. No emi taken, just card utilisation 100% kr di thi cos job nhi mili thi 2 months. I never missed paying the bill. Just usage high tha.
Very good informative video. You take a topic and cover its all aspects. Your speaking style is very good. Keep it up Gursahib
Thank you
Sat Sri Akaal Pajji..appreciated your hard work on making such informave videos..thank you🙋🏼♂️
Always welcome ✌🏻✌🏻
Informative video 👍
Ty
sir can you please make a proper video regarding reading, schedule and semester breaks. That would be so helpful for us. (Thank you for makings such videos
please make a video for January intake 2024 students, kinda informative video regarding college nd area to target and fees funds
Hey bro.. Good info.. First view
Thank you so much for the support!!
Bro ,
Pls make video on LinkedIn. Also on ASQ certification ( prefer with an expert )
Thank you so much for your informative video sir 🙏
Maintaining the credit score is beneficial ❣️
Keep up the great work Gursahib Ji 👍🙏
Thanks a ton 😊😊
Great information you are giving....
Please tell if you have any idea about SOWP
Plz make complete video on Migrate to Canada process n pr for express entry and pnp
Bhai mujhe apke vedio itne ache lagte Hai k mene shochta hu k me IELTS K baad aapse 1 saal informative training le lu to life sudhar jay
Best video sir, thanks so much
Thank you sir ji good info bless you both 👍👍👍👍👍❤️❤️❤️❤️❤️you
Hi gursahib hope you are doing well just wanted to know what’s the scope of social services and journalism in Canada
It would be nice if you can make a video on courses other than mainstream ones
You're really providing the best information
Had one doubt to ask will one year digital marketing course help me to get work permit and later pr as well ?
As always a good video . Suggest that you advise where students and new PR holders should invest in Canada . Because I am not able to understand Thank you.
Thumbs up very useful 👍 👌 stay blessed
Thank you so much 😊
Hey Gursahib,
I think soft inquiry also impact credit score in negative way
Is it correct ?
Love support ❤
Also information Very Good, please bai humble request ek video kids school addmions pe bano , class 2 kon sa school best hai ,
Thank you so much bro this is very helpful video for me n others 🤗🤗
Most welcome 😊
By the way if you check the bank rate of November 1981, you will see that it was 21%( People used to hold on to houses at that time). It was high in US also. Interest rates goes up and down as needed to control inflation. Fact of life. It will eventually will go down when the inflation is down. Nothing is guaranteed in life. By the way I did not watch most of the video because I am not familiar with Hindi.
Doing well bro
Thank you
Thank you!!
Great bro
Thanks sir very naic information
اسلام علیکم بھائی جان کیا حال ہے اللہ تعالیٰ آپ کو خوش رکھے آمین ثم آمین
informative advice
ssg brother,can u make video on hospitality management and and tourism course.
First cament bhau maji I LOVE FOR THIS VIDEO ❤️🤝👌🇮🇳🙏
Thanks a lot 🙂
@@GursahibSinghCanada Thank bhau
Please Make video on diploma in banking and finance
Thank you brother.. ❤️
You're welcome 😊
Trust worthy channel
Thank you !!
Amazing video
Make a video about most affordable colleges in canada for international students.
Hello Bro, actually I was misguided by LA Fitness and result is now that I have to pay $1500 cancellation fees for cancellation of personal trainer. I do not want to go again there. It was one year personal training program, but I was not told about the cancellation policy. Now I am trapped and don’t have money to pay. It will hit my credit score baldy I know. In your opinion, What should I do. Can I close my Credit card?
Bro please make video on a very hot topic " whether we should apply student visa with family or call the dependent spouse and family on SOWP after reaching to Canada ". Thanks and God Bless you
V
Good
Hello, when I came to Canada as intonational student back in 2019, I opened my GIC in SBI canada, now its is not operational anymore due to low balance. Can I close that account, will there be any penalty?
hello Gurusahib plz make video about software engineering university for MS in canada
I have a quick question. If i pay back my credit card in 18 days instead of 14, does it make any difference?
****
Bro, nice video, any one can guide which bank is more beneficial to open account in canada.
great
Bhaiya Yaar ek video Pharma sector ke uper bhi bana do kya scope hai vha
Please make video on how to use credit card for first time for new international students baki ur videos are great motivation nd informative thanks ❤❤
that is nit a big enough topic for one whole video...its a card you use it when you purchase something same as debit card...im sure these exist in india as well.
God Bless you Gursahib Paaji!
Bhai kisi Bank ka Online account hai, jisse hum India me hi acoount khulva paye...Mujhe University of McMaster ka admission letter mil gaya...GIC ke liye bhi kaam me ayega...
Hy sir.. Want to know which course u studied.. Where are u working.. Nd ur city..ur videos are really helpful.. Keep it up
Always admire ur videos bro hope one day will meet u
Definitely 😊😊✌🏻
@@GursahibSinghCanada sup bro
Hlo pajii mai puchna c kuch mere
Listening and reading ch 6.5 and writing mai 6 speak mai 5.5 overal 6 hai Canada mai file lagg jaye gi kya ?
Whats salary of BSA in nova Scotia power corporation Halifax, in advance metering infrastructure?
what about someone like me who is "not interested to use credit card" and "not gonna take any loan" ? is there option not to use credit card because i never saw once and dont think ever gonna use it/
Hlo veera can we open two three account in different bank at a same time and we get two credit card at a moment .
What about thom river University, kamloops, British Columbia 🤔
Paji, credit score kab tak manage karna parega, or hard inquiry ka reasons kea hote ha❤
Just ❤️❤️
SIR PLEASE ADVICE ON SHARE MARKET INVESTMENT ESPECIALLY FOR STUDENTS ..LIKE 100 CAD PERMONTH ? LIKE SIP IN INDIA ....THANKS
Brother make video on PGDM vs MBA wjat are future of both courses in Canada..
please its a request?
This is very bad system of western countries, people here in pakistan don’t even think of purchasing phone on instalments…Yes home mortgages are common.
Good video.
Glad you enjoyed it
Thank you sir ❤️❤️
Most welcome
Paaji Jacket mast lag rahi thi Hollister ki 😉
*Gursahib ne nahi Bataya but 750+ credit score is very good in Canada (excellent)*
According to Canadian government
Thanks bro🤜🤜
Welcome 👍
Love From Pakistan 🇵🇰 Sir ♥️
Hii...is it okay if I go to canada 28 days prior to the start date of my college studies?
Bro ek solution dedo…. Same thode frnd vali gal m car len gya c but loan nhi aproove hoya hits lg gyia te but bro mera score 712 c fr bi aproove ni hoya hits lgn to bad hun present time mera score 700 h te eh dso ehda solution ki h gaddi kida aproove ho skdi aw ? Pls
Hey gursahib
I want to to ask you something about
Credit scores
For example
Like you said on thousand dollar 💳 credit limit if i spend 300 hundred dollars
Than i pay off as soon as possible
Atfer pay of can i use another 300 in that month?
Bro my credit score is aprox 760 but I got my car on 10% …… Winnipeg Issues or Whole canada issue….. I dont know
Bhai Canada me agar me 3 to 4 months Tak study visa py ao to mujy 2023 k end Tak full time work ki permission mily gi
hey! thank you give for all information, i have Q. kya canada PR milne ke baad bhi, india main aasakte ho kya ?? family ke pass?? plz answered....
Hey, in your grocery shopping for Indians new to Canada, I thought there were more than vegetarians in India. What about Indians who eat sea food, pork, poultry, and beef? Where can they shop? I suggest Loblaw/No Frills, Sobeys/Farm Boy/Freshco, and Metro.
Walmart and Costco are American companies. Do not shop there. While in Canada, shop in Canadian owned companies, the ones I mentioned above.
Bro why people use credit card rather than their atm card? 😊
Hey GurSahib bro. Hope you're doing fine. I usually check my credit score on Credit Karma monthly twice. Is it fine ?
yes
🙏 Gurshaib 🙏 broo 🙏 please 🙏 make 🙏 a 🙏 video 🙏 on 🙏 bsc 🙏 nursing 🙏 or 🙏 diploma 🙏 in 🙏 nursing 🙏
My credit score is very bad I have 1 collections in debt 😢😢😢maxed out credit cards 😢 😰😰😰
Jecket dekhi hi aapke btane ke baad 😂
Hey Gursahib, what credit score do international students usually begin with? Is it zero or around some value like 300-350? Thanks!
I think around 650 or something...but not sure about it...Mine was 650 when I started.
Bro mere pte ma overall-52 S-61 w-47 r-53 l-46 kiya meri Australia ki file lag Shakti hai😢
Big fan from Pakistan
Veer ji after 12 which college is good for study in Ontario Brampton please
🧡🧡🧡
Sir after graduation Kon sa course good rhega