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Equity Trust Company
United States
Registrace 24. 01. 2008
Equity Trust's mission is to inspire, educate, and support investors to achieve more. With an Equity Trust account, investment possibilities are nearly limitless, from stocks and mutual funds to real estate, notes, private entities, cryptocurrency, and more -- all through a single custodian.
We deliver a simplified investment experience through innovative technology and first-class service, achieved through an unmatched 50 years as an industry-leading custodian of tax-advantaged accounts. We have clients from all 50 states that have entrusted us to be the administrator of over $52 billion in retirement assets.*
Equity Trust is a directed custodian and does not provide tax, legal or investment advice. Any information communicated by Equity Trust Company is for educational purposes only, and should not be construed as tax, legal or investment advice. Whenever making an investment decision, please consult with your tax attorney or financial professional.
*as of 6/1/24
We deliver a simplified investment experience through innovative technology and first-class service, achieved through an unmatched 50 years as an industry-leading custodian of tax-advantaged accounts. We have clients from all 50 states that have entrusted us to be the administrator of over $52 billion in retirement assets.*
Equity Trust is a directed custodian and does not provide tax, legal or investment advice. Any information communicated by Equity Trust Company is for educational purposes only, and should not be construed as tax, legal or investment advice. Whenever making an investment decision, please consult with your tax attorney or financial professional.
*as of 6/1/24
151% Real Estate ROI Brings Couple Closer to Retirement Dream
Discover how Scott and Christine from New York achieved over a 150% return on investment with a single Roth IRA transaction. Learn how they leveraged private money lending to grow their retirement funds tax-free. Ready to dive deeper? Join our Private Money Lender Course: eqtytrst.co/3yOKD86 and get 20% off using code: GETTINGREAL.
In this episode, John Bowens, Director of Education and Investor Success at Equity Trust, breaks down the strategies Scott and Christine used to achieve financial independence and retire early. From real estate investing to self-storage facilities, learn how they turned their expertise into a powerful retirement plan. Watch until the end for details on how you can get started with private money lending through your self-directed IRA and maximize your retirement potential.
#roth #ira #retirement #taxfree
0:00 Intro
1:08 Scott and Christine’s transition from pre-tax 401(k)s to Roth IRAs
1:55 Their growth from single-family rentals to self-storage and private lending
3:05 Scott and Christine's community-focused investment philosophy
3:46 Detailed explanation of the returns on Scott's $50,000 loan in his Roth IRA
7:41 Breakdown of Christine’s $50,000 loan with significant returns
9:22 - Clarification on the common misconception about rollover taxes and penalties
10:32 Discover our Private Money Lending Course
Reimagine Your Retirement with Equity Trust: eqtytrst.co/homepage
Connect with us on social media!
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⭐ Reddit: eqtytrst.co/reddit
In this episode, John Bowens, Director of Education and Investor Success at Equity Trust, breaks down the strategies Scott and Christine used to achieve financial independence and retire early. From real estate investing to self-storage facilities, learn how they turned their expertise into a powerful retirement plan. Watch until the end for details on how you can get started with private money lending through your self-directed IRA and maximize your retirement potential.
#roth #ira #retirement #taxfree
0:00 Intro
1:08 Scott and Christine’s transition from pre-tax 401(k)s to Roth IRAs
1:55 Their growth from single-family rentals to self-storage and private lending
3:05 Scott and Christine's community-focused investment philosophy
3:46 Detailed explanation of the returns on Scott's $50,000 loan in his Roth IRA
7:41 Breakdown of Christine’s $50,000 loan with significant returns
9:22 - Clarification on the common misconception about rollover taxes and penalties
10:32 Discover our Private Money Lending Course
Reimagine Your Retirement with Equity Trust: eqtytrst.co/homepage
Connect with us on social media!
⭐ LinkedIn: eqtytrst.co/linkedin
⭐ Facebook: eqtytrst.co/facebook
⭐ Instagram: eqtytrst.co/instagram
⭐ Twitter/X: eqtytrst.co/twitter
⭐ TikTok: eqtytrst.co/tiktok
⭐ Reddit: eqtytrst.co/reddit
zhlédnutí: 985
Video
Top Considerations for Choosing an Investment Property | Equity Trust
zhlédnutí 218Před 14 dny
In this episode, John Bowens, breaks down the three phases of investing in income-producing property. Learn how to diversify, take advantage of tax benefits, and manage your investments effectively by visiting: eqtytrst.co/3ykXVsR Whether you're using a self-directed retirement account or non-retirement funds, this video covers essential steps from property research to asset management. For mor...
Modernizing the 60/40 Portfolio with Self-Directed Investing | Equity Trust
zhlédnutí 250Před 28 dny
In this video, we explore the evolving landscape of the 60/40 investment model and what it means to have a "modern portfolio". Discover the potential benefits of incorporating private market investments, such as real estate, private equity, and alternative assets, into your portfolio. Here is one way you can diversify: eqtytrst.co/3WCNQRa #privatemarkets #equitytrust #sdira #investors #retireme...
$96K Profit From One Investment | The Power of Smart Research in Real Estate
zhlédnutí 908Před 28 dny
In this episode, John Bowens shares how Brad from Indianapolis turned an $823 tax lien into over $97,000 in his Roth IRA, all tax-free! Explore our Small Dollar Wealth Accelerator Course at eqtytrst.co/3Yhyq6a with code GETTINGREAL for 20% off! In this video, you will also learn the step-by-step process Brad used, including attending a tax lien auction, quieting the title, and selling the prope...
Understanding 1031 Exchanges: Expert Insights with Theresa Knower | Equity 1031 Exchange
zhlédnutí 327Před měsícem
John Bowens is joined by Theresa Knower, President of Equity 1031 Exchange. With nearly 20 years of experience in the industry, Teresa shares her extensive knowledge on 1031 exchanges and answers frequently asked questions. In this video, you'll learn: - What a 1031 exchange is and how it benefits real estate investors? - The differences between a 1031 exchange and a self-directed IRA. - The fo...
The One Investment Decision That Changed This Client's Life Forever | Equity Trust
zhlédnutí 1,3KPřed 2 měsíci
The One Investment Decision That Changed This Client's Life Forever | Equity Trust
1899% Return with a CESA | Self-Direct Beyond Your IRA
zhlédnutí 2KPřed 2 měsíci
1899% Return with a CESA | Self-Direct Beyond Your IRA
Ways to Invest in Crypto, with Tax-Free Scenarios
zhlédnutí 590Před 3 měsíci
Ways to Invest in Crypto, with Tax-Free Scenarios
Self-Directed IRA vs. 1031: What's the Difference?
zhlédnutí 427Před 4 měsíci
Self-Directed IRA vs. 1031: What's the Difference?
50 Years of Inspiration and Innovation: The Equity Trust Company Story
zhlédnutí 1,4KPřed 4 měsíci
50 Years of Inspiration and Innovation: The Equity Trust Company Story
What are Alternative Investments? The Ultimate Guide
zhlédnutí 634Před 4 měsíci
What are Alternative Investments? The Ultimate Guide
How to Title Investments in a Self-Directed Account
zhlédnutí 2,2KPřed 4 měsíci
How to Title Investments in a Self-Directed Account
$37K Richer | Big Money in Real Estate Without the Hassle of Flipping
zhlédnutí 2,4KPřed 5 měsíci
$37K Richer | Big Money in Real Estate Without the Hassle of Flipping
What is UBIT and do I need to be concerned about it?
zhlédnutí 466Před 5 měsíci
What is UBIT and do I need to be concerned about it?
How This Client Achieved a 255% Real Estate ROI | A Joint Venture Success Story
zhlédnutí 1,8KPřed 6 měsíci
How This Client Achieved a 255% Real Estate ROI | A Joint Venture Success Story
How many IRA rollovers can I do in a year?
zhlédnutí 594Před 6 měsíci
How many IRA rollovers can I do in a year?
FAQs | Can I use my IRA as a Down Payment? | Equity Trust
zhlédnutí 959Před 6 měsíci
FAQs | Can I use my IRA as a Down Payment? | Equity Trust
Getting Real | Unlocking Passive Income with an IRA | 13% ROI in 9 Months | Equity Trust
zhlédnutí 3,2KPřed 6 měsíci
Getting Real | Unlocking Passive Income with an IRA | 13% ROI in 9 Months | Equity Trust
Can I Live in an Investment Property my IRA Owns?
zhlédnutí 723Před 7 měsíci
Can I Live in an Investment Property my IRA Owns?
Couple Dedicated to “Doing Good While Doing Well” with Real Estate
zhlédnutí 357Před 7 měsíci
Couple Dedicated to “Doing Good While Doing Well” with Real Estate
Busted: Top Myths About Self-Directed IRAs
zhlédnutí 2,2KPřed 8 měsíci
Busted: Top Myths About Self-Directed IRAs
How IRA Activity Can Affect Tax Brackets
zhlédnutí 769Před 9 měsíci
How IRA Activity Can Affect Tax Brackets
Year-End Checklist: 5 Moves to Make Before 2024
zhlédnutí 2,8KPřed 9 měsíci
Year-End Checklist: 5 Moves to Make Before 2024
Retirement Plans for the Business Owner
zhlédnutí 1,1KPřed 10 měsíci
Retirement Plans for the Business Owner
Required Minimum Distributions for Self-Directed IRAs: Explained
zhlédnutí 1,7KPřed 10 měsíci
Required Minimum Distributions for Self-Directed IRAs: Explained
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Discover more case studies here: czcams.com/video/27YCSEdoFZU/video.htmlsi=dm9AhFMCzP0gAG_J
eqtytrst.co/marketreport24
Gas fees > taxes
Coach jB
Thank you for checking out our video, your support means a lot to us!
How do I take property(not sold property) out of my self directed IRA?
Hello, thank you for the question! You would need to get an appraisal to establish the value, which is the value that would be reported as the distribution. The property would be distributed to you, requiring a deed transfer from the IRA, to your personally. This would require you to record the new deed with the respective county recorder. If the property is held in a pre-tax account (Traditional IRA) you will pay taxes on the amount you distribute (value of the property). If you are under 59 ½ years of age, you would have a 10% penalty and taxes. If a Roth IRA, the account has been seasoned for 5 years, and you are over the age of 59 ½, you should incur no taxes as the Roth IRA grows tax-free and qualified distributions are tax-free. Consider discussing with a tax advisor why you might distribute the property instead of keeping it in your IRA for tax advantages.
Great breakdown of the 1031 exchange. This is a powerful tool for investors to grow their wealth tax-efficiently. I'm particularly interested in the timing aspects. The 45-day identification period and 180-day exchange deadline can be stressful.
Thank you! The 1031 exchange is indeed a valuable tool for tax-efficient wealth growth. The 45-day identification and 180-day exchange deadlines can be challenging, requiring careful planning and quick decision-making. It's essential to be well-prepared and work with experienced professionals to navigate these timeframes smoothly.
@@equitytrustcompany Definitely. The 45-day and 180-day deadlines in a 1031 exchange require careful planning. Looking forward to more tips.
Your story is pure gold. Turning a small Roth IRA investment into a $93,000 profit is incredible. This video is a masterclass in alternative investments.
Thank you! We're thrilled you found the story inspiring. Turning a small Roth IRA investment into a $93,000 profit showcases the power of alternative investments. We're glad you enjoyed the video and found it insightful!
@@equitytrustcompany Thanks. The story really highlights the potential of alternative investments.
This is a total game-changer. The traditional 60/40 portfolio is outdated. It's time to break free from the limitations of stocks and bonds. Self-directed IRAs offer incredible flexibility and potential for growth.
Absolutely! The traditional 60/40 portfolio is evolving, and self-directed IRAs provide an excellent way to diversify beyond stocks and bonds. The flexibility and growth potential in alternative investments make it a great option for modern investors looking to maximize their portfolios.
@@equitytrustcompany Thanks for agreeing. The flexibility and growth potential of self-directed IRAs truly offer a refreshing alternative to the traditional 60/40 portfolio. It's exciting to see more investors exploring these options to diversify and maximize their portfolios. Looking forward to learning more about alternative investments.
I don't understand your last example. The guys ownership was less then 50% but they still popped him. How are you suppose to structure and investment in an LLC and your profit then?
Thank you for the question. It is a grey area anytime someone uses their IRA funds and invests in an LLC or other partnership, corporation, or trust, whereby there are disqualified persons involved, including the account owner. If an IRA is investing in an LLC,Corp, etc., whereby the account owner, nor any other disqualified persons is involved, should not be an issue. The overarching concept is that the IRA cannot be used to benefit oneself in the here an now, nor any other disqualified persons. The IRA must be used to benefit the IRA solely. Then in the future the account owner, during retirement (59.5 years of age and beyond) can enjoy the distributions. These accounts have tax-advantages, and along with this are governing rules set forth by the provision of the tax code, namely IRC 4975. Always best to consult with a tax-professional as you engage in transactions.
Thank you. I really do appreciate it.
well done
Thank you! We appreciate the kind words!
I don’t disagree that a Roth is a good investment with the right fact pattern. A couple of thoughts on your first example of contribution to a Roth and getting 10% growing to $650k compared to a taxable account. You assume paying taxes annually on all the income, however if invested in equities (a likely choice if you are going to achieve 10% growth) you only pay tax if you sell which changes the math. Secondly, if instead of a taxable account you did the more likely comparison with a tax deferred vehicle, all other variables as you stated, your balance would be $812,500 or $162,500 more than the Roth. You (or your heirs) will eventually have to pay tax on that balance, thus the tax you ultimately pay will determine the better choice.
Thank you Keith for the response and analysis. Absolutely, we always like to say, we are one member of your financial team and you should always analyze through your own lens, based on your investment strategies, which type of account is best for you, or a combination of both pre-tax and Roth accounts. Many arguments can be made for and against Roth savings, but the important point to make is that the withdrawals within retirement, assuming all rules are followed are 100% tax-free. The purpose of the content is to educate folks on Roth savings, much of which we find is not always available in other forums. Thank you for your comment and we look forward to continuing to help educate.
You all won’t cut checks for tax liens….from my experience you won’t just drop a blank check…for us to go to tax sales…just saying. Must be checkbook control which you won’t/can’t do for us as customers
Thank you Richard. Possible but not often this easy.
Hello - curious why XRP is not available again on your trading platform. If not mistaken it’s only 1 of a few crypto coins now with legal clarity. Does Equity Trust plan to re-list XRP anytime soon? Thanks
Hi, thanks for your question. We currently do offer XRP, as well as many other popular currencies, on our platform, visit trustetc.com for more information!
Not as easy as it sounds. I have been doing it for a while, and this example is called a "unicorn" in our circles.
Actually the process is very easy. Have done it several times with ETC.
@@dang9803 Shill much? He's not talking about the process, but the results. Most tax lien "investors" lose money. It's a lousy way to riches. Might as well buy lottery tickets! LOL! Most are worthless and will never be worth anything, which is why the owner stopped paying the property taxes in the first place.
That's a great point! These types of deals can be complex, It takes careful planning and strategy. Thanks for sharing your experience!
Equity participation promissory note mortgages are excellent for tax free profit...interest and income taxes must be avoided and this is the way. Ty
Thanks for sharing this insight! Investments in a self-directed IRA, including note investments, can help reduce or eliminate taxes in investing as well.
eqtytrst.co/3YgCOCr
Can you do a combination of 1) delayed, 2) reverse and 4) thing money to improve the house ?
Hello, thank you for the question, to better assist you it might be more beneficial if you give our team a call at 888-594-7844
eqtytrst.co/nonrecourseloans
eqtytrst.co/checkbook_ira
Can a Family trust own one or several SDIRA'S ?
No, a Family Trust can't own a Self-Directed IRA (SDIRA). SDIRAs must be owned by an individual. However, a Family Trust can be a beneficiary of an SDIRA. Always consult a financial advisor for specific advice.
eqtytrst.co/checkbook_ira
what if our child does not use all their funds in the self direct cesa? can it be converted to a ira?
No, unused funds in a Coverdell Education Savings Account (CESA) cannot be converted directly to an IRA. However, the funds can be transferred to another family member's CESA without penalties, provided the beneficiary is under 30.
Damn that's pretty conclusive.
Thanks for your feedback! If you have any specific concerns or need more information, we're here to help.
Thanks 👍🙏👍
You're welcome, happy to help!
How is custody of the crypto keys managed? Does Equity own and withhold the keys until transferred to something else, or does Equity own but disclose the keys, or are they owned by the customer but Equity withholds the keys, or does the customer own them and know what the keys are? Doesn't the entity that knows the keys actually own them in a crypto environment?
Thank you for your detailed questions and connecting with us. Equity Trust has assembled a proprietary Crypto investing system for IRA type accounts. With security being of the utmost importance, we would not feel comfortable answering specific questions in an open forum such as this, but certainly invite you to reach out to us directly through our website www.trustetc.com/blog/how-self-directed-cryptocurrency-works/.
Great video. Was the $8K land purchase an example where they were required to be accredited investors?
Thanks for the question, this was a private deal, not a deal that was part of a syndication. The client found the property and self-directed on their own.
why would investor A receive 50% of the proceeds when his $13000 contribution was basically 13% of the money put into the deal ?
Investor A and Investor B are NOT considered disqualified persons to one another. They created a joint venture and agreed that the net proceeds would be split 50%/50%. In other words, it was a negotiated agreement.
eqtytrst.co/451BswR
My understanding of an employer sponsored HSA is that what you contribute each year is a use it or lose it proposition. When did that change?
Hello, thank you for the question. I believe you are referring to an FSA (Flex Savings Account), an HSA works differently. An HSA you can transfer to another custodian and continue to maintain year over year, growing tax-free.
That would be the FSA , dental, eye care etc.
Smart Investor! Great Investment! Thanks for sharing this transaction so we can learn more about various ways of being successful in different types of self-directed accounts.
Thank you for the feedback! Check out our TikTok for more investment videos ➡www.tiktok.com/@equity_trust
Like. The. Opportunity
Get started here: eqtytrst.co/consultation or you can call 888-594-7844
Nice explanation..thank you so much sir..
0:42 1:38 2:45
5:51
1:20
When you actually *sign* a document on behalf of the IRA (alluded to at ~ 2:50), how EXACTLY do you sign? Eg: (1) Do you add ", trustee" or similar to indicate that your personal signature is as the trustee of the listed Equity Trust account?, (2) of do you instead add ", custodian". (3) And if you have multiple representations of your name (eg. nicknames, middle names, all sorts of variations in some cultures) which one do you use? Do you match exactly the one used for your Equity Trust account?
Hello Greg, thank you for the question, the client has to sign documents on behalf of the IRA, the titling of the IRA should be below the line and the client can sign their personal name and their role would be “account owner”.
Thank so much for clarification of Beneficiary IRA. As non USA resident I shall I do to access my decendent uncle IRA Account. In addition, late died in 2010 and IRS levied the bank account. What does I do to withdraw the funds from IRA.
Hello, the best approach to understanding the steps to withdrawing funds from any IRA would be to contact your account administrator.
they can rent the house …
czcams.com/video/0YKK-6exWaY/video.html
Great information!
7:02 Earned Income is how you contribute 7:16 13:06 Roth Component
What if it's an ex-spouse (divorced)?
No, you can't live in a home owned by your IRA, even if it's an ex-spouse's residence. IRA rules prohibit any personal use of the property by the IRA owner or disqualified persons, which includes spouses, ex-spouses, and other immediate family members.
How to calculate RMD for precious metals self directed trad IRA?
Hello, check out this link: www.usmoneyreserve.com/precious-metals-ira/ira-rmd-calculator/
If your IRA sold the property would you have depreciation recapture like an individual would?
Yes, if your IRA sells a property, it can be subject to depreciation recapture, similar to an individual. This means the portion of the gain attributed to depreciation deductions taken in prior years would be taxed at the recapture rate.
Really a great overview, thank you!