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While I was in my first 2 year of engineering I worked 14 hours Saturday and Sunday as a concrete testing technician on a pre-cast concrete project. Cross river Rail and then Sydney Metro Air Port, the company I was with didn’t immediately move onto another precast project so I was out of money and changed industry however I would easily earn $2000 a fn

I’ll simplify it for you. They always said it was an interest free loan to help Australians get educated…but the government has printed so much money and regulated the free market that the charge you interest on your loan because your loan is a liability for them. It’s a scam. Otherwise only rich kids would go. My 60k loan went to 65k in one financial year, so you pay the 5k from your tax return and it stays at 60k. The 7.1 percent last year was to scare the shit out of ppl not paying off their loan.

I've watched so many videos and none mentioned topic #1. Staying focused matters so much. Thank you so much

I started with $83k in debt and thanks for indexing its not around $95k . Buy the EOFY I’ll have paid 9k towards it. I’m gonna chuck all my tax back towards it plus around $25k of my own money. I can’t stand having this debt hanging over my head. Also seeing 10% of my pay disappear each week hurts. This whole indexing thing was NOT made clear to me. Without making extra payments I’d be paying this off for 20 years thanks to indexing

please put the mic closer also thank you for a very informative video

the audio volume in this video is too low , do improve it !

Connor died, couldn't pay back his HEC fees and ran to Venezuela

I'm not smart enough for uni, I can't drive a car, I'm blind and have autism, bipolar ADII and ADHD so no hope for me most I can get it a $1000 flex credit card with Westpac maybe invest into weight loss and photo shoots and start an onlyfans so I can fix my eyes and pay for a private psychiatrist for my ADHD!!!

And that's why we have a skill shortage and why ppl do not want to go to uni.. it costs tooo much

This is the part I don’t understand , I will be working full time while doing my degree and earn about 83k so will I pay it off from the start or do you wait for the course to finish ??

is any one after watch this video and make money like what she said 😂

Blah blah blah

I graduated in '22 with a QCE and I applied at UNISQ to study veterinary nursing and got in, but I decided to not go with UNISQ because I wasn't 100% it was what I wanted. Now I'm moving to the States in a few months, so I'm glad that I didn't study with UNISQ. But the only problem now is that I don't know if I will be able to get into an American University because I don't have a GPA, let alone an Atar. If anyone has some advice/knowledge on this topic please let me know!

as a third year uni student this is not the go, do not recommend. do not talk to people do not look at scholarships do not make friends. Wear your backpack as tight as possible. Send it. YOU GOT THIS.

what uni did you attend.

Hello, for baby care on campus and private baby care require course?

Very detailed and clear explanation. Definitely needed this starting uni this year! Thanks for clearing up a lot of the questions I had in my mind.

Extremely surprised to see that so many people don’t exercise even the most basic caution and at least have a read through the terms of the largest financial arrangement they’re about to enter in their youth.

Very positive, love it

Oft i had no idea

Can international students apply for a HECS-HELP loan ?

superb video, well done!!!

As an employee of TAFE NSW this is a great tool for us as well to support students. I do a lot of my own research but we are not given a lot of education on how HECS and fee help works. We do have a student finance team but being so incredibly busy this is going to help me a lot

could you please tell us about the masters of social work in australia like whats the pay over there

Useless degree!

Great video. I started watching your videos last year as a beginner before giving stock and crypto market a trial. I was able to make $17,300 in one month with a capital of $4,000 trading with an experience expert who guided me through out my trading.

Good stuff! Thanks for clarifying : )

I would like to have the spreadsheet please

Thanks for the video Didn’t you need to take some qualifications for working as a childcare worker? I would also like to work as a childcare worker and I have also experiences in my country. But when I apply some job though they didn’t reply. How did you get that job?

How would you find out if your hsc average is 60%?

Thank you for that its helped me figure out how i could find a few well paying jobs so i dont need to stress about leaving school without an idea and also going to college. ❤️

If I could I would love to give you a big hug!! you ended most of my anxiety and will be digging more into these. Thanks a lot ❤❤ you have no idea how grateful I’m

Hey guys, i applied for a bachelor of exercise and sport science at the university of newcastle, but i got offered a diploma in science instead. From what ive read about it, it doesnt seem to align much with anything to do with exercise and sport science, and the exercise and sport science degree is not a part of the list of degrees that you can get guaranteed entry into upon completion of a diploma. Is it possible to choose a degree from the guaranteed entry list of degrees, and then after the first semester of the one i choose, switch degrees into exercise and sport science, and if so would you recommend?

Does anyone know whether or not there is a way to get your nsw help debt refunded if you never finished any degrees or unfinished units due to lifelong disability that have been diagnosed with and were not aware of having at the time but that limited ability to study?

Best buy a decent microphone when doing videos. Audio quality is shite

hey! your videos are goldmine for students like us! is it possible for you to make a video about uni rankings and their importance, brand value in the market etc ? for example, Uni of Melbourne or ANU, their fees for Masters as an international student is so damn high ($52,000 annually for my preferred course) so is it worth it to invest such a high amount.

HECS HELP LOAN. Thanks for the explanation, it really helps a lots.

Great vid! could i request a video. 10 things you wish you knew b4 you went to law school

Dear invest in a proper quality microphone 🎤.

University? Fuck that.

I graduated uni in 2013 with about 30k of HECS. I was lucky enough to be gaining full time employment straight away but now 10 years later I still have about 9k left in HECS. I’ve just done my tax return for FY 22-23 and it shook me the CPI jumped from 0.5-1.5% in the previous years to 7.1% this FY. This encouraged me to pay off all my tax return money towards paying off HECS.

Hey, would you be interested in partnering up with us, for getting students admission in Australian colleges and Unis?

"Back in my day"...(2003 Graduation) discount incentives were applied to HECS Loans psid off in full AND Loans where a "substantial lump-sum" payment was made. Does this still apply?

Useless Degree

please put the mic closer also thank you for a very informative video

Visa ladies !! Prostitution is the best paying. God bless you

Who don't you do those jobs instead of making videos on CZcams?

in yr 12 atm, definently bottled it and I rlly dk what to do

What about certificate IV Tertiary prep course. Will it help me to enroll myself in a bachelors of engineering?