Paytm News: RBI Orders Halt on Paytm Payments Bank Transactions | UPSC Mains
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In this video, uncover the reasons behind the RBI's decision to halt transactions at Paytm Payments Bank, a critical topic for UPSC Mains preparation. Gain insights into the regulatory concerns, financial implications, and broader implications for India's banking sector. Stay updated on key developments shaping financial regulations and governance. Join us for a comprehensive analysis of this significant event.
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banks will now misuse power
Yes
❤
..
😊😊😊😊
"Cashback jo aata hai. Khair ab to wo bhi nai aata " was hilarious 😂
Paytam ke L lag gye ,, aur inko cashback chaiye 🥲
@@user-li4ep4xo5gpaytm gya gpay ayega lekin ₹10 bhi kyu jane do 🙃
😂😂😂😂😂
😂
Mauke pe Sir ne v apni mann ki bhadas nikaal hi di😂
''Aksar jo cashback aata h, aajkal to wo bhi nhi aata'' we can feel sir's pain
Awesome
It's also our Pain
🤣🤣🤣🤣🤣
😂😂😂
"Paytm Par ₹50 Rupay Prapt Hue"
Yahi Baten To Yad Ayengi 😂😂😂
😂😂😂😂😂
nostalgia
😂😂😂😂😂
Bhai company band thore hua hai UPI to chalega hi bas paytm payment bank nhi chalega.
@@ishantkumar-kw2tt Ye bolne wali machine PAYTM ka hi hai na 😂😂😂 UPI ke liye to BHIM App hi use karte
UPI still works and im sure Paytm will work with RBI to fix all issues. Temporary set back nothing serious
Bhai mai Paytm Money se stock market me invest kiya hu .
@@amreshsingh6302tm ek Kam Karo .... Haridwar chale jao ya to Himalaya
@@amreshsingh6302 us par koi tension ki bt nhi h
Also Most cyber fraudsters use paytm account for cyber frauds and they have no proper kyc policies
Exactly 💯.
True af👽👽
Correct
Gpay bhi use Hota hai bohot
@@indiantechtravelerbhai Gpay aapko warning deta hai - agar UPI ID suspicious hoti hai...
Nowadays paytm customer care not available....so it's a good movement
Aisa srif tumhe lagta h
Sahi kiya government ne mera automatic payment se inhone bahot luta hai hum har bar automatic payment band kerte the lekin fir bhi auto payment ye ker dete the
Kabhi thi bhi nahi
Right, no customer care is available
Bhai jiss video mei comment krra hai vo video dekh or sun to le😂😂😂😂
I hope Paytm jaldi isko resolve kare.
Pichle 6 saal se Paytm payment bank use karta hu, ab kya hoga 😢
Me to credit liye betha hu Paytm postpaid ki 30k vo ab dena nhi pdega shyd
Main bhi bhai
Mere to 1.5 lakh fas sakte hain.
Maine fixed deposit kar rakha hai Paytm me
Mere bi paisa h 5 k kya karu
@@sanjuktajaiswal5699 nikal le bhai card to hoga na. 29 February ke baad no credit or debit in patym paytm bank.
According to me Paytm provides the best services compare to other bank in India. It has only one branch in India at Noida still provides the best services. Few issues might be there so RBI should take initiative.
Right bro...jio payment bank ko market m lana h bss..or koi bat ni h
Aisa q kiya yr paytm payment bank favourite bank h
Jio lana hota to phone pay ki band bajate use ke pas 40% hissa hai market ka paytm to sirf 8-10% hi rakhts hai hissa
Ha bhai 🥺 😭 @@Sintific
Bhai agar chinise invester aa re h to ap China ke investor pr ban lgao , esme Paytm ki kya galti hai , esko barbad kar Diya r bi ne very sad 😢
RBI finished such a big financial company in a day.😢
I think u are highly confused between ban on paytm payments bank and paytm app itself. The limits are only set to be imposed on paytm payments bank and not on paytm app. Users can still use paytm app for all types of transaction using any bank account other that paytm PAYMENTS bank. Please get your facts right!!
You are right. Half knowledge is very dangerous as being proven by this guy Ankit.
Really?
yes watch his latest vid on this topic now.@@sairasaba892
Thanks for the correct information ❤
RBI should have consider small merchants and fastag customer's who will be affected after this order
They won't get affected, as they have seperate bank linked with Paytm UPI. Their upi services won't get paused.
Upi is still there
@@Global-NetizenBut NCMC card will be paused, it was very convenient for metro travel , RBI should've given relaxation for them 😢
@@manasarora8007 Upi is more faster and efficient than Cards.
Bhai unka Paisa chla jaayega tb bhi tum rbi or sarkaar ko hi kosoge.....acha kre to bhi buri bura kre to h hi buri
Pehele RBI pe gussa aa raha tha
Lekin jab suna paytm main Chaina ka share abb khusi lag rehi hain😅
No in recent days actually the owner of Paytm buy lots of share from China
@@abrajitota3618 ni bro ghum firakr paisa CHLa. jta h unke paas hi bs alg tarike se
Kya no?? Yes hai 😂@@abrajitota3618
Waise to gpay pura ka pura usa ka h paytm ko indian bnda own krta h
Paytm partially Indian hai.. gpay USA, phonepe USA..
Nowadays we are seeing
that some influencers and
intellectuals are attacking
bureaucracy,I know there are
many flaws in bureaucracy but
it is also true they have saved
us on many occassions.And
take timely measures to avert
any major crisis.
Excellent English ( Avert)
@@humbleindian6303main cause kya hai?
Hes doing good then !@@shawnderby428
They are not attacking they are criticising... it's necessary because they behave like oligarch even judiciary.
Answer: B
The Committee on Financial Inclusion (CFI) was chaired by Dr. C. Rangarajan, a former Governor of the Reserve Bank of India (RBI).
But option me toh Raghuram Rajan hai not C Rangarajan
Toh phir jawab banega NOTA😂@@AbhishekSingh-gn3bd
2 minutes ki video 12 minutes ki bna di. Main cheez dekhne h to yha se dekho. 8:20
Good
Tnq ❤
Gs paper me answer likh ne ke liye (past present and future) ki information chahiye hoti hai
Kya karein ye tumhara news channel nhi hai Jo muh me aaye bak do
Nhi dekhna mat dekho
Stop criticise on unnecessary matter.
Pehel ye apna corse bhechega fir
Thanks
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject..... Thanks to Mia felison the lady you recommended.....
SHE'S MOSTLY ON TELEGRAMS WITH THE BELOW NAME
NEW TAG LINE
Patym MAT Karo..
Paytm ka share or girega 😢😢
😂
Main services work to karega hi
Paytm ne bahut pehle se naye custom lena band kr diye the
Sudden khuch nhi hua😂😂
Beech mein revoke kar dia tha
Bhai mera to 1 month pehle khola tha account
They were still using loop holes like RBI said they cannot get new coustomers but what they were doing is if you are existing Paytm wallet customer then they will freeze your wallet and to unfreeze you have to do kyc and once you complete your kyc along with wallets,Now you can also open Paytm payments Bank. They did same to me same and I have opened my account in Paytm two months ago.
So it will not be right to say , They had close their operations long ago
3 saal se KYC band hai
@@asishkumar6382 Bhai mine 3month pehle Paytm Payments Bank me apna account khola hai
I think there will not be any limitations on UPI transactions through Paytm. Nowadays majority uses UPI services for direct payment through their bank account instead of paying through wallets.
It was good, hardly ever transaction failures. While normal banks show transactions pending or failed during critical times, Paytm payments Bank never disappoints in any situation.
They should bring it back by following proper law.
Upi failure occurs on every bank odd days including Paygm
I never saw any failure while using UPI. I use Paytm approx 3-4 year
@@NewsAnalyser882 Maybe personally I never experienced that with Paytm.
I never used Paytm till now. I never faced any issues with other banks.
Yeah my sbi transaction fails a lot but paytm bank transaction never fails.. Plus there's no charge on transaction , other banks charges around 20 per transaction after 4 transaction per month
Government is making way for the launch of jio payment services, that's the root cause , they are clearing space, soon others will follow.
Madrasse mein padhai karne ka yahi natija hota hai 🤣
Good idea, lets promot it till Mukesh Ambani gets to know this. He will definatley start local infrastructure. We can include tatas, infosys, etc.
Lol 😂😂😂
Yes and Adani payments bank is also coming with no restrictions and completely Chinese investment
Quoran ander dimag bahar. 😂
00:04 RBI orders halt on Paytm Payments Bank Transactions
01:36 RBI orders halt on Paytm Payments Bank transactions
03:59 RBI orders halt on Paytm Payments Bank transactions
06:04 RBI has ordered a halt on Paytm Payments Bank transactions
07:35 RBI has ordered a halt on all Paytm Payments Bank transactions
08:42 RBI orders halt on Paytm Payments Bank Transactions
10:09 RBI orders halt on Paytm Payments Bank transactions
11:08 RBI halts Paytm Payments Bank transactions due to breaches and cyber security incident
PYQ- Ans-------Dr. C. Rangarajan
From 2014 i hav been using Paytm , paytm kabhi dhoka nhi diya , bht fast application hai😢
Right.. Sach me bahot hi achi bank hai aur sarvis bhi achai hai 😢
@@sayyedsalman5305I use postpaid 😢
Mera Paytm Bank ne kisi dusre ke kahne pe freze kar diya
Froud hai paytm
Me bhi 2014 se Paytm ka user hu . Jab Paytm Naya Naya open Kiya tha tab 25 rs cashback deta tha 2014 me .
My phone was being recommended to delete Paytm for some security concerns. That's why I have deleted the app.
Good
Video starts at 8:10
👍🏻
👍
TKS 😂
👍
Thanks
all shops near me had shifted to BharatPe several months earlier. They knew this coming.
Which city?
Good to hear
Sidhi Baat: Paytm Wallet & Paytm Payments Bank won't work anymore from 29th Feb 2024 as per RBI. But other services like UPI & Postpaid will continue further.
Paytm is the best platform
😂😂
Really?
@@Bala-xp2ft Yes, only Paytm Payments Bank & Wallet will stop working after the above said date. But you will be able to use Paytm UPI linking other bank accounts.
Paytm is very useful and very easy interface
I'll miss paytm
Paytm payment bank 1 saal pahle se naye Customer nahi le raha tha😂😂😂😂😂
Then why Sebi allow paytm allow for listing share on such a high price.....since listing never meet listing price. Fruad Govt.
Answer is C rangarajan,not raghuram rajan
The irony is that i saw Paytm ad on this video 😂😂😂😂😂
I use the term UPI
Not Phonepe, Paytm or Gpay.
Sir one request to you...please provide the answers for the mcq or the questions asked at the last for verification...Thanks a lot for providing such valuable information sir
Thank you very much sir for sharing your knowledge and experience with us,
Have a wonderful day❤😊
Best online platform paytm ❤
Gov. Want money nothing else ..election time...Paytm is first payment Bank which working very well .
It won't affect end users that much as other options are readily available.
शेयर मार्केट वाले moye moye 😂😂😂
Prso hi demat account khola tha
@@vkgamingplatform7247😂😂😂
Aaj to 20% gira hai
Ab lagenge lower circuit pr lower circuit
Portfolio 0.06% down 😢
PaYtm :- PaYtM kro 😊😊😊
RBI :- "PaYtM" Jaldi waha se hato 😡😡😡😈
😂😂😂
😂😂😂😂😂
😁😁😁
😂😂😂😂😂 yaar tum log thoda to afsoos karo 😂😂😂😂 itna cashback khaya sabne . Two min of silence is needed 😂😂😂😂😂
@@jazch7741 log ventilator pe hai 😁😄😆😆🤣🤣
Paytm is somehow always in discussion/controversy.
Even GPay isn't that controversial.
Phonepe and gpay is dominating the market now @@nightcoreeeeeeee
😭😭😭
Sir jo Paytm Fastag hai wo continue rahega ya hum usko band krke dusra issue krwaye ??
In Paytm payment bank
Not any chekbook and offline Branch means full saving of operational money . Ye usi tara abhi hai jaise pahle India me J&K with article 370 tha.
This is not good. Govt should give time for compliance, directly stoping business and services is not good move, this way company will get destroyed. Home grown tech company ko support karna chahiye.
Abe po chaman c
2022 mai hi rok Diya tha rbi ne customer onboarding krne se
Govt has been warning since 2022. No one is stopping their whole business. I think their UPI services will still be there, but banking will get closed
Then should the Amitabh Bachchan ad encouraging digital payments be discontinued? Should we restart using cash especially for small payments? Should there be quarrels over change in every shops? Should we restart storing cash at home an revisiting ATMs more often?
Phone pay Google pay bharat pay ?
Very good.. They charged platform fee.
According to my experience.. Paytm is better than Airtel payments bank..
Let's see👀
Yeh and never fails any transaction
Actually Paytm have the Best user friendly UI with all booking services. Always use book travelling with Paytm coz there UI was best.
Airtel payment bank bhe jaldi he band hoga
@@harshkumarkabir This will be great... ☺
Paytm wallet mein 1 rupee 29 paisa pada hai , lagta hai aab bank account mein transfer karni padhegi itna bada dhanrashi 😢
Mera paytm ka ATM ka kia hoga 😢
Block. You cannot use it
I tried opening Paytm payment account but i was not able to open, so Paytm payment bank was already not accepting new customers. And UPI like services will still continue, I think
What will happen to Fastag purchased from PayTM?
7:24 - Ankit bhai's hilarious comment 😅😅
Barso tk Yaad Rakha jayega Paytm ko 😂
Owner ko pareshan krna hai Aakhiri Kadam😂
With fastag its part of transportation backbone. govt will have to make some relaxation
What about Paytm sound boxes!!!
sir , PAYTM se UPI service chalu rahega kisi other bank ke through just like PhonePe ,Google Pay ,etc but PAYTM PAYMENT BANK ke through jo service h uspe rok h ...
PhonePe ,Google Pay me PAYTM PAYMENT BANK link hay mera 😥😥
@@legendx5116 nikalo Bhai linked account and new wala add karo
Seam
Same 😢😢@@legendx5116
👍 right
Paytm playing the karma game like a pro - fired 1000+ employees and now gets RBI restrictions. That's what happens when you mess with karma, it hits back with regulatory finesse. Maybe they should've checked their horoscope before making business decisions
Right bro
and then govt wonder why market share of upi apps is concentrated with only big players
No sir wallet ka dusra name howrah mai to phone pay hay।। Howrah mai kahi par vii Maine phone pay ka qr nehi dekha
I was hoping to short the shares today but they stopped intraday.
Yeah,We could Have Made Good Profit From The same
i see it too😂😂
Already lower ckt hit hogaya😂😂
Same
After the announcement by Reliance to enter this space , it was evident to happen. If required, PayTm & all other UPI platforms will be banned, to make way for Reliance. That's how current India works.
When there was demonetization, litanroy said it has done to benefit Paytm lol .
There's a difference between bank , small Finance Bank and payment Bank.
Kuch bhi
*gpay ko ban karo*
Ha Na to mota bhai ko full support badhiya hogaa😊
Gpay , phone pay servers issue frequently but never found on paytm
Then what happen those users NRGS government schemes
I never saw any failure while using UPI. I use Paytm approx 3-4 year . 😢
My 5700 stuck on Paytm wallet payment Bank since last 6 days I submitted my kyc through online but since not working
Mujhe transfer kro qr code pe... Aur fir mai apke dusre bank account mein daal dunga... Lekin 500rs mai lunga😌
😂😂😂@@Restore2761
अरे भाई withdrawal हो जायेगा। 29 feb तक का time है।
Had invested in Paytm in stock market... What to do
If there is any mistake done by Paytm payment Bank functioning then RBI should take adequate action and enforce the rules and regulations must be followed by all Banking and insurance sector etc but RBI should not directly bann or force the banks to shutdown this effect India's growth.
I Love PayTM & I Feel Sorrow For Dear PayTM...❤❤
China ke pass customer ki information ja rahi hai aur tu i love paytm kar raha hai. 😂
Mera to pura dukaan Paytm depending hain
I can't recharge mobile or dish tv
China ki ek company Alibaba ki subsidiary company OCL ki shareholder hai.
Solved ho jaega
" Paytm kro"
Yahi yaad rah jayegi 😢
Answer is Option B
What should i do with the paytm metro card ?
Aree yrr bahut hi user freindly app tha .. mera aur kuch use krne ka mann nahi krta.
Same 😢
Baat to sahi hai🥲airtel ka payment bank ka interface laggy hai, same jio ka vi🥲ab kare to kya kare
kewal paytm bank band hoga.. paytm app ni
Paytm wallet Mai mera 2500 rs hai 2020 se lakin vo band hogya hai mera 2500 ka nuksan hogya hai Naa nikal shakta hu na mera Paisa ko use nahi kar shakta
Kisiki business account me payment kar do
अरे भाई अभी भी use कर सकते हो, 29 feb तक और हो सकता है। paytm से प्रतिबंध हट जाये और आगे भी paytm work करे।
Paytm ka jo stock market wala application hai... Ye sb usme bhi consider hoga kya?
What do I do I have applied for scholarship with Paytm payments Bank Account
Dr. C. Rangarajan, RBI, 2008
Google Pay and PhonePe - Abhi to party shuru hui hai…😂
To fir fast tag ka kyq hoga
Does it mean that we can't use UPI payment from the given date onwards?
Mere pas to bas Paytm pement bank hi tha .. ..
Ab account open hi karana padega SBI me 😐
Ha thik h par lunch time se pehle jana warna wapas bhej denge
@@unknown-yc5eh😅
Ration card leke jana local logo ka hi account kholte hain bo
@@unknown-yc5eh haa lunch k bad ana 😂😂
Automatic Light Bill ka Kya Hoga Ab 😢😢
Phone pe😂
Google pe phone pe bhim amajon pay jinda hai bhai 😂😂😂
@@tukaidas1272 Lekin Paytm p sab set tha
12:15 B) raghuram rajan committee
Rangarajan committee not raghuram rajan
@@rraavviikkuummaarr oh
When we have upi system in Bharat ,we can always have our own apps for all transactions. Public would prefer paying for service if safety and security are ensured. We have to prevent economic colonization..
I still remembered a PM supported him on a national newspaper...
PM is not supported. PAYTM had given advertisement by using PM image. GOI also taken action also
Public: CASHBACK to ak PAYTM de raha hai....humara jeb var Raha hai
RBI: Jeb katna parega !!
Abb Kahn milta cashback
Kon sa cashback? Coupon milte hai woh bhi kise ka ke nahi
Sir, please cover jharkhand's cm hemant soren arrest.
29 fab le phle Esme credit debit kr.skte h kya
STOCK 20% Down 😢 Lower circuit
Lower circuit matlab?
Means no buyers only sellers ,means u cannot sell ur stock as no buyers available@@testuser-sj5kt
@@testuser-sj5ktmeans downward limit for falling share price
80% hojana tha
@@testuser-sj5kt share market mai 2 circuit hote hai share ke liye lower and upper 20% se jayada ek din mai gir nai skata hai and 20% se jayada ek share badta bhi nai hai bas only future and options ke liye ye rule valid ni hai
I have always used phone pay since beginning
No Cashback 😂 . Moye Moye 😢😢
@@Hindustani.Hindutava😂😂😂😂
Socho yrr jisne kl 1-20lakh invest kia hoga paytm share pr or aaj 20% gayab bs ek rbi decision ke liye 😢😢
Paytm wallet ke beech jo jo transaction hota hain uska record govt ke pass jata nahi hain isliye corruption jyada hota hain...maybe paytm ko pure upi wali system me aana padega
Ab se kibal adani or Ambani ki app ayegi India may 😂😂😂😂
😂😂
wo v tax k sath
I have FDs in Paytm Payments Bank (supported by Indusind bank). Am I need to worry about?
Jinhone paytm par fd create kar rakhi h ya abhi maturity nhi h to kya use break kar le ya bane rhne de?