My Ex Drained My Bank Account, File for Bankruptcy?
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- čas přidán 7. 07. 2024
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“She needs it more than I do”
“Anyway imma file for bankruptcy”
🤡🤡🤡🤡
He is a clown
He is literally the "Bike cuck" meme come to life!
A whole bozo
$100K in CC debt??
I would pass out from high blood pressure every day I woke up 💀
My mortgage was less than that, and I had trouble sleeping.
☠️☠️☠️☠️
My blood pressure is too low, maybe i should go shopping
@@georgewagner7787😂
1/20th of that would get me sweating in my sleep every night.
guy is a joke. why would you let her take your life savings and didn't take her to court now you can't pay your bills?
None of anything he said makes any sense.
Gave her $80k in cash, took on $60k in debt. For what?
Seems like he feels guilty for something... She's got something over on him.
Or he's a complete B.S artist and never had $100k saved and never took on his wife's debt.
Having worked at 8 dealerships in his area... he seems flaky.
She probably caught him cheating and though this was retribution
This is why chivalry is dead
Why would he let her? The court let her. He could of brought it up the courts don't care.
Him being a sucker is what got him in this situation to begin with, so not a shocker he’s a pushover the whole way through 😂
“You didn’t learn any lesson from your last bankruptcy?”
“Well, this time was different” 😂 bro didn’t learn
2008 was a different time.
Probably won't learn his lesson from this marriage.
The first one probably had a woman nearby, also. So, yeah, he didn't learn his lesson.
He doesn’t seem that desperate to get a job. He is very non chalant about it. There’s more to this story…
Right. Always is more to story.
Thats because he plans on filing bankruptcy and stiffing his creditors. He's done it before and knows exactly how. He doesn't want a job until after he files.
Its $100k...he knows he's not planning on paying it off lol 100k debt and nothing to show for it
This guy is very odd. His answers almost sounded douchey. Something is definitely up to them
“She needed more than I did” so why the hell are you calling the show? This has to be fake
Yup, complete denial
this story makes no sense. idk if he's lying or delusional.
She probably caught him cheating and felt bad
I'm thinking these calls are staged
@@McClintockOnline Not staged more like not vetted. It's like Caleb Hammer. Some of the guests who come there don't care about financial help, just want clout.
Some of the callers just want to sound ridiculous for the heck of it but also you have to remember that there are people out there who simply aren't smart. Just because we may know something, doesn't mean others do.
He’s not even getting any and he’s paying because he is prideful 😂
Went from grabbing her snatch to snatch and grab
I can see why this guy gets divorced. He seems unserious about everything
@@wordsalad01 and this is why you get taken advantage of. Being too nice but not being cognitive enough to understand what’s happening right under your nose is very telling.
I just can't make up my mind. Indecisiveness can ruin a marriage as well.
Wait you comment this, but in my previous comment you told me to "sit all the way down boy, you don't know her situation" in our previous interaction. Doesn't that comment apply here where you don't know his situation?
@@JakeAkstins I have no idea who you even are lol.
@@wordsalad01he’s stupid, took on 60k debt and gave her 100k? At best he should have paid off her debt if he was worried about her not being able to pay it back (still shouldn’t have)
This guy has no backbone or it’s a makeup call. Granted it sounded like they weren’t even married, just had a baby momma leave him and take his savings while racking up debt under his name. Leaving the kid and him hoping if he doesn’t sue she would come back.
So a simp or fake i guess
Yall were way too nice to this clown. I think Dave would have called him out for the BS excuses
He's a bullshitter... Dave would've called him out for sure 😁
This is what simping does to you kids.
Say no to drugs
Say no to simping. 😂
Death, taxes, simping.
Im taking my massive morning dump while i watch Ramsey show
@@BREEZYM6015 I've done all the drugs. I still own my home, 2 paid for vehicles, and a 250K investment account at 55. I did ZERO simping. Draw your own conclusions.
@@seanmcelhaney6407 Sounds like you should consult Ramsey about this, is flushing good from an economical stand point.
This caller could possibly be the King of Idioms and Figures of Speech
Tomato Tamato.
He’s “shucking and jiving”, “dodging and weaving”, while “robbing Peter to pay Paul” 😂
@@sdl2320 and he's gotta do all of that because of a snatch and grab.
As a former bank teller, I saw this happen a lot. One time the soon to be ex wife came in 30 minutes after her former husband who had drained everything to zero. She was Uber mad but sis, you had the same intentions so he just beat you to it.
There’s gotta be some kind of protections against this
@FancyRPGCanada if you give someone access to your accounts they have access to your accounts. Always keep a separate one.
"what do you need to get by?"
"Comfortably? About 7 grand"
"Not comfortably, bare bones"
"7 grand"
He's not serious about it, he can't be helped until he is.
Bankruptcy twice? This guy can't control anything. His ex steals everything and he does nothing about it? He's not a "bigger man". He's a wimp.
Doesn’t seem to be serious about anything
Or he's lying through his teeth 😂
When I withdrew $4000 in cash to buy a toy, I had to fill out forms, have my ID scanned, and verify it was factually me withdrawing such a sum of money. How did she walk away with $100k in a "snatch and grab" and why hasn't he called an attorney to get it back from her? This has to be a fake call to fill airtime.
My guess is the money wasn’t in a bank but in a shoebox.
I am betting they had a shared bank account. He probably added her to his cards, to his bank account etc. Bc they had a kid together. That's why he got the debt and no money. This guy would fit right in on Judge Jidy
She probably has dirt on him.
What account are you withdrawing from? I can go to the ATM and withdraw thousands without question.
You had to do all of that, just to take out 4k?
So is THIS what people mean when they call someone a "simp"? I get it now...
He's not going to listen to them.
He'll declare bankruptcy, that was always his intention. That's why he took on the debt.
$80k cash is actually probably pretty cheap compared to what he would pay out in child support and alimony, dealing with shared custody with an Ex depending on what state he is in.
Guy gives me the impression he is a bit of a B.S. artist though and wasn't completely honest on the call.
Yeah he let her take the 80k and then spent 100k on cards, so yeah sounds reasonable.
I’d love to hear her side of the story here. He sounds like a real gem.
something's off. this story doesn't add up
smells like a troll call...
Now we have a clearer idea why we all hate car dealerships.
Its up to you. When i was young car loans really weren't a thing. Ive had 5 cars, 1 a gift from dad, and bought them all for 23k
That's why you buy a Toyota and drive it for 27 years like I did. 😊
7k a month in living expenses. That's ridiculous.
Basically he just said he needs 84K a year bare bones to live.
This guy is 'Cousin Eddie'... holding out for management
“In seven years he couldn’t find a job?” 😂😂😂
Some income is better than no income
Always. Burger King
If I was him, I would go back to his lawyer, and tell them that she took 80k.
I would not care if she need it our not.
And she will probably expose him for all the crap he did while they were married. He’s cutting his losses.
@@Yogastrong908 That's not the way it works.
I am not so sure there was a marriage OR lawyer here
I’ll never do a joint account with someone. Not even with my family.
If you call in and tell them that they will shout at you for not following their plan! 👀
@@BrianCassidy-hb9pgnot so sure he 7:51 meant a spouse.
"What is the bare bones amount you can live on."
Caller: "7k / month"
I'm calling BS!
$7k to live bare bones? i have never had that much in my life and i live in a luxury apartment complex
He is probably counting all minimum payments not bare bones
I've been laid off a few times and always got a job within a month. Working at McDonald's is better than doing nothing.
15.9% to 27.9% credit card interest on 100k, that is $15900 to $27900 in interest payments alone per annum.
The man still got a car payment too.
Crazy what people sign up for.
I know someone like this. He’s just too prideful to do a job lower than what he’s used to.
Already bankrupted once and is considering again, tells me all I need to know.
Yep, ex cleaned him out. Both times.....
@@johannesswillery7855 That's no excuse. He was stupid enough to not learn from the first time...
I wish they would have asked why he kept hopping around from dealership to dealership.
@christinaw8660 If I remember correctly (which I might not be) I thought he said they kept moving from place to place, so if so, that's why he kept moving from job to job.
Unlikely any reputable dealership would hire this man to manage operations. His credit check would be huge red flag now and if he follows through w/filing of bankruptcy.
There was a 1% chance that I would've considered marriage. Now it's 0%.
Same here. Even when I was young, I wasn't interested in getting married. Now that I have a significant net worth, there is no way I will marry.
I’ve been married for 5 years. It’s been the greatest decision in my life. You just need to pick the right person
I'm all for men's rights but this guy just doesn't rub me the right way. His ex supposedly took 80k out of his account and transferred 60k of debt from her name to his and he's NOT taking her to court over it?? Nah, there's way more to this. She probably caught him messing with a minor or something which is why he gave her so much to keep her quiet. Then I find out he's a car salesman, yeah this guy has some demons.
*This guys thinks that filing for bankruptcy is a get out of jail free card*
He's screwed. Car dealerships are hurting.
And that current ransomware hack affecting their IT systems isn't making things better.
Good, screw them
He lying about something that must've been her money 💰 because there's no way he would be this cool about it
this dude does not sound nearly ambitious enough to have stashed 100k in savings.
@@brookiegremlin6660 100k isn't that much for a middle aged man. He may be emotionally numb / depressed.
@@wittenberg5 Yes it is. Most middle aged men do not have that kind of money laying in a savings account. This story seems inaccurate.
@@brookiegremlin6660 Just because "most" people don't do something doesn't mean it's difficult to do. Most people don't travel to Japan, does that mean it's impossible to get there? Just reason through it. the typical 40 something has been working 20+ years. To have 100k in savings they need to put 5k a year into a savings account. That's not a big deal. You should be saving much more than that. If they put the money into a 401k it's much less because they benefit from compounding over 20 years plus a match. No you're talking closer to 1-2k a year. It's easily achievable. Add to that the fact that the guy is a six figure earner (about 20% of men are).
@@wittenberg5 I didn't say it was difficult to do, nor did I say it was impossible. I said this dude doesn't sound nearly ambitious enough to have 100k in savings. Reading comp, my guy.
Simping costs money, In fact simping keeps you broke 😅
The caller doesn't sound at all serious about eliminating his debt.
Most people have a shred of guilt or shame when having to file for bankruptcy, he sounded proud that he has already done it once before; it seems like they were working together to find a way to both come out ahead.
Dr. Delony would tell him he can work at McDonald’s 😆
Dr Deloney advising to sell baloney
think about it--they'll start you at 25/hour, and give you 40 hours/week, and then you can uber at night!!! cha-ching
He’d also ask if the ex who took the guy’s money is safe.
😂 @@charlescron1454
Man will never get out of debt
Why are his living expenses so high, they should've dove into that because 7k/ month is a lot. Maybe move to a cheaper city if you don't have a job, what difference does it make.
Can he communicate without using metaphors?
They’re trolling us with these calls.
This guy is a joke, when he said I need $7,000 to survive, respect loss. A bare bones budget is $3,000 per month.
That many past employers, know all these people, and no one will hire you? Wonder why.
The judge should deny his bankruptcy
This video is absolutely incredible! -- "Every obstacle conquered brings you closer to success."
This guy doesn't take money seriously at all. I would have hung up on him and told him to call back when he gets a bit more real with his money.
This video is undeniably motivating! -- "Progress results from persistent effort."
Jade and George trying to make this a productive call. 🏆🏆🏆
Sounds like she was the working spouse. He's very nonchalant about working a job and paying his bills. Manages a car dealership but leases a car. Bad after bad decisions and financial illiteracy compounding his situation.
Sounds like a guy who spends knowing he’s just gonna file bankruptcy anyway.
George completely missed the point of the lease comment. Leases have milage caps, and it is very expensive if you go over those. So Uber/Lyft/DoorDash isn't a good choice if it will push him over the milage cap.
My father filed for bankruptcy following divorcing my mother to get out of paying child support. That was nearly 40 years ago and he is STILL BROKE. I was 6 at the time and even then knew he was making a mistake. Sometimes one really NEEDs to take this action, but using it as a "get out of jail free card" is a bad sign and an indicator that you lack accountability and will keep screwing up.
Your dedication sparks transformation! -- "Persevere on the journey."
As soon I heard him speak, I knew the comments section was going to have a field day with him 😂
32 applications out and lots of networking but can’t get a job… people don’t want him around for some reason.
This guy is what’s wrong with society. No ambition, no accountability, no drive and no morals. Declared bankruptcy once and wants to do it again.
Many types of bankruptcies quire you to pay back creditors on a plan. They are often more of a restructuring of businesses, debts, minus interest, to help you back on your feet. It is far more complicated than most people can grasp. Only the lowest level requires total wipe out of any assets. Most bankruptcies require formulas, means tests etc. Rarely does anyone just get to walk away scot free without a total loss, and you can be required to salvage some assets.
this dude burned through 20 grand in 3 months?!?!? i dont spend 20 grand per year on living expenses. holy wtf?!?! dude wtf are you buying each month that costs so much?
This guy is so nonchalant about everything that's happened to him, i.e. his bankruptcy, ex cleaning him out. If he somehow gets out of debt, he'll just be right back in the same position at some point.
3:41 Dealerships are on a bind, haven’t you seen them all with full lots? Full lots everywhere, no one is buys anything anymore unless absolutely needed…
This guy got some idioms on him lol
Underrated comment
😂 I just kept waiting for the next one. Annoying lol
LOOOOOL. I lost count.
😂😂😂
She needed it more than you did? You sure?
This guy could never have run a car dealership he has no idea about basic interest rates and finances.
I'm captivated by your video! -- "Your determination is the key to your dreams."
Living "bare bones" on 7000 a month, renting. Yeah this guy doesn't take it seriously.
Men this is the type of problems we cause ourselves be being nice guys and not having boundaries.
Something is missing or doesn’t add up about his situation. If he needs $7k a month that’s not considered a bare minimum ( that’s 84k annually salary that’s more than an average salary). It appears he’s living large with no money. Makes sense why he’s in debt. He needs to downsize everything and lives bare minimum and on beans and rice. Do whatever it takes dude, go flip burgers at McDonald if you have to until you make it.
Any plans to bring the EveryDollar app to the canadian app stores?
If he would have taken her to court, he would not have being given full custody of his child.
Starts off saying "I've been out of work for about 3 1/2 months," later says he took on his wife's debt and didn't fight it when she took most of his life savings and says "I do really well when I'm working."
Then there's the fact that he called Ramsey asking if he should file for bankruptcy.
This is a prank call.
OMG! This has happened to me so many times!
If you’re reading this bro Alex!!!! Get a sales job at a dealership!!! All you needs are a couple dress pants and some polos now cuz it’s hot.
this is clearly a prank call guys
With zero income there's not much these two can do to help
Once he started laughing about the Uber comment I would have hung up 😂
She played him 😅
No matter if you are married or not, always keep finances separate. This happens to people who are married and those who aren’t. The only person who should have access to your bank account is you
he never got a lawyer the divorce courts frown on this behavior. Your not allowed go touch anything until the courts allow you too. My ex took all of our personal papers out of the home. They made him return them. I’m sure he took what he wanted. They told us the same thing with finances. He really gave it up
No mortgage and $7000 monthly expenses?
he thinks hes too good to downgrade his job....salesman or delivery driver, hes too good for that. He cant have zero self respect and let his ex steal nearly 6 figures from him and than act ""too good"" to get a lesser job than a manager.
I’m sorry guys, this is the exact situation bankruptcy is made for. File and see what you can clear off from your ledger.
This man seems to have a lot of excuses for why it's OK to run up debts and then just file bankruptcy and let those debts be absorbed by those of us who actually do pay our debts. Filing for bankruptcy more than once goes from questionable to flat out scummy.
“Ha ha hooo hoo she cleaned it out I’m drowning in debt no biggie”
Hang up the phone & stop tying up the line for people who are serious, simp
This call reminds me of a quote from the 1967 movie cool hand luke..."some men, you just can't reach..." He's already filed bankruptcy and didn't learn a thing, leasing a car, idk why this guy even called the show.
Yeah those cliches are horrible.
That’s a 3 alarm fire right there ) :
And this is a reason why you should always hesitate before combining accounts. They never mention the divorce factor and how the man can just get nothing.
If you don’t trust people, just stay by yourself. There’s nothing wrong with that.
You’re either fully invested, or you’re not.
@@handleyobusinessAgreed. I'm all in or I'm all out. No fence straddling. I want to be a husband and a father, but I'm okay with being single, too.
He’s a big shot, this guys a big talker and has no dignity.
This is what happens when nice guys get divorced.
Happens more often than not. 😢
No I get it he just didn't want to fight with his ex anymore so he took the debt and the kid. But he still man and downgrading would add more to this failure so he going have to keep working his hand and find something
Sounds like a Simp to Me!!
I had to come here for the comments and it did not dissapoint
You don't have to get robbed and then let them get away with it to "be the bigger man" 😂
When he started getting choked up i felt for him
Not sure why this call was published here. This guy is all over the place - no sympathy from me and nothing to learn here.