Should I Sell Restricted Stock Units (RSU) for Long or Short Term Capital Gains?
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- čas přidán 25. 08. 2024
- Question: (Mike, DC) Hey Joe and Al, love the podcast, keep up the great work. I have RSUs (restricted stock units) vesting in May and I have been told by everyone I speak to/read to sell right away once they vest. I was planning to do so but it is during my company’s blackout period where I am not allowed to buy/sell. The next open trading window would be about a month later. If I sold then I would be taxed STCG on any gains I accrued. My question is, should I sell regardless of the short term capital gains on June 18th or hold the RSUs for a year to get long term capital gains but potentially have more risk if stock goes down. Also, i participate in my company's ESPP - emplpyee stock purchase plan (15% discount), and wanted to know your thoughts on if should sell once I get them or keep for the 2 years to avoid high taxes but similar to RSU, potentially risk of stock going down. Any help would be greatly appreciated!
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