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Wonder does this work for someone who makes 50k a year.

Thank you Rachel and Bruce!!😊🎉

Hi, Rachel and Bruce et al. I just encountered this video in my feed. Although I own no IUL policies, I feel the need to offer some information that will better balance the information conveyed here. First, IUL policies are available with no lapse death benefit guarantees up to age 100. These policies will have required premiums far less than those for conventional whole life policies, and some of these IUL policies also provide a return of premium that will allow for a substantial refund 20 or 25 years in, though the guarantee requires that the policyholder not access the cash value. Second, for pure permanent death benefit, Guaranteed UL contracts offer true permanent death benefit to age 121 for premiums often less than half that of whole life, though with NO cash value. Third, people with health problems may find it possible to purchase a table rated IUL from a stock company, whereas a mutual company might not wish to underwrite a whole life policy for them. Although, in theory, the mutuals will write a table rated policy, in practice I know people can have difficulty with this. (This actually happened to me recently though, fortunately, my health concern was resolved so I will try again.) Overall, I love whole life, but it is the highest cost death benefit, notwithstanding that the excess is refunded back to the policyholder over time. But for people whole want a true permanent death benefit and no other attributes, there are other options. Thank you./Warren Barnes, CPA (licensed in MA and VT)

The highlighted comments in this episode have showcased just how powerless people think they are in regard to money.

Such an exceptional episode, thank you!!!🎉❤

Anna just held a master class. She crushed it!

This was super! Thank you for a really informative podcast!

wow no comments??

I've heard this, but it's just an assertion. Let's try it. I don't seriously want that, but it's a big assumption to base your financial worldview on.

My question is is where do banks get the money to lend? If I deposit $1000 and they lend out $10,000, where did the other $9000 come from? To my mind, they just type it into a computer, but they must be borrowing from the Fed at a lower rate and selling to their borrowers at a higher rate. The Fed just prints money to lend to the banks. This is the man behind the curtain.

Your borrowing money from yourself with more relaxed terms still paying an interest on it and calling it a good thing is there other benefits ?

It's your own money

The moment i hear this, i realised how lost we are. Thanks God for this education

AL Williams

Math is hard.

1- yes (binging the whole series) 2- no, but have the book

Factional banking is fraud, no other way around it. Crazy that it is commonplace.

Not sure what mr. Bernard is talking about but health insurance companies also negotiate prices with doctors and hospitals. Debt in general is also negotiated when they buy it pennies on the dollar too.

"IT'S NOT GREED, it's suggestion." Super good point.

Fractional Reserve Banking Creates Inflation - Infinite Banking Is the Solution Inflation causes everything to feel more expensive, so what do you do to protect your money from inflation? Today, we'll explore the link between inflation and fractional reserve banking, and how Infinite Banking is the sound money solution. So, if you want to learn how to ensure more economic stability and prosperity, tune in today! 👉👉 Want the Exact 🏦Privatized Banking🏦 Strategies Our Clients Are Using to Build Financial Freedom? CLICK HERE For the #1 Secret: privatizedbankingsecrets.com/... 👉 👉 Listen to The Money Advantage podcast: themoneyadvantage.com/subscri... 📕📕 Estate Planning With a Purpose: Our faith-based framework helps reveal what you need to do TODAY to strengthen, protect, and provide for your family for generations to come. sevengenerationslegacy.com/book 👉 👉 Ready to move forward with Privatized Banking, alternative investments, or cash flow strategies to coordinate your finances so that everything works together to improve your life today and accelerate time and money freedom? Book an Introductory Call with our team today: themoneyadvantage.com/calendar/

They are very hard working people. Learn how to work hard.❤

I never learned anything in school about money now I am learning thank God

Yes I am learning so much I will buy the book thank you!

Thank you ! I am a gentile graffitied in

You can still invest the million in real estate as an investment and SELL it if you need to rebuild your house. Real estate is a safe investment that always goes up. Insurance is not necessary if you can afford to rebuild your home

GREAT ANALOGY with the hot air balloon on the increasing term insurance. In other news, did you both get a new camera?

People who say this probably don't even buy term and almost certainly do not invest the difference...

Here's What's Wrong With Buy Term and Invest the Difference Are you trying to decide which type of life insurance to buy? You want to protect your family in case something happens, so how do you do it best? Whole life insurance is often rejected as expensive and a poor "investment," while mainstream opinion leans in favor of the "buy term invest the difference" strategy, which involves opting for cheap insurance coverage and investing the dollars you save. But there are many problems under the hood of this popular strategy. Today, we'll uncover the reason for the debate and, most importantly, the facts that the buy-term camp ignores. So, if you want to make intelligent financial decisions that stack the odds in your favor, tune in today to gain the clarity to make life insurance decisions that leave you wealthier. 👉👉 Want the Exact 🏦Privatized Banking🏦 Strategies Our Clients Are Using to Build Financial Freedom? CLICK HERE For the #1 Secret: privatizedbankingsecrets.com/... 👉 👉 Listen to The Money Advantage podcast: themoneyadvantage.com/subscri... 📕📕 Estate Planning With a Purpose: Our faith-based framework helps reveal what you need to do TODAY to strengthen, protect, and provide for your family for generations to come. sevengenerationslegacy.com/book 👉 👉 Ready to move forward with Privatized Banking, alternative investments, or cash flow strategies to coordinate your finances so that everything works together to improve your life today and accelerate time and money freedom? Book an Introductory Call with our team today: themoneyadvantage.com/calendar/

What whole life insurance companies do you recommend?

in German there are different words for getting money from work, its earning or making money and or winning it, that is called gaining money

Give soemthing back to society would be an appropriate sentence here in Germany as education and Universities are free, there is no tution fee and they are financed by taxes so all people even not those who are well off pay sor academic education for teh well-off (statistics show that around 80% of students come from people who have an academic background and not from the non-academic working class) - that teh unjust Socialism in Germany. What I criticize concerning teh high salaries for teh CEOs is that they get all teh benefit but are not accountable for their bad decisions, they might loose the job but there is no personal financial liability for the damages caused by them- at least not in Germany, haev seen that so many time with CEO with banks, big automobile companies

These bigger base pilcies are higher commission to the agent?

Such a great topic and presentation!!! Not sure if you're a fan of the TV Show "Duck Dynasty" but I find it facinating how Phill and Miss Kay Robertson made the choice to turn to God and leave a legacy.. and now they are blessed with a massive and close family after only a couple generations! We are so short sitghted these days, it's crazy the legacy one guy can leave.. Even if it starts by whiddling duck calls..

Thank You for sharing the knowledge blessings to you and your family.

Legacy: The 2 Essentials for Lasting Impact 0:05:08 - Mindset Shift for Lasting Impact 0:12:42 - Two Essentials You Need to Create Wealth and Leave a Legacy 0:19:34 - Long-Term Thinking for Future Generations Do you want to make a difference that lasts for generations? If you have children or grandchildren that you want to benefit, bless, and uplift, you can make plans now to accomplish that priority. Before you start planning, though, there are two essentials you'll need. These two components will help you get started and follow through so that you complete your plans. Rachel Marshall's near-death experience during childbirth was more than just a life-changing event; it was a wake-up call that transformed her perspective on the fragility of life and the urgency of planning for the future. This episode urges us to rethink our priorities and embrace a mindset that transcends personal gain to create a ripple effect of positive impact. Rachel's poignant story serves as a powerful reminder that our current mindset shapes our behaviors and results, urging us to seize our resources to make a meaningful, lasting difference for future generations. Join us as we explore how shifting from self-centered thinking to an impact-driven approach can revolutionize both our personal lives and professional endeavors. Rachel emphasizes the importance of building generational wealth and fostering family enterprises that serve not just ourselves but our descendants. We delve into the concept of creating multi-faceted wealth-encompassing financial, human, social, intellectual, and spiritual capital-using the ancient Iroquois' seven-generation perspective as inspiration. This episode is a compelling call to action to adopt long-term thinking and commit to creating value for others, laying the groundwork for a legacy that promotes human flourishing across generations. Tune in today to get equipped with the right mindset so you can ensure your efforts to provide for your children, protect your family, leave an inheritance, complete your estate planning, pass on family wealth, and train your children will leave a lasting impact. 👉👉 Want the Exact 🏦Privatized Banking🏦 Strategies Our Clients Are Using to Build Financial Freedom? CLICK HERE For the #1 Secret: privatizedbankingsecrets.com/... 👉 👉 Listen to The Money Advantage podcast: themoneyadvantage.com/subscri... 📕📕 Estate Planning With a Purpose: Our faith-based framework helps reveal what you need to do TODAY to strengthen, protect, and provide for your family for generations to come. sevengenerationslegacy.com/book 👉 👉 Ready to move forward with Privatized Banking, alternative investments, or cash flow strategies to coordinate your finances so that everything works together to improve your life today and accelerate time and money freedom? Book an Introductory Call with our team today: themoneyadvantage.com/calendar/

Crazy My heloc has a 8% interest rate My mortgage 2.5 % How is that smart

This was so helpful. I also really enjoyed the Rabbi’s wit. ❤

Revelation 2:9 KJV Khazars/Romans is their true identity.

Yes I know love the late Nelson Nash

Family member recently inherited funds, thanks for the valuable advice!

Rule #1: Just because you can do something, doesn't mean you should.

What is infinite banking?

Can you discuss why Lucas went with a paid to age 75 with a 20 year term instead of a paid to age 95 with a 30 year term? Also do you prefer to use vertical bar charts instead of standard policy illustrations like Nelson did on his presentations?

The boat analogy was so good. Bruce can get very granular talking about these details, but those really matter…….However, Bruce and Rachel always break it down for simplicity sakes, as well, and that is greatly appreciated. So thanks for that! 😊👍😁

Bruce, have you heard of original age term conversions? That has to be one of the biggest hacks in the financial industry, time-value-of-money reversed!

Infinite Banking: Maximizing Financial Windfalls 0:00:45 - Designing Policies With Windfall Considerations 0:08:45 - Term Length and Policy Efficiency 0:18:40 - Policy Loans and Dividend Payouts 0:27:56 - Issues With Skinny Base Policies 0:31:52 - Insurance and Investment Performance Misconceptions 0:35:24 - Understanding Fragility in Insurance Policy Design Today, we're answering a listener question: Can you do a future episode on what to do with a windfall? Specifically, the use of a premium deposit fund over many years and dumping it into a 7-pay or 10-pay policy. I would love to hear how this could be an option for inheritance or selling a business or property. What should you do when a financial windfall lands in your lap? Whether it's from selling a business, a property, or receiving an inheritance, knowing how to manage and maximize a large influx of cash can be daunting. On this episode of the Money Advantage podcast, we tackle this critical question by breaking down strategic approaches tailored to individual financial goals and circumstances. Using the analogy of a sailboat, we explore how to incorporate additional funds into a well-balanced policy without risking instability or running afoul of modified endowment contract laws. Our discussion goes deep into the considerations for managing windfalls through life insurance policies. We look at the sustainability of funding new policies beyond the initial windfall and the implications of different funding durations, like 10-pay versus 30-pay options. The potential benefits of convertible term life insurance and practical steps for integrating significant windfalls into your policy are highlighted. You’ll gain insights into cash flow strategies and premium deposit funds, all aligned with long-term financial goals. Finally, we examine the benefits and pitfalls of various policy designs. From the "skinny base policy" with large Paid-Up Additions (PUAs) to the risks of prematurely hitting human life value limits, we cover it all. Our conversation also dives into the actuarial decisions that impact policy performance, emphasizing the importance of flexible policy designs to adapt to future changes. 👉👉 Want the Exact 🏦Privatized Banking🏦 Strategies Our Clients Are Using to Build Financial Freedom? CLICK HERE For the #1 Secret: privatizedbankingsecrets.com/... 👉 👉 Listen to The Money Advantage podcast: themoneyadvantage.com/subscri... 📕📕 Estate Planning With a Purpose: Our faith-based framework helps reveal what you need to do TODAY to strengthen, protect, and provide for your family for generations to come. sevengenerationslegacy.com/book 👉 👉 Ready to move forward with Privatized Banking, alternative investments, or cash flow strategies to coordinate your finances so that everything works together to improve your life today and accelerate time and money freedom? Book an Introductory Call with our team today: themoneyadvantage.com/calendar/

🎯 Key points for quick navigation: 00:00 *🏦 Overview of Velocity Banking and Infinite Banking* - Explanation of Velocity Banking and Infinite Banking concepts - Velocity Banking focuses on paying down debts quickly using a line of credit - Infinite Banking involves a specially designed whole life insurance policy to grow cash value 02:25 *💰 Cash Management in Velocity Banking vs. Infinite Banking* - In Velocity Banking, extra cash is directed into a home equity line of credit (HELOC) - In Infinite Banking, cash is used for premiums in a cash value life insurance policy - Different approaches in managing cash flow and assets in each strategy 06:14 *💸 Liquidity and Accessibility Comparison* - Liquidity of cash in HELOC is subject to potential freezes or reductions - Cash value in life insurance policy offers contractual guarantees for accessibility - Differences in the mechanisms of accessing funds in Velocity Banking vs. Infinite Banking Made with HARPA AI

where is he link? and where is the best IBC Agency or IMO for a new IBC Pratitioner in the Retirement/Legacy Planning area?

I keep seeing WL salesman/woman on YT saying how bad IUL is however I’m doing reviews on contracts I wrote 10-15 years ago that are performing just fine.

Ok so where can I find the specific companies you recommend or a list that is composed ?