Video

Really useful

Had no idea about this. Very talented teacher. Thanks.

So nice to have a normal person explain financial jargon

Like 😊

Very clear intro thanks

Hi is it worth securing a whole life cover now while im 24m to lock in really cheap premium rates?

Amazing video! Explained thoroughly from the basics all the way to the details.

Excellent, thank you!

I don't want to know how to calculate it if I have your spread sheet. I want to know how to calculate it because i have the formula.

This is a very useful video and clear. Thank you.

You should really have clarified this doesn't apply to Scotland.

Very informative

Thank you. Your video was very helpful and very well presented!

What will happen if I resign for studies and rejoin nhs after 2 year??

Hi I am due to retire at the end of October 2024 from The Met.I have been offered a civil service job, do I need to be retired for a month before starting my new role due to pension rules.I have been told two different things, one(1) no because the Met is a home office pension not a civil service pension and also your joining a completely different department. I would be grateful for your opinion

IF you only regain the tax by it increasing your tax bands the next year... What if you don't work the following year? - Do you lose the benefit?

In the 1990s I sold pensions on the strenght that the tax free lump sum would pay off most if not all of the mortgage and leave the investor with a pension for life. Most were over a 40 year term plus, I was not alone

Age of 65-68 for Paramedics is nuts!

Great video

Very well explained ...as a firefighter who retired in Jan 2020 with tapered protection until 2017 I've yet to be offered an opportunity to take those 3 years as legacy scheme.... Nearly five years ago!

Good video but minor point is that it is beneficiary not beneficirary.

What happens if I ask the lodger to leave?

I’m in 1995 scheme that stopped when I left nhs I was then again enrolled October 2023 until I opted out in June 2024 can I get a refund on my 1995 scheme because there 20 years apart and I never wanted them

To claim the 30% tax relief, is this 3 years after holding the shares or can I claim the relief straight away?

You are taxed to death and ripped off for everything in the 'YUK'. We pay peanuts in Cyprus !

if i work for 5 years in nhs am eligible to get pension? can i retire early at 57 and my current age 51 and the early retirement how much amount is reduced

Thank you

Thank you for making a clear and precise video.

What are the drawbacks in taking my 1995 now at 52 and returning part time still paying into the 2015 pension? . I think my lump sum would be £ 8000k less and monthly pension around £150 less abut I am getting it 8 years earlier and for longer ( hopefully). I don't understand pensions at all am I am being optimistic?

just one question when calculating your pension contributions do you also take into consideration your employers contributions also ? TIA

if NPA is 68 can you retire at 50 and get annual pension from then on?

Really helpful, thank you. One question I do have, however, is can you only claim the higher tax relief on your personal contributions and not your employee contributions too? Or can you claim on both? E.g. if I contribute 8% and my employer contributes 3%, can I claim on 11%?

Thank you. I have really understood more from this video. One question? Are we able to nominate a beneficiary of a will to the pension pot amount when a pensioner dies?

So I can’t take the full 25% lump sum and leave the rest uncrystalised? Think I’ve understood that correctly.

How do conditions change if I were to create a trust as a uk resident but then later in life move abroad and become a resident of another country

Hi. Thanks for the video. Two questions: you mentioned you’d post a list of different kinds of Trusts. Where can I find these? And my second question is: if one wanted to put one’s own house into a Trust so that it could be sold and not have to wait for probate, what kind of Trust would that be?

Could you do a video for people with a side hustle? So you are paye (40% tax bracket) and make like 5k in side hustle. How can i put 5k into my pension without a tax bill or at least reduced

I was thinking of claiming my 2015 pension in 2 years time when im 60. What is the penalty? I was told i could only have 70% of.my pension. Is that true? Many thanks for soing the videos on nhs pensions 😊

Very good - thank you.

in the TPS, it is possible to enhance the pension with a faster accrual rate, say 1/45th rather than 1/57th. Also, it is possible to buy extra benefit in £250 chunks. A question, if I am asked to pay, say £4,000 to buy £250pa better retirement penaion, then how much of my Annual Allowance, if anything is used up?

V informative, so thumbs up.

Everyone should not believe in a state pension just scrap it entirely but give everyone under 28 £4k into the Nasdaq-100/SNP-500

How do I find out the value before applying to buy?

Was the first method flexible drawdown ans the second UFPLS?

How do I claim tax relief of I am employed with a salary as I do not do tax returns?

As a higher rate taxpayer should i do salary sacrifice or make personal pension contributions, or do they have the same net impact

Tlove your videos, have leant so much from all those advises. Thank you! I wonder if you could you make a video about how to protect your asset and your company after the dead of sole director shareholder, who would be in charge and running the company, what happens to those investments in that company and what to do now to avoid the disaster whicj will end up of loosing everything? I think it's of the most important matters that not many CZcamsr investers mentioned it on here. Thank you.

Was a no brainer to like. Thank you

could you explain the investment bit ,, would be helpful

Would it be possible to provide an example letter for hmrc please?