Millionaire Reacts: How This Career Advisor Spends Her $43K Salary | Glamour
Vložit
- čas přidán 20. 01. 2021
- Today we're reacting to the video by Glamour - How This Career Advisor Spends Her $43K Salary | Honest Accounts | Glamour - Enjoy! Add me on Instagram: GPStephan
OFFER ENDING SOON: Get 4 FREE STOCKS Worth Up To $1600 on WeBull when you deposit $100: act.webull.com/k/Vowbik9Tm5he...
Podcast: / @theicedcoffeehour
Graham Stephan Discord: / discord
NEW: JOIN THE WEEKLY MENTORSHIP - the-real-estate-agent-academy...
The CZcams Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on CZcams, rank videos on the front page of searches, grow your following, and turn that into another income source: bit.ly/2STxofv $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
www.amazon.com/shop/grahamste...
Want to be on The Graham Stephan Show?
Here are the details:
1. Must be based in the USA or Canada
2. Must give a detailed email on your specific questions, your background, and your current financial situation.
3. The more info the better
4. Your questions must be specific!
5. Please include any applicable social media (Instagram, Linkedin, etc) in the email
6. Must be ok being featured on CZcams (obviously)
7. Be willing to provide proof or verification of any claims, if needed - any fake situations or questions will not be allowed.
If you have emailed previously, please do not email again - every single email is carefully reviewed and only a few people can be picked at a time. All emails are on file that can be chosen from in the future, so once you email - you’re in the database.
Email GrahamStephanShow@Gmail.com
She lives in Brooklyn-WHY is she taking an uber???? Hop on a bus, take a train, or walk? I feel like I'm having heart palpitations watching this episode.
Maybe she lives away from the subway
Especially pre-covid too. Everything ran anytime then.
@@Robby1456 Then walk or bike to the subway station lol
@@Robby1456 lmao subway entrances literally are everywhere the furthest would be around 10-15 min on foot
not JUST brooklyn- Downtown Brooklyn. that's subway station galore
Client: I'm lost in life and I'm unsure of what to do with my career, do you have advice?
Advisor: Venus and Mercury are aligned right now, don't do anything until 2025
"Mars is aligned in your fifth house of Uber and Starbucks"
🤣😂🤣😂🤣☠☠☠
😂😂😂
HAHAHAHAHHAHAHAH!!!!
Lolz so so stupid
Same as financial advisors who aren't financially independent themselves... highly sus
Hmmmn
Agreed.
I work in a bank. Ton of people who preach financial wellness during the day and do the exact opposite in their personal life. Confuses the hell out of me.
@@domderegis5457 they think their advice don’t apply to themselves or they don’t actually believe in their advice
Or an overweight trainer trying to teach people how to workout
Glad you said it cause how tf she giving career advice 😩😭...
Isnt career advice about getting a job and not about financial advice
@@jeffsupersaiyan Oh so she advises on how to get a job and don't think about the money? Well, then that's great you will get a job everywhere if you will work for free. A person that gives career advice should be financially educated and as we can see she really isn't.
@@Domingoteickar that isn't her job to give finicial advice
@@jeffsupersaiyan you work to get money, if you don't know about money, well...
@@Fotonovato and she isn't a financial manager.
"If you need to borrow money, you should not be going on exotic vacations" THIS RIGHT HERE!!!
So, she went $60k in debt for a career that only paid $43k, and ended up still living with her parents. Yet somehow she’s a career advisor? Smh
😂
That's not too bad... If she saved/invested half her salary for around 4-5 years she could close the debt. What's crazy are people staying in college debt for 15+ years
@@RMatt2016 mate no one can live off 20k a year in brooklyn
@@kdkrwksjcj4680 you don't have to pay off the entire debt in a year right???
Career Advisor: $60k in debt
Graham: “Is she really qualified to give career advice?” Haha 😅
Oops
@@TheGrahamStephanShow love u graham!! Lmaoo
Valid question
@@TheGrahamStephanShow you had me laughing out loud on that one!
She should change career to be something else.
It’s crazy. She’s a CAREER advisor with debt higher than her income who is BROKE and doesn’t PAY RENT. She’s in for a rude awakening
New title: When a child get access to adult money.
:O
This is why I disagree with Graham about living at home with Mommy and Daddy for an extended period. You remain an infant. Of my friends who lived at home through most of their early 20's, most spent money like this.
@@isaackalik5257 thats why they're either poor or bad with money
@@isaackalik5257 I think there's an argument for the causality going the other way - those that haven't learned to be independent are going to live at home because that's what's comfortable. I don't agree that living at home necessarily makes you less independent; I think it depends on your family situation.
I live at home, and don't spend much at all. Trust Graham on this - I've been living at home for 2 years, and have over 100k saved up just cause there's nothing for me to spend it on at the moment. If you're responsible and appreciative of the privileges you have, its a fantastic (and probably the best) way to build wealth.
@@richardm123 Yeah, that's some good points. I'm sure there is at least a positive feedback loop between it. But I would argue that unless you're paying them rent of some kind then you are technically "dependent" on them for shelter even if you're independent in all other categories. Also the only way to "learn to be independent" is by being independent and making mistakes.
But 100k in savings is incredible, well done!! You seem to be the exception to the rule. (or at least in the minority who don't squander their opportunities)
The cash money is going to WEED
I thought the same thing lol
"mercury is in retrograde right now"
🤣🤣🤣
Yikes
This career advisor needs a financial advisor🤔
I know!
Good call 📞
Fact
Exactly!
I guess her career isn't about giving budgeting advice lol
🤪
It shouldn't be about giving career advice either when she only makes 40k and took out 60k in loans to make tht little
@Marcus Grant thank you! this is the definition of a career advisor: "A career advisor listens to a customer's career aspirations and advises them on the education and experience needed to attain that career." that is NOT the same as being a financial advisor which too many in this comment section, Graham included, are just not understanding
@@suttsd what you pointed out is a MUCH more compelling reason to question her effectiveness as a career advisor than how she handles her finances ONLY if she isn't where she wants to be or isn't on track to be where she wants to be in her career
@Marcus Grant my career advice would be try to do something where you earn good money
bless her heart for boosting the economy. shes like a mini j powel
😂😂 and here I am spending 10-12 a week on my meal prep
She is definitely one of the last people I would take career advice from 😂.
😬
The concerning part would be: "how would you know that her own life is a dumpster fire?"
@@AVSgirl1985 Exactly, none knows
Probably a good thing her face is hidden!!!
“Webull offer expires soon” 3 months later.. “webull offer expires soon”
To be fair, they do expire. When I signed up for webull I only got 2 free stocks. 😒 Think I jumped to soon. Should've held out longer, dang it.😭
@@BeyonKasual going to say same! XD, expired..... Now get 3!!
Webull is a Chinese owned company, they could offer me 50 free stocks and I still won’t link my accounts. The only reason why expanded so quickly is bc of YT channels pushing their offers so they could also get a cut or match of free stocks. It’s so frustrating
@@w.d.5016 Webull has Apex Clearing to handle its trades for each customer up to $35Million, plus registered with FINRA, SEC and SIPC covers up to $500.000.
So I don't think that'll be a problem EVEN if they go bankrupt.
😂🤣
This scares me -- How much of the population lives like this, spending nearly 100% of their income on useless consumerism. How much of the economy rests on bad spending habits?
Might not be that hard to find out how much of the population..... there’s an almost 100% direct correlation between people who spend all of their money and people who complain about how the rich are so evil and the government keeps them from being successful.
@@BreRMatt240 There are many who are only spending on necessities and have little left to save.
@@heidithaw1072 I'm sure there are. That's why said "almost." Perhaps you should re-read my post so you don't misinterpret it again. In any event, I know WAY more people who blow their money and are willfully ignorant about fiscal responsibility than people who actually just have tight budgets.
@@BreRMatt240 I was not really referring to people who have money to waste. Alot of people overspend. I was thinking more of people that have less earning power.
Don't worry, the gov't will spin up those money printers to counter you savers.
I’m always surprised when someone with a lower salary spends more than those with a higher salary. Or maybe this is normal?
normal in america and why a lot of people live pay check to pay check no matter what their salary is
The poor stay poor by spending like they're rich, while the rich stay rich by spending like they're poor
@@Alec0 🤯
@@Alec0 but if the poor spend like the rich and the rich spend like the poor, wouldn’t the poor spend like the poor thus spending like the rich? I’m kinda high but just a thought 😦
Not to sound rude but the brokest people I know are the ones that usually spend like this.
The sad part is her habits are not unique and so many people continuously fall further into the bad debt spiral
This is the reason people can't climb up the income ladder. It sucks but short term sacrifices always lead to long term gains. It's so easy for us as humans to justify our purchases when it's small bills but it all adds up. I recently had to reevaluate my budget after a pay decrease thanks to our good friend COVID-19 it was not fun but I am still in the black so to speak. Its tight because it happened while buying a house but it will all be worth it in the end
@@dennisp8520 Discipline goes a long way!
How many fucking comments are you going to make
😨
Yup this is like the average person in the US I like the picture perfect money break downs as it gives u something to aspire to be but this is reality and the reason why the average person lives paycheck to paycheck unfortunately
Bruh I’m saving 160$ a month and I’m 13 walking dogs😂😂
Keep doing that, invest in the stock market, invest money, real state when your older, etc you’ll do great!
I have more money in my savings and I don’t even have a job rn 😂👏
Great job save save save
Hey man. If you are so young, invest it in s&p500 index and nasdaq100 index 50/50. If you keep doing that, those investments will be worth of 880 000$ when you hit 63 which is 2070.
@@mikkihintikka7273 thank you!
Since this was 2.5 years ago, I'd be interested to see if her spending habits have changed at all.
highly doubt it
That would be awesome. A follow-up would be rad
Spoiler alert: They haven't
Statistically no
That’s the worst when you hear her say I have money left “to spend.” She shouldn’t be spending anything with all that debt😧
I cringed seeing that...I didn't even have half as much student loan debt as she does, but I definitely threw as much money towards it as I could (paid off now). She just need to reset her priorities :3
@@bhnurse16 awesome Kate 👍👍
i love how strict graham is without being mean to her
I try to never be mean! But financial criticism is open :)
@@TheGrahamStephanShow you are great at that
“Why is she withdrawing so much money not knowing where it goes?!?”
It’s drugs Graham, def drugs
Was thinking the same lol
yeah I came to make this comment lmfao, id guess cannabis, as its large amounts irregularly 120 seems like cost for half oz, 200 for an oz rough street cost in NY area.. she seems like she isn't indulging in harder stuff either. but I can see why she didnt say "yeah i spend 200 on weed here"
Nobody:
Graham: AROOOOBA. I've never even been to AROOOBA
You should watch “Till Debt Do Us Part” episodes and react to those!
I agree, but I can foresee issues since those are TV shows that might have licensing issues if Graham shows them on his youtube channel.
I looooooovvee that show! Constantly refer that show to people who could learn from it. Also makes me feel a little better about my own finances 😏
That sounds awesome! I'm gonna check it out!
Seriously! That show inspired me to pay off my debt. Almost debt free!!
Yesss I love this show!
That alcoholic backpack comment had me CRYING laughing 😂😂😂
I didn’t even know those were a thing 😭
If she ordered margaritas from me with one of those on her back I'd give top shelf automatically...if she's going to be dumb with her money at least I will be smart with her money...high yield investments here I come 💰💰💰!!!
@@sigigil1299 they are typically used for camping and backpacking and things like that
Sorry, but I'm not going to be advised by someone with a worse career than me. I should be advising her. lol
The lower the salary, the more they spend like they have six figures
yup, people feel like they have to live like they are "making it"
because people who have six figures have habits that don't scream an obnoxious lifestyle, they save
@@kittyyourock exactly, the more you make, the less you have to prove to others..... in most cases.
yeah tbh there's a reason they're making 6 figures haha
I guess you haven't seen all the videos of people making 6 figures whilst in debt and spending it all like crazy.
Key phrase: "As long as you have a GOOD relationship with your family."
It is NOT impossible to stay out of debt. Working a full-time job, negotiating your wage, and cash-flowing college! It is HARD work and my mental and physical health have taken a toll but it can be done. You got this!
my theory is she knows exactly where that cash is going, she just doesn't want to say it on camera because it's not legal in every state yet
Ok but like $400 on weed? Thats A LOT
@@saraashkir5793 maybe shes buying enough for all the people shes out drinking with
She's probably giving money to family/ friends
@@saraashkir5793 Either you don't know many stoners, or you don't talk finances with them haha. People who smoke daily light a LOT of money on fire
She is making it rain! 😂
Everytime graham hears “starbucks” he’s gonna go on a rant
TWENTY FIVE DOLLARS!?!? That’s like two of these people starbucks trip!
If I had to choose between taking advice from this career advisor or graham, I’d choose graham every day of the year.
🤪😂
😂
If I had to choose between taking advice from this career advisor or a snail, I’d choose the snail every day of the year... 😂
Back to what the people really want, Graham almost having an aneurysm when he sees people's finances haha
KEEP 'EM COMING
Videos like this make me realize I hit jackpot finding people like Dave Ramsey before starting college. Being a full time student and working full time is one of the hardest things I’ve done but knowing that at the end I will graduate debt free and with a degree that I will actually use is one of the best feeling 🤓
Graham seems like he's having a meltdown in every thumbnail 😂😂
I am 😂
That is why you clicked, right?😆
So cheesy but so Graham lol it’s become routine
The phrase "Live at home" always makes me chuckle. It means "Live with your parents", which is an awesome money saving strategy, but isn't living at home what everyone with a home does?
No, yur living away from home. lol
Why didn't the guidance councillor just tell me to become a real estate agent when I was in high school.
I know 😂😂
Because that doesn't require college education and the guidance counselors are only pushing college education because stupid
@@UlexiteTVStoneLexite truth 👆👆
Because income envy is a thing 🤦🤷
Career advice: don't follow my career path.
Haha
stonks
This person is a child living in an adults body...
Her: What’s your astrology sign?
Her: If you’re a leo you should be...
"I'm really big on astrology and like weird things like that" Ah, I think I figured out the bad dating experiences.
Lmaooo
Why would you spend money on instagram anyways
NOBODY cares about her bad expériences
I'm going to be a millionaire. I'm speaking it into existence. CZcams, keep this for me. 😅😎
Action!
That moment when you're not from America so you can't get 4 free stocks
I bloody love these videos, they are my favorite, they don’t try to make people look good it’s just raw, true, honest and I’m here for it!
Love it
Graham: “there’s no reason to go 60k in debt”
med school students: “uhhh...”
Hnnn
@Jamshaid Ali She still earns a lot!
@@yaykruser not for how much she’s spending
@Jamshaid Ali Yeah, average, but thats so high because of all the billionaires. median is like 36k (2019)
Here In germany its well above median plus pays less taxes.
@Jamshaid Ali but its still more than the average person has.
As a full time student, I make a third of what she makes a year, and I still have almost 8000 dollars in savings and stock investments, only started saving in June.. I’m 23. What is this lady doing?! Graham’s videos have really made me rethink my spending and budgeting and I put over half my monthly income in savings. Thanks Graham!
43k in NYC? Seems like the career advisor needs advice on her career...
The career advisor in my high school would tell kids who didn’t know what they wanna do to just go to college or uni and take whatever just to take something. It saddens me to this day to think of all the kids who trusted her lousy advice 😭
I used to be this bad. If only I was saving all those years. Now 75% of my income goes to savings but I feel like I'm playing catch up.
how old are you?
@@TechGuy893 Turned 28 in November
You're still young, don't sweat it.
@@delevator8755 thanks. I try and tell myself this.
Same here, Tristian! Finally got serious about my finances late last year. We are still young so we can only go up from here!
"Can't afford to drink" -said no college student ever
Everyone here is going to make 100k this year. Get out there, work hard, don’t rely on the government , and get it done. I believe in you!
But don't hesitate to take bidens new stimulus idea if it gets past 😏
@@blakesmith804 we probably won’t get it due to our income. I know I wasn’t able to under the previous plans.
@@euenfheiejrj yeah it depends, but at least you might not be taxed more depending on what you make!
Student: ¿Should I go to college o get a job?
Carrer Advisor: None, Mercury is in retrograde
Lmaooo
@Nicholas Major Took me a while to see what you meant XD
Force of habit
I'm glad you found this. Ive been missing/needing a video like this one. Thanks for the content and advice Graham!!
I honestly think this might be my favourite reaction video 😂 the drama of it all haha. The gasps, the head shakes, the head in the hands haha! Thank god we went back in time!
Digging up the old videos always get Graham the most hyped 😂
Saving $25 a month!! You can do better girl!
Agreed!
It’s a joke how much she saves
@@Neil542 agreed! i just don't get it!
Person: The loans get paid when they get paid.
Tryin to give Graham a heart attack lady??
@@danceforlife04 😂
when you live in NYC, you make no money and everything is stupidly expensive you need to make yourself feel good while watching everyone living it up! I've been there, but happy I found myself out of the darkness.
I've got so much respect for you, Graham. Thanks for helping everyone.
The long sigh after hearing her mention astrology is my exact reaction after hearing about astrology lol
Graham at the start: Here's how you can improve your life.
Graham at the end: Vodka Camelbak.
Haha
This is why I watch The Graham Stephan Show. Brutally honest critique, I love it. Great video
Is it weird that when I am sad or face some life problems, I would come here for Graham's reacting video? His reacting videos always lift my mood up. Thank Graham!
There should be a "Millennial Money: before and after discovering Graham Stephan"
The old glamour videos are becoming nostalgic lol
aren't they?!
Btw I love watching you react to these... can't wait to see more
Graham’s tips and reactions are his version of “sell the car, red beans and rice”. If she just made 20-cent coffee, meal prepped, and a no-buy month or quarter, she could really start to turn a corner here. Heck, she could even pay her parents some money for them to cook for her, and she would spend less on food. I hope she found a plan to get out of this - Graham, follow up! Maybe she found a financial plan 😀
Wow I’m super early this time 🔥
One day I want to be a millionaire as well 🤩
Save save save!
You can do it!!
Being early..... great for the comment section, not for the bedroom!
@@financemadesimple-personal2086 🤦♂️
@@blakesmith804 Its true right?
Graham said exactly what I was thinking "60k in student loan debt and 4.5k in credit card debt? Is she qualified to give career advice?" I'm kind of curious actually to see if Glamour were to make an update to this if her salary increased/her spending/saving/investing habits have changed! Great video as always :)
I’d love an update!
Love your commentary Graham
Just wanted to say I started watching you late 2019 and these videos have inspired me to only buy essentials and occassionally ill splurge. I now have more saved and invested than I've ever had in my life. So thank you.
Spending 40$ that's a bad experience in it self best like ever xD 😂
The most irresponsible “career advisor”😂
:o
Favorite Series you do! It’s easier for me to learn from others mistakes.
Awesome!!
I was watching old Graham videos and I scream when I saw a new react video.
You should do one this a day. you light up my day
Career advisor needs~> financial advisor needs ~> Graham Stephan needs~> you to smash the like button
Simple!
Getting my popcorn ready..................
Great content, thank you
Every once in a while I get down on myself for taking out student loans then I see a video like this, and all of a sudden I feel much better about my situation.
Amazing video!
As always! 🙏
Thanks again!
I would really like to know how she is doing right now. Hope she is ok.
That iced coffee jiggled when Graham smacked it
@@bledsoew8700 stop
Oh my gosh!! I have been waiting for you react to this 🤗
Perfect!
Honey wake up, Graham uploaded a video
ENJOY!
Lol
@@TheGrahamStephanShow Thank you for the response!
They should show her face so whenever we see her at Starbucks we can tell her NOOOOOOOO
🤣🤣
What you gonna do at Starbucks anyway? 20 cent iced coffee at home ✨
@@anastasiaprosina2689 exactly mans shouldn’t be there in the first place
Love the content my guy, keep it up.
These are awesome to watch with your reaction!
I'm so glad I found your channel. If you saw my spending report two years ago, you would explode!
Now I'm working to get those loans to zero. It's happening this year, I feel it 🔥🔥🔥
Her: I could probably spend less at Starbucks
Graham: *Aneurysm!*
A new millionaire reacts video?!?! I have never clicked on a video so fast hahaha. Thanks for the inspiration with all of your finance videos!
She should not be advising anyone, into she gets her finances straight. Thank you for your time to make this video. Great job. Love it.
she buying weed lol stop the cap
LMFAO that's what I just said hahaha
Definitely buying bud😂😂😂
Guys it's 2021, this will be your year! We got this!
Yesss
This was a classic! I've missed those!
there are so many ways to support your friends starting businesses. when I started mine a lot of my friends just shared and that meant the world to me. you do't have to spend money to support your friends
I hope she doesn't give any advice on the financial area of her clients.. 😂
Train wreck. Giving career advice but has a “career” that pays her no money after racking up 60k in student debt. No thanks
Jack’s video editing just keeps getting better and better with every video
Graham, you’re killing me with all the ads!! ... still gonna watch lol