Meet Kashish - A Master of Credit Cards
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- čas přidán 12. 09. 2024
- My today's guest is Kashish who started his credit card journey while in college. He used his first card to earn Rs 250 extra every month by doing just 4 transactions of Rs 1000 each. Then he moved on to cards offering lounge access as he was in a travelling role.
Today, he holds one of the most rewarding cards in India - Axis Bank Magnus for Burgundy and uses it to make luxury for himself and his family affordable.
These are all the cards Kashish has and where he uses them:
•. Axis Magnus Burgundy - All major spends (except fuel, jewellery or insurance) to ensure 1.5 lac+ spends per month as he get 17.5% returns on spends above 1.5 lac
• HDFC Diners Black - Jewelery, Insurance
• Indian Oil Axis - Fuel
• HDFC Swiggy - Swiggy & Grocery
• Tata Neu Infinity - UPI
• Niyo / Fi - International spends
• ICICI Amazon - Amazon Shopping
• ICICI Sapphiro, IndusInd Legend, Kotak Royale Signature, Yes Private Exclusive, One Card, Amex Platinum Travel, PNB, BOB, Axis Select, Axis Neo, Federal Celestia, HSBC Platinum, Slice etc. - Used for online offers only
You can connect with Kashish here:
LinkedIn: / kashishnarula
Here are links to my social accounts:
Twitter: x.com/ankush_d...
LinkedIn: / ankushdixit
Website: www.ankushdixi...
American Express Cheat Sheets: www.ankushdixi...
![What Credit Cards You Should Have by INCOME? [Detailed Review]](http://i.ytimg.com/vi/RsQFUJGXeHQ/mqdefault.jpg)
One suggestion- Whenever you invite any guest, pick up just one card which he uses the most & discuss the best ways to optimise its usage
Exactly. Otherwise its no use just their passion or choice of owning multiple cards and showing off basically. Nothing much use for others. Amex plat travel is on the last list for him. Lol shows how much he knows about CC. As he said amex provided cards in college only. That's why no value or knowledge about amex. Just owning 20 cards doesn't mean someone is smart. He is just privileged.
Now it has become a repeating conversation, just guest changes.
Yes. Done with this format. Will change things now.
Please start preparing a sheet and dicuss a case study in detail. For example, last year I spent 12L overall and they were spead over xy card which made zx points which were transferred to yx partner and this was the trip which was booked.
Please highlight specific cards in discussion pros and cons
He is not master of Credit Cards... plz invite real master only. Waste of time...
Now people will relate dostcast video where neeraj arora said about hilux purchase. It was axis magnus credit card
"Is there any update on the option to choose our own network when applying for a credit card? The RBI had set a deadline for the first week of September."
This person even dont know that is Emi Processing Fees and from past 8 months bank gives KFS - Key Fact Statement that includes every material charges which can impact a consumer decision
If i m going to do a big purchase. Ehat cards should i use. (Ofcourse by using single card rhe limit cant meet the total amount).
Any suggestions??
If you are eligible and purchase is significantly over 1.5 lakhs, Axis Magnus Burgundy
Any of the Vistara cards would work too. You can cross several milestones based on the amount and card.
If Amex is accepted, platinum travel is also a good option as you can cross 4 lakhs threshold
@@creditcardssahihai if the purchase is over 10 lakh and each card has limit of 2 lakh
I paid for my car . Used to go to showroom every 3rd working day to swipe card and then call magnus customer care to reset the limit as I had already deposited complete money before the 1st transaction itself
@@gk00301094 but now heard a lot about it being undervalued
Plz give some insight about cards guest are using. Without knowing guest card and strategy viewers will lose interest.
Plz make video short preferably less than 10 min.
Just owning 20 cards doesn't mean someone is smart. He is just privileged. Otherwise its no use just their passion or choice of owning multiple cards and showing off basically. Nothing much use for others. Amex plat travel is on the last list for him. shows how much he knows about CC. As he said amex provided cards in college only. That's why no value or knowledge about amex. Need more insightful guest please.
I m holding 22..n I m now least bothered about it..trust me the best is wen I order food on swiggy..n rest u knw wat I mean❤..
Non informational, repetitive and waste of half hour!
I hold 22 cards 😄
If you are sending ₹3000 for 16% return on credit card then you are not saving 16% you are spending 84%.
Use credit card for necessary use only.
You are pretending as if credit card spends are a way of saving.
Looks like you live your complete life for free with zero spends. Those Rs. 3000 spent can be necessary / essential spends too. Stop assuming things and understand the details on how it can be useful for you than trying to show off unnecessary attitude with such statements.
If you get something for free then you are the only product…..
Hi @creditcardshihai
Plzz sugegst
I’m getting HDFC Infinia or Axis Reserve for lifetime free due to certain reason.
And my most of the expenses are in travel only- hotels , flights etc.
So could you plzz suggest me which card is good to pursue.
Or can u suggest any other card of Axis which is more better than Reserve.
Plz suggest any card of hdfc or axis only.
Thanks
Can help better with some precise numbers as Reserve gets better if forex expenses are significant as it gives 6% return and charges only 1.5% fee on forex.
Infinia is better for normal spends with 3.33% returns.
I would suggest going for both if you have the option.
@@creditcardssahihai thanks for the response.
It won’t be possible to get both. I have to choose either of them.
Considering my expenses for forex, travel like hotels and flights, so I should go for Axis reserve. Right??
@@creditcardssahihai do let me know
@@luckytheindiangirl Go for HDFC Infinia instead of Axis Reserve.
HDFC Infinia above Axis Reserve any day in its current form. Go for HDFC Infinia and activate Global Value program for Forex spends. Try utilizing Smartbuy for accelerated rewards. It will more than make up for the loss of rewards in Forex as compared to Axis Reserve