How to allocate your mutual fund portfolio between lumpsum and SIP? | MF Ki Baat with D P Singh
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- čas přidán 30. 06. 2024
- How to diversify your mutual funds between lumpsum and SIP? | MF Ki Baat with D P Singh
Youth are investing in equity funds through SIP for only 18 to 24 months. This is a dangerous approach and it's not wise to invest in equity funds for short term financial goals. SIP still remains the best option to invest in small cap funds. First timers can allocate a small portion of their portfolio towards small cap funds provided they have an investment horizon of over 5 years. You can invest a lumpsum amount in Hybrid Funds. However, you must invest in equity funds through the SIP. Don’t have too many mutual fund schemes in your portfolio.
0:00 - Coming Up
2:35 - Introducing Mr D P Singh
3:48 - India’s retail inflation has eased and Crude Oil has sunk into a bear market. How will it impact the Indian economy and stock markets?
8:40 - Will mutual funds be the go to investment as Indian households focus on higher returns?
11:20 - Mr D P Singh says that young investors should be disciplined in investment patterns. What is the meaning of this statement?
15:08 - How does SBI Mutual Fund pick stocks for their equity mutual fund schemes?
18:02 - Should investors be cautious with small cap funds and should first time investors look at small cap funds?
22:38 - Many Flexi Cap Funds have a large-cap bias. Why is this so?
24:48 - How can investors avoid mutual fund portfolio overlap?
29:40 - How can a mutual fund investment portfolio be allocated between lumpsum and SIP?
32:02 - How can investors benefit by combining the strengths of SIP and SWP strategies?
36:52 - What mutual fund thumb rules can one follow to manage their mutual fund portfolio?
40:07 - Mr D P Singh’s learnings from the equity markets
43:17 - Mr D P Singh’s book recommendations for mutual fund investors
44:12 - Key Learnings
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Disclaimer: These are not any recommendations for any funds or stocks and are meant only for educational purposes.
What a lovely gentleman. SBI, Tata and one more fund house have stopped lumpsum as he mentioned
00:02 Invest in small cap and hybrid funds with SIP for risk management
02:30 Discussion on the current economic scenario and its impact on the Indian economy and stock market.
07:12 Investor preference shifting towards mutual funds
09:42 The trend towards mutual funds is growing with huge potential for further growth.
15:05 SBI Mutual Fund follows a bottom-up stock picking strategy with no specific style.
17:38 Investors should be cautious about investing in small cap funds.
21:56 Invest in small cap funds for long-term horizon of more than five years.
23:53 Investors should avoid overlap in their mutual fund portfolio
28:30 To make investing comfortable, discipline and staggered investment through SIP is important.
30:46 Start with hybrid fund, allocate for emergency and lump sum
35:37 Tax efficiency is as important as return in mutual fund investment
37:32 Allocate between lumpsum and SIP wisely.
42:30 Investing in kids' capital for their passions and higher education is crucial
44:56 Low mutual fund penetration in India
Thanks
Would like to appreciate Groww's efforts to bring in different perspectives from various experts in the markets. I am sure it would help DIY investors a lot. Groww team, please continue with these efforts. Thanks a lot!
सही और अर्थपूर्ण जानकारी।
Swp की महत्ता के बारे में जानकर अच्छा लगा।
Very knowledgeable video for young investors ❤
Thank you adding financial knowledge.
A thought/feedback that if Groww could spread financial awareness among students pursuing graduation (by doing sessions in the colleges/universities etc) so that when they start the professional journey it would help them to invest better by taking an informed decision. I think our education model currently lacks this very badly. While its important to learn the tools to earn money, it equally important to learn how to invest it wisely.
Very nice conversation. Thanks for sharing.
Excellent excellent work
Valuable edition Madam
Thank you sir🎉❤
V.good
Great learning thanks
Please change your questions next time.....please ask about different /best index funds, please ask about foreign funds, infra funds, etc
Fair is enough
For groww app......
Consider your policy about reopen of closed demat account. Other brokers like zerodha angle one and many more open closed demat account after there months. So u also reconsider about again opening of closed demat account.
Thank You.
Kaam ki baat 4:00 k baad😂
I am unmarried.. is investing for children possible?
Why not!?
Namrata mam ko bataa rahe ho yaa propose kar rahe ho. Just joking.
To invest for kid yes you can. But in childrens scheme you may need Kids PAN number. And these scheme have lock-in period.
Pahale Saadi to karale. Saadi ke liye paise ka jugad hua ki nahi?
Are you Popat Lal ?
Please improve content quality😡
Tum dono hindi se jada English bol rahe ho to jinko English nahi ata wo ghanta dekhega tumhara so is liye to ghanta jaisa views ata hai 🎉🎉🎉🎉 agli bar se dheyan rakhna nahi to mere jaisa Sare log palaan kar k bhagenge 😅😅😅😅