The Loyalty Llama
The Loyalty Llama
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Amex Platinum: UK vs US. Why are UK credit cards so far behind?
Are the credit card benefits in the UK lagging seriously behind those in the US? Let's take the Amex Platinum - the flagship Amex credit card - and compare its UK and US versions.
My 2 ears with the Amex Platinum in the UK: czcams.com/video/VQZziluFAF4/video.html
0:00 - Intro
0:28 - Annual fees
0:50 - Welcome bonuses & earning points
3:09 - Lounge access
4:45 - Travel & shopping credits
7:08 - Hotel benefits
7:54 - Insurance
8:32 - The gap between UK and US credit cards
zhlédnutí: 2 790

Video

Finnair A350 NEW business class: love it or hate it?
zhlédnutí 4,2KPřed 28 dny
Today we're trying Finnair's newest AirLounge seat on the Airbus A350. Some people love it, some people hate it, so let's see what it's really like. Time codes: 0:00 - Intro 0:35 - Airport 1:27 - Boarding 2:20 - Take off 3:07 - Breakfast 4:00 - Seat bed mode 6:20 - Lunch 7:00 - Landing 7:58 - How I booked #finnair #businessclass #a350
Revolut Points: Avios on your DEBIT card
zhlédnutí 4,2KPřed 2 měsíci
You can now earn airline miles from a debit card thanks to a new feature from Revolut! Today we'll look at how you can earn & spend Revolut points and how much they're worth. Revolut Utlra review: czcams.com/video/1E_4cs5T6xY/video.html
Perfect 7hr flight: Virgin Premium Economy in 2024 (LHR-JFK)
zhlédnutí 6KPřed 2 měsíci
Join me on a trip from London (LHR) to New York (JFK) on Virgin Atlantic Airbus A350 in Premium Economy. Let's see if it's worth it over economy and how far it is from business class! 0:00 - Intro 0:27 - Check-in & security 1:15 - Virgin Clubhouse 2:34 - Boarding & cabin 4:50 - Take off 5:36 - Meal service 6:40 - Mid-flight experience 8:20 - 2nd meal service 8:40 - Landing 9:11 - Conclusion
Club Europe on BA City Flyer - when is it worth it?
zhlédnutí 1,7KPřed 3 měsíci
What is it like to fly Club Europe out of London City Airport? And is there ever a good reason to do this? Join me on a trip from LCY to EDI in Club Europe and back in Euro Traveller to find out! 0:00 - Intro 0:18 - London City Airport (LCY) 1:42 - Boarding & takeoff 2:52 - Cabin & service 3:20 - Book business - get economy! 4:20 - Landing 4:34 - Comparison with Euro Traveller
My plan for BA Premium Plus from Amex in 2024
zhlédnutí 3,2KPřed 3 měsíci
For a limited time Amex is offering 60K Avios as a welcome bonus on the British Airways Premium Plus card. Does this balance out the recent negative changes the card has gone through? I'll share my thoughts and plans regarding this credit card and apply for it at the end of the video!
5 Amex Mistakes Costing You Money
zhlédnutí 3,2KPřed 4 měsíci
Today we will cover the most common things that people get wrong when picking or using an American Express credit card, as a result leaving value on the table or even losing money. Cheapest way into airport lounges - czcams.com/video/oAXISoV_vEM/video.html 1 year with Amex Gold - czcams.com/video/5TDuv-YCWYs/video.html
BA First (787): any better than Club?
zhlédnutí 8KPřed 4 měsíci
Join me on my first trip in British Airways' First class cabin from London Heathrow to Mexico City (MEX). Let's find out together if it's actually a step up from BA's business class (Club) product. Update (April 25 2024): The giveaway has now closed. I'll post the results today. As mentioned in the video, I'd like to give away the BA First class amenity kit (brand new and unopened) to a viewer ...
Amex Gold UK: in-depth review
zhlédnutí 8KPřed 4 měsíci
Is the American Express Gold card still worth it after its annual fee went up to £195? Join me in this thorough review where we'll explore who this card could be just perfect for! The content of this video is provided for informational purposes only and does not constitute financial advice.
Best BEGINNER credit cards in the UK for 2024
zhlédnutí 12KPřed 5 měsíci
We will review the best credit cards in the UK that *don't have any annual fees*. And we will figure out exactly how much value they can provide, be it in cashback, Avios, Nectar points or Amex Membership Rewards! How to earn extra Avios - czcams.com/video/Xz8ve0MRSMA/video.html Best ways to spend Amex MR points - czcams.com/video/uClF4pxQReU/video.html I made this video to provide factual info...
Europe's BEST short-haul business class?
zhlédnutí 853Před 5 měsíci
Join me on a trip from London to Istanbul with Turkish Airlines on their Airbus A321Neo in business class! I'll walk you through the experience as well as share how much this trip cost. Time codes: 0:00 - Intro 0:23 - Chek-in & security 1:37 - Boarding & cabin 3:32 - Takeoff 4:06 - Seat 5:36 - Meal 6:32 - What I didn't like 7:08 - Landing 7:42 - How much I paid
Qatar 787 Business Class + AMAZING arrival experience
zhlédnutí 1,6KPřed 5 měsíci
Join me on this flight to Doha in Qatar Ariways' 787 business class cabin! Time codes: 0:00 - Intro 0:35 - Check-in & security 1:06 - Lounge 1:48 - Boarding 2:11 - Seat 4:20 - Meal service 5:20 - Bed 6:13 - Arrival
How I earned A LOT of Avios in 2023
zhlédnutí 2,2KPřed 5 měsíci
I'll share how many Avios, Amex Membership Rewards and Nectar points I earned in 2023. Join me to see how exactly I collected almost 400,000 points and how much money it cost me. Best ways to earn Avios: czcams.com/video/Xz8ve0MRSMA/video.html How much I saved with Amex Platinum: czcams.com/video/VQZziluFAF4/video.html Timecodes: 0:00 - Intro 0:49 - Avios 04:53 - Amex MRs 09:25 - Nectar
UK Credit Card Ladder explained: from beginner to exclusive cards
zhlédnutí 15KPřed 6 měsíci
How to choose the best credit card when there're so many options out there? Let's categorise the UK credit cards into 5 tiers starting from basic ones, all the way to the most exclusive cards. Other videos I referenced today: 3 reasons to get a CREDIT CARD (UK) - czcams.com/video/i29bx5Dijao/video.html Best UK Cashback Credit Cards - czcams.com/video/pDs9kOglNI8/video.html Amex Mariott Bonvoy -...
Cheapest way into airport lounges: Lloyds Mastercard
zhlédnutí 8KPřed 7 měsíci
Last year Lloyds launched a new credit card in the UK - Lloyds World Elite Mastercard. The highlight of this card is the unlimited Priority Pass membership that comes with it. Moreover, the card costs a lot less than similar products. Is this too good to be true? Join me in this video to find out! #airportlounge #creditcards #hsbc #lloyds #prioritypass
2 years with AMEX PLATINUM (UK): My experience
zhlédnutí 9KPřed 8 měsíci
2 years with AMEX PLATINUM (UK): My experience
🇬🇧 40K Mariott points BONUS + card review
zhlédnutí 595Před 10 měsíci
🇬🇧 40K Mariott points BONUS card review
Amex annual fees go up & HUGE welcome bonuses: what you need to know
zhlédnutí 1,1KPřed 10 měsíci
Amex annual fees go up & HUGE welcome bonuses: what you need to know
Amex: Gold vs BA Premium Plus 🇬🇧
zhlédnutí 6KPřed 10 měsíci
Amex: Gold vs BA Premium Plus 🇬🇧
Fly BUSINESS CLASS cheap: 60K Avios promo from Amex 🇬🇧
zhlédnutí 3,2KPřed 11 měsíci
Fly BUSINESS CLASS cheap: 60K Avios promo from Amex 🇬🇧
5 ways to earn Avios FAST (🇬🇧)
zhlédnutí 10KPřed 11 měsíci
5 ways to earn Avios FAST (🇬🇧)
Does Nectar Credit Card from Amex make any sense?
zhlédnutí 2,4KPřed rokem
Does Nectar Credit Card from Amex make any sense?
1 year with Amex GOLD (UK): how much I saved & will I keep it?
zhlédnutí 9KPřed rokem
1 year with Amex GOLD (UK): how much I saved & will I keep it?
British Airways slashes Avios earnings?
zhlédnutí 940Před rokem
British Airways slashes Avios earnings?
BEST Avios credit card in the UK? Amex BA Premium Plus vs Barclaycard Avios Plus.
zhlédnutí 8KPřed rokem
BEST Avios credit card in the UK? Amex BA Premium Plus vs Barclaycard Avios Plus.
Amex UK rule CHANGES
zhlédnutí 4,1KPřed rokem
Amex UK rule CHANGES
How I use 5 cards to maximize POINTS & CASHBACK (UK)
zhlédnutí 4,4KPřed rokem
How I use 5 cards to maximize POINTS & CASHBACK (UK)
Revolut ULTRA (UK) First Impressions
zhlédnutí 13KPřed rokem
Revolut ULTRA (UK) First Impressions
5% CASHBACK on everything? Best UK Cashback Credit Cards 2023
zhlédnutí 10KPřed rokem
5% CASHBACK on everything? Best UK Cashback Credit Cards 2023
HSBC World Elite vs Amex Platinum (UK)
zhlédnutí 7KPřed rokem
HSBC World Elite vs Amex Platinum (UK)

Komentáře

  • @Jtking3000
    @Jtking3000 Před dnem

    I think valuing the revpoint at 1p is better if you're an avid traveller as you can often get 1p of value per avios. I'm curious about the 2p per rev point on stays though. In theory it would actually make using stays worth using! Usually I find the hotels are more expensive than if I book directly or google search.

  • @tommychen444
    @tommychen444 Před 7 dny

    are these cards suitable for college student?❤

  • @ReliablePick
    @ReliablePick Před 7 dny

    Is my calculation correct if 1 Avios point = 0.05 pence if I spent £6000 I get £300 worth of Revolut points / Avois points. Did I use the right pence value or is it 0.005 pence = £30 worth of avois after spending £6000. I hope you can help thanks!

    • @LoyaltyLlama
      @LoyaltyLlama Před 7 dny

      If you assume that 1 Avios = £0.005 (i.e. half a pence), which is exactly the value you get if you spend Avios via Nectar, then spending £6000 will get you £30 worth of Avios (assuming Revolut gives you 1 point / £ spent). This is equivalent to 0.5% cashback. Hope this helps!

    • @ReliablePick
      @ReliablePick Před 6 dny

      @@LoyaltyLlama Thanks so much! That really helped me.

  • @NathSchultzUK
    @NathSchultzUK Před 7 dny

    £15 for lounge pass? Everytime I go is £24

    • @LoyaltyLlama
      @LoyaltyLlama Před 7 dny

      Hi! I just meant £15 as the value I put on a lounge pass (i.e. if I had to pay for them, I wouldn't buy one for more than £15). But may be nowadays that's too conservative.

  • @ianworthington2324
    @ianworthington2324 Před 8 dny

    Agree with almost everything you say here, bar one thing: my experience of CW service has been that it can't be faulted and is, therefore, extremely difficult to improve upon. So, as you concluded, the difference between the two is very small. I think what you're really paying for might just be the exclusivity and privacy. Happy to say I now have four GUFs which I'll use next year to do this upgrade for a minimal charge.

    • @LoyaltyLlama
      @LoyaltyLlama Před 7 dny

      I do like BA's CW but wouldn't go as far as saying it can't be faulted. I guess it very much depends on your bar / expectations for this product. E.g. on the one hand, you could say that not offering dine on demand is a fault. On the other hand, you could say that dine on demand shouldn't even be expected of a business class product. Anyway, congrats on the vouchers and enjoy the upgrades!

  • @nate9735
    @nate9735 Před 14 dny

    You really should stop using a fisheye lens for your recordings lol

    • @LoyaltyLlama
      @LoyaltyLlama Před 11 dny

      Hm, is it that visible? I don't use a separate lens but I do record at 0.5 zoom on my phone.

  • @richardlincoln886
    @richardlincoln886 Před 14 dny

    IMHO - there's an aspect of bribe's/cashbacks feeling dishonest at some level.... Its changing of course - but its a different market to the U.S. Credit cards already have a fee - interest. Paying for them too - doesn't make a huge amount of sense.

    • @LoyaltyLlama
      @LoyaltyLlama Před 11 dny

      To be fair, interest is the fee for borrowing money. You don't have to pay it if you pay off your card on time every month (which ideally should be the case since interest rates on most cards are ridiculous) While the annual fee is what you pay on cards that offer (substantial) benefits on top of just the basics.

  • @BCNeil
    @BCNeil Před 15 dny

    Americans don't pay their bills, so pay way more interest. Companies can afford higher rewards with all this revenue.

    • @LoyaltyLlama
      @LoyaltyLlama Před 11 dny

      Interest angle. But I suppose more credit card debt also represents higher risks for lenders of losing money when people don't pay.

  • @adamingleton8529
    @adamingleton8529 Před 15 dny

    Frustrating as the gold card in USA allows you 4x spending etc UK its 1 to 1.5.

    • @LoyaltyLlama
      @LoyaltyLlama Před 15 dny

      To be fair, Gold card in the UK does have a 2x multiplier on airlines and 3x on Amex Travel (+0.5 point/£ as earn as you go bonus)

  • @yacoboy
    @yacoboy Před 15 dny

    “So much behind” doesn’t sound right in English, because much refers to quantity, rather than distance. You should retitle it to “so far behind”, it will make much more sense. 🙏 👍

    • @fxheemldn
      @fxheemldn Před 15 dny

      No one cares

    • @LoyaltyLlama
      @LoyaltyLlama Před 15 dny

      I like it! It also makes the video title a tiny bit shorter. Thanks, updated!

  • @carl2464
    @carl2464 Před 16 dny

    Can you do a video on the best options within europe? For credit card and travel rewards.

    • @carl2464
      @carl2464 Před 16 dny

      Seems to be only revolute ultra right?

    • @LoyaltyLlama
      @LoyaltyLlama Před 11 dny

      Do you mean best UK cards for using during a trip to Europe? Yeah, Revolut Ultra and Chase debit card are the best ones that come to mind simply because most other cards charge 3% foreign transaction fee.

    • @carl2464
      @carl2464 Před 11 dny

      Hiya mate, i was more referring to what is the best available for Europeans​. I was trying to decide what my options are to try get the most out of my spending. I went for ULTRA seems to be the only half decent rewards card.@@LoyaltyLlama

  • @quintonlee4107
    @quintonlee4107 Před 16 dny

    I have actually seen a targeted welcome bonus in the UK via browser cookies. For me it offered 25k MR Points for the Gold and an extra £10 cashback on the free Cashback card. It also came with a warning that it might disappear when I click off the website and to not rush any decisions when taking out credit. That offer has since disappeared, wasn't that generous anyways!

    • @LoyaltyLlama
      @LoyaltyLlama Před 11 dny

      Hm, when was that? Asking cause Amex runs the 25K promotion on the Gold card every now and then (I think the last one ended at some point in June / July)

    • @quintonlee4107
      @quintonlee4107 Před 11 dny

      @@LoyaltyLlama This was a couple of weeks ago. That was the first time I've ever seen anything like this before in the UK. It wasn't the boosted welcome bonus that they do ever so often. The Everyday Cashback Card was doing (and still is) the boosted bonus to £125 for the first 5 months. It offered me an additional £10 cashback on top of that. What was even more interesting was that it had this targetted offer on my phone when looking at the website too.

    • @quintonlee4107
      @quintonlee4107 Před 11 dny

      @@LoyaltyLlama I've managed to find a screenshot of it on Google. It's an older screenshot from 2022 and much more generous targetted offer. But same cookie message remains. insideflyer.co.uk/wp-content/uploads/2022/07/Screenshot-2022-07-03-22.35.51.png

  • @LoyaltyLlama
    @LoyaltyLlama Před 16 dny

    Use my referral link to get 45K MR points (vs 40K without a referral) + £400 Amex Travel credit when you spend £6,000 in the first 3 months with the card. Drop me an email at loyaltyllama@gmail.com for the referral link.

  • @lindagibbins2744
    @lindagibbins2744 Před 17 dny

    Get to the point

  • @quintonlee4107
    @quintonlee4107 Před 19 dny

    I just wanted to point out that the Lloyds and Santander World Elite cards don't include travel insurance - though with Santander you can purchase discounted insurance by having that card. With HSBC, travel insurance comes with being a Premier customer, you don't need to pay for the credit card.

  • @OntologySlays
    @OntologySlays Před 20 dny

    I’ve got around 80,000 points, do you think it’s better for me to convert them? Or save them

    • @LoyaltyLlama
      @LoyaltyLlama Před 7 dny

      It may be better to spend them sooner rather than later! As with any currency, points are prone to devaluation. And wow, you already managed to rack up 80K Revolut points?

  • @franco9685
    @franco9685 Před 22 dny

    Do you need to make 2 deliveroo orders to get the cashback or is one fine?

    • @LoyaltyLlama
      @LoyaltyLlama Před 21 dnem

      Have to be 2 transactions to use full cashback (you'll get £5 back per transaction)

  • @justmeajah
    @justmeajah Před 22 dny

    New subscribers here, nice video!!

  • @ntm7319
    @ntm7319 Před 22 dny

    Flying to MAN next month. Looking forward to this !

    • @LoyaltyLlama
      @LoyaltyLlama Před 21 dnem

      Nice! Where are you flying from? Hope you enjoy your flight.

  • @takhaliq69
    @takhaliq69 Před 22 dny

    Hi . I just wanted to get your thoughts on Velocity Banking. Would it work in the UK with UK credit cards? I am up to my eyeballs in debt and have a poor credit rating. Keep up the great work ..i'm just going to subscribe!! Best wishes

  • @massimozanasi
    @massimozanasi Před 25 dny

    I don't like Finnair on long haul flights. Business is quite expensive out of HEL and with the new seats it is almost impossible to find a comfortable position for good back support, as you also mentioned. If you want lounge access and checked luggage you will have to pay a premium price. However, despite being an expensive airline, the food selection is very limited, which is in my opinion a big problem, considering the fact that the Asian market is for Finnair very important and the competition is very tough. So, in conclusion, for me is a BIG no.

  • @us3445
    @us3445 Před 27 dny

    I have a question. You mentioned that you have both the Amex gold and platinum. I thought you aren’t able to get the welcome bonus if you have had an Amex within the past 2 years?

    • @LoyaltyLlama
      @LoyaltyLlama Před 26 dny

      That's correct, I didn't get any bonus for Amex Gold because I already had the Platinum card at the time.

    • @us3445
      @us3445 Před 26 dny

      ​@@LoyaltyLlama Okay thank you! Do you think in my case, it would be worth cancelling my regular BA amex and waiting 2 years before getting the gold or just going for it?

    • @LoyaltyLlama
      @LoyaltyLlama Před 26 dny

      You could try to calculate (at least roughly) how much value the BA card would give you in the next 2 years (e.g. in Avios, vouchers) and weigh that up against the potential welcome bonus that the Gold card could give you in 2 years. Also factor in whether or not you'd get an alternative non-Amex card for these 2 years.

    • @gdotmoney96
      @gdotmoney96 Před 8 dny

      ​@LoyaltyLlama do you still own the gold and the platinum? Also you did say you got the plat card and received 85k bonus after cancellation of HSBC then you also say you got 70k for the platinum card with 200 pounds travel spend. How did you get the platinum bonus 2 times ??

    • @LoyaltyLlama
      @LoyaltyLlama Před 7 dny

      @@gdotmoney96 I closed the Gold card, currently have the Platinum and BAPP. Hm, do I say I got 85K bonus (sorry, don't remember where exactly this could have been in the video)? The bonus I got on the Platinum is 70K + £200.

  • @mikrokupu
    @mikrokupu Před 29 dny

    Thanks for the report! I like Finnair's new Business cabin, though I've only tried the new seat on short haul, they use their A350/A330 to LHR AMS and MUC, too. I like the smart "Nordic chic" design in the cabins and also at the airport. The "icy" glassware they use in Business Class was first designed in 1968. Yes sometimes you find really good long haul deals on Finnair, if you are flexible with routings. I once booked BUD-HEL-BKK-ARN to catch the best price in Business to Thailand from Europe that time.

    • @LoyaltyLlama
      @LoyaltyLlama Před 26 dny

      Thanks for all the info! And yeah, BUD is usually a great starting place for cheap fares.

  • @CmonGiveMeName
    @CmonGiveMeName Před 29 dny

    Nice video, I’ve flown this business class once and I really liked it. Front row has some extra leg room which is nice. One correction also, the provided headphones do have ANC, which you can turn on by flicking the switch on the left earcup, visible at @5:36

    • @LoyaltyLlama
      @LoyaltyLlama Před 29 dny

      Ah, wow, thanks for the tip with the headphones! Will pin your comment so that more people can see it.

  • @Serk144
    @Serk144 Před 29 dny

    Nice video 👍

  • @LinksuHD
    @LinksuHD Před 29 dny

    Thanks for the video <3 and greetings from Finland

  • @studioxxswe
    @studioxxswe Před 29 dny

    NEW? LOL this is now 2+ years old.. :) Not sure what you mean by "OneWorld elite" as such status does not exists :P

    • @LoyaltyLlama
      @LoyaltyLlama Před 29 dny

      New as in “the newest seat the airline currently has” OneWorld elite as a shorter way of saying “members of all OW frequent flyer program that have any status above the basic one”. Same as saying “premium cabins” instead of business class and first class.

    • @studioxxswe
      @studioxxswe Před 28 dny

      @@LoyaltyLlama If you plan to grow your channel I would strongly suggest you take feedback more seriously, there is no such concept as OW Elite - Its just dumb as ST already uses that concept (Elite and Elite Plus)

    • @Cmi1267
      @Cmi1267 Před 28 dny

      @@studioxxswe can you be a little more polite? I am sure he appreciates constructive feedback, but this is downright rude.

    • @derekbryce2632
      @derekbryce2632 Před 27 dny

      @@studioxxswe If you plan to have people take your opinions seriously, I would strongly suggest to you not to be so rude. OneWorld elite status (Emerald, Sapphire) does exist. I hold a BA gold card and understand that. These Finnair seats are the latest they have, so everyone other than a tiresome pedant would have understood what he meant by 'new' too. I'm flying in that seat for the first time shortly and consider it to be new too. Thanks for a very informative report, LoyaltyLlama, you have a new subscriber. I'll be flying Finnair business class return to Bangkok soon, although I don't fancy that early departure out of Bangkok!

    • @studioxxswe
      @studioxxswe Před 27 dny

      @@derekbryce2632 thanks for your very nonsense reply. I have been OW Sapphire from QR PLAT for 7 years and I never refer to it as "Elite"; have been *A Gold for over 20 year and don't refer to it as *A Elite - But I will refer my Sky Team Elite Plus status as Elite.

  • @DebasisSadhukhan5
    @DebasisSadhukhan5 Před 29 dny

    I don’t think what you said about the connecting flight is correct. If you have a connection at Helsinki, but you do not use the last, the airline may penalise you as far as I know. I came across some news about Lufthansa where they sued some passengers for not travelling on the last leg of the booked itinerary.

    • @LoyaltyLlama
      @LoyaltyLlama Před 29 dny

      I’m now very curious to look up the Lufthansa thing to see how it turned out. Thanks for the callout!

    • @derekbryce2632
      @derekbryce2632 Před 27 dny

      @@LoyaltyLlama it can be dodgy as far as the airlines are concerned and will only work if travelling with carry on baggage.

  • @margraine
    @margraine Před měsícem

    Just found your channel. I was searching for Virgin Atlantic Premium Economy, as we'll be flying LAX to LHR next month. Our return flight will be LHR to JFK on Delta. How did Delta Premium compare to VA? Thanks for posting your review!

    • @LoyaltyLlama
      @LoyaltyLlama Před 26 dny

      Hey! I enjoyed VA's product more than Delta in terms of food and service, while seats are comparable / deliver the same level of comfort. Having said that, Delta wasn't bad, VA's PE just seemed to be quite above average (at least in my experience). Lmk how your flights go! In the meantime, I'll post the video from my return flight with Delta.

  • @gunvaldsandhaland7757
    @gunvaldsandhaland7757 Před měsícem

    I Love The Blueberry Juice Aboard.Great Video And Info

  • @nabeelahmed6317
    @nabeelahmed6317 Před měsícem

    Thank you for helping me solidify my decision to get the barclaycard forward as my first credit card. How long did you have this card before upgrading to barclaycard avios? And how long after getting your first card were you able to get your first Amex card?

    • @LoyaltyLlama
      @LoyaltyLlama Před měsícem

      I got my first Amex around six months after Barclaycard Forward (March -> August of 2019). Please note there's no officially recommended/guaranteed timeline here so your mileage may vary. And don't forget to do your own research before picking the best card for yourself! Barclaycard Avios I got a couple of years later since it didn't exist at the time.

  • @imanyassaee
    @imanyassaee Před měsícem

    Hi, Thank you for providing the information. I am currently looking to build my credit score to qualify for a property purchase. Despite having a salary of £27,500, my applications for M&S, Barclaycard, and Tesco Bank have been declined. Could you please provide guidance on how I can improve my credit score and increase my eligibility for credit cards? Thank you very much for your assistance. Best regards, Iman

  • @Nick-zl4eu
    @Nick-zl4eu Před měsícem

    Thanks, indeed valuable tips! I have earned 660 avios points from survey! I have watched your other videos, great content and thanks for sharing your knowledge and experience 😊

  • @umer90o7
    @umer90o7 Před měsícem

    Hey nice video! For the tier 1 card, it said to apply for it yoy must have lived in a uk adress for 2 years, but you mentioned you applied for is 6 months after reaching the UK. How did you do this?

    • @LoyaltyLlama
      @LoyaltyLlama Před měsícem

      Hey! This must have changed at some point. There was no such condition when I applied for the Barclaycard back in 2019. Have you tried checking at other credit builder cards?

    • @umer90o7
      @umer90o7 Před 29 dny

      @LoyaltyLlama I have, unfortunately it requires you to be living in the UK for a couple of years before. I personally dont have an issue as I'm in the UK rn but don't plan on getting a credit card until I'm done with uni, so I'll already be in the UK for a few years when I apply

  • @oleary525
    @oleary525 Před měsícem

    Depends on if it’s your first card too right? I’ve seen that you can still get welcome bonus if you start with gold and then moved to BAPP card. But can’t do this vice versa

    • @LoyaltyLlama
      @LoyaltyLlama Před měsícem

      Correct. BAPP (and also the Platinum card) have the advantage of not restricting your welcome bonus eligibility for cards that earn a different reward currency.

  • @oleary525
    @oleary525 Před měsícem

    Have you heard you can start with Alex gold and get the welcome bonus and still get the welcome bonus with The BA plus when you switch?

  • @MrHTown786
    @MrHTown786 Před měsícem

    Which Barclaycard avios do you have? The free or fee one?

    • @LoyaltyLlama
      @LoyaltyLlama Před měsícem

      The free one. I just use it in places that don't take Amex.

    • @MrHTown786
      @MrHTown786 Před měsícem

      @@LoyaltyLlama I saw the video. Get the bonus and then downgrade to the free one. Also I’m thinking of using Amex gold and barclaycard avios. This would be on top of my chase debit card and if needed and when needed a 0% purchase card. This I think would be a good strategy for me. Do you have any thoughts or recommendations for me?

  • @pinkybloo3995
    @pinkybloo3995 Před měsícem

    I never knew about the e store! Game changer

  • @ElonMuskofficialchannel1
    @ElonMuskofficialchannel1 Před měsícem

    What type of 787 variant was it?

  • @alexeymorozov1099
    @alexeymorozov1099 Před měsícem

    You forgot to mention a major value driver for this card - Amex offers that routinely allow you to save multiples of the annual fee with various retailers across the UK, as well as major airlines and hotel chains. I routinely get offers like “spend £300 to get £100 back” on marriott, Hilton, IHG and other chains. Additionally, one of those offers is “Amex dining” that gives you 10-20% off hundreds of restaurants across the UK and abroad.

    • @LoyaltyLlama
      @LoyaltyLlama Před měsícem

      I agree that you can get this can deliver good value but this benefit is not specific to the Gold card. I get similar offers on the Platinum and BAPP.

  • @AfternoonLemon
    @AfternoonLemon Před měsícem

    Are the bonus 20000 points (for £2000 spend in first 3 months) in addition to the standard 2 points per £1 spend? In other words, you'd accrue 20000 + 4000 = 24000 nectar points after 3 months, if you spent £2000?

    • @LoyaltyLlama
      @LoyaltyLlama Před měsícem

      Yes, the welcome bonus is in addition to the ongoing earning rate. However, iirc, you earn 1 point / £ on that card, not 2

  • @rikeshpatel5546
    @rikeshpatel5546 Před měsícem

    Who spends £10 in an airport on food wtf

  • @johnbakker4828
    @johnbakker4828 Před měsícem

    I am on the Metal plan, as I spend a lot of time outside the EEU, and it really saves me tons of FX fees. I received an email from Revolut talking about RevPoints. One of the things said in the email is this: "We’ve replaced cashback with a new points programme offering 1 point per €2 spent on your Revolut card as a Metal customer. Then, when you’re ready to convert them, get 1 air mile for every point. Or for discounts on holiday accommodation, you could, for example, exchange 10,000 points for up to €200 off your dream Stay." I just checked, and I am still receiving cashback for my card payments. As they are outside of the EEU, they're 1%, although there is a monthly cap equivalent to the price of the subscription, which is €18.99 in my case. I'm just wondering if I join the RevPoints program, will I lose my cashback earning abilities? Because that seems a lot more attractive to me right now.

  • @rodypiyasin837
    @rodypiyasin837 Před 2 měsíci

    BA is good in everything except food!

    • @LoyaltyLlama
      @LoyaltyLlama Před měsícem

      Haha, idk, I feel like food generally is on par with the rest of their service.

  • @PickledRed
    @PickledRed Před 2 měsíci

    I have an Amex Platinum card and lounge access these cards offer is useless. Out of the 6 or 7 times I've tried to access a lounge, I've only managed to get in once. Save your money and don't bother if this is what you're after. They are a scam that you'll be very lucky to redeem.

  • @LimaaVloger
    @LimaaVloger Před 2 měsíci

    Does that work in Ireland?🇮🇪

  • @RodrigoDias-k8l
    @RodrigoDias-k8l Před 2 měsíci

    Hi there, sorry just a quick question... to use the flight lounge, do I need to have my flight with the company or even flying with a different company I can use the lounge having Amex ? thank you!

    • @LoyaltyLlama
      @LoyaltyLlama Před 2 měsíci

      If you get the Amex Gold, this also gives you a Priority Pass card which arrives in the mail a bit later (or you can get a digital version right away). You can use this to enter Priority Pass lounges regardless of which airline you're flying with. The first 4 visits every membership year are free.

    • @RodrigoDias-k8l
      @RodrigoDias-k8l Před 2 měsíci

      @@LoyaltyLlama amazing!! thank you!!

  • @TheSidahmed61
    @TheSidahmed61 Před 2 měsíci

    Have you ever booked any hotels through Avios hotels? it says you’re paying cash. You will get points after your stay. I haven’t used it before so I wanted to get some insight on it.

  • @cucurezenita
    @cucurezenita Před 2 měsíci

    How do I know what airport has fast track? Go to fast track and ask?

  • @LoyaltyLlama
    @LoyaltyLlama Před 2 měsíci

    45K points + £400 Amex Travel credits if you take out the card with my referral link and spend £6,000 in 3 months. Drop me an email for the link: loyaltyllama@gmail.com