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Ooft how did you feel in 2022

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Natalie Rose Strayer

A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $110k and in the first 2 months, my portfolio was reading $294,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

It's understandable to feel concerned about the impact of high prices on your retirement plan, especially with the current economic uncertainties. Here are some insights to help address your worries

Hi mitch, New to investing & stocks & shares isa's, however criminaly over the last 5-10 years ive saved a decent amount up in cash isa's and easy access savings, which index fund would you recommend investing in? Im currently with vanguard and very recently started there lifestrategy 80 fund, should i add others aswell S&P 500 & or global index? If so which ones 🤔 theres so manny and i currently have no idea. Also once my current isa has transferred over do i drip feed that money into different funds or just put it all in at once? Thanks.

Really made me think what I should be doing better with my side hustle money each month. Ty. 👍

im making 8 with my bank so 5.2 is weak

UK is a dump. Zero progression, NHS no longer worth visiting, crime everywhere, alphabet mental illness running amok ... endless. Thank God I left that place

Love the video. Thank you very much. Audience, also don't forget to tax yourself in a salary sacrifice method from your place of work. In so doing some of the money that would go to tax would end up going into your pension pot, adding to your long term account financial situation.

i can only short AMD. its not a quality company, its 'hyped by the poor and clueless' company

Thanks for the info Mitch

After years of investing if I had just put my money in VUSA I would have been better off. My advice is put 90% in an ETF , rest individual stocks but only a few blue chip growth stocks like AAPL, MSFT, GOOGLE

Another tip, get a partner and use a small part of their money, you put £450 they put £50 every month

Mate this isn't Dave Ramsey - do whatever you want, you sound like you're already loaded, if you want to enjoy life, get your dream car and don't think about the payment every single day, just enjoy the hard work.

Good video Mitch. One thing you didn't stress though- if people are paying 20% APR on a credit card then they need to prioritise paying that off above anything else before investing as that interest will kill any returns on the market

Is it me, or are there sound issues on and off through this. Enjoyed the video mitch. Just 2 or 3 times. One circa 11 mins

Hey mitch i’d like advice on what to do. I’m 25, maxed out my pension at work (about £900 a month with max match the company offers) 45k in T212 2/3 in s&p500 about 1/3rd in solid individual stocks. 6month fully funded emergency fund Debt Free £20k in cash currently Can save about 2k a month GF will be ready for a house deposit in about 30 months ( we want 50k combined half me half from her) I really want a tesla model S performance fully loaded fsd etc(£45k) as a reward for working so hard for getting a solid financial foundation set (I was in 37k debt 2years ago) but obviously know a car purchase is always silly & just a luxury. (Dont want a 3 or a Y for cargo space & depreciation reasons) My current car is a heap of crap 2008 honda suv I bought for £1500 to be reliable as hell whilst I paid off my debts but i cant stand driving it any longer. Any advice is appreciated. (Id be spending most of my savings as a fat deposit for the model S)

Only invest in hedged s&p500 etfs. The tiny premium is worth it

Great spreadsheet… thankyou

It's obvious that the UK gov want self-investors to buy UK stocks rather than global or US stocks. So the 5K British ISA is attractive for anyone in UK wanting to buy individual UK company shares and maybe also those higher income tax bracket investors that want to take dividends every month. Everyone else won't use it because even with a 10/20% CGT penalty, non-UK stocks are better performing. Maybe another idea would be an additional 20K UK ISA for holding UK dividend-paying stocks/funds only? e.g. IUKD gives approx 10% growth and approx 4-5% div. Maybe there could be new UK ETFs that would qualify.

LABOUR CAN NEVER BE TRUSTED, THEY WILL PROMIS A SUNNY DAY, EVERYDAY IF THEY WIN, THEY HARDWORKERS PREPARING FOR A COMFORTABLE FUTURE WILL GET SCREWED WITH HIGHER TAXES & THE USUAL SUSPECTS SICKNOTERS WILL BE GIVEN MORE FREE MONEY !! LABOUR MUST NOT, CANNOT WIN !!

I do all of these steps 👍🏻 great video as always 👏

Happy Sunday guys! Hope this video was useful to accelerate your investment portfolios! Link below to open an account with Trading 212 to get 1 FREE share valued up to £100 if you want to go started: trading212.com/promocodes/MITCH

I personally think the British 5k extra ISA is a great idea for encouraging more investment in the UK. Just increasing to 25k means most people are still just going to buy US shares. The main problem is most people aren't aware of it

"When internationally it will be much cheaper" .... Except not really, include FX fees for switching currency on both the buy and sale. Not far off of the same if not a lot more on many platforms

Personally i doubt starmer is going to make any difference for your average retail investor. If you have any property, thats probably more at risk. Maybe capital gains will go up. If youre within your isa limit though which virtually everyone is, unlikely to be any change.

Just abolish stamp duty and uk investors would be all over it.

Stamp duty on shares should be ditched 😊 it doesn't bring in that much😊 we already pay way too much in taxes😊

Don't forget that if you contribute via salary sacrifice you save NI too. Not just 40% tax but NI as well.

nividia buy now .

Fair play to you mate. Just one word of caution, don't repeat don't panic when your portfolio falls and I mean falls a lot over a long period. You start off saying "its ok I can take it" then after you have lost 29% over 8 months and there is no sign of the markets turning and everything is gloom, do NOT despair! There are always ups and downs and sometimes the downs are long, deep and painful. The sign of a mature and steadfast investor is to put MORE in when markets are performing badly. Yes you read that right. Good luck.

They tax us more after printing money out of thin air

I was considering adding the FTSE 100 to my portfolio however after watching this, I reckon the money could perform better elsewhere…. 🇺🇸🇺🇸🇺🇸

Jezza (Jeremy Hunt) is only Chancellor in name now, Rachel Reeves is the Chancellor in waiting. Labour will hold a budget in the autumn; there's no obvious need for Labour to hold a post election Budget as their main aims are stability and a summer Budget is just more instability.

When Chancellors talk about "people investing into UK markets", they're not talking about retail investors, they're talking about industrial titans.

It really is astonishing what can be done from watching this. I am late to the game at 39. My plan is 25 years of investing from now. I just started my ISA stocks with 1k VUSA and 1K VWRL. I might toy around with a few individual stocks. Not much. Do you think I should continue with both or focus on VUSA more?

Yup wish this was taught in school when I was a kid (eons ago). However if it was, within a couple of decades, everyone would have retired by the time they were in the 30's 🙂. If it was implemented now, governments would have to figure out a completely new way to get their taxes (maybe get it from the AI robots 😂)

Taxes are already too high in this country the between Westminster and local government nearly £1 trillion is collected where is it going? The government is simply inefficient and needs to close tax loopholes to ensure the wealthiest are paying their fair share in taxes.

USA dividends is 15% less you get in UK

I suspect (and I hope they are not watching this) that they will put a tax on the employers contributions into your pension. It’s not you paying, won’t cost the employers anything but it will bugger your retirement. Most people probably won’t notice it now but when they get to their retirement date (whichever century that is in) they’ll have a lot less than they thought they would have.

Why would I consider buying UK stocks and be penalised with a 0.5% stamp duty tax, each time I buy?

Ignore that mate, you’ve just answered me question later on in the video

Is capital gains tax also applied when you sell stock from out of your stocks and shares ISA or is it not like the Dividends Tax isn’t applied, cheers mitch

Hey Mitch, do you have an instagram account. Someone with your account messaged me but I blocked them cause I didn’t think it was you?

Reform is the only solution if people want to keep more of their money.

No news on the uk etf yet either ..

Load up on Persimmon Homes...

I just hope Labour don't win.

Don’t forget fiscal drag.

Communist Starmer