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Expat. from Edinburgh, living in Taiwan. Thinking of moving to the borders. This was very informative. Appreciated.

Very good info..

9ok😊

Private let landlords are taking the Mick with rent prices making them unaffordable for most and all the council and social housing has been given to immigration services. We need to get get rid of this government ASAP!!!

Fear and uncertainty on rent freezes and eviction bans stops me from investing in a BTL, the risk to reward balance is lopsided. Appreciate the video, very informative.

Was this helpful? Let us know if you have any other questions on purchasing a home in Scotland!

UnderOneRoof was not helpful in every single instance I've reached out to them. They just send a link to their pages (I can find them myself thank you very much) and that's all. SO unhelpful!

thanks

Was a useful episode.

My questions are: (you touched on this a bit) if I'm saving for a deposit and I think I'll have at least 5-10% - when should I make first contact? Should I go before so they can tell me - hey you could buy sooner! Or forget it, boyo. It's a pipe dream and you're skint? Or wait until I think I have enough? Second you touched on fixed price, so if it's an 'offers in excess of', my mortgage doesn't cover that, right? So Let's say it's 10k over the listed price is what's needed and it's a 100k property. If I Save 10k thinking it'll cover the deposit for a mortgage, really I'm screwed as I don't have another 10k to pay the difference. Is this right? And I assume there's some report that says the property is worth X. That's all my mortgage lender will pay towards, is that right? I guess I'm really asking, how much cash do I really need? Deposit amount, then paying solicitors, any reports, any cash on top of the value? What are we talking here?

is it possible to change solicitors after the conveyancing process has started?

How about buying a home as a foreigner (before citizenship)? i.e., whilst on a skilled worker or global talent visa or indefinite leave to remain. How hard is it to get a mortgage? Will you have to pay more? Is the buying process any different? Is it worth waiting till full citizenship is acquired or should you not let that impede you from buying?

If you've watched the episode and still have any questions, please let us know below and we will ask at our next first-time buyer recording! ⬇⬇

Are you a landlord? Get more lettings advice on our website: espc.com/lettings

Did you enjoy the episode? Let us know what you would like us to cover next ⬇⬇

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Have you got a question for our mortgages team? Leave us a comment! ⬇⬇

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Please let us know what you found to be the most useful piece of information in this edition of the ESPC Digest! We'd love to hear your feedback 😊

We hope you enjoyed this episode! If you've got a question for Paul & Megan, please leave us a comment below... ⬇⬇

All great information, but it’s much more difficult down south!!

We hope you enjoyed this episode! If you've got a question for Paul & Megan, please leave us a comment below... ⬇⬇

Brilliant, thanks, I really enjoyed this. Watching from Perth Australia where the market is crazy and there is nothing for first time buyers and older people like myself looking for a small affordable property. Coming home to Bonny Scotland to buy a wee flat soon 😊

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Why was the cycle not included…could also say the scooter as well ?..

Iam looking for rural place with a good looking woman I hope

Привет из России 😊

excellent work on the video

Great show, excellent information. From Vancouver, Canada.

Do you have data on whether or not falling prices are to do with there being more small properties being sold? From what I’ve seen, watching closely, prices are just down in general. If anything, I’d expect smaller properties are selling for more as buyers can’t afford the size they could before due to interest rates. That or they move areas of course. Also with regards to properties largely achieving HR, that doesn’t mean there isn’t a significant decline in values… the HR values are just lower now and where they are not lower, they often aren’t selling. Just today I saw a property on ESPC which had HR £375k and now on at offers over £300k, that tells us all the HR value is completely wrong. You only have to look at how many listings on Rightmove are “reduced” or “fixed price” to see that people often don’t agree with the HR values in recent months. In general, I really enjoyed your report and think the data you publish is much more useful than say RM or zoopla.

Brilliant as always thank you. Sound quality is not the best 🤷‍♂️

If the prices are not going to drop then the market is not that attractive

Looking forward to the proposed episode on Leith soon hopefully…

I want to go to Scotland before I die. Go back to the motherland 1 time before I die. But it’s fucking expensive.

It’s meeeeeee 🔥 🛼

What would your advice be to someone selling in England, with the risk of chains collapsing, who want to buy in Edinburgh?

100% mortgages always appear at the top of a bubble

Would be interesting to see how many have bothered with this. I’d be amazed if anyone was prepared to wait up to 6 months with the seller able to pull out and then paying costs to their estate agent (and compo to the potential purchaser). Almost own my house outright and could shift it in 2 weeks. Where I want to go they houses only come up every couple of years so pointless for me.

Many thanks, comprehensive and very useful info and insights. Best source I found yet on local property around Edinburgh. Look forward to a similar update on Fife area.

Lots of very useful information, many thanks for the in depth analysis.

Promo sm 🎉

What is the average 1BHk house rent price edinburgh new town?

Thanks for sharing this wonderfully helpful video! 💚

𝐩яⓞ𝓂𝓞Ş𝐦

𝓹𝓻𝓸𝓶𝓸𝓼𝓶

very very interesting thankyou craig

As a channel about Virtual Event I really enjoyed this event! Very inspiring!

Great to get such an informative view on the current market. 👍