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Second Chance Budgeting
United States
Registrace 15. 10. 2023
I am documenting my journey on becoming debt-free again. I plan on showing you how I cash stuff (and unstuff) into my expense categories and sinking funds, find ways to increase my income, and save towards some big goals, all while climbing out of debt once again. I would love it if you would consider joining me!
July Mid-Month Check-in and Cash Unstuffing | $393
#cashunstuffing #debtfreejourney #financialmanagement
Join me as I unstuff $393 from various expense and sinking fund categories to pay back my bank account or pay off my credit card. This is also a time to see how I am doing in my budget categories for the month so far. As always, thanks for joining me!
Join me as I unstuff $393 from various expense and sinking fund categories to pay back my bank account or pay off my credit card. This is also a time to see how I am doing in my budget categories for the month so far. As always, thanks for joining me!
zhlédnutí: 14
Video
Cash Stuffing My 1st July Paycheck | Biweekly Budgeter
zhlédnutí 44Před 12 hodinami
#cashstuffing #cashbudgeter #sinkingfunds #debtfreejourney Join me as I cash stuff money into my expense categories for the month as well as my sinking funds. I will stuff a total of $750. As always, thanks for joining me!
June 2024 Debt Update
zhlédnutí 34Před 19 hodinami
#debtfreejourney #debtfreecommunity #debtupdate Join me as I show all the payments - and progress! - I made for the month of June 2024. As always, thanks for joining me!
June Unstuffing | June Sinking Funds Update | Major Milestone!
zhlédnutí 29Před dnem
#sinkingfunds #debtfreejourney #cashunstuffing Join me as I finalize transactions in June and track my progress in my sinking funds. This video shows why these sinking funds updates are so motivating for me, as I hit a major milestone without even knowing it until the very end of the video. It’s proof to me that cash stuffing works as this milestone happened when I was focused only on stuffing ...
Cash Stuffing My Second Paycheck of June | Biweekly Cash Budgeter
zhlédnutí 26Před 14 dny
Cash Stuffing My Second Paycheck of June | Biweekly Cash Budgeter
My 5 Rules for Using Credit Cards in a Cash Envelope System | Cash Unstuffing
zhlédnutí 40Před 21 dnem
#cashunstuffing #cashenvelopessystem #debtfreejourney Join me as I unstuff money from my expense and sinking funds categories to pay my credit cards. I will also explain my 5 personal guidelines when using credit cards as a cash envelope budgeter. As always, thanks for joining me!
Side Hustle Stuffing | $500 to Debt and Savings Challenges
zhlédnutí 25Před 28 dny
#sidehustle #debtfreejourney #cashstuffing Join me as I put my side hustle money toward debt and savings challenges! I’m so excited to put this much to both! As always, thanks for joining me!
Cash Condensing | Bill Swap | Using My $1000 Placeholders
zhlédnutí 483Před měsícem
#cashcondensing #billswap #debtfreejourney Join me as I cash condense $1000 from two of my sinking funds. I will return this money to the bank to earn interest in a high yield savings account. As always, thanks for joining me!
Cash Stuffing My First Paycheck of June | Biweekly Cash Budgeter
zhlédnutí 27Před měsícem
#cashstuffing #debtfreejourney #biweekly Join me as I stuff $827 into my sinking funds with my first paycheck of June 2024. As always, thanks for watching!
May 2024 Debt Update | When Debt Payoff Becomes a Roller Coaster
zhlédnutí 89Před měsícem
#debtupdate #debtfreejourney #cashbudgeting Join me as I explain the highs and lows that happened in May 2024 as I pay off medical debt and a car loan. As always, thanks for joining me!
May 2024 Cash Unstuffing and Sinking Funds Update
zhlédnutí 104Před měsícem
#sinkingfunds #debtfreejourney #cashunstuffing Join me as I unstuff $707 from various expense and sinking funds to repay my credit cards and pay off medical debt. I will also count my sinking fund totals for May 2024 so I can track my progress for the month. As always, thanks for joining me!
March 2024 Debt Update
zhlédnutí 57Před měsícem
#debtupdate #debtfreejourney #cashbudgeting Join me as I show you the progress I made on my debt in March 2024. As always, thanks for watching!
Cash Stuffing a (Rare) 3rd Paycheck of the Month | $1070
zhlédnutí 13Před měsícem
#cashstuffing #sinkingfunds #magicmonth #debtfreejourney Join me as I show you my plan to cover some May and June expenses with my 3rd paycheck of May 2024. I am paid biweekly, so twice a year I get a “bonus” check during the month whereas I would normally receive only two checks. I will be stuffing a total of $1070. As always, thanks for joining me!
February 2024 Debt Update
zhlédnutí 40Před měsícem
#debtupdate #debtfreejourney #cashbudgeting Join me as I show you the progress I made on my debts in February 2024! As always, thanks for watching!
Making a Debt Payment with My May Savings Challenges!
zhlédnutí 85Před měsícem
Making a Debt Payment with My May Savings Challenges!
Cash Stuffing My Second May Paycheck and Side Hustle Money | $866
zhlédnutí 63Před 2 měsíci
Cash Stuffing My Second May Paycheck and Side Hustle Money | $866
Stuffing My First Paycheck of May | $805
zhlédnutí 44Před 2 měsíci
Stuffing My First Paycheck of May | $805
April 2024 Cash Unstuffing and Sinking Funds Update
zhlédnutí 69Před 2 měsíci
April 2024 Cash Unstuffing and Sinking Funds Update
Cash Condensing to Celebrate Reaching $1000 in My Emergency Fund!
zhlédnutí 343Před 2 měsíci
Cash Condensing to Celebrate Reaching $1000 in My Emergency Fund!
Savings Challenge Time | Will I Finish Any Goals in April?
zhlédnutí 20Před 2 měsíci
Savings Challenge Time | Will I Finish Any Goals in April?
Cash Stuffing My 2nd Paycheck of April | I Put So Much to Debt This Month!
zhlédnutí 38Před 2 měsíci
Cash Stuffing My 2nd Paycheck of April | I Put So Much to Debt This Month!
Cash Unstuffing $350 for Purchases | Budget Check-In
zhlédnutí 14Před 2 měsíci
Cash Unstuffing $350 for Purchases | Budget Check-In
Huge Gains for My Sinking Funds as I Stuff My Tax Refunds!
zhlédnutí 30Před 3 měsíci
Huge Gains for My Sinking Funds as I Stuff My Tax Refunds!
My (Emotional) Debt Confession | Second Debt Free Journey
zhlédnutí 252Před 3 měsíci
My (Emotional) Debt Confession | Second Debt Free Journey
Cash Stuffing $760 | First April Paycheck
zhlédnutí 43Před 3 měsíci
Cash Stuffing $760 | First April Paycheck
March Cash Unstuffing | March Sinking Funds Update
zhlédnutí 49Před 3 měsíci
March Cash Unstuffing | March Sinking Funds Update
Savings Challenge Time! Awesome Progress!
zhlédnutí 21Před 3 měsíci
Savings Challenge Time! Awesome Progress!
Great Check-in. ❤ Have a wonderful Monday.
Awesome cash stuffing 💌
Thank you! Hope you’re having a good summer!
Good afternoon! Here watching. ❤ 9:25
Good afternoon! Hope you’re having a good day!
Awesome cash stuffing! ❤
Thank you so much!
Hi friend! Watching and supporting 😊great cash stuffing🎉
Thanks so much for the support! I appreciate it!
New subscriber here ❤❤❤ love the video 🎉
Thanks so much and welcome!
Here listening in at work. ❤
Hope work is going well!
Congrats on almost paying another debt off! ❤🎉❤🎉❤🎉
Thank you! I’m sooooo close!! 👍👍
Congrats on completing your furniture goal! 🎉
Thank you so much!
Heylo! Hope you've had a great Sunday! ❤😊
Thank you and have a great week!!
morning, great video 🎉😊
Thank you so much!
Great video ❤🎉new subie
Thank you so much and welcome!
Good evening! Great cash stuffing. I hope you are having a great Wednesday. 😊
Thank you! Hope your week is going well and you had a good 4th of July!
Great stuffing! ❤ Yay for side hustles! 🎉
Love the side hustle! Now I just need to some more. 😀
❤❤❤
Good afternoon! Great cash stuffing. Have a wonderful day!
Thank you! You too!
Happy Sunday! ❤😊
Happy Sunday ( a little late, lol)! Hope you’re having a good week!
Keep your head up Love!!! ❤ Is it possible to have any bills reconsidered or re-reviewed? Depending on who's there to help, what does & doesn’t get covered by insurance depends on how services were coded. Again, i don't know if it'll be helpful or not, but maybe worth a shot?
Thanks for the encouragement! I did call the pathologist to see if it went through all the insurance and why it was denied. They are still reviewing, so it’s “on hold” until they finish doing that. Thank you for the advice!
Hi! ❤ Don't be discouraged. You can totally do it! ❤ Yay for paying the first debt off. 🎉
Thank you so much for the encouragement! It means a lot!
Being a dollar or a couple of cents off is so irritating. 😂 hope you find it! ❤😊 I'm sorry if I missed it. Are the numbered goals each for different personal goals (not shared on YT) or to eventually build to save a certain total amount? 🤔
I know! I did finally find my error. I think I mistyped a number, but I found it. 😀 That’s a good question about my 6 goals. They do change, so that’s why I number them. I have two $100 savings goals that go to make an extra debt payment, a $1000 fund for electronics, $1000 for travel, $500 for furniture, and a $250 goal for a month ahead fund, at the moment. As I finish my goals, I have other goals to replace them. However, for my debt, I decided to keep those goals until I have finished paying everything off completely.
Nice one ❤
Thank you!
Hi! New supporter here! Great video and way to go getting your debt down!😊
Thank you and welcome! Glad to have you!
Newly subscribed! ❤😊 I love the idea of putting the surgery payments into savings until it's processed. I'm doing the same with my student loan $0 minimum payments until my new payment plan starts. 😊
That’s a great idea! I think you will be glad you did when that first payment is due!
Hi ❤ you are doing great! This debt is going down! 😊 7:04
Thank you! Any progress feels great!
🎉🎉🎉
You are doing great! I love that you are making it visible by coloring tracker. 😊❤
Thank you so much!
Hi! Nice job paying down your debt! ❤
Thank you so much!
Great progress 😊❤
Thank you! ❤️
Great cash stuffing.
Thank you so much!
New Subscriber. Here to follow you and your debt free journey. Every little bit counts.
Glad to have you!
Hi, new subbies here. Great job on paying down debt. I am here following along on your journey.
Glad to have you!
Great job! 😊❤ Have a wonderful day. 5:37
Thank you so much!
Thank you for sharing! ❤ 8:26
Hi! New subscriber. Here to support. 😊 12:18
Glad to have you and welcome!
Awesome cash stuffing 💌
Thank you so much!
Congrats on your April, debt paydown. It sounds like you will get the $154 anesthesiologist bill paid in full come the end of May; and maybe even a little extra on another. I would just keep tucking $50/ month away on the surgeon s bill and select a different bill of interest.
Thank you! I’m so close to finishing the anesthesia bill! I definitely don’t want to get behind on my surgeon’s bill. If it was up to me, I would pay him first!
You will probably continue to receive texts at all time of the day and night from the anesthesiologist until you have paid in full and it is also posted in thier system.
That’s what I’m thinking as well… That’s why I want to pay that bill off next.
It sounds like your surgeon's bill has not cleared insurrance yet. Consider calling your insurrance company and having them tell you what the transactions onnthe surgeon's claim have been.
I will try that and see if that helps.
@@SecondChanceBudgeting It might not help but ypu are likely to know better what is going on.
I love seeing you excited about hitting your mile stones early!! Great cash condensing
Thank you so much! It’s great to celebrate all the wins!
Awesomeeee, 😊
Thank you!
Just found your channel today and subscribed!! Thank you for sharing your struggles! I know that wasn’t easy! I’m so sorry for all the trauma that you went through! I’m so thankful it wasn’t cancer but I hope they figured out what was wrong! I can empathize with you about trying to live and work when you have no energy and not knowing what is going on!! It’s so horrible especially if you look fine on the outside! I’ll keep you in my prayers! Look forward to watching your videos! You got this! One day at a time!! 🙏🏻♥️
Thank you for your encouragement! I’m glad to be on the other side of my health struggle. For the most part, I am healthy now. Thank you for your prayers. I appreciate that so much!
Vehicle 1st…without it you will have no means of income. Your vehicle loan is secured by the vehicle…if you don’t pay, the vehicle will be taken and sold and you’ll be responsible to pay the difference between what you owed and how much the car was auctioned off for.
That’s a great point!
Between the regular anesthesiology payments, the $150 extra debt from March, and the $510 extra debt from April - Does this mean the $639 anesthesiologist bill from your debt confession will be paid off completely come the end of April- beginning of May? Which is the next medical debt of emohasis?
I won’t finish with the anesthesia bill completely, but I’m close. After that, I want to tackle the ER bill next. 😀
Is the medical debt drawing interest?
Not at this time. I don’t know if that will change in the future though.
Wow, be thankful to your surgeon for questioning!
I know! He was amazing!
💕💕💕
Praise God that you're ok. You will get through this.
God is good! Thank you for the encouragement!
Wonderful cash stuffing 💌
Thank you!
Sometimes things just happen and we have to go into debt. You just have to do what you can to pay it off as fast as possible. I am so thankfully that everything worked out with you medical issues, it could be so much worse. You will be able to tackle your debt in no time!
I’m learning sometimes it’s best to keep moving forward since I can’t go back and change things. Having my health is priceless and I feel confident I can eliminate my debt. Thanks for your encouragement!
Awesome cash stuffing 💌
Thank you 😁