Thank you sir😇Starting for 2023 from the beginning.bless me.
Npa~when a borrower fails to return the amount +interest or interest within the period fixed by bank.Npa is not a fault of bank.
Reasons of npa
1.willful default~ when a borrower willfully restrains from returning the money to the bank even when they have the money.
2.the reasons behind control~ the biggest reason of npa.When a situation occurs for the borrower beyond his control like economic slowdown,act of God,not getting fair price for the of crops or products,they become unable to return the money.
3.fraud~ when someone willfully cheats the bank.
Beautifully explained each and every detail.
Thank you for your efforts sir. Very well explained 😊 Understood the concept. 👍✍
Sir , finally I completed the this playlist. Thanks a lot for this wonderful knowledge through this playlist.
So nicely explained, i got each & every concept crystal clear 🥳🥳🥳
thank you so much sir for making all those videos so that we can get crystal clear concept . May God bless u sirji 🙏
Completed watching playlists and making notes Sir. Thanking you for the great effort to support us Sir.❤❤
Nicely explained sir.Thank you.
Very well explained sir..thank you 😊
Thank you sir, I m a recovery manager ,but now concept is clear,
Banking awareness .: czcams.com/play/PLvxgj-NAOtf5SNHDncNYp55zwUPlvzIhM.html
Sir I need and NCRT expansion u tell at 5:10 in this video help me Sir please
Sir I need expansion for DRT and NCRT you tell @5:10 in this video please Sir
Thank you so much sir.
Completed the playlist.. thank you very much sir🙏🙏
thankyou so much sir 😄 finally completed the playlist 🤩 it was full of knowledge and information 🤩
Thanks sir . I am going to prepare for 2023 interviews with the help of these videos 🙂❤️
Thank u so much sir..
Thank you Sir.
Excellent Knowledge sharing
Thank you sir
Namaskar Sir, Nice to meet you. I am also from PNB.
Npa - when the borrower loan amount overdue for 90 days then loan a/c turn to npa
Reason - willful default- the borrower deliberately not wants to pay loan if he has capacity in this case bank has to pursuade borrower to pay otherwise have to go to for lok adalat , civil court
Reason behind control - the borrower fails due to economic slowdown so in this case bank diagnose the problem and policy made to get bank overdue
Fraud - borrower intentionally cheated bank by giving false documents for this bank has to file F.I.R
If gov act effectively in eco managment so economic bounce back npa will come down . Thanku sir 😊
Thanks Anil sir
Thanks for the complete gyan on NPA.
Wonderful session sir 🎉🎉
Very nicely explained...
Today I completed watching + noting down all points from your ''Banking & Financial Awareness videos''. ✍🏼
Thank you for this playlist. 🙏🏼
👍👍👍👍👍 thankyou sir
Txx sir
Best explaination sir. Thank you.
Done ✅ thankyou Sir ..
thanks sir
sir can you please make a video about Insolvency and Bankruptcy code 2016?
Superb
Sir, how to start recovery agency/resolution agency
I am now watching 5-10 videos per day for my Rrb/Ibps/Sbi interview 2023-24😊
Bless me sir🙏
TODAY IS SUNDAY ,sir plzz make the same video in hindi also....this made us understand easily NOT WANT 2 TAKE ANY MISTAKE STILL WORKING HARD
Thank you so much Sir.By watching 10 videos everyday today I have completed all the Banking/Economic/Financial Awareness videos.Thank you Sir🙏🙏🙏🙏.
👍👍
Hello sir I have received a letter from. Vigilance department for explanation of my lapses as as officer and loan account turned NPA
Only for you sir I have hit that subscribe button sir I have seen all your vedio of quantitative reasoning etc but couldnt identify how to take a start as I am a beginner can you make a vedio in which you sum up all how to carry a subject
:)>>>Thank u sir...
Sir please make a video on fugitive economic offenders bill
Sir, What is the use of merging of banks? Please explain in brief
Sir, the prediction of NPA recovery and huge profits was exact.
Sir, can Education loan is also considered as NPA if a student(borrower) did not repay the amount?
Today i completed all 223 videos.. Thanku sir❤❤
I have come across many cases in which bank is not very vigilant about address of the borrower that is why the loan account became non performing account
Sir
Completed playlist of your's today only
Interview day after tomorrow ...
😊😊😊😊
Well explain sir ..thank u sir
Sir willful defaulter aur fraud to dono ek hi category ke hue na....coz wilful defaulter Ko to malum hi hoga na that he will be having tha capacity to repay tha loan....then also don't payback....and defaultera also do the same
Sir what is the difference between willfull default and fraud
Sir how to started recovery agency I'm job in recovery agency in sbi
Yes! finally completed the whole series.
Thank u sir...
sir make video on special economic zones
🙏🙏
Sir, NPA account Mera already close hua uska kaise on karwaungi
Sir, I recently selected as law officer in rrb. Can you please guide me what are the essential laws and act I should prepare in this regard.
I am watching this playlist
Thankyoouuuu sir,
I am watching all videos of this playlist and these are very useful and easy to understand
But Sir there is a request from me, please make a video on NPA management as per todays available remedies,
Is there any changes made by govt/RBI as NPA is getting higher and higher.
Please sir make a new video on this topic 🙏🙏
You have to watch banking current affairs videos with these
July 2020 - Banking current affairs: czcams.com/play/PLvxgj-NAOtf5_tn0aaR_gPKVPw72iZsUx.html ++ August 2020 - Banking current affairs: czcams.com/play/PLvxgj-NAOtf5Gs4shvmqcjsVB2fynv_eZ.html ++ September 2020 - Banking current affairs: czcams.com/play/PLvxgj-NAOtf7s4f-v4hyb9To67dp-WWS5.html October 2020 - Banking current affairs: czcams.com/play/PLvxgj-NAOtf5694MqRj-f6lrnAyqalTSl.html ++ November 2020- Banking current affairs: czcams.com/play/PLvxgj-NAOtf7tGnEmv-MvRdxaTvYyN3iZ.html + December 2020- Banking current affairs: czcams.com/play/PLvxgj-NAOtf4uQWZKU7GoOlG36oqf5ZbX.html + January 2021- Banking current affairs: czcams.com/play/PLvxgj-NAOtf4Q6kpjqwkdeJ35xJIaC_lg.html + February 2021- Banking current affairs: czcams.com/play/PLvxgj-NAOtf6un0xs0MBPF2lDXy8U5Urj.html
Sir..today I have completed whole list of banking and economic affairs ..thank you so much sir..🙏🙏🙏🙏
Have you written everything on notes or what are the steps you have taken? Plzz share with me madam
@@korubillisandeep6086yes..I write all the important steps that were discussed by sir..
@@anupalani1996 you find it in banking and finance awareness list made by sir....in play list
Sir..What is npa in lic of india?.
How npa came in lic?.
Sir kindly explain sarfaci act
Sir today I have complete all banking video and write a note ...
But sir, how private banks like hdfc and ICICI Bank are managing the npa when reasons are same for all the banks?
Ibps clerk 2018 ki pwd ke hearing handicapped ki kitni aa sakti hai cut off?
Sir please make same video (NPA) in hindi.
Mera interview hai rrb ka
In terms of agriculture NPA
1)Crop is flop
2) farmes has not getting good price of their produce
Intention was good but some problem they not repay the loan
Thank you Sir.... please make vedio on payment bank and small finance bank
Sir please help me m little confuse regarding from wich topic I have to start banking awareness Orr randomly start from your any vedio
Sir i am a scale 1 officer in rrb
And i want to prepare for rbi grade b
How ican prepared for that i want to clear grade b in 2020
Hello sir, can u please make a video on what is banking ombudsman.
I'm confuse about it......if video already have make then please send link.
Please go through all videos on banking awareness first if something is left you can ask me
Thanks sirji 29/11/20
What is provisioning sir ?
Sir pls provide hindi version of this vedio
Sir can we get pdf for this
how to recover Agriculture loan even after no Act or any tool to recover agri loan and govt. policy with farmers?
Thank u sir....please tell the difference bw nclt, DRT, lok adalat .....& also stressed & doubtful assets
Good evening sir,
Sir mann bhut idher udher ghumta rehta hai pdai bhi jruri hai age nikl rhi hai lekin concentration nhi kr paa rha hu study pr 1hrs pad kr esa lgta hai 12 hrs padh liya, pls help me or guide me. What should i do sir.
Sir, what is d-sibs? Why only sbi, hdfc and ICICI banks come under this category? Can it be changed further?
Sir please make a video on monetary policy and how rbi decide different rates and what is inflation and deflation and growth rate and GDP etc....how all this related to banking
Thank you sir
Banking awareness .: czcams.com/play/PLvxgj-NAOtf5SNHDncNYp55zwUPlvzIhM.html
As I'm completely from science background...I don't understand the words used in banking. Sorry sir,I'll check it out.
Thanks
These are simple words watch , you will be able to understand
Sir... Actually my housing loan this month 2nd April 2020 NPA account hogaya karke mera manager call kiya. So mujhe kitna din theyaga mujhe NPA account clear karne. That amount approx 66000. Actually I got a loan 2014. 20 yrs loan repayment period from andhra bank. Pls explain me. Because I am very scad thanks. And now this time lockdown also going. The bank how many day they will give me. Pls
Sir mera hdfc credit unsecured loan 360000/
i paid 340000/ from 2019 to 21 by emi now bank say outstanding is 340000/
bank demand 180000/ for settlement i am able to pay 60000/ bank do not agree
bank says court case hoga
now what should i do
Sir I took loan from UBI which is now under PNB but due to covid 19 My account put into NPA so my question is should I apply for RRB,SBI exam and is their any change that is NPA will become obstacles in my path getting bank job? Plz reply
Sir nowadays Emi s also available for loans... How Npa defined in case of Emi's
Super explain sir
How much percentage recovery from NPA
27/5/22
(1)
Sir,
This video is not in bilingual
Sir my question is , bank give me loan on some properties mortgages.then why bank don't sell this mortgage and recover money?
Lots, of legal formalities, then Price of the property is not competitive in all cases.
Sir i have a cash credit account with ubi, now pnb. It has turned into an NPA bcoz of no revenue and not able to recover money from my debtors. Can you kindly guide me if possible as to the options available with me
Ye done
Isme hidi nhi h?
sir today I have completed the playlist 4th time and my interview of IBPS PO is on 24th feb. Please bless me sir
Hello Sir, I have Rs. 1 lakh recovery loans
Can I recover this loan in low amount like per month Rs. 30,000 ?
Sir it is said that merger of banks is done due to rising npas. How merger of banks helps banks with npas? Pls explain it with interview point of view. Thanks
@@AnilAggarwalbankinterview sir then why are they merging banks..what is its advantages nd disadvantages?
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