Video

What's a double end?

The issue with mortgages is that of larger “residual” balance especially when it begins. Best to buy it outright 😊 & then count all the interest saved over 30 years. That is a joke. But that does not mean you can’t “buy-off” your mortgage to the extent the bank allows & to the extent you don’t go house-richer but cash poorer. As in all decisions, no one choice will end up perfect relative to what it should have been relative to the unfolding future. The only problem with the future is that it is unpredictable. Rest all is easy! 😊

How would I increase my escrow so my monthly house payment stays the same.

I inherited a home that is completely paid off. However, it needs some much needed improvements. I plan to live in it for at least 1-3 years until I finish school. I plan to rent it out thereafter. Will a cash out refinance be a good decision?

Mortgage company will be fine if I change homeowner insurance to a landlord policy after a year or 2 of owner occupancy, right? I supposed they will know when the property turns into a rental if the insurance is paid from escrow account?

I pray this passes!

Is there a default interest rate for the zero percent down?

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Need a great real estate agent in Sacramento? Click here: homeandmoney.com/matt/

THIS LOANS ARE A SCAM. YOU WILL LOSE EVERYTHING IF YOU TAKE THEM

Usury is inherently a sin.

WEF

You’re seeing plenty of buyers because everybody needs a shelter to live in

Great info.

THEY’RE COMING AFTER YOUR HOMES!

2008.2.0 im sure these loans are rated superb just like last time. Whod we loan out to this time... Jerry from Indiana come on down you got $1000 month disability heres your $3600 mortgage.

What buyers is he even talking about?? This guy has to be a realtor trying to sell an overhyped market.. Sheeesh get real!

I have a 3k / month mortgage, it sucks! Almost 50% of my income.

My rule is one weeks pay NET = your re rent/mortgage for the month.

Yet no one is talking about all the credit card usage amongst all these buyers. We will find out in about 5-10 years once everyone is maxed out

The video is not even funny. : WHAT DO YOU MEAN??? Is this the best content you can produce? It is boring and gets a big fat F.

Does this work in Nevada

Question we currently own a home with 3.8 rate but are looking to buy with that assumption you are saying that when rates drop it will then be alot harder to move where we want. Is this a smart time to buy Or should we wait for rates to drop? But then is our house equity going to go down?

Great format

Great content, Matt!

Matt thanks for having me on the show!

What do you think of the month of June 2024, selling a home? Is this the best month of the year?

Wow you really stepped the quality of your videos and thumbnails, what’s your secret?? 😂

Can you hook me up with an agent in the sac market?

lol...put people more in debt.. democrats got it all figured out...wow.

lol...there ya go, put people more in debt...good idea. I will be here scooping up properties when the repo's start flying.

Forced to refinance if move out after a year?

man, i hope the market doesn't crash on them

You guys have flip and flip or fix and rent loans?

Bank took about 4 days, broker took more than double that time. The reality is the broker doesn’t know you. Your bank has all of your info

My gf just sold her house. Small town it appraised 196 asking price 215 we got 210. Closing escrow tomorrow! Loving it small towns very affordable and surprisingly people make good money out here

Had a call. Need to catch the replay

What’s the rate on this new UWM 0% down program, similar to any 3% conventional or a bit higher rate?

My cousin wants to buy a home now. But in 6-8 mos he "may" be receiving an inheritance [not sure]. He is thinking of buying now anyway - no money down, etc. Then, if/when he gets the inheritance, he wants to buy his dream home using that money as a down pmt and rent out the other one? The time line could be as early as 3-6 months or longer. Would him and his wife need to qualify for the new mortgage based on the first mortgage pmt plus that new one? How does that work, Matt?

Is this a heloc or a 2 loan?

This is like a $4 trillion stimulus package! Most people should be taking advantage of this. Biden 2024

First time home buyers EVER or not having bought a home in the past x years timeframe?

Borrowers must be at or below 80% of the Area Median Income (AMI) for the address of the property they are buying and meet Home Possible® guideline requirements

Excellent!

Great info thanks!

Get a 2nd mortgage on my house at a much higher rate than my 2.875% which I overpay the principal every month makes zero sense.

I already pay my home owner insurance on my own. I dont pay taxes and no pmi. So why is my lender still taking money out for escrow.

inflationary-

sir i am following your youtube channel constantly your content is very nice but your video is not going viral due to some mistakes in your optimization if you want i will show your mistakes and help you can i talk to you

Hawk tuhh!!!!!