Cashback SBI Credit Card Review 2024: Detailed Features and Benefits
Vložit
- čas přidán 28. 03. 2024
- Apply for Cashback SBI card: bit.ly/4bZB0lh
Cashback SBI card is the most sought after card of SBI. We have done a detailed review of this card and given our opinion as to where this card stands in 2024 especially after devaluation of Axis cashback cards. Watch the full video to know more.
Thanks for explaining
It's still one of the best cc. But the only issue is transparency. They don't tell you how much cashback is given for each transaction individually.
Can you please confirm that the card is still providing 5% cashback for flipkart and amazon.
Very well explained ❤
kya iss card se kisi dusre account me payment transfer karsakte hain?
Amazon ICICI
ICICI Platinum
Axis Ace
Axis Airtel
SBI CB
HSBC Millenia
These 4 are top choice for non high spend user.
I have all these cards except airtel one 😅
looks like this channel is india's most subscribed channel on youtube now for credit cards
Can anyone pls confirm list of platforms with 5% and 1% cashback?
Hum apply kiye to 2bar reject hua fir agent ka call aya bole ki aap koi aur card le kiziye prime card bhez diya hai
Link is not working
Tnx information
Plz make video on recent on Axis vistara card after devaluation.
Idfc first wealth card also devalued today, received sms with details to pdf, pls make comparison video for that also.
Using sbi cashback from more than a year now , have saved 42k over a year
How you got it? Plz tell me I want to have it but did not got succeed
I took it simply from their website
How much did u spend and where? What is your salary?
69 miss call from cibil😂
@@aaryanqureshi5326you can apply online, but its approval rate is still low. You need good credit score and earn good salary or income. You can try
Card Academy Team - I had a doubt related to one of my cards, it is something brief, that I wish not write on the comment sections and I just want your perspective on the same! I am off IG, is there any way I can contact the team(emailid/something)!?
Since it was atlas, then ace, I thought I will see the Airtel axis video finally .. but lol
Nice information
As per u r opinion it is out 5 star it stand 4 star. So please tell me which card is stand on ur opinion 5 out of 5 star. Kindly reply me I am waiting for reply quickly 😅
I applied thrice over last 1 year and very recently a few days ago..everytime same reason..rejected due to internal reasons..(reason informally quoted already other cards issued, so liability is already high)
How to overcome this?
same
got any solution
Using the card for last 6 months, till moment around 2.25L spending done & more than 12000 saved. Excellent card
Please where do we get cashback which platforms
How to increase the limit...i have got only 20k limit
@@pandu6082 It gets directly credited back to the card outstanding amount
@@pratikshinde1099 that's too low, wait for 6 months and request SBI for a limit increase by submitting payslip or ITR documents manually
@@pandu6082 you get it directly credited back to your outstanding bill on the card 4 working days post bill generation. Example you spend 1L INR & generate 5000 cb. 5 days post bill generation you will see 95K outstanding
Wow what a confidence and fluency
The apply link in description is not working. It just keeps trying to load but never moves ahead.
Hi u need cahback card i am working in sbi so u need then i will provide u.
Hi@@prabhakarjha3249
Axis Flipkart Card v same,,, 130₹ ka 5% = 6.5₹. but statement me 6₹ generate hoke cashback milta hai.
I want to buy mobile from Flipkart. Is sbi cashback card cashback is applicable on mobile purchase from Flipkart. Mobile value is 129900
No cashback on standing Instruction on card
NICE
5* konsi konsi card ko mila hai iss channel par?
It's my Brahmastra Card when I don't find any offers with other card i just this one for 5% flat
Kindly share link for apply
Suggest best rupay credit card
Is milk basket wallet load considered as wallet load transaction as it does not offer to transact without wallet
Should not be. We would advise you to do a small transaction and then call the customer support team to check the MCC.
At times you criticized this card and now appreciating its benefits🧐 isn’t it the same card you mentioned that sbi is giving very low limit now and capping on cashback?
Video may mention Kiya hai ki limit Bett milra hai, shayd sponsor bhi hoga mujhe kya pta
@silent7152 we don't take sponsorships from Banks.
We have mentioned in the video that the approval and limit situation has improved.
😂😂
Annual charges
Ye Rupay card me milega kya?
Maine simply click apply kia but 2nd verification call mai deny kar dia ...mujhe cashback card lena hai...kya abhi apply kar sakta hu ? Ya fir after 6 month ?
agent ke through apply karoge to instantly apply kar sakte ho. nhi to 3-6 Mahina rukhna padega.
How to change my simplyclik or bpcl card to SBI CASHBACK CARD
You can call customer care request for upgrade, but not that easy to get CB card unless you have very good credit score and drawing good salary. Anyway try.
Make a video on HDFC Milennia also
Have this card for last 1.5 years and not gonna lie, earned 45,000rs cashback on it
Did some basic calculation and calculated that on average u spent >50000 per month with this credit card.
@@shashwatINDIAN not average in a month, but starting few months had purchased furniture for house
@@ankitbhandari101 Can you pls tell me list of platforms with 5% and 1% cashback?
@@shashwatINDIAN card literally gives you cashback on anything online, few exceptions (government sites, recharges electricity bill insurance etc) basically any good or any service like ott if you are using than its good
Ma'am please review SBI VISTARA CARD after devaluation
It's a request
Limit kitni h is card ki
Your age is 15 yrs ?
Do we get cashback on Blinkit or Zepto ??
Any online purchase you get
Very good. Best card
Normal days main flipkart grocery shopping pe kaya mujh 5percent cashback milega???
Yes, I use it for grocery. will get 5 percent normally.
Direct Insurance website pe payment karne par cashback milta Hain kya ? What percentage?
No cashback on insurance payments
It is the best cashback card until SBI decides to devalue it again.
Agreed.
Does this card offers 10% off during sales?
No
It does not give discounts when there is any Bank offers on Flipkart/Amazon.
Is it the same case with HDFC Millenia or Tata Neu card?
@@skp_here technically you should get 5% cb as well. Update here when you get the statement.
It's not giving 10% for me on Amazon
Not giving 10% discount on amazon, verified now. Other card, i am getting 10%
Ia this card good for amazon shopping instead of Amazon Pay Card as both are giving 5% cashback
If you need only for Amazon then definitely go with amazon cuz its LTF and negligible chances of devaluation/cashback capping on amazon as it's a co branded card and not a generic cashback card. For example HDFC millennia used to give 5% cb on a wide range of retailers but they churned down the list and also there's a cashback capping of upto ₹1k per statement cycle which is too low.
MAM Mai apna first credit card apply kar raha hu. Mai State government teacher hu. Muse samaj nahi aa raha hai ki ❓ My company name 🤔 and My designation 🤔 pe kya select karu❓
It feels like reading a child's writing .
WAITING FOR Sbi BPCL new updated credit card
I already got 5.6k cashback with this card this year
Where did u spend? Amazon flipkart?
utility bill payment me kya offer milega is card se?
Nhi
Already using SBI Simply save credit card , How can I get this card ??
Apply it on website
@@sammedchougule5223 I want upgrade over my previous card , didn't want additional card..any suggestions
i have this card but credit limit is very low. how to increase credit limit? I already shared income documents with bank still they are not increasing credit limit.
Don't use it for six months
Open sbi savings account and open a fixed deposit. This will increases chances of increasing your credit limit.
@@ManojKumar-nk7dv i have salary account in SBI and FDs are created automatically still no credit limit increase offer sent by SBI. I tried limit increase by submitting income documents also, still no luck. Even income of 10 lac per month is not sufficient for credit limit increase. There is a tool available on SBI credit card website where you can check limit increase based on income documents, there they will ask you about monthly income. We need to enter monthly income there and check credit limit can be increased or not.
Thumbnail main aur video main aap main zameen aasman ka farq hai..... Kya bina vaise thumbnail ke views nahi aate kya?
Can I get 5% cashback on international transactions also ?
Yes, if it's online and the MCC is not excluded.
SBI CB card doesn't give 5% cashback on Urban Clap
Why? How do we verify this?
It should, check with customer care if not
RBI should make a rules for devaluation of cards because the banks Attract customers from offers after his target sale they do Devaluation, i think its not good...
Banks should allow refund of proportionate fee received from customers after devaluation and cancellation of the card. Other than this, no relief can be given.
True, its cheating, you can apply new rules for new customer but not for existing customers. Rules should come. They making us to take card, then devaluation.
Utna spend hi nhi hai toh cashback kaha se milega 😂😂😂
does it offer rupay variant?
Same question bro, let me know if you get the answer
Not yet, RBI given new guide lines which allow user to choose payment partner. If those rules comes, then you can choose rupay in future
Plz tell if transaction done on payzapp wallet through sbi cashback card will give cashback or not.
it won't
No
Excellent card
Mam you looks too elegant in black dupatta❤
Ab ye card milta hi nhi hai ye discountinue ho gya hai ...
Best card
Farji card hai new aply par 20k se jyda limit dete nhi h kisi ko.. agar limit jyda mil bhi jaye to big transaction par card block kr dete hai... Mere pas sbi ka pluse card hai jiski limit 3lack hai but jab maine cashback card aply kiya to limit only 20k diya.. fir maine purane card se isme limit transfer krke 80k ka payment kiya to card block kr diya.. bas dikhane k liye 5% cash back but dete nhi hai..
It depends on your cibil and if you have bank account in sbi and have any fixed deposits, other cards. Based on all these they give credit limit. Not everyone one get 20k limit, i got 80k limit
Didi agar Flipkart ya Amazon pr sbi card pr 2000 kisi bhi phone pr discount h to kya usko lene ke baad bhi 5% ka cashback milega kya
Please tell me 😊
No, I'm using it for last 6months, agar special sbi credit card offer hai then ye card use mat Karo koi aur SBI cc use karo, ye use karoge toh bass 5% milega kuch bhi aur additional offer nhi lagega order pr
@TiVoGlObE is correct.
@@TiVoGlObE thanks you 😊
@@CardAcademy thanks you reply didi 😊
Love you di🥰😊
Kuchh din pehle hi mila mujhe, Limit hi nhi deta jyada ye... Only 20k limit i get.🙃
Utility bill pe kitna % milega muz amazon pay pe 2% milta hai ?
Card academy?
Apply kiya mai
HDFC Swiggy vs SBI Cashback vs HDFC Tata Neo (1499 wala)
hdfc tata neu infinity credit is Best if you take Rupay Varient. it’s best for upi transaction. HDFC swiggy is beneficial only for swiggy spends,
while SBI Cashback is all rounder in shopping merchants except other Categories like Utilities, Education..etc
Axis ace credit card 😍😍
Father of all credit card for cashback
It doesn't give cashback on Uber
It should, check with customer care if its not.
ये कार्ड से मैने 25000 का कॅशबक लिया 1साल मैं सारे ऑनलाईन साईड पर ये कार्ड 5% कॅशबॅक देता है amazon icici कार्ड ऑर flipcard axis कार्ड से काही गुणा अच्छा है sbi cashback कार्ड
Upi payment count hoga??
You cant do upi payment using this card, because its not rupay card.
Ye card rupay card m milta h?
No, not for now
Influencers koi bhi card devalue hone se nhi rukne wale...chalo ye bhi badiya hai
Benefits on IDFC Wealth Card downgraded from 01.05.2023
1. Reduced points on spending
2. Movie offer capped at ₹ 250 for a ticket instead of ₹ 500
3. Spend minimum ₹ 20k in a calendar month to avail lounge and spa in the next month.
4. 1 pc charge on utility payments above ₹ 20,000 in a month
We'll do a video tomorrow on this.
Hello madam ❤
3 month mai 14500 cashback mila bhut mast card hai pr madam
Kaha spend Kiya?
Devaluation hone vala h … tabhi easy approval de rha
Recently i have converted this card into lifetime free after 1 year of usage.
What was the process bro? How much was the overall yearly spend & how did you get it LFT?
requested for card closure and told them to close my card due to high annual fees they told we will convert it to lifetime free for you please continue to use our card. you can too try the same trick if you succeed than let us know@@TiVoGlObE
How lft can explain??
@@Nope.--1.5 just request them after 1 year of regular usage, they will do it.
Electricity bill pay karne par bhi 5 percentage cashback milta he
No
Worst catd got declined for the card due to no reason
Yes, not easy to get.
Are you suffering from any disease or problems?
Amazon Pay ICICI Bank ❤
I am not getting it 😢😢😢 ......
Failed 2 times....first on August previous yr...and now ...this month ... rejection 😢😢.....
@@groupstudywithmelage raho mera 3 baar reject kiya aur isi March me approve ho gya
*nowhere near to SBI-CASHBACK-CARD*
@@groupstudywithme muzhe to mil gaya tha 2nd time 2 hrs me approval aa gaya tha aur 3rd day delivery mil gyi thi 80k limit k sath 😊
@@themanojgautam congratulations .
1. How many enquiries you have in last 3 months ?
2. Before this time when u applied for any ICICI cc?
3. Salaried/ self employed?
999 is too much😅
Ma'am ap bohot sundar present karte hain ❤
बहन जी आज का आपका ड्रेस देख कर दिल खुश हो गया।
I am following this channel since long and found seems your card reviews are Not Genuine. HDFC Regalia Gold has so many benefits without any exclusion. They provide many non spend and spend benifits(including lounge access with guest user), despite of that you gave it only 3⭐ also you gave nagative feedback about it.
This SBI Cashback card has many exclusion with only online spend cashback benifits, you are giving 4⭐
Very Bad and Disappointed...
You might disagree with reviews. Reviews are subjective. But we don't appreciate the fact that you have called our videos sponsored without any basis. We do sponsored content for fintechs from time to time and such videos are exlicitly marked as paid promotion.
Now as far as Regalia Gold goes, yes it does have good lounge benefits and it does give reward points on most categories. But the base return rate in terms of flights and hotels is around 1.33% whereas in case of statement credit (cashback), it is 0.5%. On certain spends (Smartbuy and certain brands) you can get higher return rate of 2.5% in terms of cashback but it is subject to a very low upper cap in comparison to Cashback SBI.
Cashback SBI card gives you 5% cashback on all leading online brands like Amazon, Flipkart, Zomato, Swiggy, Uber, Ola, Big Basket, Blinkit, Zepto, Myntra, Nykaa, Croma, etc. And on many offline spends also it gives 1% cashback. Yes, there are exclusions. But most people do spend significantly on the aforementioned categories of spends, and this card is great for them. And the upper limit on cashback is extremely good.
We'll never give a card very high rating only because it has good lifestyle benefits and has an average return rate. Regalia Gold could have had more lifestyle benefits like movie tickets, better dining discounts, etc. The main use case of this card is complimentary lounge visits. Now, only for this reason we can't rate a card 4*.
You might be someone who may value lounges more than other things so Regalia gold may be a good card for you. But in our opinion Cashback SBI is a better card for a broader audience and thus the better rating.
I am SBI Cashback holder and many times I face limitations on this cards and end up using other cards. My point was the way you are praising this card in this video looks completely different vs the way you were highlighting negative points for Regalia Gold in other videos (Regalia Gold gives reward points on almost all payments including School fees and insurance Payments which are our day to day expenses.). I would suggest you to see both the videos and compare your expressions. You would be able to identify why I said this could be sponsored video. 😃😃😃
Cashback SBI card is not for all your spends. But the categories that you have mentioned on those categories, Regalia Gold only gives 0.5% cashback. And Regalia Gold should not be used for other categories because of low return. Also, the categories that you have mentioned on those categories, an LTF card like Amazon Pay ICICI is far better because it gives 1% return. Regalia Gold is not best in class for anything. Has decent lifestyle benefits. But the card is not recommended for spends. Whereas Cashback SBI card is one of the top cards in the categories on which it awards 5% cashback.
For someone who has diversified spends like you a combination of Cashback SBI and ICICI Amazon Pay is far better than Cashback SBI and HDFC Regalia Gold.
Madam, I own Amazon ICICI as well since last three years it is great card too. I actually don't own Regalia Gold yet.
I am not sure what calculation you have applied for Regalia Gold with 0.5% return. They gives 4 RP on 150 spend (all other spends with insurance and school fees which no other cards provides). If I use this RP on their gold catalogue, we can extract Rs 0.65 for 1RP. Which will give 1.7% return. Our major transactions are done on this fees and we can get great cashback.
It looks like you are using worse case scenario for highlighting nagative points of HDFC cards and using best case scenarios for highlighting positive points for SBI card. Which is not ideal.
As they say devil lies in the details. The "gold catalogue" gives value of up to 65 paisa per point. We have done a screen recording of the redemption options available under gold catalogue and see where you're getting a value of 65 paisa per point. The link for the screen recording is below:
drive.google.com/file/d/1r2NfVhS7JoLNwPYjyqWyGvlI4i4MOonD/view?usp=sharing
HDFC Regalia gold gives 20 paisa per point when you convert your points into statement credit. Since this card was being compared to cashback cards, for apple to apple comparison we calculated the return for this card assuming per point value of 20 paisa.
If you're happy with the gold catalogue, go ahead and get this card. We still believe that for most people ICICI Amazon Pay is a better card for the kind of spends that you have mentioned. And overall a combination of Cashback SBI + Amazon Pay ICICI is a far better option.
Ye shaving ya hair cutting ✂️ ke liye istrh oddh ke baithi hai kya 😂😂
Sbi card for electronics
At retail stores
You looks sixteen.❤
Maha farzi cash card.. 1000 rupaye atm cash withdrawal pe 590 rupaye fee kati hai
HDFC MILLENNIA also a good for cash back
HDFC Millennia is a great card.
Please no more videos on cashback cards
These are bane 😢
How do you speak this long sentence without any script?? 😅
Without Script???
"Teleprompter" suna hai uncle ?
@@mohdanassheikh2096 sheikh ji teleprompter use karne se eyes mai reflection dikh jaata hai... But atleast u tried.
@@jeetsuchak4324 u really need to zoom in to appreciate that
@cardacademy plz clarify
Bakwass card hai Flipkart ki sale me sbi ke sabhi card par discount milta hai except *sbi cashback , sbi corporate cards and sbi paytm card 😂😂😂😂😂
Zehar card h bhai ye..
Mere ko 1 saal bad life time free kor Diya...
Kese karvaya
Great
Kaise hua?
How bro ?
Kaise Kia plz reply