Kenstone Capital
Kenstone Capital
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Personal Loan vs. Credit Card: Know the Difference!
Join us at Kenstone Capital as we dive deep into the differences between personal loans and credit cards. Learn how banks design these financial products, the hidden costs, and how to make smart borrowing decisions to avoid financial traps.
00:00 Introduction
00:17 Credit card vs. Personal loan
09:39 Credit card vs. Personal loan - Which is better?
12:49 Conclusion
Get your CIBIL score repaired now. Click here bit.ly/cibilrepair
Call us for more information: 08068248827
Email: info@kenstonecapital.in
zhlédnutí: 95

Video

The SHOCKING Truth About Money Revealed!😮
zhlédnutí 140Před 12 hodinami
Discover the hidden influence of money on our lives as we delve into the psychology of wealth, the impact of marketing, and the reasons behind our financial behaviours. Learn how money affects relationships and personal decisions. Get your CIBIL score repaired now. Click here bit.ly/cibilrepair Call us for more information: 08068248827 Email: info@kenstonecapital.in
How Brands Manipulate You - Exposed!!
zhlédnutí 21Před dnem
Discover how brands manipulate consumer behaviour and influence purchasing decisions in this eye-opening discussion on marketing psychology. Get your CIBIL score repaired now. Click here bit.ly/cibilrepair Call us for more information: 08068248827 Email: info@kenstonecapital.in
Your Loan Agents Are Damaging Your Credit Score!
zhlédnutí 60Před 14 dny
Discover the truth about credit scores, including what counts as a good score, how it affects your loan terms, and common myths about credit monitoring. Learn the importance of regularly checking your cibil score to avoid errors and ensure you're always ready to secure a loan. Get your CIBIL score repaired now. Click here bit.ly/cibilrepair Call us for more information: 08068248827 Email: info@...
Can You Fix Bad Credit Score Without Paying? Find Out!
zhlédnutí 41Před 14 dny
Explore common myths about credit repair and understand why you can't alter your credit report without bank approval. Learn how cibil and banks handle your credit data and the correct way to update your credit report. Get your CIBIL score repaired now. Click here bit.ly/cibilrepair Call us for more information: 08068248827 Email: info@kenstonecapital.in
Why You MUST Take Loans - Watch Now!
zhlédnutí 27Před 21 dnem
Discover how to get a loan with no credit history, learn why banks are hesitant to lend without a credit score, understand the steps to build your credit track, and find out how to improve your credit behavior to secure bigger loans. Get your CIBIL score repaired now. Click here bit.ly/cibilrepair Call us for more information: 08068248827 Email: info@kenstonecapital.in
Avoid These Mistakes and Secure Your Loan Approval
zhlédnutí 44Před 21 dnem
Discover the three types of loan borrowers and learn why banks may reject your loan application. Understand the impact of financial crises and delayed payments on your credit score, and find out how to avoid common mistakes to secure your loan approval. Get your CIBIL score repaired now. Click here bit.ly/cibilrepair Call us for more information: 08068248827 Email: info@kenstonecapital.in
The Psychology of Money Revealed!
zhlédnutí 269Před měsícem
The Psychology of Money Revealed!
Improve Your Credit Score with Kenstone Capital | Cibil Repair Agency
zhlédnutí 59Před měsícem
Improve Your Credit Score with Kenstone Capital | Cibil Repair Agency
What is Cibil? | Credit Score Myths | Credit Repair
zhlédnutí 287Před měsícem
What is Cibil? | Credit Score Myths | Credit Repair
Increase Your Credit Limit in 60 Days: Real Success Story
zhlédnutí 70Před měsícem
Increase Your Credit Limit in 60 Days: Real Success Story
Why Banks Reject Your Credit Applications | Business Loan Rejection
zhlédnutí 35Před měsícem
Why Banks Reject Your Credit Applications | Business Loan Rejection
How to Close a Negative Loan Account: Step-by-Step Guide
zhlédnutí 44Před 2 měsíci
How to Close a Negative Loan Account: Step-by-Step Guide
Credit Report Myths You Need to Know!
zhlédnutí 23Před 2 měsíci
Credit Report Myths You Need to Know!
See What Banks Do With Your Unpaid Loans!
zhlédnutí 71Před 2 měsíci
See What Banks Do With Your Unpaid Loans!
How to Increase Your Credit Limit | Improve Cibil Rank | Company Cibil Report
zhlédnutí 154Před 2 měsíci
How to Increase Your Credit Limit | Improve Cibil Rank | Company Cibil Report
Shocking Banking Errors That Can Destroy Your Credit Score!
zhlédnutí 19Před 2 měsíci
Shocking Banking Errors That Can Destroy Your Credit Score!
Why Crossing Your Credit Limit is More Dangerous Than You Think!
zhlédnutí 96Před 2 měsíci
Why Crossing Your Credit Limit is More Dangerous Than You Think!
Improve Cibil Score in 30 Days | Cibil Report | Credit Score
zhlédnutí 89Před 3 měsíci
Improve Cibil Score in 30 Days | Cibil Report | Credit Score
WARNING: The Hidden Dangers of Being a Loan Guarantor
zhlédnutí 16Před 3 měsíci
WARNING: The Hidden Dangers of Being a Loan Guarantor
Credit Mistakes Businesses Make and How to Avoid Them
zhlédnutí 22Před 3 měsíci
Credit Mistakes Businesses Make and How to Avoid Them
Mistakes to Avoid to Maintain Good Business Credit Score | Credit Report
zhlédnutí 30Před 3 měsíci
Mistakes to Avoid to Maintain Good Business Credit Score | Credit Report
See What's in Your Credit Report Summary | Business Credit Report
zhlédnutí 167Před 3 měsíci
See What's in Your Credit Report Summary | Business Credit Report
Business Credit Report Breakdown | Micro Enterprises Credit Report
zhlédnutí 41Před 4 měsíci
Business Credit Report Breakdown | Micro Enterprises Credit Report
Understanding and Fixing Credit Report Errors
zhlédnutí 30Před 4 měsíci
Understanding and Fixing Credit Report Errors
What's Inside Your Business Credit Report? | Commercial Credit Report
zhlédnutí 40Před 5 měsíci
What's Inside Your Business Credit Report? | Commercial Credit Report
ಕ್ರೆಡಿಟ್ ವರದಿಯಲ್ಲಿನ ನೆಗೆಟಿವ್ ಫ್ಲಾಗ್ಗಳು | Written off ಅಂದ್ರೇನು
zhlédnutí 79Před 5 měsíci
ಕ್ರೆಡಿಟ್ ವರದಿಯಲ್ಲಿನ ನೆಗೆಟಿವ್ ಫ್ಲಾಗ್ಗಳು | Written off ಅಂದ್ರೇನು
How To Check Your Business Credit Report
zhlédnutí 37Před 5 měsíci
How To Check Your Business Credit Report
ಕ್ರೆಡಿಟ್ ವರದಿಯಲ್ಲಿ ಏನು ಮಾಹಿತಿ ಇರುತ್ತದೆ? | Credit Report Overview
zhlédnutí 41Před 5 měsíci
ಕ್ರೆಡಿಟ್ ವರದಿಯಲ್ಲಿ ಏನು ಮಾಹಿತಿ ಇರುತ್ತದೆ? | Credit Report Overview
ಕ್ರೆಡಿಟ್ ಸ್ಕೋರ್ ಚೆನ್ನಾಗಿದ್ದರೂ ಸಾಲ ತಿರಸ್ಕರಿಸಲು ಕಾರಣ ಏನು?
zhlédnutí 54Před 5 měsíci
ಕ್ರೆಡಿಟ್ ಸ್ಕೋರ್ ಚೆನ್ನಾಗಿದ್ದರೂ ಸಾಲ ತಿರಸ್ಕರಿಸಲು ಕಾರಣ ಏನು?

Komentáře

  • @amit001
    @amit001 Před 20 dny

    You "understood" nothing John snow

  • @amit001
    @amit001 Před 21 dnem

    When the guest is speaking, host needs to shut up

  • @tusharshinde1288
    @tusharshinde1288 Před měsícem

    i am many time mail not yet reply i know what exit company role 0:43 0:44

  • @supreethavigneshbhat1160
    @supreethavigneshbhat1160 Před měsícem

    Great insights!

  • @rajappanarayanappa
    @rajappanarayanappa Před měsícem

    Hi Niraj, its a good exposure to you and the program is very beneficial to the public.

  • @Madhu-zv4sv
    @Madhu-zv4sv Před měsícem

    🫡🔥🔥

  • @jairam811
    @jairam811 Před měsícem

    🎉👍

  • @tusharshinde1288
    @tusharshinde1288 Před měsícem

    Company proper support i am many times try service regarding kindly proper guide and rules regulations 2:23 2:23 2:24 2:24

  • @subbupayments
    @subbupayments Před měsícem

    Hi I please help me I want to help with written off account

  • @drpadmapriya
    @drpadmapriya Před 2 měsíci

    Useless information

  • @Bong_Madridista
    @Bong_Madridista Před 2 měsíci

    Yeh Fatima konsa hospital mai nurse hai? I am feeling sick a bit

  • @RameshRampala
    @RameshRampala Před 2 měsíci

    While watching this video. I am thinking about VIJAY MALLYA

  • @VK_2002
    @VK_2002 Před 2 měsíci

    ELSS lockin is 3 bro, not 15 years

  • @ashishnaik1890
    @ashishnaik1890 Před 2 měsíci

    👍

  • @maheshhhh687
    @maheshhhh687 Před 2 měsíci

    Nice explanation dude superb

  • @nityantrkumar7668
    @nityantrkumar7668 Před 2 měsíci

    Zeff bazoz 😂😂😂😂

  • @sandhyasandy3194
    @sandhyasandy3194 Před 2 měsíci

    How to contact cibil?

  • @happinessinnature6500
    @happinessinnature6500 Před 3 měsíci

    Jeff Bezos

  • @sbgurusai7894
    @sbgurusai7894 Před 3 měsíci

    How to remove settlement status from cibil when lender organization is closed permanently

  • @heyhai2764
    @heyhai2764 Před 3 měsíci

    But is there any way to change from guarantor to borrower inorder to avail the tax benefits? Because, my father took a housing loan and I am repaying the loan every month but there is no way to avail tax benefit.

  • @bahikhata
    @bahikhata Před 3 měsíci

    How do one get CIBIL Rank without paying 6000 for it ? Does CIBIL give one free report/year similar to CIBIL Score ?

  • @sharanshetty729
    @sharanshetty729 Před 4 měsíci

    The 30% spending is applicable on per annum or per month basis?

  • @OpenSoraAI
    @OpenSoraAI Před 5 měsíci

    At the cibil app my cibil score shows 800 however when the loan agent checked it was showing 652 what could be the reason?

    • @kenstonecapital
      @kenstonecapital Před 5 měsíci

      Banks access to CIBIl is a commercial access. And also if you have applied for personal loan then personal loan score applicable for unsecured loan is what they would have checked. And other possible reason is timely updates in your personal login. Once compared you will get to know.

  • @ashreyanshivlogs
    @ashreyanshivlogs Před 5 měsíci

    How to remove settlement from cibil

    • @kenstonecapital
      @kenstonecapital Před 5 měsíci

      The remaining need to be paid to the bank for removal.

  • @TheTsotsobe
    @TheTsotsobe Před 5 měsíci

    One of the best interviews on this topic

  • @balakrishna5282
    @balakrishna5282 Před 5 měsíci

    But It's useful for fresher

  • @rctuolor451
    @rctuolor451 Před 6 měsíci

    I took loan from Navi loan apps for the first time to know my CIBIL score and it works 🤭🤗

  • @kishorshetty3510
    @kishorshetty3510 Před 6 měsíci

    Very detailed explanation. Thank you

  • @dking6810
    @dking6810 Před 6 měsíci

    Hii sir,, Can u please explain about Experian Highmark and Equifax

  • @rangakonga6485
    @rangakonga6485 Před 6 měsíci

    😮😮 good knowledge

  • @rctuolor451
    @rctuolor451 Před 6 měsíci

    What you guys discussed are a good topic though, to me not all online loan apps are bad, for some people it's really² helpful and most online loan apps interest are are like 2.5% per month which is very good comparing to private lender which we got like 10% per month from them😊 Yea ofcourse as scammer are all over we should be careful before we proceed anything online

    • @kenstonecapital
      @kenstonecapital Před 6 měsíci

      Yes absolutely. That’s what we trying to tell that if you are borrowing then please borrow from a regulated entity. Not from some random app which will eventually screw the happiness

  • @NandaGovinda
    @NandaGovinda Před 6 měsíci

    02:58 wrong, use at least a 1% from the limit of ur card so it wont ruin the score! remember to use Min 1% and Max 30%, Pay bill on time, pay minimum due if u didn't get ur salary if you pay min due you may have to pay huge interest for rest of the amount but it wont trigger as missed bill payment to the credit bureau as missed or failed to pay when you forget to pay on time

  • @user-ph5pj4bj9h
    @user-ph5pj4bj9h Před 6 měsíci

    🎉

  • @rctuolor451
    @rctuolor451 Před 6 měsíci

    Just what i wanted to know👍👍👍

  • @dking6810
    @dking6810 Před 7 měsíci

    Hii sir, I have taken loan on app before 3 years So that i am not getting any loans Am ready to pay now so please u tell me that can i improve my cibil score after paying the loan

    • @nikhilshetty837
      @nikhilshetty837 Před 7 měsíci

      Yes absolutely. Do clean closure and make sure that same is updated in your CIBIl records.

    • @dking6810
      @dking6810 Před 7 měsíci

      @@nikhilshetty837 sir am in Bangalore how can i contact you

    • @kenstonecapital
      @kenstonecapital Před 6 měsíci

      +91 96633 96610 - Harish. Please connect with Harish he will help you out!

  • @created4test
    @created4test Před 7 měsíci

    just spend half my day watching videos from you guys ... great content please continue with education videos

  • @SivaChidambaram15
    @SivaChidambaram15 Před 7 měsíci

    What if I utilize 90% of the credit limit, but pays the whole amount once the bill generated? Will it have any impact?

    • @kenstonecapital
      @kenstonecapital Před 7 měsíci

      Yes because of high utilisation ratio

    • @biggdaddyy
      @biggdaddyy Před 7 měsíci

      Pay 60-70% before the bill generation date and you will get the bill for only the remaining 20-30% amount . This is the hack which I use .

    • @SivaChidambaram15
      @SivaChidambaram15 Před 6 měsíci

      @@biggdaddyy Okay

    • @NandaGovinda
      @NandaGovinda Před 6 měsíci

      pay it before 28- 30 of the month as this time bank sent ur data to credit bureau regarding ur usage (at least this is what i head from experts )

    • @NandaGovinda
      @NandaGovinda Před 6 měsíci

      @@biggdaddyy bro bank share date of outstanding amount to credit bureau not billed amount, as far as i know they share the data in month end (diff bank diff times but mostly in month end) so it is always better to under 30%

  • @adamsummers4495
    @adamsummers4495 Před 7 měsíci

    excellent video

  • @SRockUU
    @SRockUU Před 7 měsíci

    Bhak chutiye, credit cards can do wonders if u can use it properly😎

  • @shivamuniyal4935
    @shivamuniyal4935 Před 7 měsíci

    Got a credit card ad below this video

  • @pradeepnandi2599
    @pradeepnandi2599 Před 7 měsíci

    Irony left the chat! While on one hand he himself would upgrade his car maybe every 5 years, and saying issue lies with capitalist society

  • @immanuelb899
    @immanuelb899 Před 7 měsíci

    Very underrated video, considering this as a new channel videos quality is professional

  • @vishalwadhwa7320
    @vishalwadhwa7320 Před 7 měsíci

    Very deep information 👌

  • @paulahayden5831
    @paulahayden5831 Před 8 měsíci

    The word is ‘cease’. Not seize.

  • @dhirendraharidas2961
    @dhirendraharidas2961 Před 8 měsíci

    This happened to me . ideal credit cards annual charge affected my cibil score. I just missed to pay 500₹ for couple of months and my cilbil came from 860 to 700.

  • @NithinThomasTM
    @NithinThomasTM Před 8 měsíci

    Useful information. Keep going 🎉🎉

  • @varshahegde528
    @varshahegde528 Před 9 měsíci

    Beautifully Explained 🎉.

  • @businesshatke3494
    @businesshatke3494 Před 9 měsíci

    If a 23 yr old guy who doesn't work but has a good credit score, and earns regular income monthly from trading in Stock market (Can also show his verified P&L), will the bank give home loan to that guy ? Please help.

  • @vammotv5183
    @vammotv5183 Před 9 měsíci

    00:01 Banks consider long-term commitment, consistent income, age group, and creditworthiness for home loan approval. 01:02 Banks look at credit score and negative flags for home loan approval 01:50 Settled accounts are equivalent to closed accounts but have a negative impact. 02:42 Post return of settled is when the account is written off and then settled by paying a part of the remaining amount. 03:33 Banks consider unpaid and settled accounts, follow-up efforts, and court cases as red flags for loan approval. 04:18 Late payments are a major red flag for banks when approving home loans. 05:12 Late payments and negative flags are major red flags for loan approval. 05:54 Banks look at income statement, salary slip, and capacity to pay for a housing loan. Crafted by Merlin AI.

  • @mohammedsiddiq2944
    @mohammedsiddiq2944 Před 9 měsíci

    First time hearing these types of risk exist in leasing a house, Thanks for sharing Nikil.