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Does not exist in Georgia. Waste of time & money

Where does health care companies obtained money to reimburse back to customers. It is all misleading and it is not making a sense all of us. We will filed legal ramifications not secure protection plans by paying our premiums. Postal Services is ripping off to saved 5 billion dollars. Medicare Part B, C, D are cost twice more premiums with health care companies premium are no good! It is ripping off. My health care has lower copays and more. Each year Medical Care increases premiums higher (never gets lower). Please return back Federal Employees Health Benefits! Thank you.

I was laid off the same month as turning 65. Severance provided an additional year of medical (over 20 employees). Do i need part b right away?

Not true

Back in the day as one would say we pay all and they still want us to copay my god they get it all back I think at a certain age we do not have to pay for this 2 x times and if one of past and the can’t his or her so check why is at least half would do but not to give us half shame on the government of the United States that’s not right

I am 57 and just approved for Medicare, just one month after I was approved for disability, not 24 months which I was expecting. I wish it was 24 months, because I was on Medicaid through the ACA. My Medicaid through the ACA was cancelled. It's been a nightmare! Way more complicated than Medicaid. doctor's visits and medical procedures I already had approved through Medicaid I had to cancel. Now I don't know if I am covered or not? I have limited income through disability. With premium for Medicare and Medigap, I guess I will have to dumpster dive for food?

Many people are struggling with Medicare due to penalties for not enrolling in Prescription Drug Plan (Part D). For the past 2 1/2 years, I have been paying Medicare, and we need to be reimbursed. Despite explaining my situation and writing a reconsideration letter three times, nothing has changed. Now, we are faced with monthly Medicare payments for the rest of our lives. Hopefully President Trump can help!

Awesome content. Thank you for sharing this wealth of information. It was very interesting and very useful content. I’m pinning it to share!

Retired from fed employment under FERs. Currently still working full time in private industry. However, kept my Navy FEHB health (med/dental/vision) insurance. Just turned 65. Do I need to sign up for Medicare B now? I have credible health insurance but it’s not from my current employer. It’s from my retired navy health plan. On the Medicare website it specifically ask if I have health insurance from my current employer. When the answer is no it won’t let me delay without penalty. I want to sign up after I fully retire but don’t want to pay the penalty. Advise?

Thank You

If you have F, never ditch it.

Very nice work. How to know more about a company’s rate increase history, rate and enrollment numbers so to make a comparison and choice? Thanks a lot!

speaking too fast

Not ALL retirees have a healthcare plan with an employer When is Medicare primary when this is the case?

My wife and I have Medicare advantage plans. When they ran the advantage plan first there was a co-pay, when they ran Medicare first, there wasn’t.

Slow down!!

Thanks for the information.

Talks way too fast

In my opinion if you have Tricare For Life all you need is Medicare A & B. iF ANY mEDICARE SALESMAN wants you to enroll in Medicare Advantage RUN Away AS FAST AS YOU CAN.

Do you pay for the supplement plan and also pay for part D?

Thank you

Thank You

🤯 Learn more about this topic HERE: www.medicarefaq.com/blog/cms-issues-additional-information-on-medicare-prescription-drug-payment-program/ ➡ Work with a highly skilled Medicare Advisor today: rates.medicarefaq.com/

Thank you for the updates

🤯 Learn more about this topic HERE: www.medicarefaq.com/original-medicare/medicare-parts/medicare-part-d/medicare-part-d-enrollment-periods/ ➡ Work with a highly skilled Medicare Advisor today: rates.medicarefaq.com/

I've been paying into it for decades. It shouldn't cost me anything at this point.

Many retirees believe their fehb coverage changes at age 65. That is false, but there could be a change in how you are billed as discussed in: 5 CFR Part 890 Subpart I -- Limit on Inpatient Hospital Charges, Physician Charges, and FEHB Benefit Payments. Hospitals, physicians cannot bill you more than the amount that medicare would approve, provided the hospital/physician takes medicare. You will get indirect medicare benefits by not even having medicare. Your coinsurance might even be less if you are billed at the medicare rate, which is usually lower. Its a different story if a provider is a medicare opt out.

Ive read dozens of opm and professional advisor articles on fehb/medicare when you reach age 65. My conclusion, medicare b is not necessary. Dont forget, even with a fehb plan that reimburses you for the partial amount of medicare b premium, at a minimum, you will be paying $1100 more in premiums each year if you take medicare b. That amount will cover alot of copays/coinsurance with just your fehb plan. My policy has a $5000 catastrophic max, and Im ok with that.

What if you have VA, Tricare and Medicare?

That 51% that you brag about also includes all of the many people that want to switch back to traditional medicare but cannot because they are unable to pass health questions (due to their pre-existing conditions) to get approved for a medigap supplemental plan to pair with traditional medicare. Without a medigap plan, changing back to traditional medicare would be financial suicide, so these people are stuck in an Advantage plan for the rest of their lives.

From what I have read, FEHB is considered creditable insurance.

Well that a lie I'm ssi I can't pay my rent this month because they took out 600$ off my benefits then 275 a month

If you don’t answer our queries then no need to subscribe your channel.

I paid my first premium by mail and they have received it. Now I went to sign for easy pay after login to my account but I don’t see “my premium “ anywhere.

That's so expensive but I don't see how I can do without G and D. The known is better than the unknown I suppose.

I can't even afford a hundred per month. This is ridiculous. And they rip you off on top of it and deny your claims.

Hello, great video. I am trying to gift my homeless parents a house and my parents get Texas Medicaid QMB and medicare. What should be the maximum house value in Texas so they do not lose their QMB benefits ? Also does Medicaid estate recovery program try to seize the house of deceased QMB recipients who never lived in any nursing home or any other long term living facility ? Thanks

Hi, as a 64 year old retired army reservist. I am planning on signing up for Tricare Select due to a recent job loss. But in my research of the topic, I keep hearing about Tricare for Life working in conjunction Medicare at 65. My question, would Tricare for Life do what plan G does? I know I am not your target audience. But there are a lot military retirees out there.

🤯 Learn more about this topic HERE: www.medicarefaq.com/medicare-supplements/plan-g/ ➡ Work with a highly skilled Medicare Advisor today: rates.medicarefaq.com/

Is the late enrollment penalty pro-rated for periods less than 12 months. Will a 9 month delay incur a penalty

Is the penalty pro-rated for periods less than 12 months?

Another new agent pushing to sell medigap plans, oh goody.

I believe this medicare and this Part D prescription drug Penalty it a big money market scam - Skimming thousands of dollars from the disabled and the elderly thats on low income anyhow just because a person who might gave a hard time and may need extra time or a person to at least explain things to them But to expect people to just jump roght on into the plot is not right This Penalty needs to be taken away or placed on the workers for not taking the time to help a person that has some understanding issues - nobody deserves this

This so unfair because nobody explained anything to me and got no help either even though I asked My case was never set up right in the system to begin with At first they only gave me Part A but was charging me for it I finally found out I got part B I finally got ahold of somebody to explain that I need to sign up for insurance Now Im being penalized because I did not have part D I think Im going to regret for asking for help My case has been since 2012 And if this amount is the case I sont know what im going to do other than sign my social security disability check over to them or just drop out of everythingv I tried to get help - I went down to SECURITY office they said I did not qualify at first even though they were taking 165.00 a month out of my check - i asked about other insurance to sign up for - He did not know what I was talking about Today I was told I had A B D since 2012 then now again another person said something else And the numbers phone tag thing is just absolutely disgusting its draining and puts my moods were I dont want to be - I dont deserve this Im trying to get help but Im being toyed with which puts me in to a bad spot for a periods of time who knows I might calk and canceled my SSDI and medical thats what Im feeling right now Im am pissed off about it all If I get sick Just let me deal without there help no thank you

If I have employee coverage but went out on disability Is Medicare primary?

hypothetical = Jan 1 is your birthday - you turn 65 - and you miss your initial enrollment period. You decide to enroll on Jan 1 the next year - you are now 66. Since your initial enrollment period ended 9 months ago - are you still subject to the 10% late enrollment penalty???

I have received medical coverage outside of the v a.. the v a is paying.. Veterans choice.. Community care... They have sent me out. Because they'because there was no room at the v, A. They covered all the cost cost

Why did she talk so fast?? Like she could care less and has somewhere to go.

Will you please make a video about how Champ VA and VA insurance work with medicare. You seem to tell the truth and I want to be able to sort out what my wife and I are looking at as we become medicare age.

Your videos are very useful and provide lots of information. I have received lots of help after watching this post, please continue to share this kind of information. Thank you.