ALL THINGS MONEY 💸 | Financial Tips I’ve Learned
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- čas přidán 14. 06. 2024
- Got my mind on my money and my money on my mind... today I'm telling you everything I've ever learned about keeping those stacks! #AllThingsMoney #MoneyTips
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Adrienne Bailon Houghton shares her #HiLow hacks on going glam without breaking the bank! Tips and tricks for mixing high end and inexpensive pieces in all things beauty, fashion, home décor, and entertaining. Tune in every Tuesday at 10AM PST to watch. #AllThingsAdrienne
Kin Original Series: bit.ly/2H6HAbl - Jak na to + styl
A millionaire once told me “Its not how much you make, its how much u keep”
thibault973 chile KEEP means INVEST. Are you that slow??
thibault973 I’m sorry girl but ur completely wrong, If u die tmrw don’t u want ur family to have the money u have kept but listen girl keep spending everything that u make and I’ll see u on the streets begging for money. USE YOUR MONEY WISELY
glowingmyway wow that quote is beautiful
@@thibault973 You missed the point. You can treat yourself but spend your money wisely. If you keep spending but never save, eventually you are going to be broke. Anything can happen to you next month, you can even loose your job, so what are you going to do. Let's say God forbid something bad happen to you, can you afford to live comfortably without relying on anyone to help you financially. You should be wiser than that and learn to save and be smart on how you spend your money.
LMAO y’all taking advice of millionaires as low- middle class people? Capitalism is really a trip
If you can’t buy it twice you can’t afford it. I replay this CONSTANTLY lol
Haaykay Tee well then there are very few people who can buy a house...;)
tequilagirl83 exactly why majority of America fell into bankruptcy, foreclosed homes, unwanted/unneeded credit card debt to make ends meet. The house is actually the one thing to make sure you can buy twice, that’s why people save up for mortgages. Otherwise if you are in middle class buying a home bc you can only afford it once more than likely you will struggle severely to make ends meet. That saying is actually most commonly said by millionaires / people who have major money.
@@tequilagirl83 if you have the money, buying a house/ owing property is an investment. This rule applies to more vanity items such as cars, bags, shoes, etc.
Yes I been frugal now.for 10 years before vlogging about budgets came out.
Daniella Moreno samess 😂
I totally agree that finance should be required in schools, especially in schools with underprivileged kids.
allahloves faryaalmakhdoom sometimes pregnancies happen and you don’t expect them. Your comment is disgusting.
allahloves faryaalmakhdoom your comment was just ignorant as it had nothing to do with the original comment to which you replied. I’m not patronizing I’m calling it as it is. Finance should be taught everywhere, and “poor people” probably don’t give a shit for luxuries and they are better and more hands on at raising their children. It’s not suffering it’s working harder which is better.
allahloves faryaalmakhdoom well people should have the right to choose that but also the right to want to bring their kid into the world and give them a chance at life. Like the girl above said, pregnancy happens sometimes no matter how much family planning you have. Abortion isn’t so easy for a lot of women.
Random person On CZcams abortion is also expensive.
Govt is a requirement when your a senior. There's a whole unit on finances.
Oh I'm glad I came across your channel Adrienne. This is interesting thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor/coach to lead you all the way. It's great to start young too!
Hello I'm 42 working on my retirement fund too. What do you think is the best target for retirement?
A lot of people find having a couch /financial advisor a luxury
@@marcosalvatore673 personally I think 1m is the goal to overcome inflation and having them in an inv estment p ortfolio is a perfect plan. I'm half way to my goal 😊
@@yvonneerik2510 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey
I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend?
So humbling to see a celebrity talk about budgeting. Thanks girl
Adrienne is not a celebrity
What is she then?
I agree cuz no matter how much money you get, it's what you do with it.
Celebrity not even close 800k subscribers dont make you a celebrity she only considered popular
@@koopapro uhh it's not her youtube that would make her a celebrity. How about the fact she's been a successful actress, singer AND talk show host.
As s Financial Advisor, I am happy to see you speaking on this topic Adrienne....Financial Literacy is Key
Sorry to ask. How did you get to be a financial planner? Do you have a bachelors or did you do a certification?? Im super interested in getting into financial planning and just need an idea where to start.
@@soranllycastillo7098 Google it lol
@@soranllycastillo7098 Becoming a Certified Financial Planner requires at least a bachelor's degree from an accredited university, as well as college coursework from a program that is registered with the CFP Board. You'll also need at least 6,000 hours of professional financial planning experience (or 4,000 hours as an Apprentice).
I'm 22, graduated college, living on my own now, and with 5 credit cards already and working 2 part time jobs no days off. So when I say this helped a lot IT HELPED A LOT. it's so unfair that a simple video like this just changed so much, everyone should be aware of knowledge and perspective like this starting in schools, it literally feels like we're being sent off into adulthood to become failures. THIS is why millennials have all these issues with anxiety and stress, we really lack basic information that is actually super useful. thank you Adrienne
Why do you have 5 credit cards? Are some of these department store cards?
You should look into some financial gurus! They changed my life. Dave Ramsey especially. He can be tough, but his method works and I’ve learned so much. 6 months into his plan and we’re almost debt free!
Let me tell you something girl. You have just uncovered the truth. But sadly not everyone thinks like that. Not everything that shines is gold so what I mean by that is really focus on what you need rather than superficial stuff that will gratificate you temporarily but in the long term it will make you suffer. So be wise and spend life learning and knowing what's best for you in the long term. The system is built to make you spend ridiculous amounts of money so that the rich get richer and the poor gets poorer. But the wise folks make it through it because you can. It just takes self discipline
It really depends on who you had around you. Schools absolutely didnt teach it and not only that but some of the ways we even handle money today is far different than how it was when I was coming up so they wouldn't even know how to teach it yet even if they intended to. However, because I watched my parents I learned many good habits from one of them and saw many bad habits with the other one and I adopted the good and avoided the bad. But still struggled, for example, I too thought it was best to just not get a credit card but I had no idea how they work or what credit even meant and how having one could help me IF I USED IT RESPONSIBLY and paid it all the way off all the time because the longer you have a card and keep it in good standing, the higher your credit score rises so the only way it'd be a problem is if I wasnt paying my bills but without it no matter how many bills I'd pay it wouldn't increase my credit. I'd just seen so much debt with some people that I wanted to avoid every form of credit and loans but in reality, even loans can boost your credit if you actually pay them off correctly and I just never knew any of that. Im glad I do today. I'm 30 and got my 1st card at almost 27 yrs old. I have 2 now. Still avoiding loans because of their interest but I am no longer afraid of it how I used to be. Times are changing in some schools thankfully because one of my nieces is even learning about the stock market.
Be glad you can make these changes now that you’re so young!
Prince wrote “If you have to ask, you can’t afford it.” That line really started to help me lol super random
Ehlie Luna I literally don’t look at price tags and I should lmaoo
yep!
@@CheRhys That's one of the most ridiculous things I've ever heard.
Just when I was reviewing my budget! God is good 🙌🏽🙌🏽🙌🏽
That timing 🙌🏽🙌🏽
All the time Amen
Kathy Keaton same sis, God’s timing
1. Calculate Overhead Expenses(what u actually need to spend on to live. Ex: rent, utilities, water, gas, car bills, grocery, insurance, gym, gym).
2. Are you making enough to cover overhead expenses?
3. Prepare a budget
4. Figure out your goals
5. Don’t eat/drink out
6. Reward yourself. All the money u save from not eating out, watch the $ number go up!
7. Save with the 50-30-20 income rule: 50% should go to overhead. 30% should be unfixed (clothes, gifts, etc) 20% should be saved.
8. Have good credit. Have a credit card and always pay back. Only put things that are recurring on your card (gym membership, phone, etc)
9. Read wealth books
Mona Patel THANK YOU !!!!
lol omg I skimmed through and I was like ex 🤣🤣🤣 why would u spend on your ex but you meant example 🤣
Thank you!!!
Mona Patel thank you
Mona Patel what about people who are neck deep in debt ? And are running a business, without anyway to get out?
would you be to talk more about the time you were broke? It would be interesting to know how you powered through that situation in your life. when you were young and earning an adult income.
Yes, I want this video as well!
I work in finance now and when I say I’m learning soooo much I’m obsessed with learning because the lack of knowledge is literally dangerous
Thank you Adrienne for making a video about this topic. Financial literacy is so important!
You know it! XO 💋
Mizzbabyblue12 yes that video like so many others have come in handy
Yup and should be a standard in school!!!
agreed
I’m a finance graduate student 👩🎓 and I truly appreciate this video because I feel like a lot of people need to be more aware of what finances are. Also budgeting 🙌🏻🙌🏻🙌🏻
Maciel De La Cruz I’m majoring in finance! May I ask what your concentration was?
Undergrad next I'm going for my CFA I'm really excited!!
Mya. E I did accounting
Don’t think short term- think long term. That’s a word. 💕
For some reason you are SO genuine that it blows my mind. It feels that you really want all your viewers to succeed. And you are actually sharing the parts that are truly useful
Thank you!
Not gonna lie. Adrienne is a better finance teacher than any instructor I've ever had. And I'm a business major. I've had every class. She broke it down. Made it simple. Got to the point. Kept it organized. Thank you! 💖
I'm glad you mentioned reducing time spent on social media. Totally agree that financial education should be taught in schools. Enjoyed this video ❤️
Agreed! This year I started teaching money management in schools and it's so important. Helping these kids avoid unnecessary mistakes in the future is very satisfying. They love it and really change a lot of their behaviors and beliefs about money as a result. Definitely should be part of the curriculum!
“Old navy has jeans for $15” 🤣 Your mom and my mom must be friends lol
I say I wanna buy a spray or lotion from bbw for $10 my mama says I don't need it. Adrienne $150
pinkeeluvr shoot goodwill is cheaper lol love goodwill
Adrienne I’m so glad you used your platform to talk about people‘s finances. There are so many ways to cut expenses to GET OUT OF DEBT & SAVE MONEY. That’s why I created my own channel to help people save time & money. I hope you keep talking about this topic. Great job!
Ashley Thomas Hi Ashley. It depends if you are in debt or if you want to reduce your monthly expenses. I have videos on my channel with different topics that can help.
How Debbie Saves can you suggest what to do when your business loans are way to high?
Rakhi Bhardwaj Hi Rakhi. I’m sorry to hear that you’re stressed about your business loan. When you say it’s way too high do you mean the interest rate or the amount that you currently owe?
Hold up let me get my pen and paper for this one! 📝 Okay...... PROCEED! 😁
BeautyAndFaith right
Pen*** 😒
FACTSSSSS
Caroline Mathew 😒😒😒😒
Caroline Mathew lmao
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Stay away from credit card debt. It's a dangerous world..
It's true that debit can be crippling but it is also paramount to understand that there is good and bad debt. Like you can take credit to fuel an asset that is paid for by credit card. So I think that maybe just becoming educated on how to responsibly and effectively manage credit card usage is critical to how credit card debt is viewed.
I totally agree with u..i stopped using credit cards since 2010 and I promised myself no credit cards ever
Didn't Adrienne say on the real she couldn't buy a house cause she never had a credit card so she didn't have good credit?
@@mariamalalawi3213 that's awesome
People out there think you can only get a house with credit, but that isnt true. I follow Dave Ramsey and he talks all the time about how certain companies dont require it...
This is the kind of person who should teach about finances-talking from experience and using personal examples.
Divine Grace Rafanan I totally agree! She is great and with great tips. I want more of it... : )
Student loans are a major overhead for most people in their 20s & 30s!
I'm having really dark thoughts because of this my friend 😔
try to get a scholarship, get a job while in school, go to a community college, go to a trade school
chantal are you okay?
Exactly
As someone who lost their job at the beginning of summer, and has been actively applying and interviewing all summer, I really appreciate this video. I feel that me losing my job was a wake up call on my spending habits because I was just constantly relying on that paycheck instead of saving for the what ifs. Lord let this video be a sign that I’m going to get a job soon 🙏🏼🙌🏼😍
This couldn’t have come at a better time
I know right. I feel so ashamed at 48yo. But you are so right.
I loved the 50-30-20 advice. I'm still learning financial discipline. Being a single parent makes it hard. I often makes frivolous purchases just to say I've done something for myself. Now I'm understanding the effects of financial literacy and working to maintain the discipline.
Hi Adrienne, I made a financial goal for myself to purchase a car in order to transport myself back and forth to nursing school. Thank you for the tips!
FINALLY!!!!! Tired of all these videos about makeup, hauls and shoes (not you CZcams in general). Now its time to T.A.L.K! *gets notepad
I agree
@Wambui Iubmaw yeah but if im tryna learn 1 makeup look i dont need 40 more videos of it after
They’re a lot of youtubers that talks about finances you should search
@@f1content364 there is, but in comparison most women on youtube are lifestyle and fashion channels
Chivonne Campbell yes!!!
I’m surprised your mom watches your finances, I thought your husband would. It’s nice that she’s still very involved in your personal matters and supports you on all aspects!
Absolutely LOVE this!!!! There’s no one out there currently talking about IMPORTANT stuff like this to our generation with a platform like yours! Thank you!!
I like that quote Adrienne i also had a teacher tell me “don’t let your now you mess it up for your future you” how happy will you be at yourself in the future if you follow through on your goals and plans.
You forgot KIDS!!! Some people have kids and it’s so hard. But great info !! Love you
yudith barron true but she doesn’t have kids so she probably can’t relate 🤷🏽♀️
She’s talking from her perspective and she doesn’t have kids 🙂
She did say it in the 50, 30, 20 rule. She say use 30% of your income/pay on your child.
Doesn't matter what your individual circumstances are, the principles are the same. You should be able to factor in your expenses, the things you want vs need, and then save the rest. And if you can't afford much after your overhead expenses, drop the "wants" down until you get a handle on it.
For me, my goal overhead/desires/savings equation is 75/5/20 for the rest of the year. I've been spending money too many wants. 😔
@@nca4794 correction to you... The rule SHE SAID is 50/30/20 and I think its more better than your 75...
OLD NAVY HAS JEANS FOR $14 ommggg I love your mom so much. 💜💜💜
We need Adrienne to learn how to drive by the end of 2020!! Def vlog it
Nicki Ninety-Seven yea but she can afford not too haha
Keishelle White so then if she learnt how to drive, she can SAVE more money 😁
Not necessary in this day and age. Insurance and upkeep is expensive.
Tlc Gabrillo LOL exactly
Connie Fields not if you’re making the kind of money she is lol she doesn’t need to go buy a damn rolls Royce just something simply to cash off and boom
I took a financial management class and it was by far the best information I ever received
I LITERALLY said yesterday this would be the LAST year I'm this broke! This is right on time!! Thank u Lawdd 🙌💕💸
You should do a video on books you recommend!
I love seeing more women talking about this! The financial diet is golden and now I see so many more women adding this content to their channel too. I think it’s so important for women to see other women talking about money and understanding it. Thank you for this video!
Good for you, Adrienne, for sharing these money management tips with your viewers because many of them look up to you, and they're young, impressionable, many whom are minorities, and they just haven't been taught the inns-and-outs of making their money work for them and not the other way around.
Funny you posted this. I’m 23 and I’m trying to teach myself to save so I told myself I’m only spending money on the things I absolutely need. I only spend money to pay bills, gas, and get groceries so I can eat. But majority of my money goes to my savings account. Thank you for this video! 💕💖
Thank you for starting this channel! You are so down to earth and I love how you help us come up in the world as well! Love you A!
I love how much credit you give your assistance. I love this kinda content
Live debt free. Save all your money and stop buying stuff you don't Need. Dave Ramsey is your Guy. OVER 30 years experience.
yessssss
Cannot stand him.
The plan WORKSSS!
@Angel Saturn yes one day we will all be dead. But, in the meantime ENJOYING your life means you don't have owe anybody anything and you will have more in your pocket. Depends on how long you live. It's not what you made how much did you save to enjoy your LIFE. Not to be HOMELESS or living somewhere you don't. Money makes those choices. Everyone should save so, they don't have depend on others. The gifts God bless you with. Use them. John 3:16. It is fear that one day we all answer to the living GOD what did you do with your LIFE. That He gave each one of us.
Dave Ramsey is everything
Your hair is so amazing😭 you look absolutely stunning❤️
Yes she does , she makes the everyday look elegant. Like she isn't looking over done or under done, perfect all the way around, plus she is giving great advice! She is such a sweetie.
I’m going to try the 50-30-20 rule. Thanks for sharing Adrienne.
Can we just take a moment to appreciate her authenticity???
My husband and I actually put our income and expenses on a spreadsheet likes a profit and loss statement almost and stretched it 5 years. It’s great to know where we will be financially esp when we want to buy a home, start a family etc
When you said that we should do something today that our future will thank us for, that spoke to my soul. I needed to hear this. Thanks Adrienne. Sending love from the UK 💗
OMMMMMGGGGG I was the first to like the video. Love you tons Adrienne from South Africa!!! You're awesome!! OMG I'm also the first to comment. Damn today is a special day
Diana Didi praying for my brothers and sisters in S.A #ubuntu
@@joyc9323 thank you so much. It's bad hey it's really bad we need all the prayers we could get
Ehh SA say hey!!!!!!!!
Girl you’ve accomplished so much! Glad you are letting ppl know the other side of being a celebrity, you also budget, have goals and share this reality with us.
Your growth has been astounding Adrienne. I’m so happy for you and thank you for all these great tips.
Hearing you is like a fun podcast. I love your energy and I love how real you are! Thank you for helping your viewers and for giving such amazing advice and resources!
I loved this! I recently started to really tackle my student loans and contribute to my 401K. It’s so nice to see my loan go down and my 401K go up.
I deadass almost CRIED when you said you were raised to never get a credit card & that’s what hurt you most. I am now at almost 26 seeing the downfall in that and trying to correct it. This video..this the one💯
i love adrienne and all the wide array of topics she covers ESPECIALLY with finance! keep it up girl I love love love ur channel❤❤❤
This is just what I needed to hear today
Thanks Adrienne for educating me on 50:30:20 rule Its a new concept to me
Thanks for encouraging me
You saved a life
Thank you for your tips Adrienne! Love how you inspire everyone, it makes me so proud as a Latina to have someone like you representing us.
I’ve been on my own for a year now & financially I struggled at some points. Little by little you learn on your own but this video helped a lot! It’s very nice that a celebrity is giving financial advice & actual good advice! Thanks Adrienne 😊
I love that you are so down to earth and that you as a celebrity are using your voice to raise awareness about things like this!!! YESSSSSS👏👏THANKS FOR SHARING AND BEING HONEST!
Adrienne, you are the sweetest soul. I took lots of notes and I am going to create a plan of action, nice topic
Adrienne, you’re so humble! I love this video! Thanks for sharing and teaching us 🤗
Thank you Adrienne, that last bit about not watching other people make money was real.
Actually the rich stay rich because their profit goes to things that will make them more money. Back into their business, investments like real estate, stocks and bonds etc. I wish this was told in your video.
Christie Cooper And they don’t necessarily use their money when doing business
Exactly. We don’t need millionaires who never have to work again in their lives giving advice to the average person in youtube lol
@@Chocomuneca19 for real. The poor and middle classes generally end up spending all of their income which all gets taxed unlike the rich, and they don't have the resources to invest and plan long term financially telling working class people how to handle their money isn't very helpful, lol
lydiabeetz exactly, she can go on somewhere with this advice lmao
So true.....👏👏👏
Adrienne!!! I love this!!! Being in school I needed this reminder. Can you talk about how to invest your money to make more and liquid assets.
I pictured Adrienne teaching a class and I’m the student taking notes ♥️
I like that you like to help others with your acquired knowledge Adrienne ... Huge fan and financial freedom is key to life! 💖
When she said I want you guys to say 'I have never gone broke' damn this completely opened my eyes. Its imperative to look after your finances. But I immensely appreciate Adrieen for being a mentor. It it such a selfless act and such a humble being❤️
10 percent goes to Tithes.. dont forget. Most important.
Thanks!
Thus the first thing I pay b4 anything
Amen! Yessss!
Yes honey! That faithfulness is always repaid. I’ve experienced it first hand!
Amen! And that’s tithes the gross amount of income!
I love you for not being selfish, and share your experience with otherd like me😀
Adrienne,
Thank you so much for financial advice. I'm thankful for having you to help us overlook the future. You Rock mama!😍
I had to watch this twice! It's so refreshing to see a celebrity talk about finances. Thank you Adrienne for sharing your tips! We budget like crazy (and it hurts sometimes lol) but its good to know we are on the right track!
Im ready to see you in driving school. That would be a fun episodeee :)
Why she doesn't have a driver license. Is that a fear
I dont have mine yet..
@@franchyluxuriouslifestyle9848 No lol she was born and raised in NY so she didn't need to!
That make a lot of sense
@@franchyluxuriouslifestyle9848 Yeah lol
Yes! So informative one of the best CZcams videos you’ve done yet. Thanks for sharing your tips!
For me is
1) shelter
2) food
3)utilities= lights,gas,water.
4)transportation=insurance,gas.
5)health insurance
6)cellphone
I really like the fact that you took the time to share another side of you. I See that you're not just pretty but you're really smart and you take the time to get to know your audience which is so good I want to see more of you being genuine
The law of attraction is real. Earlier today I was researching personal finance tips etc. Now this!
Can you please make a video with the girls of the real
Chalaylee Myers that’s a good idea
That would be so fun and awesome
I’m obsessed with the squad so YES PLEASEEEE
I love this idea
Chalaylee Myers yes! Sleepover with games and yummy foods and drinks!
This was extremely helpful. Thank you for being so humble, straightforward and honest. Taking notes!
I recommend reading, “Rich Dad Poor Dad”, by Robert T. Kiyosaki. Great finance book.
Cheyenne King Richard Kiyosaki??
Sorry I meant Robert T. Kiyosaki **
This!
Yessssß
Yesss yesss yesss! Best book I ever read
Adrienne this is so so, vitally important to every person. I have been on a new path of making money and i too have learned that reading books on financial aspects is so much better than scrolling through any insta. page. Great going A, I really like you you are a smart woman.
I agree, doing your research is important too, continue to educate yourself by reading books, and investment, ect.👍🏽
YOU ARE AMAZING! I am poor but I am aware that if I want to get rich, I have to live a poorer life to do so. Live under my means. As a college student ( with a full-ride scholarship) I am exposed to many rich people. There is a lot to learn. I felt it deep when you said that you were told that getting a credit card is bad. These are lies that the poor, weak people make. We need to get things together and be open for financial education than say NO to everything. I am a business coach where I teach teens & adults on money management. Thank you for this video!
Jazmin Miguel. How did you receive a FULL RIDE SCHOLARSHIP??? I REALLY NEED IT FOR COLLEGE AND I DON'T KNOW HOW TO ACQUIRE IT BEFORE THE END OF THE SCHOOL YEAR... so please assist me with anything you can! Thank you!
Jazmin Miguel. What were your STATS that helped you get a FULL RIDE SCHOLARSHIP???
@@pinkpajamas6322 hi! I did not take the STATs. I took the act and had a 4.0 GPA. The scholarship is all academic. If you live near Phx let me know so i can give you more information. Other than that, scholarship research has to be done
@@jazminmiguel Hi Jazmin Miguel. By STATS I meant the activities, GPA, Classes that helped you get a FULL RIDE SCHOLARSHIP when you were in HIGH SCHOOL. I live in a different state and I'm currently a senior in High school; unfortunately with a H O R R I B L E SAT score...🤷☹️ and I don't know what to do about it at this point. And I don't think I could get a full ride scholarship like you. Any advise you could give me would be greatly appreciated. By the way, can you share the information with me even if I don't live in PHX Arizona???
"You gotta stop thinking short term and start thinking long term" - this one is GOLD
Is that necessary mamita? You have goals!
Thank you for making this video!!!! Ive been trying to get my finances in order because i don't want to live pay check to paycheck and this has literally given me an idea on how to start! Again thank you so much!!
Nice job Adrienne!!!..People need to discuss this topic more often-most of us don't learn about finances or economics @ home and we definitely didn't learn it in school. Using your platform this way is really DOPE!...I really enjoyed your take on finances, THANK YOU!
Thank you ! You know what? Every time I watch your videos I feel like I’m watching my best girlfriend or sister. It must be an NY thing! Great Job. May the Most High continue to bless you and your family ❤️
Absolutely loved this video Adrienne! One of my favorite videos I've ever watched on CZcams! Thank you very much. xx
This is such an important topic!! Thank you for being an advocate and resource! Love you !
I LOVE LOVE LOVE that muchkin did this video... we need more videos like this!
Step one- become a Cheetah girl 😂😂😂
Oh shit that's who this chick is i thought she looked familiar
That's where I know her from
LOL!
She was is 3LW first so more like step 2 become a Cheetah Girl (this list is getting more and more discouraging)
Chastity Shell LMAOOOO
Wow what a blessing i am a single mother and trying to figure out what I’m doing wrong with money so glad you posted this
Omg I've never been this early for ATA!! 🙌🏾🙌🏾 Adrienne please ❤❤ this your my fave girl!!!
The fact that this video is uploaded as soon as I’m watching the cheetah girls 😂 is so funny! Love you girl
This was the most informative video I’ve seen on CZcams in a while. Thank you, I’ve definitely got to change my budgeting skills and think about my goal for the year!
Budgeting is very important. Thank you for talking about this and teaching us.
Thank you Adrienne for sharing all of these HIGHLY important tips!! It’s interesting because I was literally just reading about improving your credit or how to avoid messing up your credit the other night! lol It’s definitely a challenge to spend (or even save) smart when you really want to indulge or spend lavishly and forgetting about the BIGGER picture/life GOALS! Stay sweet and REAL!! 🤗😊❤️🙏🙏
Pets, kids, has, car, gas internet and phone, Netflix, gas, water, light, property taxes, food, credit bill, college.. is a must. The older I get the more responsible and I'm better at it once in a while I'll spoil it it has to be what I really need I will spend.
Hygiene
You can live without Netflix sis
@@Krzrrazrrokr true
Um, this literally changed my life Adrienne. 💕
I love this! So on point and so helpful! You're awesome for doing this. Our communities need this information. Thank you Chica!