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YNAB Budgeting App Review | NerdWallet
YNAB (You Need A Budget) is a paid money management app that uses their method of budgeting that uses 4 rules to help you save money. But is this budgeting app right for you? Personal Finance Nerd Tommy Tindall goes through the apps purpose, functionality, and overall gives you a review to understand if this budgeting method and app would work for you before making a purchase.
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Suggested Articles:
Best Budgeting Apps - www.nerdwallet.com/article/finance/best-budget-apps?trk_location=ssrp&trk_query=ynab&trk_page=1&trk_position=0
Chapters:
0:00 - Intro
0:29 - What Is YNAB (You Need A Budget)
0:52 - YNAB Rule #1 - Give Every Dollar A Job
1:02 - YNAB Rule #2 - Embrace Your True Expenses
1:18 - YNAB Rule #3 - Roll With The Punches
1:34 - YNAB Rule #4 - Age Your Money
2:43 - YNAB App Experience
3:56 - Who Is YNAB For?
4:30 - Final Thoughts
5:07 - Free Options
#NerdWallet #BudgetingApp #Budgeting
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About NerdWallet:
We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more - so you can get even more financial clarity. It’s the smartest decision for all your financial decisions.
Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here.
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YNAB Budgeting App Review | NerdWallet
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Komentáře

  • @channelofstuff6662

    just pay the minimum down and closing that way you have money left.

  • @billstrasburg384
    @billstrasburg384 Před dnem

    Orwellian.

  • @idontwantachannelimjustcom7745

    Only stupid people buy in an hoa.

  • @who-pz4ck
    @who-pz4ck Před dnem

    Streaming apps are not utilities

    • @sbrazenor2
      @sbrazenor2 Před dnem

      And not every house is in an HOA. (Thankfully)

  • @rosemarietolentino3218

    This is every charge possible not realistic.

  • @carolynn0990
    @carolynn0990 Před dnem

    Also the appraisal fee, opportunity cost of another investment, home warranty (optional) , and utility deposit fees

  • @joshs9441
    @joshs9441 Před dnem

    If this is true how can anyone argue with those of us questioning what they are teaching in schools.

  • @eduardoarroyo5698
    @eduardoarroyo5698 Před dnem

    Love these finace videos Marko. Thank you!

  • @thelonestranger249
    @thelonestranger249 Před 2 dny

    I couldn’t concentrate on what you were saying because of your beautiful everything!

  • @tjmixmasta
    @tjmixmasta Před 2 dny

    Very helpful breakdown, thank you!

  • @lusbyvibes
    @lusbyvibes Před 2 dny

    This was misleading. Waste of my time to get a click to watch this.

  • @gerardgabalispestana5593

    PIXER FEST!!!

  • @JeanPierreBarthelemy

    What a fantastic explanation. Thanks as always Nerd Wallet!

  • @robyn_southafrica
    @robyn_southafrica Před 3 dny

    I actually like YNAB.. got the trial but personally, she's a bit pricey for me lol😅

  • @rolandosouffrain7957

    I have never used a budget and luck me I don't need to. Lol 😂😂😂😂

  • @Sarmoon1.1
    @Sarmoon1.1 Před 3 dny

    I budget myself and save $99 a year. I’m frugal.

  • @frankng792000
    @frankng792000 Před 3 dny

    Yes, I have capital one venture X card which let me sign up for priority pass select card. I don’t see lounges in LAX international on the priority pass app . Who should I call to find out where I can stay at LAX ??????

  • @nerdwallet
    @nerdwallet Před 4 dny

    @davechung Sally actually films and edits these Shorts herself but we'll be sure to send her a note about the frame rate thing. Thanks for the comment!

  • @bigsandytaco
    @bigsandytaco Před 4 dny

    Not taking advice from someone who bought a apple head set

  • @JaMarThomasJTDATBOI30

    Thankyou 👊🏾

  • @kmaries1996
    @kmaries1996 Před 5 dny

    I've seen 20 youtubers with this exact thumbnail and exact title. None of you guys are original anymore. You all aren't giving us real financial advice to increase our portfolio, yall just on here for us to help increase your bank account beyond $100,000.

    • @lonnellwashere
      @lonnellwashere Před 3 dny

      Seems like you didn’t watch any of 20 videos with the same title and thumbnail 🤦🏽‍♂️

  • @gotja
    @gotja Před 5 dny

    Roth 401k or better to get lower taxes with traditional 401k at 100k+ salary?

  • @McChery369
    @McChery369 Před 5 dny

    Yo Marco, been following you for the longest. Really appreciate the collab work you doing!! Keep grinding 😤

  • @elysiab1405
    @elysiab1405 Před 5 dny

    Shaheedah is right, it's mostly just a hassle to switch banks, but it's worth it and shouldn't stop us from getting the benefits

  • @EShepard-
    @EShepard- Před 6 dny

    I'm 55 and earn about $450k annually, only save 30% in HYSA's. I've been reading a lot of articles mentioning how worthless 'cash savings' are in this current unstable economy, thus my question - real estate, stocks or gold, which will be a better investment as of now?

    • @FrankHaubrich-mt6gw
      @FrankHaubrich-mt6gw Před 6 dny

      Honestly leave it in a account that yeilds 5%, or better still get in touch with a trusted advisor for financial advise

    • @StephenTho42
      @StephenTho42 Před 6 dny

      Agreed, opting for financial advise is the best way to go about the market right now. I average 4 figures/month in dividends. I'm in the process of dumping some stocks that I feel are not solid performers, but my overall stock portfolio just hit $600k. I only have 30 or so stocks with digital assets clearly vetted by my financial advisor.

    • @SandraJ.Aleman
      @SandraJ.Aleman Před 6 dny

      @@StephenTho42 mind if I look up your advisr please? I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now

    • @StephenTho42
      @StephenTho42 Před 6 dny

      She goes by ''Katherine Nance Dietz'' a seasoned advisor with over two decades of experience. You can research her further on the web.

    • @Wisniewski-d
      @Wisniewski-d Před 6 dny

      curiously inputted Katherine Nance Dietz on the web, spotted her consulting page at once, and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal

  • @thewednesday5893
    @thewednesday5893 Před 6 dny

    He looks like President Zelensky

  • @davechung
    @davechung Před 6 dny

    How does a big company like NerdWallet that makes commercials and has video producers not understand that they created this video with the wrong frame rate?

  • @marilynjohnson8956
    @marilynjohnson8956 Před 6 dny

    Very informative! Definitely gives me some immediate action steps like researching online banks for a higher yield on my cash reserves.

  • @CindyTheLDCoach
    @CindyTheLDCoach Před 6 dny

    As someone who is new to learning my options, this was very informative.

  • @Kana4life
    @Kana4life Před 7 dny

    Thanks for the help

  • @slowmoe1964
    @slowmoe1964 Před 7 dny

    Like topping at Auntie Anne's after someone hands you a pretzel.

  • @Pamcheryl
    @Pamcheryl Před 7 dny

    Bottom line. When deciding between a long-term CD or putting money in the stock market, always take into account your goals and how long you'll need to achieve them. For long-term plans like retirement, the market offers better returns than locking up your cash in a CD.

    • @BEAUTIFULDIANAFRANCIS
      @BEAUTIFULDIANAFRANCIS Před 7 dny

      Having a larger allocation of stocks in the early years of retirement will help guard against the risk of outliving your retirement savings. Later on, you can adjust your allocation to focus more on generating income and preserving your money.

    • @AnnBurrow-vb8tt
      @AnnBurrow-vb8tt Před 7 dny

      Stocks have historically proven to be a reliable hedge against inflation. Inflation erodes the purchasing power of your money over time, but stocks have the potential to provide returns that outpace inflation. By investing in stocks, you can help ensure that your portfolio retains its real value over the long term .

  • @patrick7228
    @patrick7228 Před 7 dny

    Shaheedah is great and helped me not only with buying a home, but financial advice as well via her channel.

  • @TheLegendaryDCP-
    @TheLegendaryDCP- Před 7 dny

    0:07

  • @Psalms20A21
    @Psalms20A21 Před 8 dny

    Thank You, very helpful and informative. And Enjoyable! Will share.

  • @CaveManEDU305
    @CaveManEDU305 Před 8 dny

    paying 5 bucks for drip coffee is wild

  • @zhuljinjager402
    @zhuljinjager402 Před 8 dny

    Not my job to supply your livelihood, that's your and your employers jobs. Pay plenty of taxes to cover the "goodwill" aspect

  • @Mr.Monkey181
    @Mr.Monkey181 Před 8 dny

    Nerd

  • @Bidimus1
    @Bidimus1 Před 8 dny

    Fight inflation.. do not vote for Socialist policies.

  • @MariaLarsen09
    @MariaLarsen09 Před 8 dny

    Thank you for sharing this video, much appreciated!