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Many accomplished people are unaware that properly designed cash value life insurance (7702 contracts) can serve as The Ultimate Asset ™ to grow and protect wealth. Worse yet, most estate plans are woefully inadequate AND this asset is a key component in establishing a truly effective estate and legacy plan.
With proper understanding and guidance, you can achieve huge wins such as:
Intentionally building up a reserve for tax free retirement income to assure that you can maintain your standard of living AND
Assuring tax free compounding growth of your “safe capital” AND
Setting up an family banking system to support and mentor future generations AND
Preparing a wealth transfer strategy you can feel real peace of mind AND MORE.
To learn more, visit our website: insuranceandestates.com, featuring vast educational resources, from basic ideas and cutting edge solutions, to the most advanced 7702 wealth protection strategies.
Pro Client Guide/Coaches are available 100% virtual.
With proper understanding and guidance, you can achieve huge wins such as:
Intentionally building up a reserve for tax free retirement income to assure that you can maintain your standard of living AND
Assuring tax free compounding growth of your “safe capital” AND
Setting up an family banking system to support and mentor future generations AND
Preparing a wealth transfer strategy you can feel real peace of mind AND MORE.
To learn more, visit our website: insuranceandestates.com, featuring vast educational resources, from basic ideas and cutting edge solutions, to the most advanced 7702 wealth protection strategies.
Pro Client Guide/Coaches are available 100% virtual.
Exploring Infinite Banking's Top 10 Common Objections and FAQs [Including Tips and Strategies]
Get your free copy of the Self Banking Blueprint here www.insuranceandestates.com/self-banking-blueprint/ Explore the truth behind common misconceptions about whole life insurance and the Infinite Banking Concept. In this video, we address 10 frequently asked questions and objections.
Discover why banks, corporations, and wealthy individuals use whole life insurance as a powerful financial tool. Whether you're new to Infinite Banking or considering it for your financial strategy, this video provides valuable insights to help you make informed decisions.
👉 For more information on Infinite Banking and customized strategies, visit our website: www.insuranceandestates.com/whole-life-ibc-objections-faqs/
🔔 Subscribe for more financial wisdom and insurance strategies!
🔎About Barry and Steve
✅Barry Brooksby
*25+ years in Financial Services
*Founder of Focus Wealth Group
*17 Year Real Estate Investor
*Infinite Banking Practitioner & Coach
✅Steve Gibbs
*25+ years Trust and Estate Planning Attorney
*Co-Founder of Insurance and Estates
*Infinite Banking Advocate & Coach
__________________________________________________________________________________
👉Connect with Barry to Discuss Strategies for Your Family, Your Investments, or Your Business, using Your Own numbers- www.insuranceandestates.com/proclientguide/barry/ or email 📧 request to: barry@insuranceandestates.com 💥
🔎Books and Resources: www.insuranceandestates.com/resources/ 🔎
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DISCLAIMER: All content in this video is for educational purposes only and is not to be interpreted as personal financial advice. Always do your own due diligence.
#InfiniteBanking #PolicyLoans #FinancialStrategy #InsuranceAndEstates #WealthCreation
Discover why banks, corporations, and wealthy individuals use whole life insurance as a powerful financial tool. Whether you're new to Infinite Banking or considering it for your financial strategy, this video provides valuable insights to help you make informed decisions.
👉 For more information on Infinite Banking and customized strategies, visit our website: www.insuranceandestates.com/whole-life-ibc-objections-faqs/
🔔 Subscribe for more financial wisdom and insurance strategies!
🔎About Barry and Steve
✅Barry Brooksby
*25+ years in Financial Services
*Founder of Focus Wealth Group
*17 Year Real Estate Investor
*Infinite Banking Practitioner & Coach
✅Steve Gibbs
*25+ years Trust and Estate Planning Attorney
*Co-Founder of Insurance and Estates
*Infinite Banking Advocate & Coach
__________________________________________________________________________________
👉Connect with Barry to Discuss Strategies for Your Family, Your Investments, or Your Business, using Your Own numbers- www.insuranceandestates.com/proclientguide/barry/ or email 📧 request to: barry@insuranceandestates.com 💥
🔎Books and Resources: www.insuranceandestates.com/resources/ 🔎
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DISCLAIMER: All content in this video is for educational purposes only and is not to be interpreted as personal financial advice. Always do your own due diligence.
#InfiniteBanking #PolicyLoans #FinancialStrategy #InsuranceAndEstates #WealthCreation
zhlédnutí: 49
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Re-released originally from 2022. 👉 Book your FREE strategy session with Barry to Discuss Strategies for Your Family, Your Investments, or Your Business, using Your Own numbers- www.insuranceandestates.com/proclientguide/barry/ or email 📧 request to: barry@insuranceandestates.com 💥
Re-released originally from 2022
Barry, I sooo relate to your story of starting in financial services. I totally agree with your SBB strategy, and have been using it personally for 20+ years. Highly encourage anyone serious about their financial future to work with Barry because of his experience and integrity. Be blessed.
Hi David, thank you for your thoughtful comment!
👉 Book your FREE strategy session with Barry to Discuss Strategies for Your Family, Your Investments, or Your Business, using Your Own numbers- www.insuranceandestates.com/proclientguide/barry/ or email 📧 request to: barry@insuranceandestates.com 💥
I just wrote a book on this subject. After a 20 year career on Wall Street I didn't know, that I didn't know, what it was, that I didn't know!
That’s very cool. What’s your book’s name?
Interested In more information
Hi, you can reach out to Barry or stop by our website www.insuranceandestates.com
Interested in more information
Hi, you can reach out to Barry or stop by our website www.insuranceandestates.com
Great info
Hi Erik, thank you for taking the time to leave a comment. We appreciate the feedback. All the best.
Corebridge has the lowest cost policy on the market, why don't you write them? You don't even have a cost of insurance if you structure it right
One reason is we are not a fan of AIG after the 182 billion bailout in 2008-2009. Also not a fan of their customer service. However, it might be worth another look if they have addressed past issues. Thanks for the comment.
You didn’t account for the yearly interest cost for the policy loans which compounds after year one if not paid.
You could choose to pay the annual interest. If you don’t, it’s been shown in illustrations that overtime, the cash value loan interest has very little effect on the total cash value growth in the policy.
Secrets of the wealthy…1) deposit $300k year one 🤣 2) only $100k a year for 10 years 🤣🤣🤣 Use a lower annual premium cost for us peasants please 😁 great video though
The good news is we can run an illustration for you based on where you are. Thanks for the comment.
@@InsuranceandEstates that would be wonderful! Thanks for the reply 👍🏼👍🏼
You’re welcome! I highly recommend reaching out to Barry. He will take good care of you.
What’s your biggest challenge to building wealth and minimizing taxes? Have you considered a strategy like the one described here?
Great video. Using a solid financial asset like whole life as a foundation from which to accumulate other assets is a great strategy.
Glad you enjoyed it. Are you following a similar strategy?
Barry, great message of truth without any hype right here. It's not on most "financial advisors" radar because their money is made when you lock up your money in the Wall Street casino to use a "hope the stock market doesn't wipe me out" strategy. Asking for a friend: is hope a solid investment strategy or is being job-optional in about five years the way Barry teaches a better way to go?" Be blessed.
Yes, accumulating assets with whole life as the foundation is a great strategy. Thanks for the comment.
Well said! And no, hope is not a strategy but it is unfortunately the guiding star for most Americans.
@@InsuranceandEstates Ain't braggin' or complainin' when it is the plain and simple TRUTH! Be blessed.
@@financialfreedom1803 Thank you 🙏
👉 Book your FREE strategy session with Barry to Discuss Strategies for Your Family, Your Investments, or Your Business, using Your Own numbers- www.insuranceandestates.com/p... or email 📧 request to: barry@insuranceandestates.com 💥
Connect With I&E! Schedule a Conversation with Barry to Discuss Strategies for Your Family, Your Investments, or Your Business, using Your Own numbers- www.insuranceandestates.com/p... or email request to: barry@insuranceandestates.com
💥Connect With Jason to Discuss Strategies for Your Family, Your Investments, or Your Business, using Your Own numbers - www.insuranceandestates.com/p... or email 📧 request at: jason@insuranceandestates.com 💥
You have not defined paid up additions. Neither have you explained the mechanism by which paid up additions increases your cash value growth.
Thank for your comment. It sounds like you’re asking for a clearer definition of PUA. What this is, is a rider added to a cash value whole life policy that allows you to deposit extra cash into the policy that is over and above the base premium (which is the cost of the whole life death benefit) and also over and over the cost of term death benefit blended into the policy. The design of the policy will determine how much extra PUA cash you can add within the IRS limits (MEC) limits. The mechanism by which this increases growth is that the PUA cash gets a guaranteed return (interest) plus dividends are also paid based in part on PUA, which can be added back to PUA, resulting in text free compounding growth. I hope this helps you in understanding this powerful mechanism and process.
👉 Click the link below to book your FREE, no-BS consultation with Barry Brooksby, the millennial money mastermind behind the SBB strategy. In just one call, you'll: ✅ Get a personalized SBB blueprint ✅ See exactly how much wealth you could be building (spoiler: it's a lot) ✅ Learn how to become your own bank (yeah, you read that right) www.insuranceandestates.com/proclientguide/barry/ or email 📧 request to: barry@insuranceandestates.com 💥
Get your free copy of the Self Banking Blueprint here www.insuranceandestates.com/self-banking-blueprint/
Get your free copy of the Self Banking Blueprint here www.insuranceandestates.com/self-banking-blueprint/
Get your free copy of the Self Banking Blueprint here www.insuranceandestates.com/self-banking-blueprint/
Strange comment by Ramsey. Infinite Banking is relatively new compared to whole life. If anything, the truth is that infinite banking is new school whole life done well.
Yes, I don't think he thought that one through. :) Thanks for the comment.
Yeah I’ve heard of this, I wish I was a billionaire so I could do this
You don’t need to be a millionaire, let alone a billionaire. Give Barry a call and he’ll show you what can be done based on your specific circumstances.
When are you able to borrow against your cash value in a whole life policy after you’ve contributed your lump sum? Is it a matter of weeks or years
Typically 30 days before you can borrow against your cash value in a whole life policy with the companies we currently favor.
When the 2000 stock market bubble popped, the next 20 years provided only 5 1/2% average returns. The question today is, have we seen another event similar to the 2000 top?
Could you structure one for me. I'm making around 2k a week. It sounds great. I just want it to be set up ✅️ right.
Hello, your next step is to look at your own numbers. Feel free to reach out to Denise@insuranceandestates.com to schedule!
Thank you very much for sharing this information
Glad it was helpful!
So what's holding you back from taking the next step and setting up a complimentary strategy session? 👇 Click below to schedule your FREE consultation and see personalized projections for your financial future, all using your own numbers- www.insuranceandestates.com/p... or email 📧 request to: barry@insuranceandestates.com
@@InsuranceandEstates what if you put more money into it will that speed up the profit it took 30 years can you speed it up
Yes, there are ways to fund the policy at the beginning to help it accumulate more cash value over time.
Which life companies do you recommend for this?
Companies can vary based you your goals. Check out this article featuring our top company pics for this strategy: www.insuranceandestates.com/top-10-best-infinite-banking-companies/
WHAT? No way
Check out our other video on How To Buy Real Estate With Cash Value Whole Life #wholelifeinsurance for more: czcams.com/video/sjRbr20URdQ/video.html
What about the interest on the loan that you have to pay back
Check out our video on life insurance loans czcams.com/video/7-btim5HpOA/video.html
Thank you so much for this.
You are so welcome!
Good to see you strongly consider Comdex scores. Be blessed!
Thanks, you too!
This is why IBC is so powerful. You can make a return in your real estate investment AND in your policy, using the same money. So your policy growth is based on your total cash value even when you borrow against it to buy real estate. And you get a safer place to store your real estate investment capital.
Right on!
It is difficult to get a man to understand something, when his salary depends on his not understanding it. - Upton Sinclair
Great video, thanks for sharing! I have one question. When I accumulate enough cash, let's say five years of premium and PUA, and I decide to take out a loan for business equipment using my own money, does the loan interest and payment go back to my policy, or where? Also, let's say the 5% dividend yearly has compounded; could I use that for premium payments, or how does that work?
Hello and thanks for your question. They best way to understand loan interest and dividends is to review your own numbers with a Pro Client Guide. If you’ve already connected just reach out to that person. Or if not email Barry Brooksby barry@insuranceandestates.com
Thanks for the video! While I am a Ramsey fan I don't feel any advise is One Size Fits All (regardless of who is providing it). My husband and I have 2 annuities as part of our portfolio and I am very please with them (16% return on one of them March 2023 to March 2024). I also have several CDs laddered while I decide what to do with funds (after the election). I have credit cards that I pay in full the end of each month. Ramsey does not encourage annuities, CDs or credit cards and I understand most of his reasoning but those things work for me (at this time). I guess I am Dave(ish). 😁
I definitely sell and have Mutual of Omaha's IUL products. The underwriting process, approval within 24-48 hours.
Yep, having a streamlined underwriting process is a great benefit. Thanks for commenting.
thank you :)
You're welcome!
Wow, no loss in cash value in 2022? How amazing, these policies provide completely free insurance costs, and don’t charge absurd annual fees and commissions letting your cash value increase every year!😂
Can you enlighten our audience with your extensive knowledge of these products and costs? I ask because this is a commonly touted objection. And, the commission complaint is often touted by the investment community who can’t stomach some of the money pool going elsewhere. So, these groups have created a narrative to demonize all life insurance agents and products. This is a battle for dollars and yet here is the simple truth: some expenses are protective in nature and are thus necessary expenses. Investment account fees aren’t even protective and yet you’re most likely ok with these, no? 7702 life insurance contracts protect against market losses (a fact) and these alleged heinous costs fund death benefits that protect families against the loss of loved ones (fact). So, word to the wise, there isn’t one answer to every question. 🤔
Amazing information. I wish I would have watched this twenty years ago. Thank you Barry!
Glad it was helpful! Thanks for the comment.
Minute 5:32 popup states "how to structure the PLOICY". if nobody else caught that. Great video!
Yes Dan, we caught that. It was an experiment into Typoglycemia. :)
No limitations. If your policy can't take any more cash, open another one new policy and start funding it. That's what Nash did all the time when pua was not available. Get a side convertible term at the same time you open your main IBC policy to convert and lock your insurability and pull from there when you need to convert and keep going. Don't be afraid to capitalize.
Yes, we all have multiple policies, including other family members. Thanks for the comment!
I am curious why you didn't show the returns with dividends because you get dividends when you are in the market.
Hello and thanks for your question. Here is the point of this video, you cannot get continuous compounding in a market based investments because of the sequence of returns (i.e. systemic periods of loss). Yes Barry could have used an S&P return that factored in dividends and yet all stocks are not dividend paying so that’s a judgement call. The 20 year actual S&P is a very accurate measure for this example. Also understand that we aren’t about never investing in the market. This asset as demonstrated is a “safe capital” asset that can fuel other kinds of investments. It’s important NOT to entrust your entire nest egg to market based assets because a crash at the wrong time (like retirement years) can destroy your plans.
Thank you for the powerful message! Taking the time to reflect honestly on our daily choices can truly transform our lives. Your suggestion to use meditation and prayer as tools for this self-reflection is so valuable. It's a reminder that living intentionally doesn't just happen; it starts with our own commitment to align our actions with our values. Thank you for this insightful reminder, and here's to living a more intentional and fulfilling life! To everyone's success! 🌟
You are welcome. Glad you liked the message. All the best!
Amen… everyone needs some self reflection and some responsibility for their reality
@Lando94 Thank you!
2 Corinthians 3:18 18 And we all, with unveiled face, beholding the glory of the Lord, are being transformed into the same image from one degree of glory to another. For this comes from the Lord who is the Spirit.
Love it, thanks for sharing!
“Stay hard” David Goggins
Boom.
Wise words, you should make more of these thoughtful shorts!
Thank you for your support!
Can the owner be the Key Employee of his business?
Hey Michael, that’s a goal to consider in a 1-1 conversation due to a lot of complexity. Thanks for connecting!