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Phillip Pak
United States
Registrace 21. 03. 2019
This is a channel focused on giving you the latest credit cards news and honest opinions on whether or not you should get certain credit cards. Financial freedom and personal finance is also a huge topic in this channel so make sure to subscribe if you're looking to reach that early retirement!
Best Business Credit Cards In 2024 | Why Business Credit Cards Are Amazing Travel Tools
Business credit cards have to be some of the most underrated credit cards of all time. You get amazing sign up bonuses, amazing point multipliers and great benefits for just holding the card. Today we will be going over 4 of the best business credit cards of all time so you can maximize your spend and earn points for amazing free travel.
Get the Ink Unlimited & Ink Cash:
www.referyourchasecard.com/21q/A3AHV4W8MA
0:00 Intro
0:33 Chase Ink Unlimited & Ink Cash
5:58 AMEX Business Gold
9:33 AMEX Blue Business Plus
Subscribe for more credit card, personal finance and travel hacking videos:
czcams.com/channels/X7p99VD5VwkOcRhMLz4-ew.html
Referral Links:
1. Marcus by Goldman Sachs (5.15% APY - Grow Your Money): www.marcus.com/share/PHI-IEI-8H1S
2. Simple Monthly Budget Template Digital Download Canva - Etsy:
www.etsy.com/listing/1468745293/simple-monthly-budget-template-digital
3. Capital One Venture X - 75,000 Bonus Pts. + $400 Travel Credits:
www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV7L36MU&customerName=Phillip&programCode=3014&pId=923812&oC=COFR58RSsw
4. BILT card for earning points on rent (no sign up bonus) - my favorite card of all time:
bilt.page/r/YW3O-L4BG
5. Chase Sapphire Preferred Credit Card 80,000 Points:
www.referyourchasecard.com/6m/MNPUO893V5
6. IHG premier card (should be 140,000 points):
www.referyourchasecard.com/210a/7NKI8GFAHO
Share this video with a friend:
Let’s connect:
Instagram -
Follow Me: phillpak_?hl=en
“Phillip Pak is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.” (source: Section 5)
Subscribe if you like content like this! I aim to get you the best credit card news as soon as it hits the world.
Get the Ink Unlimited & Ink Cash:
www.referyourchasecard.com/21q/A3AHV4W8MA
0:00 Intro
0:33 Chase Ink Unlimited & Ink Cash
5:58 AMEX Business Gold
9:33 AMEX Blue Business Plus
Subscribe for more credit card, personal finance and travel hacking videos:
czcams.com/channels/X7p99VD5VwkOcRhMLz4-ew.html
Referral Links:
1. Marcus by Goldman Sachs (5.15% APY - Grow Your Money): www.marcus.com/share/PHI-IEI-8H1S
2. Simple Monthly Budget Template Digital Download Canva - Etsy:
www.etsy.com/listing/1468745293/simple-monthly-budget-template-digital
3. Capital One Venture X - 75,000 Bonus Pts. + $400 Travel Credits:
www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV7L36MU&customerName=Phillip&programCode=3014&pId=923812&oC=COFR58RSsw
4. BILT card for earning points on rent (no sign up bonus) - my favorite card of all time:
bilt.page/r/YW3O-L4BG
5. Chase Sapphire Preferred Credit Card 80,000 Points:
www.referyourchasecard.com/6m/MNPUO893V5
6. IHG premier card (should be 140,000 points):
www.referyourchasecard.com/210a/7NKI8GFAHO
Share this video with a friend:
Let’s connect:
Instagram -
Follow Me: phillpak_?hl=en
“Phillip Pak is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.” (source: Section 5)
Subscribe if you like content like this! I aim to get you the best credit card news as soon as it hits the world.
zhlédnutí: 665
Video
How To Increase Your Credit Score FAST | How To Get To An 800 Credit Score In 2024
zhlédnutí 739Před dnem
Two words: statement closing date and payment due date. If you understand these two terms within your credit card statement, you can definitely increase your credit score swiftly. Mastering credit utilization and having a long payment history with 100% on time payments gets you an 800 credit score over time. Try it out and you'll see the results ASAP! 0:00 Intro 0:44 Step 1: Credit Utilzation 3...
Absolute Best Hotel Credit Cards | How To Book Entire Trips On Points (Example Of Resort Stays)
zhlédnutí 1,5KPřed 14 dny
You see hotel cards everywhere nowadays when walking into banks, when staying at resorts or on CZcams just like this. So this video answers the question are they actually worth the hassle and the annual fee? In this video, we go over the 3 best credit cards that I found personally gives you absolutely insane value and how you can leverage these points for entire trip stays like your honeymoon o...
AMEX Gold vs. Chase Sapphire Preferred | Which Card Actually Gives You More Value?
zhlédnutí 1,9KPřed 28 dny
We are putting two of the most popular cards in the credit card world and look at each individual component that gives the user the greatest value. We split the cards into five sections, the sign up bonus, the card multipliers, the main benefits, the protections and the transfer partners. Let's see which card reigns supreme and why its the Chase Sapphire Preferred card lol. 3 Days Left For 75,0...
Is The Capital One Venture X Card Honestly Worth It In 2024? | My One Year Review On The Venture X
zhlédnutí 2,9KPřed měsícem
It seems like everyone is talking, has talked, and will continue to talk about the Venture X card. It is an extremely popular card but is it truly worth the hype? Let's take a look at the absolute value you get from this card by looking at the sign up bonus, the main benefits and protections, the point multipliers and the travel portal Capital One offers! Get the card for yourself: www.capitalo...
Is The AMEX Platinum Card Worth It In 2024? | My Honest Review Of The American Express Platinum Card
zhlédnutí 5KPřed měsícem
150,000 AMEX Points: americanexpress.com/en-us/referral/platinum-card?ref=PHILLpCxc9&XL=MIMNS The American Express Platinum card has to be the most popular credit (charge) card in all the land. It's annual fee is literally $700 a year which begs the question, is this actually worth it? In this video we go over the sign up bonus, the main benefits, the protections, point multipliers and lounge a...
It's BACK! 85,000 Ultimate Rewards Points | Is The Chase Sapphire Preferred Still Worth It In 2024?
zhlédnutí 4,1KPřed 2 měsíci
Get the card yourself (only if it's 75,000 points): www.referyourchasecard.com/19n/E971VP48V9 The Chase Sapphire preferred is officially back with its high sign up offer of 85,000 Ultimate Rewards Points which could be used to redeem a ton of free travel! In this video we'll be going over if the Preferred card is worth it or not. We'll take an objective look at the main benefits, the protection...
BILT Tutorial | How To Pay Rent Using The BILT Mastercard (2024 Edition) | BILT Card Tips
zhlédnutí 6KPřed 2 měsíci
Get the BILT mastercard: bilt.page/r/YW3O-L4BG Getting a new credit card can be confusing. Especially a card like the BILT mastercard where you have to set up the rent payments correctly. In this video, we take you through the 3 methods of paying rent through the BILT mastercard app: pay by check, pay online and venmo. We'll also go over how to transfer points, how to book travel and the rest o...
Chase Sapphire Reserve Review: No More Priority Pass Select | The Card Chase Keeps Ruining…
zhlédnutí 10KPřed 2 měsíci
The ONE thing that made the Chase Sapphire Reserve special was its Priority Pass Select membership. This allowed you free food at the restaurants at select airports up to $60 for you and your partner. Now that it's going away later this year, is the card still worth it? Watch the video to see my honest review of the card! Chase Sapphire Preferred: www.referyourchasecard.com/19m/MCY5DH7UPH 0:00 ...
Is The AMEX Gold Card Still Worth It In 2024? | Honest Review Of The American Express Gold Card
zhlédnutí 16KPřed 3 měsíci
Everyone talks about the American Express Gold Card but is it actually still worth getting the card in 2024? In this video we go over the current sign up bonus, the main benefits the card has to offer, the point multipliers and the protections. Despite what the card has to offer, is it really worth paying $250 for the card? Watch the video and find out! 90,000 Membership Reward Point Offer: www...
BILT Mastercard Review: Why The BILT Mastercard Is The Best Card Of 2024
zhlédnutí 1,9KPřed 4 měsíci
Get the BILT card for yourself: bilt.page/r/NKL4-UK2X When I think of the BILT Mastercard, I think of a company that has a customer first approach. With crazy transfer bonuses, unique earning potentials and rent day challenges, BILT has easily become one of the best cards, if not THE best card of 2024. Get the BILT card for yourself: bilt.page/r/YW3O-L4BG 0:00 Intro 0:09 Reason 1: Earn Points O...
When To Pay Off Your Credit Card Bill (There's Only Two Dates You Need To Be Aware Of)
zhlédnutí 2,3KPřed 9 měsíci
Ever wondered which date you need to pay off your credit card bill? In this video we go over your statement closing date and your payment due date and how these two dates affect your credit score drastically. Subscribe for more credit card, personal finance and travel hacking videos: czcams.com/channels/X7p99VD5VwkOcRhMLz4-ew.html Referral Links: 1. Marcus by Goldman Sachs (5.15% APY - Grow You...
Why you're probably wasting your credit card points...
zhlédnutí 330Před 10 měsíci
Why you're probably wasting your credit card points...
How To Get MAXIMUM Value From AMEX Points | How To Book Business Class Flights With AMEX Points FREE
zhlédnutí 2,7KPřed 10 měsíci
How To Get MAXIMUM Value From AMEX Points | How To Book Business Class Flights With AMEX Points FREE
Absolute Best Beginner Credit Cards | Don't Start Off With Bad Cards | Why Credit Is So Important
zhlédnutí 889Před 10 měsíci
Absolute Best Beginner Credit Cards | Don't Start Off With Bad Cards | Why Credit Is So Important
Is The AMEX Platinum Card Still Worth It In 2023? | Is It Worth The $695 Annual Fee?
zhlédnutí 1,1KPřed 10 měsíci
Is The AMEX Platinum Card Still Worth It In 2023? | Is It Worth The $695 Annual Fee?
How To Open a ROTH IRA Using Fidelity In 2023 | Why You Should Open a ROTH IRA Now | ROTH IRA Rules
zhlédnutí 19KPřed 11 měsíci
How To Open a ROTH IRA Using Fidelity In 2023 | Why You Should Open a ROTH IRA Now | ROTH IRA Rules
American Express Platinum Card Vs. Chase Sapphire Reserve | Which Card Gives More Value In 2023?
zhlédnutí 13KPřed 11 měsíci
American Express Platinum Card Vs. Chase Sapphire Reserve | Which Card Gives More Value In 2023?
Capital One Venture X Hacks | Venture X Main Benefits | How To Maximize Capital One Venture X Card
zhlédnutí 2,4KPřed 11 měsíci
Capital One Venture X Hacks | Venture X Main Benefits | How To Maximize Capital One Venture X Card
Is The Capital One Venture X Card Worth It In 2023? Capital One Venture X Card Benefits
zhlédnutí 3,6KPřed rokem
Is The Capital One Venture X Card Worth It In 2023? Capital One Venture X Card Benefits
BILT Tutorial | How To Pay Rent Using The BILT Card | Why BILT Is The Best 2023 | BILT Card Review
zhlédnutí 22KPřed rokem
BILT Tutorial | How To Pay Rent Using The BILT Card | Why BILT Is The Best 2023 | BILT Card Review
Is the Chase Sapphire Preferred Card Still Worth It In 2023? (Chase Sapphire Preferred Benefits)
zhlédnutí 618Před rokem
Is the Chase Sapphire Preferred Card Still Worth It In 2023? (Chase Sapphire Preferred Benefits)
Is the AMEX Gold Card Still Worth It In 2023? (AMEX Gold Card Review | AMEX Hidden Benefits)
zhlédnutí 1,6KPřed rokem
Is the AMEX Gold Card Still Worth It In 2023? (AMEX Gold Card Review | AMEX Hidden Benefits)
Budgeting is key to wealth building #fire #financialfreedom #financialliteracy #
zhlédnutí 301Před rokem
Budgeting is key to wealth building #fire #financialfreedom #financialliteracy #
Demon Slayer Bento Box Recipe | Healthy Asian Meal Prep
zhlédnutí 6KPřed 2 lety
Demon Slayer Bento Box Recipe | Healthy Asian Meal Prep
FIRST VLOG EVER | Mexican Food w/ Anna Lee | British vs. American Terms
zhlédnutí 1,8KPřed 2 lety
FIRST VLOG EVER | Mexican Food w/ Anna Lee | British vs. American Terms
Minimalist Meal Prep | Bulgogi Recipe | $4.14 PER MEAL
zhlédnutí 12KPřed 2 lety
Minimalist Meal Prep | Bulgogi Recipe | $4.14 PER MEAL
Minimalist Meal Prep | Chicken Adobo | $2.37 PER MEAL
zhlédnutí 7KPřed 2 lety
Minimalist Meal Prep | Chicken Adobo | $2.37 PER MEAL
Minimalist Meal Prep | Hainan Chicken Rice | $1.80 Meal Prep
zhlédnutí 17KPřed 2 lety
Minimalist Meal Prep | Hainan Chicken Rice | $1.80 Meal Prep
12 Krispy Kreme Donut Mukbang | THANKS FOR SUBSCRIBING!
zhlédnutí 1,1KPřed 2 lety
12 Krispy Kreme Donut Mukbang | THANKS FOR SUBSCRIBING!
Hey Phillip , really nice video ! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth ! Pls let me know what do you think ?
what type of cooking oil is the best for steaks like ribeye?
Thanks, I am very appreciative of your time and effort. It was very informative guide / walk thru using this card effectively.
Got my CSP offer for 90k points instead
I have a 90,000 point offer, should I take it?
I would! 90,000 is great haha
Worst credit card service. I got your card recently and as I was traveling today from Denver I thought to visit the lounge. I was denied entry. The door man said the lounge is at capacity. ???? I told him let me enter the grab and go. Do I at least have a bottle of water. He said no. I was treated like a POS customer. I ended going to the centurion lounge. This really opened my eyes and made me realize what a POS company you are.
Using its account number & routing number, it can act like a checking account, right? So would landlords be able to even tell if it’s Bilt or a regular checking account?
"Get all this for just $250" and all the coupons. Just a hard sell video
Centurion lounge is after you spend $80k or so right?
4:05 there's another ink card that lets you transfer points
3:53 false, it's spend $6k in 6 months, not $9k
Man this was one of those cards that was so great but just went downhill overtime. Totally agree, this is a huge devaluation of the card.
Exactly the video I needed. Definitely going to be getting the AMEX business cards
Definitely love the Chase ink cards
Bro said recipe to fast on one part so idk the full recipe
For the Chase ink cards: www.referyourchasecard.com/21q/A3AHV4W8MA
Is it really free u stated pay a3% fee ($90) . So is it worth l spending $90…. And yes I have the capital 1 venture card $80k points…. But I will look into it
With BILT, the transaction fee is waived so you don’t have to pay that 3% fee! If your rent is $3,000 you just get 3,000 points!
You have to keep in mind with Amax gold, green and platinum. You could pay $15-$26 One time up to 45 days I think for primary car insurance
The flight part comparing chase portal vs flights Google should be for the same airlines. Discount airlines are obviously gonna be cheaper.
Hi thanks for the info, The property we live in the mortgage is in my spouses name, do you think I can pay the mortgage from my bilt card or does the name on the rent/mortgage has to be same as the bilt account holder? Also if thats no possible can I pay rent to my spouse and have her pay me back (or is that not advisable for tax purposes) thanks
I really love your taste and style always so chic. My faves would be the kislux leather backpack and the Swarovski pave diamond ring so gorg. Thank you for your recommendations.
can you link me to the dashida you used?
I love you so much! I recently just found your kislux and i’m in love!! Your videos are so fun and you energy is just MWAH! keep living your life
Whats the best travel option for Japan?
Man im sad i wish i found this a week earlier. Im moving and had a ton of purchases but waited a bit too long. The in branch offer is 70k which is still something!
So informative thanks!
I got an 820 score. Then got like 10 credit cards and it only dropped to 770 😂 Eventually it’ll go back up.
800?!!! WOWW!! Thank you so much for the info. Who doesn’t love an 800+ credit score!
Wow thanks for the tips! You’re vids are way better than John Liangs
Love how you get straight to the point! Thanks for the information.
🙏🏻🙏🏻
What a great video my friend thank you so much for the information. I have one huge question, can I get points without using it for rent? Where I live they don’t accept check just cash or money order.
Me trying to stop the video each time to get the right amount of ingredients for the bread lol. Hope by oil he means vegetables oil. Bread looks good...than notice its in the description lol yet no phom do I add sugar. I had no problem making
interesting move 😏
good video, when you purchased the FXAIX plan, why does it say mutual fund at the top?
How do they know if check is for rent or just your cousin?
If im paying for rent on this card can I put my roommates rent on here too. He pays me for it, but would that reflect as not my rental payment?
Great review, one note on the “free night” on the Aspire is that it is provided immediately, and then every year after, not only after one year like the Hyatt card.
What are the best redemptions for Phuket, Thailand? Going in September any date works in September
Definitely the Intercontinental Phuket. 3 pools, beachfront seating area with super clear water and an amazing restaurant + lounge!
This is amazing! Thank you so much for your selfless work in doing the research to let us know how to maximize our life! Woooo!
Super appreciate you saying this bro!!
Definitely getting both, thanks for the info!
Love how thorough you are with the information. I had no idea you had to call to book for the Hilton card. I was wondering how to use them actually
Thank you for the kind words. Appreciate it!
Aspire FNA is not after 1year. You get it immediately, takes about two billing cycles after your annual fee posts to show up in your account.
We love the IHG card 😊
Yes we do!
The credit card king !
Hahahaha appreciate u
Ignore my mistake at 9:18 😂 Link for IHG: www.referyourchasecard.com/210m/1AU9OYKJN5
Can it make with gluten free flour and vegan milk?
Great stuff!
you cant hide shrek from me
Big thanks Just got the 85k from branch office. They said it expires on 6/22/24. You're one of the honest CZcamsr to say don't click on your referral link so you get referral bonus because it's only 60k, unlike other CZcamsrs who are promoting CSP at 75k
Yeah of course! Super appreciate you saying that. I try to be honest as possible and just looking out for you guys! Enjoy those 85,000 points!!
Let me try to go to branch tomorrow 😊
@@Eva1314_XYZ hope you get that 85,000 as well!