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Yes, buy coach cuz that’s what will get you your physique, not practice, dedication and consistency

❗ 'promosm'

The sad part is, there are to many stupid people out there that are proud of spending 3 grand on a useless iPhone

Your loan balance does NOT compound when you make interest only payments. It stays exactly the same. Compounding does happen when you are in school and paying no principle or interest.

Now I am in the generation that doesn’t care about any one

Who taught y’all that? Seriously I’m curious. As a Gen X’er who couldn’t have kids, I truly don’t know if parents that are Gen Xers did it or if it was the schools. All I know is I’m wondering what happened to the USA I grew up in back in the 70s & 80s. When did kids start needing their parents to set a date for them to play? Why did kids stop playing outside like we did? Why aren’t kids riding their bikes & skateboards & screaming running thru the neighborhood like we did? When & why did it stop? It’s saddening to me. As a Gen X’er, I’m truly sorry to the younger generations that we let y’all down & allowed our country to turn into what it now is. I’m sorry & I’m embarrassed. Everyone needs to be kind, that’s not the same as being nice. I want & NEED a man who can & will put me in my place once in a while & a nice man won’t do that but a kind one will do it in a gentle way. My late hubby was great at it. I sure do miss him.

Yeah this guy and I are about the same age and I’d say about 80% or the trouble I’ve gotten myself into in life is because I was too nice to people.

He nailed it

Yeah, yes indeed!!! What he said.. JA!!!

I can’t believe she’s a financial coach. Should have stuck with her day job

A $325,000 home which increased in value at 5% a year for 30 years would be worth 1.4 million dollars at the end of that mortgage. Compare paying the $600k to own a $1.4 million asset vs paying rent and owning nothing.

My house went up 151k in 2 years. 😆

Lies

Buying a house is better than renting in most cases. Property is probably going to increase in value. In the worst case scenario you could still recoup some of the value. If you rent you can never get value back. In my case I would have to pay $500-$700 more than my mortgage if I rented. It's really a no brainer. If you have the ability to buy instead of rent, you should.

At least for me it turned out to be. I purchased in 2019. My mortgage is 1800. Rent in my area is 2800. Best decision I’ve ever made.

That house is gonna be worth way more than that and 30 years

Wrong. First nobody must take a mortgage. Secondly, even if pay 600k over in 30yrs, it will probably sell for over 600k when they sell 30 yrs later. So if paid off get 600k minus seller fees and ended up net zero rent.

If the house is worth more that the total cost then yes it’s worth it. For example my parents bought a 1700sq foot house for 120k in 2009. Now the house was appraised at nearly triple that

cant even explain how dumb this person is

She’s so stupid for saying this. If she ends up paying $600k after 30 years, so in 30 years her house will probably be worth more than $600k. She will get all her money back. Duh

So stupid lol make extra payments and pay less interest

She seems kinda dumb. The house is going to be worth 600k, and even if it isn't, keep in mind you didn't throw away your income on rent for 30 years

Oh boy, I hope she’s not a financial advisor to anyone!

The student loans are originated by UNIVERSITIES you and your opinion misses the whole point of higher education

She's mad because she has to pay interest? Its pretty logical there will be maintenance on a home, especially a older home. There are benefits to owning and benefits to renting. Most people want their payments to be predictable. At least with a mortgage your principal and interest are fixed. You rent not so much. Plus your landlord can force you out.

love this content. new subscriber

Lol she is so right. If she said this 2 years ago she would be flogged

30 yr mortgage is a bad idea. If you can't pay 10% down on a 15 yr mortgage you aren't ready to buy that house. Get something smaller in a less expensive neighborhood.

Bought it on preforclosure at 2.875 on a 15-year fixed paid off early and house trippled in value from what I originally paid. I can now turn around and rent it out and cash flow $3000/mo. after all expenses. Ha not a good investment 😂

Peace and mind is the investment

Mike! is this one on IG? It's gold.

I built my house 5 years ago for 400k. Today it is worth 750k. Pretty good investment.

Notice how she said not nesacarily if your 30 always rented can’t save money and it’s “all inflations fault” you should probably buy a house something cheap buy a property put a manufactured home on it and pay it off in 5 years yes what she’s saying is factual it is theoretically better to invest elsewhere and make your money work for you but if ur working a 9-5 and have no formal education no credit or even just don’t have a plan and a business mindset get your house paid off and use that freedom that not paying rent gives you to build something better don’t stay stuck in the loop spending twice what the property is worth and finally owning something outright is a much better idea then wasting 10 years and having nothing to show for it

Great, so every gym regular who pays their membership month in, month out for years cannot get on equipment cause some couch potato has December for free...

Your GOAL at Thanksgiving and Christmas is to BULK UP for the winter! By April, I'm like a shredded Sulek!

Yes.

First comment

SF local here, just found your channel and loving the content.

Anyone else have the video bug out in the 6th segment?

I'm from Eastern Europe and was never really aware there's a huge addiction / homelessness issue in the States until very recently. This podcast was recommended by CZcams after I searched for similar content, trying to understand how bad it is and how it got here. This is really great content, thanks for your work. The channel might be small, the views number also small but this is A+ content. Also, I hope that your nation will recover and learn from its mistakes. Not saying this only because I have a great deal of symphaty towards americans. Because of my profession I worked and met a lot of folks from the States. It's just my view that the world needs a country like USA to defend the democratic values and lifestyle, as an opposition or counter balance to dictatorships and autocracies.

The one's here are full of foreigners, ask me how I know 😢

Camping bans = criminalization of poverty.

He sound stupid your not even solving the problem your u could have said is give the a huge plot of land built tiny homes for them with stores counselors doctors jobs to actually help rehabilitate them

Go to work or leave the city limits. It's a beautiful process of accountability. Can't afford a place because you're too good to get 20 housemates? Get out, you are not my caliber of neighbor.

The kid looks like someone from my school like exactlu

YOU gotta want to STOP yourself.