my debt confession 2024

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  • čas přidán 27. 07. 2024
  • my debt confession 2024. I shared my current credit card debt balance, how I got into the debt, the current APPR, statement and payment dates along with a simple plan of action to bring the debt down to ZERO. as a wife, mom of 4 (including a newborn baby) I am ready to get back into my journey for financial freedom.
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    Mind Your Money
    PO BOX 930114
    Rockaway Park, NY 11694
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    disclaimer: I am not a financial advisor. this is not financial advice.
    some links above are affiliate links, as I am an Amazon Affiliate.
  • Jak na to + styl

Komentáře • 56

  • @angelyn55
    @angelyn55 Před 4 měsíci +1

    Thank you for sharing!! Yes ban credit card debt! Ouch!! That interest rate is high. Go at it aggressively. Prioritize it. That interest is costing you a lot.

  • @kmforward3808
    @kmforward3808 Před 3 měsíci +3

    Had to stop the video to comment. I really appreciate your honesty in sharing your tracker. I'm so rooting for you and your family. ❤
    I've never used door dash and can see how the convenience of their services and a credit card can get people trapped.

    • @MindYourMoney
      @MindYourMoney  Před 3 měsíci +2

      Thank you so much! yes it's true. if I didn't pay attention to where the money was going I'd be in trouble. lol. now time to course correct.🤎

  • @sherlalaw
    @sherlalaw Před 4 měsíci +2

    Hey Tasha. Thanks for being vulnerable with your debt confession. The road of life has bumps and turns. It’s great you have a plan that works for you to ban this debt. Rooting for you.

  • @Chatty-KathyBudgets
    @Chatty-KathyBudgets Před 4 měsíci +3

    💜💜💜 New subscriber! I just found your channel. I am on a debt free journey as well. Those credit cards got us good here too! I keep manifesting that 2024 is the debt pay down year for all of us! I’m here cheering you on! 💜💜💜

    • @MindYourMoney
      @MindYourMoney  Před 4 měsíci

      thanks for watching and subscribing! girl, these credit cards can be a pain..but we got this. 🤎 *Thank You*

  • @LisasFaithandBudgetPlanning
    @LisasFaithandBudgetPlanning Před 4 měsíci +2

    Praying for you that God’s wisdom help in guiding the family through the debt you desire to be paid off. You are doing an amazing job and I pray many blessings over you and your family 🌸💕

  • @ItsDee.
    @ItsDee. Před 4 měsíci

    Hey Tasha, thanks for sharing!! Debt free loading 🙌🏾🙌🏾

  • @singleparentfire2363
    @singleparentfire2363 Před 4 měsíci +1

    Congrats on the little one ❤

  • @MoneywithGab
    @MoneywithGab Před 4 měsíci

    OMG!! Congrats on babygirl!!! She is so precious. Ok now I will get back to the video!

  • @VanntasticFinances
    @VanntasticFinances Před 3 měsíci

    You are SO DETAILED! Credit cards are quite easy to eliminate if you're using the bank correctly. Keep up the good work!

    • @MindYourMoney
      @MindYourMoney  Před měsícem +1

      i am! LOL. pretty meticulous . got to get rid of this -credit card- debt

    • @VanntasticFinances
      @VanntasticFinances Před měsícem

      @@MindYourMoney 😱❤️ Congratulations!

  • @dm3988
    @dm3988 Před 3 měsíci

    I wish every debt confession was like yours. Your analysis was superb. You pinpointed the cause, the consequences, and the strategy to fix it. Bravo!

  • @user-qd8iv6bj9k
    @user-qd8iv6bj9k Před 4 měsíci +1

    Thank you for sharing !! ❤ we are doing the snowball plan sort of mixed with keeping an eye on interest rates. I get so depressed when I think of all the interest that we are still paying on things that we don't even own anymore! I regret so many purchases, we have learned our lesson (better late than never) and cash is the only way to go for my family now. Our future depends on it !

  • @heartandfriends.
    @heartandfriends. Před 4 měsíci

    Thank you Tasha. I always wondered about statement date and due dates and what it means in regard to credit reporting. This video was so helpful.

  • @sandrak596
    @sandrak596 Před 4 měsíci

    Hi Tasha, thanks for sharing. You have a great plan to pay this debt off consistently. Don’t get discouraged. You got this!❤️

    • @MindYourMoney
      @MindYourMoney  Před 4 měsíci

      Thank you so much!! I appreciate that Sandra 🤎

  • @scratchinpetepa
    @scratchinpetepa Před 4 měsíci

    Catching up! Watching in full my friend. Hope all is well!

  • @CreditDelinquencies
    @CreditDelinquencies Před 3 měsíci

    you were sponsoring doordash lol glad you are taking control back of your expenditures! You can do this! Subscribing cuz we are on this boat together

  • @Netta0677
    @Netta0677 Před 4 měsíci

    Hey! Congratulations on new baby!

  • @cherylvargas8861
    @cherylvargas8861 Před 4 měsíci

    Beautifully said ❤️ Manifest it ❤️Amen ❤

  • @BudgetingwithTracey
    @BudgetingwithTracey Před 4 měsíci

    Hey Tasha, thanks for sharing 😊😊

  • @IDesireeWealth
    @IDesireeWealth Před 4 měsíci

    Heyy Tasha, I can't believe I missed this video but I'm watching now. Yesss, I need to finish ressatessa tiktoks. I'm still on number 18 think. Yay to the pending payment. ❤ that cap 1 does not charge extra for over limit. Yess that's how I am with my navy fed card even though my balance is 302 no interest and bill not actually due until may. the list ❤❤❤ i.. yess taxes i feel the same way.. how could I get that money throughout the year and still made the same choices I made when I get my refund

  • @silynthiabudgets18
    @silynthiabudgets18 Před 4 měsíci

    Awwww. Hi baby ❤🍼

  • @theanonymousbudgeter
    @theanonymousbudgeter Před 4 měsíci

    Thank you for sharing this. It’s so scary being transparent and open about personal finances 😮‍💨 I had to delete doordash from my phone cause honey it is a thief 😅 Thank you again for sharing. You got this and I’m rooting for you 🥳🥳

  • @julieinfante22
    @julieinfante22 Před 3 měsíci

    Well done

  • @tmusa2002
    @tmusa2002 Před 3 měsíci +1

    Buy a hair clipper for $40 and never pay for haircuts again. It’s pretty foolproof to use. Do it outside when you can. We have transitioned to a waterproof clipper and my husband does his own in the shower now. Free, fast, easy.

    • @MindYourMoney
      @MindYourMoney  Před měsícem

      my husband has them, but time is a big challenge for us because he works a lot. we we make it work, as best we can. the little boys haven't had a cut in a while

  • @wtbsmom
    @wtbsmom Před 3 měsíci

    God provides 🙏

  • @budgetwithrhia2452
    @budgetwithrhia2452 Před 4 měsíci

    New subscriber here!

  • @charity7273
    @charity7273 Před 4 měsíci

    Hey you had the baby!!!

  • @xenna1143
    @xenna1143 Před 3 měsíci

    Also, I believe that your calculating the interest wrong. You are always going to have to pay interest on the card as long as you have a balance over zero.
    I didn’t quite understand what you were saying but in order to avoid interest you will have to pay it off completely.

    • @MindYourMoney
      @MindYourMoney  Před 3 měsíci

      true. the balance is going down. already down by 2k since this update, so I assume the interest applied will decrease as the balance decreases.

  • @proper.role.model.819
    @proper.role.model.819 Před měsícem

    Your expense tracker looks like mine. Amazon and Uber eats.

  • @xenna1143
    @xenna1143 Před 3 měsíci

    In order to pay off the credit card by May 31, you’d need $4000 per month. How can you do that? Can you explain?
    Maybe you have a really huge tax refund coming.

    • @MindYourMoney
      @MindYourMoney  Před 3 měsíci

      the tax refund and making payments almost daily with any additional side income that comes in.

  • @ludens1526
    @ludens1526 Před 4 měsíci +1

    Having babes while in debt is brave