![Scott Thomas](/img/default-banner.jpg)
- 222
- 346 373
Scott Thomas
United States
Registrace 13. 03. 2011
Scott Thomas is Chartered Financial Consultant ChFC, Chartered Advisor in Philanthropy CAP, Certified Kingdom Advisor CKA, located in Maitland FL and works around the country as registered investment advisor. Tax Clarity and Optimal Tax Planning. Riskalyze is different way of getting to core of your risk and making a impact for you. Check out website www.stewardshipmatters.net
The Other 92% presentation is for both donors and nonprofit professionals about non-cash gifts. Six strategies to utilize now and practical advice on next steps.
Also Scott has been an industry leader in Social Security Claiming Strategies space- speaking to both professionals and those nearing retirement. Scott works with people who are committed to greater financial clarity in order to gain peace of mind and to live a generous life. Find out what is at stake for you with online tool Social Security Timing. We are not associated with any government agency.
The Other 92% presentation is for both donors and nonprofit professionals about non-cash gifts. Six strategies to utilize now and practical advice on next steps.
Also Scott has been an industry leader in Social Security Claiming Strategies space- speaking to both professionals and those nearing retirement. Scott works with people who are committed to greater financial clarity in order to gain peace of mind and to live a generous life. Find out what is at stake for you with online tool Social Security Timing. We are not associated with any government agency.
2 Minute Drill For Non Profits
updated for 2024 here some quick and easy resources often over looked by those in non profit space. NPO or board members or donors or professionals helping individuals or NPO. I created this 2 minute drill in 2015 and updated it for 2024 here.
There are lots of significant resources available -do you have donors that work for corporations that match gifting? Double the donation or double your donation are resources to mention to your donors the ability. to leverage gifts. Google For Non Profits has wonderful resources for free and also includes Ad Words to help. Several crypto platforms and stock sale platforms to convert appreciated assets to cash.
stewardshipmatters.net
There are lots of significant resources available -do you have donors that work for corporations that match gifting? Double the donation or double your donation are resources to mention to your donors the ability. to leverage gifts. Google For Non Profits has wonderful resources for free and also includes Ad Words to help. Several crypto platforms and stock sale platforms to convert appreciated assets to cash.
stewardshipmatters.net
zhlédnutí: 37
Video
Sudden Wealth Syndrome is a real behavioral condition
zhlédnutí 40Před 3 měsíci
Several types of sudden wealth and stats prove many are not prepared for stresses or pressures wealth brings. There are solutions to better prepare and this video highlights them. Behavioral finance looks at risks and time horizon and goals and gets plan that aligns with you.
Tax Planning Proactive Example
zhlédnutí 21Před 3 měsíci
Here shows tax software and how it add greater clarity to decision making and helps avoid mistakes before you choose to sell something or make changes. Tax preparation is not tax planning. Looking forward to make wise decisions based on current and possible choices and then making adjustments to lessen or optimize your tax plan. BTW Proactive planning considers "what if's" today in the current ...
Estate Planning Practical Conversation
zhlédnutí 13Před 3 měsíci
We all die but we do not like planning for our demise and the often more frightening decline in health or mental capacity. In this video we help bring greater clarity on the process and invite you to lean into the blueprint and flow charts and questions to better see the value proposition to doing estate plan. If you started a plan and never executed it or completed it we can help you get it co...
How Much Life Insurance Should You Have?
zhlédnutí 11Před 3 měsíci
Formula or logical approach is a good starting place to cover the goal or need. Consider assets and liabilities and those left behind. Simple approach is 10X earnings plus liabilities.
Both Planning and Documents are Important To Estate Planning
zhlédnutí 13Před 5 měsíci
I talk with a lot of people that think putting legal documents in place they did estate planning. I have seen many also do estate planning and never execute the plan and get the legal documents in place. Both are important and I share a few ideas about the importance of planning side.
Estate Settlement Tool
zhlédnutí 53Před 5 měsíci
Atticus is #1 tool for settlement of estate in United States. Even if you hire a professional to close out an estate this online tool in either the free mode or very modestly price robust tool can save you significant time and frustration. There is 15% discount when you use the link below partners.weareatticus.com/stewardship-matters This demo tells the many ways those dealing with the closure ...
Introduction to Why I started Podcasting in 2023
zhlédnutí 18Před 5 měsíci
Leverage time- provide quick professional talk on specific topics and expand my world. another way to access my podcast is home page of www.stewardshipmatters.net and click on listen to podcast.
Sprouting The Gateway Vegetable To Other Gardening
zhlédnutí 475Před 5 měsíci
sprouting seeds in a jar is fun and provides super healthy food for very little money and easy to do as well. Learn this valuable way to grow food without soil, without fertilizers and without pesticides and nothing but clear glass jar and water and seeds. Use quality seed -prefer organic. Here is one of my favorite sources I trust Country Life Foods tinyurl.com/467pe5eh Once you sprouted and e...
Preparing Ahead Especially for Florida Residents
zhlédnutí 37Před rokem
Wisdom for the Florida residents and we should take advantage of the great natural resources here in Florida. Hope this opens up thoughts and conversations for you and those you love. I am native of Orlando Florida and so much more to Florida than theme parks. Good question to ask yourself: what do you have? think bigger than simply money and stuff. What are your interest as well. Makes everyth...
Smarter Than Me So I Was Told
zhlédnutí 26Před rokem
I work with some really smart people and I asked some of the smartest ones why they worked with me. There is so much more to financial planning than investments and insurance. Wisdom and experience to ask the right questions and practical ways to bring fragmented plans together. reach me at Scott@stewardshipmatters.net
Social Security In 2023
zhlédnutí 54Před rokem
A few important points in Social Security planning. Social Security has 2800 rules and various considerations when claiming. There are still opportunities in planning your claim, however not nearly as many strategies as just a few years back. Trustee report from Social Security states that in 2033 likely be 23% decrease in benefits. There are ways to plan around this coming change.
Ohio State Happiness Survey
zhlédnutí 41Před rokem
For decades the behavioral science students have done surveys on what makes 65 year old or recent retirees happy. Four things consistently pop up as four main things. Question does your financial plan take into account your happiness? There more to life than money although money and cash flow affect everything else to some degree. So happy to hear from a friend that was becoming isolated and no...
Good Credit Verses Bad Credit
zhlédnutí 24Před rokem
Credit can be a good thing when exercised under some rules and control. Nearly every successful business utilizes credit or debt markets to leverage their growth and overall health of a business. Personal debts often get out of control and need some professional feedback by a third party. Did you know it can be possible to have investments and get a Securities Back Line of Credit with no upfron...
Dispelling the myth: what does a financial advisor do
zhlédnutí 21Před rokem
There is much more than simply asset allocation and number crunching stuff. Tax planning, Estate Planning, Cash Flow Planning, Education Planning, Charitable Planning, Risk Analysis and of course investment planning. Experience and wisdom for how things work together or not work together is a big deal. Clarity on the numbers and the path is benefit for investing the time and money into the plan...
Maximize Your Charitable Donations Webinar with Scott Thomas and Brad Gornto
zhlédnutí 80Před 2 lety
Maximize Your Charitable Donations Webinar with Scott Thomas and Brad Gornto
Generate Positive Cash Flow for You by Taking Money Away From Government
zhlédnutí 1,1KPřed 2 lety
Generate Positive Cash Flow for You by Taking Money Away From Government
What Overrules Wills, Trusts, etc? How to Prepare Wisely
zhlédnutí 1,1KPřed 2 lety
What Overrules Wills, Trusts, etc? How to Prepare Wisely
This was a really good word Scott. I’m gonna pass it on to a few people.
Remember if someone is a ChFC but NOT also a CFP, it’s probably because they are unable to pass the CFP exam.
The CFP website diminishes the ChFC a bit, basically saying that the CFP is the "standard of excellence" and implying that the ChFC is lesser. Most independent sources rank them exactly the same, and some even point out the ChFC requires more testing. I agree the CFP is a mark of excellence, however it does not stand alone as the standard, the ChFC shares the same spot at the top. No dis on the CFP, only respect, however the ChFC is not the little brother to the CFP, they are identical twins.
I noticed that if you become a Certified Financial Planner and if you take an additional 3 classes you can become a ChFC.
Would a strategy that could hold some merit (assuming the portfolio was large enough) was to be invested in a fund that pays good dividends (think Vanguard's dividend appreciation fund). During the good years dividends would go as cash to the client's bank account for spending while during the bad years they would be set to reinvest and the client could live off those dividends from the good years. Maybe combined with an annuity for consistent income as well. Thoughts? Thanks!
That is one possible solution- cash flow from cash bucket reduces risk and proper allocations to address withdrawals helps enhance returns and reduce risk
wow
Excellent video , thank you .
In a case where a fraudulent Trust was created through Undue Influence & Lack of Capacity: Let's say the document is determined to be VOID by the court and the valid pre-existing Trust is accepted as the correct one. How do the beneficiaries then collect their rightful inheritance? Does the probate judge order the stolen assets to be returned and distributed according to the valid Trust document terms? How does that work? It gets extremely complicated when there's a 'bad Trustee' who is adversarial towards the beneficiaries and steals all the Trust assets.
I am not an attorney and do not give legal advice- rather practical advice based on dealing with clients on real life issues like creating order to chaos.
What if you borrow $900,000 from a $1mm life insurance policy and then transfer the policy to an ILIT and do not make any payments on the outstanding loan?
speak to your tax professional
why do you look and sound like bob proctor
I take that as a compliment from little I know about Bob or have heard of Bob
@@stewardshipmatters it was a compliment👍🏻
Could you explain the negative impact of sequence of returns risk during the accumulation phase of a portfolio, investing in index funds with 60:40 equity:debt allocation for a 25 year investment duration for retirement and how to deal with it
John there are not any negatives on sequence of return risk During Accumulation. In retirement is complex answer and depends on what is available at that moment in time- bond yields in various types- tax rates, risks on dividend stock and much more. Not a simple product or allocation to deal with distribution
@@stewardshipmatters Thanks for your response ... Let me rephrase my doubt ... lets say i have 25 years for accumulation phase, how do I manage my asset allocation to handle a big crash on the 24th year .... do i stick with a fixed allocation throughout 25 years with rebalancing or do i reduce equity in a stepwise manner as the years reduce ... is there any strategy for this situation
@@johnclukosereloaded Now I understand what you were asking- yes as you get closer to liquidation or distribution event it makes sense to de risk or move a portion into cash or low risk to the anticipated need such as RMD requirements in IRA account. The concept of segmented buckets addresses this concern and the de risk to accomplish with high confidence.
Love the video
Very beautiful 😍
Nice
Very nice
thank you for the feedback
Nice
Good
Good work
Good work
Sir your lecture motivate me sir keep up it
I like your these discussion sir
You are good motivator
You are suplended
Nice talking about investment
Nice voice
Nice talking
Excellent thoughts keep it up sir👍🏻
Nice
Good motivator
This is your conversion that gave sprit to me
thank you
Nice taking about investment
Good voic
Good motivation
Sir work to gave us spirt of investment is important for business
Sir your videos motivate me
Keep on sir
Your expert in this mater sir
Nice conversationabout motivation
Ohh yesss great thinking ❤😍👍
Excellent thoughts 😍😍😍😍
Reallly gud prospective ✌👆👍👍👍👍💖
Perfect
🌱🙏Thank You.🍃
🌱ThankYou.🍃
Here is a way for donor to give and get lifetime of tax advantaged income. Fewer individuals have a pension and this is one way to address the need for real income stream in crazy financial markets.
Do you need a bachelor degree for the chfc
Bachelor degree not required
Thank you for sharing with us! Love your channel! Just subbed!
Thanks for subbing!
Thank you for your information, I just retired, It would have been better if I saw your CZcams video when I was young because I retired without sufficient preparation.
You are so welcome!
Thank you for the video, it was very well explained.
thank you for your comment and if you like this one consider checking out my playlist Charitable Strategies as well
This video is so fire, love the help ❤
glad you like the video- consider looking at the playlist "Charitable Strategies" and subscribe to my channel- let me know if you have questions