How We Got Free £4000/ How We Saved To Buy Our House In The Uk Within Two Years

How We Saved, Raised Our Deposit And Got Free £4000 To Buy Our House In The Uk Within Two Years
list of lifetime ISA providers
moneybox
AJ BELL
Skipton Building Society
Nutmeg
Paragon bank
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[@TochiEsther]

Thanks so much guys for watching, I'm noting all the questions and we'd do a Q and A video to answer them all. This is the link to part 1 of how to buy a house step by step process, in case you have not watched it.
czcams.com/video/H6PMqSF3nnA/video.html
Thanks once again

[@fitness12329]

You're an inspiration to so many of us, keep doing you guurrrl!

[@jumokeomiyale5696]

hello Tochi , your house is beautiful.

[@jumokeomiyale5696]

I have some questions to ask with urgent answers please.
1) Is the 1000 added a public funds?
2) can a person with no public fund on the student visa open a LISA account ?

[@anietieudo5993]

Tochi,I have a question for you and what is disturbing me seriously....the question is If I come to the UK alone as student, leaving my family of four behind,is it possible to pick them to the UK after a year or two,since I don't enough for them join me? Please your candid answer.

[@user-kd1jg3mp9i]

Thanks Tochi
Which bank
How to open it pls

[@FajirasConcept]

Can't wait to hear this good news😘😘

[@judithsconcept]

This is so educative and informative too tochi, that savings idea and the extra bonus was super helpful

[@TochiEsther]

Yea, thank you for watching

[@theajaoalimat]

To think you guys achieved this Feat during the pandemic. You really inspire me. Thank you so much for sharing and revealing huge amount of information most people would rather not share. May God continue to bless you and lift you higher.

[@TochiEsther]

Awww, thank you so much

[@uzoamakaokeke321]

Tochi,thank you thank you.You and your hubby nailed it.Very informative.

[@TochiEsther]

Thank you so much for watching

[@alexandraaninyei6967]

So impressed with you guys focus and teamwork!

[@TochiEsther]

Thank you so much

[@walterbanda]

Such an inspiration. Thank you Madame Tochi & such a pleasure to meet your husband. God bless you

[@EstherIfureMonday]

Congratulations to your family. So excited and thank you for sharing the process you went through, it is enlightening and encouraging

[@TochiEsther]

Aww, thank you so much

[@sapphireglow7250]

I like your guys' openness..waohh.. so plain and truthful with all your explanations.

[@TochiEsther]

Thank you so much

[@BeautyByOla15]

This is so thoughtful detailed and well put together information for anyone considering buying a house .

[@TochiEsther]

Thank you so much for watching

[@marthachinegbo2529]

I am in love with this channel ever since i found it, you both are doing a great job😍 God bless you both

[@TochiEsther]

Awww, thank you so much

[@KikiToriahReality]

This is so informative and educative,your husband explained so well

[@TochiEsther]

Thank you for watching

[@anjie2561]

This video is so valuable. I have been doing my own research on everything and this is so helpful. Thank you so much

[@TochiEsther]

Aww, thank you so much

[@lindamichaelstv]

This is so motivating for people looking forward to buy a house and achieve other milestones , thanks guys for sharing!

[@TochiEsther]

Thank you so much for watching

[@rachealowolabi4331]

Wow I most confence, this is a big information you just released. God bless you both.

[@TochiEsther]

Amen. Thank you so much for watching

[@mandyfrizz]

Tochi is helping lives o . Unity is power , this is Very interesting and well explained video, and your hubby makes a good teacher

[@TochiEsther]

Awww, thank you so much dear

[@giwaseun1317]

Thanks you Tochi. This is value packed

[@TochiEsther]

Thank you for watching

[@estheribkA]

Again...thank you so much for this, for being so open and detailed. Truly learnt alot and gotten some clarity. I pray for God's continued blessings for you and your household ❤️❤️❤️

[@TochiEsther]

Amen. Thank you so much

[@providaidioha7966]

You both are awesome...! I am truly inspired... And i am hoping this works for my family too. Well done

[@TochiEsther]

Amen. Thank you for watching

[@jiteonor6980]

Wowwwww. Am blown away. This is what I call confirmed team work!!!!

[@TochiEsther]

Awww, thank you so much

[@EnglishPrepClass]

This is so inspiring. Let me be gearing towards that. Thank you for sharing sis.

[@TochiEsther]

Thank you for watching sis

[@jelavy303]

I have subscribed to your channel. I like the fact that your content is very informative and you jump straight into it.

[@TochiEsther]

Thank you so much

[@olalekanoluwaseun643]

I love the energy you guyz possess...i know this didn't come cheap for you it must have been with a lot of sacrifices from you. I salute your determination and courage to pull through. I love the detailed explanations

[@TochiEsther]

Awww, thank you so much

[@TheWellnessAbbey]

My husband and I each used LISAs for our purchase also- it's a huge help. I've made a couple videos about it too x

[@TochiEsther]

Lovely, I'd check that out

[@princesskerla4]

Well done you both...very encouraging and Informative....will try the money box too.thanks for sharing your experience

[@TochiEsther]

Thank you for watching

[@saintsacademy007]

Thanks so much, guys, All your videos have been so informative.

[@TochiEsther]

Thank you for watching

[@AmarachiOmah0611]

Weldone guys, more grease to your elbows❤️

[@TochiEsther]

Thank you so much

[@toyosiokafor7289]

That was educative and informative, many thanks for sharing your experience

[@TochiEsther]

Thank you for watching sis

[@sarahrobert3771]

This is so interesting amazing couple. Thank you so much and I'm so proud of you both

[@TochiEsther]

Thank you for watching

[@emmakatothehustler9405]

I love wat u guys do team wrk u hav inspired and enlightened me thank u very much

[@teeayo9689]

Nice one. Chief is quite detailed. He give the minutest of details. Thanks for the video. It's an eye opener. You guys are blessed.

[@TochiEsther]

Aww, thank you so much

[@happyumoh721]

My question is, can one come back for her children 6 month after using dependant visa?

[@CourseRepsCorner100]

Congratulations 🎊 👏 💐 Once Again...

[@TochiEsther]

Thank you dear

[@veeunique]

You can do anything if your determinate....and it takes a lot of sacrifice and discipline to get this achievement. Congratulations dearest

[@TochiEsther]

Very correct sis

[@aishatsounds]

Wow! Congratulations 🎊🎈 I’m super proud of your achievement… it takes understanding, financial intelligence and absolute commitment to make this a reality …. Thanks for sharing, honestly I’m inspired 😊

[@TochiEsther]

Aww, thank you so much

[@victoryactivitiestv]

this really encouraging, awesome, thanks so much for sharing with us

[@TochiEsther]

Thank you for watching

[@olajideodunola5638]

best video for me today.love you guys energy

[@TochiEsther]

Awww, thank you so much

[@kimarictatham4850]

Watching from Jamaica, you are very informative .

[@TochiEsther]

Thank you for watching

[@livinghealthierandhappier]

Ohh thanks so much for inspiring and motivating us the way to save money you are both a hardworking and a great couple I am so proud of guys thanks for sharing this important information stay blessed🙏🏾💞

[@TochiEsther]

Awww sis, thank you so much

[@leahnyamadzawokadowonda7681]

Congratulations on your new house!

[@TochiEsther]

Thank you so much

[@yumyumfoodsindiaspora]

Wow, this video is insightful. Thanks

[@TochiEsther]

Thank you so much for watching

[@ikranesha15]

This is very helpful. Thank you

[@Naijamuminaustralia]

Thanks Dear for this wonderful information

[@TochiEsther]

Thanks so much 🙂

[@EvermumgistTv]

Quite Educating,thanks for sharing, i learnt a lot from this video.

[@TochiEsther]

So good to know. Thank you for watching

[@Ganny09]

Well detailed information. Thanks

[@TochiEsther]

Thank you for watching

[@divine-favourkasie7077]

Thank you for sharing this 😍😍.
So so informative..
You guys are amazing

[@TochiEsther]

Thank you for watching

[@Ellasfam1]

Nice video very informative thanks for sharing dear ..

[@TochiEsther]

Thank you for watching

[@Askchefoge]

Came here early💃🏿💃🏿

[@TochiEsther]

You are welcome

[@paulineoboheze]

Having a set goals as a family is a great idea which I have learned from you guys , you two are perfect match full of wisdom I wish you many more achievement mama♥️

[@TochiEsther]

Awww, thank you so much

[@temitopeadebayo1782]

I rarely comment on CZcams pages but you’ve gotten a subscriber in me 😄. Thank you 🙏

[@TochiEsther]

Awww, thank you so much I appreciate

[@tunji91]

The power of unity. Well done guys 👍🏾. More wins for you 🙏🏾

[@TochiEsther]

Thank you so much

[@giftynkansah4472]

very educative and i thank you guys

[@TochiEsther]

You're welcome

[@dolapoogunmefun8153]

Thanks so much for the information

[@myfinancechannel2432]

Thank you so much for sharing your journey and inspiring us. I admire you guys so much 💗 😘

[@TochiEsther]

Thank you so much for watching

[@BouQuiBQ]

Great information. The 12 months starts counting from when you make the first payment into the account.

[@TochiEsther]

Alright, thank you

[@ignxs]

thank you guys!!!

[@TochiEsther]

Thank you for watching

[@chimaikechukwu3266]

The key thing here is "WE" and that is the pillar of any successful team. Jisike ndi nkem.

[@TochiEsther]

Awww, thank you so much bro I appreciate

[@innocentiauzoamaka604]

@@TochiEsther so assuming I can put upto 10,000 pounds, I'm getting 25% of it?

[@nico-ng3pt]

Congratulations for your achievement. That a Great milestone.

[@TochiEsther]

Thank you so much

[@nico-ng3pt]

@@TochiEsther You're welcome.

[@kristichukwu8448]

Very informative thank you Ma

[@TochiEsther]

Thank you for watching

[@cynthiaagbontaen465]

Great content 👌 👏 👍

[@TochiEsther]

Thank you

[@LUKMONABASS]

This is a great inspiration, i hope to follow suit. You guys are doing wonderfully well.
Thanks to both of you, i am a new subscriber👍

[@TochiEsther]

Aww, thank you so much

[@LUKMONABASS]

@@TochiEsther You are welcome

[@bethelobi3077]

Well detailed explanation

[@TochiEsther]

Thank you for watching

[@royalgemm4427]

Kudos to you guys

[@TochiEsther]

Thank you for watching

[@obymary-ann6418]

thanks for this video, very detailed information..your hubby is a good teacher......i am sure saving 16k in that short while in the UK wasn't easy for you two......weldone dear

[@TochiEsther]

Thanks so much 🙏

[@sheddychunu2931]

really nice to know you can put in 4k at once

[@TochiEsther]

Yea, thank you for watching

[@Oladimejii]

This is a big motivation 🥰

[@TochiEsther]

Thanks for watching, glad you're motivated

[@stacytheds]

Great info

[@TochiEsther]

Thank you for watching

[@oyin_oduguwa]

Your husband is a good teacher if I must say, you both were very clear and simple in your explanation. I have moneybox and I'll go ahead with this. Thank you so much for being thorough.

[@TochiEsther]

Please do. Thank you for watching

[@tolulopeolatunji950]

I will be rooting for you oyin. Love from chapel of Grace 🤩

[@pamelachukukere762]

ANY HOPE FOR PEOPLE ABOVE 40YEARS

[@eniola9282]

Great video, thank you....

[@TochiEsther]

Thank you for watching

[@adeniranadedoyin7235]

I'm waoo at your team spirit 👍👍👍👍

[@TochiEsther]

Thank you so much

[@StreamlineImmigrationNews]

Thank you for the inspiration

[@TochiEsther]

Thank you for watching

[@fitnessbelindafoundation2294]

Wow thanks for sharing

[@TochiEsther]

Thank you for watching

[@gbengaogunmodede9048]

Waoooo,,,Thats amazing!!!

[@TochiEsther]

Thank you for watching

[@danielolayinkabukola2043]

Hmmmm congratulations Tochi I'm so proud of you. Please what job are you and your husband doing that earned you sooo much in 2 years.

[@TochiEsther]

Thank you so much. It’s not about the job, it’s just about discipline and planning

[@sweetvibes8255]

Watching from London

[@TochiEsther]

Thank you for watching

[@oloriadeyemi1805]

Waooo am so encouraged

[@TochiEsther]

Thank you so much for watching

[@dolapoogunmefun8153]

You guys are great

[@TochiEsther]

We appreciate your kind words, thank you

[@craftschiamaka5795]

Kudos to you both. Pls any advice for couple above 40years?- which other alternative do they have to have their own house? Thank you guys. Cheers!

[@chinwee.3211]

Thanks for sharing

[@TochiEsther]

Thank you for watching

[@nandibwanali5624]

God bless you both

[@TochiEsther]

And bless you too

[@victoriaalexandria1383]

Thanks for this. God bless you. My concern is that do you think one can achieve this as a student?
Thank you sir for taking your time

[@ChySpace]

That's was quite an amazing collective power of saving. Raising 16k in one in this country is not easy. Kudos to both of you. The 40 years age tag restriction to the ISA account is a barrier here

[@TochiEsther]

Bless you sis

[@oliviachristopher1453]

Thanks for this video and all the rich information it contains. Kudos and congratulations. I admire you guys. My question is this, How many years is the mortgage for?

[@iamprettyng8013]

Aunty tochi i have been waiting for you to post or tell us companies that are recurting and offering Visa sponsorship. I'm patiently waiting please try.

[@ChySpace]

I was going to ring you but I decided my Mr and I watch this video again before going for a seat down talk at the bank

[@TochiEsther]

Alright sis

[@korlems]

Hi Tochi, great video, I would love if you could go abit more detailed on the lifetime ISA savings account.

[@TochiEsther]

Kindly check the email playlist on buying a house in the Uk.. everything is there

[@raheeljamil1122]

Question: once we buy this house using the account money, can we sell that house if we get a good buyer? (or is there a limit to keep the house with your for at least XYZ number of years before you can sell it?) [thanks for informative video]

[@rosykech]

Very detailed..
So important to get all the information necessary.
It’s so important to have a plan.
Weldone Guys. 👏🏽👏🏽
Very inspiring

[@TochiEsther]

Thank you so much

[@ummu-Al-ateeq]

Thank you so much

[@TochiEsther]

You're most welcome

[@ummu-Al-ateeq]

@@TochiEsther I’m one year now in uk,pls ma which kind of do you do?

[@ChySpace]

How can you be allowed to withdraw the money when you're 50 but not allowed to open the ISA account when you're 40 or over 40 years old????

[@veraubah9997]

Please can you drop the link to the savings account and please talk more about how to withdraw your money when due…. Thanks so much for your enlightening information.. I just subscribed❤️❤️

[@tolulopetinuola3005]

Please share how the repayment plan works. Additional benefits and/or penalties in case of default. Thanks, God bless you.

[@schenwig]

You can actually save more than £4000 a year into your ISA. But you only get 25% government bonus on the first £4000 which is a max of £1000. My first ISA was £15000 and it was £16143 by the end of the tax year.

[@TochiEsther]

We discussed only lifetime ISA, not ISA in general. Perhaps you misunderstood the context
Everyone has a 20k ISA allowance but lifetime ISA has its peculiar conditions.

[@thedammyspace5190]

This is nice I love your collective work, seriousness and dedication. Kudos to you both. I will contact you sis. I need detailed information about this.

[@TochiEsther]

Alright dear

[@judithekhagbai2543]

Pls how can I contact you. I also need detailed information, thank you 🙏

[@Eby_100]

Teamwork in marriage is the only way to achieve this. Congratulations. What is you guys occupations please?

[@Anitasg]

New subscriber, your videos are so informative. Thanks for this and do you know if you can use the Lifetime ISA with another government help to buy scheme? thanks

[@ebele50]

Thanks for the insightful video, saving is one aspect for the deposit is one aspect of buying the house. But to secure the mortgage, you have to be earning a certain amount to qualify for the mortgage.

[@TochiEsther]

Certainly.

[@chukwudiogudo5379]

Hi Ebele, please how much is the earning/salary threshold?

[@TochiEsther]

We explained all of this in the two part video we made on step by step process on how to buy a house

[@ebele50]

Ok, thanks, I didn’t realise that.

[@chidinmaeluwa8950]

Hi tochi how are you doing? I love your advice and update. You make me realize there can be something good in the UK. Thanks to you I attempted applying for a job for my husband so we can relocate to the UK also for myself as I am in the medical field so NHS might require my service

[@TochiEsther]

Thank you for watching dear and I wish you guys all the best

[@comfortomole2853]

Definitely NHS needs someone like you urgently

[@PoliticalAtheist80]

By all means come to the UK but just be ready to take covid injections and neverending booster shots if you want to work for the NHS.

[@gracedjieagu4481]

Hello guys, educative video it is. So if my husband is 40 now, does it mean we can't have separate savings this way?
Or is there another opportunity to have same or similar approach?

[@wilheminawilliams7394]

Hi Tochi thanks for all the advice just need to know how do you open the life time ISA . Is it through the bank . If so what bank . Thanks

[@musaasalupload7747]

Sungguh luar biasa 👍🤝