The Best Way To Invest £30000 In A Buy To Let | TRY THIS
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- čas přidán 28. 08. 2024
- The Best Way To Invest £30000 In A Buy To Let. Today's video focuses on buying a buy-to-let in the UK and the procedure you would go through when running desktop analysis. PLEASE note this is not financial advice, and you must do your own research when looking at investment properties but I hope some of the tips and tricks I share in this video do help you when making your own investment property purchases. I also have videos as you will see in the pinned comments on different ways to invest different sums of money, so please do feel free to check them out and any questions you have please let me know.
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how to save £30000 in 5 years to buy a house
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Please note, if rates hit 6% (expected worse case scenario) then cashflow will be worse!
However, the tips in this video will apply so please note them down.
Useful Videos👇
Should you buy in a Ltd company? czcams.com/video/499NcdiaUDw/video.html
5 Ways to Invest £100k in property czcams.com/video/wiXWIHwdDtw/video.html
How to invest £50k czcams.com/video/HPNtjCzMPzM/video.html
How to invest £20k czcams.com/video/xyA5lwUjNMo/video.html
How to invest £10k czcams.com/video/Rtev8-HIdUU/video.html
How to invest £1k czcams.com/video/GQo-4WeiPF0/video.html
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@@TheAnxiousInvestor Thank you for this 👏
@@TheAnxiousInvestor how can i get your spreadsheet
www.skillshare.com/en/r/user/findyourvoice?gr_tch_ref=on&gr_trp=on
Link to free deal analyser is here buddy
This is a brilliant video!!!! Clearly explained and gives us all details of the numbers! Shows how important doing the Maths is! Thanks for sharing your knowledge
You’re very welcome mate - appreciate you watching & glad it’s been useful 🙏🏽
Love your videos bro keep up the good work👊🏿
Thank you mate ❤️🙏🏽
Great points here! Love these type of deal analysis videos 👏🏾
Appreciate that bro, im glad they are helpful for you guys
Great video bro learnt so much, keep it up always love the content 👊🏾!!. Hope your family and you are good bro
Appreciate you little bro. We are great thanks - hope you are too ❤️
@@TheAnxiousInvestor all good thank you bro ❤️
Getting my deposit ready next month, this is so helpful! 🔥 thank you bro!
You’re very welcome brother
13% ROI, is good in the current market for L4. It used to be around 18% ROI last year
Thanks for the comment buddy, appreciate some local knowledge. Problem now is the rates will probably be bonkers!
VERY INSIGHTFUL!
❤️ bro
Great video. I would like your deal analyser! Looks useful.
Here you go mate:
Free Property Deal Analyser and 1 month FREE Skillshare : www.skillshare.com/r/user/findyourvoice
Love this, thank you.
Can you please share why you scrolled past house with existing tenant? I would have thought attractive as no rental voids… any issues you could highlight for this situation would be much appreciated.
Of course. So the rent for that one is £500 pcm. Chances are you could achieve as we realised later in the video £600+ so we are already affecting cashflow.
Then you have to be a little cynical and just think about the worse case scenario.
What if it’s a problem tenant? What if you’re unable to bring rents back to the market price.
With interest rates increasing too, the rent needs to be higher than the mortgage in order to get the mortgage so lower rents would make this tough.
Also there’s more Due diligence you would need to do about payments, type of tenant etc.
I’m not saying it’s bad though in terms of taking a tenant in situ as this was more about max rent lowest price but in my experience and it’s just my experience, please note that, my only problems have occurred from tenants in situ. I prefer to put my own tenants in.
Hope that helps and thank you for watching❤
Bud, these tips are brilliant! Do you stick just on Rightmove?
Oh no, zoopla has different properties sometimes, on the market and then of course direct to vendor leads too buddy
Great video example
But just to give a feedback for the L4 area
Rents are high yes but tenant type are not the best
L4 Walton area is popular yes
because of schools,shops ,transport etc
but many streets are with problematic tenants
Thank you mate - always welcome some better insight on areas out of my hometown where my knowledge is limited.
And hopefully anyone reading this can see why sometimes seeing good deals online, or paper could essentially present more problems.
Thanks buddy
When bank rates in the 2000s was at 5-6% you got a DISCOUNTED fixed rate at around 3.99% clue is in the wording .variable fixed rates were BELOW /MINUS %OF BASE RATE but since record breaking low interest rates all variable and repayment are ABOVE base rate but look at the data and if we reach 6-7% banks should then be able to DISCOUNT the rate as they did before
Great video thanks for info
Very welcome
Sick video man
Thank you mate appreciate you
Very informative video, thank you. Are you able to share your calc spreadsheet please? Thank you.
Thank you Pearl. Yes it’s free here 👇
Free Property Deal Analyser and 1 month FREE Skillshare : www.skillshare.com/r/user/findyourvoice
Great tips 👌
Thanks for checking it out 🙏🏽
Hm. Difficult, if let’s say I invest 72000 into 5%, I’ll get around 300p/m or 3600 per year. Yes, into a property you can invest 20000-30000 and get the same result, but you’ll get let’s say 25yr credit and also some house expenses/fixes every year. So in reality the first example works better?
Hey great video - thanks. What's your view about investing via companies that do shared property investments? Balance between it being relatively simple, but... the lack of personal control bothers me.
Also, any insight at the moment whether mortgage lenders are giving any decent enough deals for B2L mortgages in a company name? I'm thinking of going the company route simply because otherwise the income tax kills any cashflow.
Hey I’m not a big fan of shared ownership to be honest with you. I do have videos on my channel about it.
As for the latter stay tuned I’ll always update the videos with short form or longer property updates around that topic. I may even do some today.
So you put in £30k and get back like £300 per month?
So it was around £402 with the sweet spot give or take. Obviously no tax is accounted for here, and rates could be higher. Still beats a bank though imo
@@TheAnxiousInvestor Yea, I ended up doing a live in flip instead, as could earn like 30k-£60k+ over 2 years. I do wish I had decent cash flow though so I could stop working my normal job at some point.
Would be good to hear your thoughts on a repayment BTL rather than interest only.
I would much prefer to own the property at the end, being able to cash in upon sale rather than income pcm. Sensible?
Hey buddy, this may be useful:
czcams.com/video/_mRSrZOW0SA/video.html
ps whatever your goal is, as long as you know pros and cons to it and are happy, its fine. Can definitely be a sensible option and we all got different goals.
Do you have a link to the deal analyser?
skl.sh/3fCMtPs free via my skillshare classes.
May have to sign up for FREE 30 day trial but it’s under my resource section there mate
hi Anxious Investor, can you please send me a copy of the excel database which your using on this CZcams video. thanks
It’s on my skillshare classes buddy: how to set property goals under resources
www.skillshare.com/en/r/user/findyourvoice?gr_tch_ref=on&gr_trp=on
Thanks for sharing the link. But it opened and then it closed after a few seconds. Can you please share your email and I'll email you directly and then you can send this excel document through. By the way I really enjoyed watching this video as it was rather educational. Thanks Brother
What about tax?
What about it mate? Impossible to look at tax for individuals as everyone has different wages, income, purchases via LTD or sole etc when it comes to property. Plus also something suited to individuals accountants.
How do i find the extension to Patma
Search under chrome extensions mate
where take 30k :)
Pov you have £30 000
Yup. That’s why the video is titled as it is. There’s £1k all the way up to £100k videos too 👍 in pinned comment. So other POVs too 😊
Good video veer 👊🏽
Thank you brother 🙏🏽
Do you have a copy of your Google sheet ? Also can you cover patma. Ps do factor in tax 20% with overheads I say 30% minimum. Also in terms of management and cost hmo at this scale would be hard , better to stick with smaller but decent yielding units less regulations and easier to manage
skl.sh/3fCMtPs free to download via my skillshare classes.
Factor overheads? I only account for voids : maintenance with a single let.
HMOs can work but I’d go for 5+ bedrooms and steer away from 4, but that’s just based on my own experience. Turnovers are higher and obviously management rates would exceed a normal letting fee.
great chrome tool,
why do you avoid leasehold. if it has enough years isnt that still a good deal?
It certainly can be, but you never own the land, and my goal is to pass property down for generations and avoid ground rents and service charges etc. This video may also help too.
czcams.com/video/0CbDhdD8MIQ/video.html
@@TheAnxiousInvestor 999 year leases ain’t bad to be fair but yeah 125 years not a chance
True 999 would do