Chris Bettis - Envoy Mortgage
Chris Bettis - Envoy Mortgage
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2 Fundamentals to win in Real Estate in 2024!
2 Fundatmentals to win in 2024!
Answer your PHONE!
Track your leads!
#fluentmortgage #vafluently #fluentmortgage #oregonva #realestate #realtor #mortgage #va #vahomeloan #oregon #oregonrealtor #oregonhousing #realestateagent #homebuyer #firsttimehomebuyer #housing #house
zhlédnutí: 20

Video

Mortgage Market Monday 5/6/24
zhlédnutí 10Před 3 měsíci
Mortgage Market Monday 5/6/24 He Didn’t Remember You Leads a better way Last Week: Rates down. Feds spoke This Week: Light reporting week. Dip week. Focus on what you can control. Leads with a system. See you at the closing table #fluentmortgage #vafluently #fluentmortgage #oregonva #realestate #realtor #mortgage #va #vahomeloan #oregon #oregonrealtor #oregonhousing #realestateagent #homebuyer ...
Mortgage Market Monday 4/29/24
zhlédnutí 4Před 3 měsíci
Market Monday 4/29/24 Real Estate, Rates, & Inflation Up - Which one is Dis/Misinformation? Last Week: Real Estate, Rates, & Inflation results This Week: Busy reporting week. Fed’s on Wed Change, grow, dominate. We have seen a huge increase in volume. Realtors are either THRIVING or DYING off. Those who are staying positive and leveraging the change are winning. See you at the closing table #fl...
Mortgage Market Monday 4/8/24
zhlédnutí 4Před 4 měsíci
Solar Eclipse What & why important Last Week: Jobs & Unemployment Reports This Week: Inflation, Fed min, and Consumer sentiment. Eclipse analogy & winning in periods of darkness Change, Grow, Dominate #fluentmortgage #vafluently #fluentmortgage #oregonva #realestate #realtor #mortgage #va #vahomeloan #oregon #oregonrealtor #oregonhousing #realestateagent #homebuyer #firsttimehomebuyer #housing ...
Market Monday 4/1/24
zhlédnutí 11Před 4 měsíci
Breaking News - HB 4124 Congress Passes Age Requirements for President: Neither President Biden nor Former President Trump can Run in 2024 April Fool’s Day Mis/Disinformation Last Week: NAR Settlement Gold, Risks, & Opposing Rulemaking not Talking About This Week: Rates jumped this am. Busy reporting week but nothing dramatic Rapid change/NAR Settlement = Lots of Losers & Huge Winners Change, G...
Mortgage Monday Market 3/25/24
zhlédnutí 6Před 4 měsíci
Mis-Disinformation hits Real Estate but OPPORTUNITY Mis-Disinformation Last Week: NAR Settlement & Rates Better This Week: OPPORTUNITY Climbing Analogy of 5.7 5.11 So much Urgency & Opportunity before in Effect - Let’s Go!! (541)302-2687 www.fluentmtg.com
Mortgage Market Update 3/18/23
zhlédnutí 9Před 5 měsíci
Change, Grow, Dominate Change Motivation Last Week - Mis/Disinformation Dump This Week - Fed speaks & Future of Rate Dips How to win: Stay positive, share truth, & CHANGE/GROW/DOMINATE!!! Fluent Mortgage (541) 302-2687 www.fluentmtg.com
Mortgage Market Monday 3/11/24
zhlédnutí 13Před 5 měsíci
NO LE = TERMINATION = YOU LOSE Proliferation of Fallout due to Lender Last Week: Rate Improvement & Fed Hearing This Week: Inflation Reports & What we do proactively Dip & today is a money making day - Change, Grow, DOMINATE!!! www.fluentmtg.com 541-302-2687 #fluentmortgage #vafluently #fluentmortgage #oregonva #realestate #realtor #mortgage #va #vahomeloan #oregon #oregonrealtor #oregonhousing...
Mortgage Market Monday 3/4/24
zhlédnutí 14Před 5 měsíci
Conventional 1% Down! Last Week: Rate improvement & Inflation data This Week: Rates rising this am & Fed speaks Wed Realtors & Bankers buying, are your clients Change, Grow, DOMINATE!!! (541) 302-2687 www.fluentmtg.com
Mortgage Market Monday 2/19/23
zhlédnutí 3Před 6 měsíci
Happy Presidents Day Call or Text if need Help Today - We are working This week: LIGHT reporting week. So instead of reports, watch the stocks. Competitor to bonds (rates). Focus on Change & implementing those business plans; so that you can Dominate the Growth Phase coming later this year… #fluentmortgage #vafluently #fluentmortgage #oregonva #realestate #realtor #mortgage #va #vahomeloan #ore...
Mortgage Market Monday 2/12/24
zhlédnutí 10Před 6 měsíci
"Just like we drew it up” Biden Tweet Last Week This Week Draw it up today motivation #fluentmortgage #vafluently #fluentmortgage #oregonva #realestate #realtor #mortgage #va #vahomeloan #oregon #oregonrealtor #oregonhousing #realestateagent
Mortgage Market Monday 2/5/24
zhlédnutí 5Před 6 měsíci
Did you Miss, Send em Quick Stop before watching video and call Fluent before terminating this am due to rates Last week: what huge rate jump This week: light week Focus daily on systems & marketing #fluentmortgage #vafluently #fluentmortgage #oregonva #realestate #realtor #mortgage #va #vahomeloan #oregon #oregonrealtor #oregonhousing #realestateagent
Mortgage Market Monday 1/29/24
zhlédnutí 6Před 6 měsíci
Change & Growth Change Quote Last Week - Minor volatility but near year’s low This week - Fed speaks on Wed Growth & Opportunity Today
Market Monday 12/11/13
zhlédnutí 17Před 8 měsíci
Market Monday 12/11/13
Market Monday 11/27/23
zhlédnutí 6Před 8 měsíci
Market Monday 11/27/23
Market Monday 11/20
zhlédnutí 6Před 9 měsíci
Market Monday 11/20
Market Monday 11/13/23
Před 9 měsíci
Market Monday 11/13/23
Market Monday 10/6/26
zhlédnutí 7Před 9 měsíci
Market Monday 10/6/26
(MRP) Military Relocation Professional Cert
zhlédnutí 25Před 9 měsíci
(MRP) Military Relocation Professional Cert
Market Monday 10/23/23
zhlédnutí 4Před 9 měsíci
Market Monday 10/23/23
VA Magical Credit Score.
zhlédnutí 64Před 10 měsíci
VA Magical Credit Score.
Market Monday 10/16/23
zhlédnutí 22Před 10 měsíci
Market Monday 10/16/23
Market Monday 10/2/23
zhlédnutí 9Před 10 měsíci
Market Monday 10/2/23
Market Monday 9/25/23
zhlédnutí 7Před 10 měsíci
Market Monday 9/25/23
Market Monday 9/18/23
zhlédnutí 6Před 11 měsíci
Market Monday 9/18/23
Market Monday 9/11/23
zhlédnutí 5Před 11 měsíci
Market Monday 9/11/23
Market Monday 9/5/23
zhlédnutí 14Před 11 měsíci
Market Monday 9/5/23
Market Monday 8/28/23
zhlédnutí 11Před 11 měsíci
Market Monday 8/28/23
Market Monday 8/21/23
zhlédnutí 12Před rokem
Market Monday 8/21/23

Komentáře

  • @marioluna4344
    @marioluna4344 Před 7 dny

    Say I find a rural land away from city/county utilities for sale and I buy it on an owner financed loan. Can I purchase a manufactured home through VA and put it on the land? If yes, are there any additional requirements like connecting to septic and solar power?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 4 dny

      Hey Mario, you cannot use your VA loan to buy just a manufactured home. It would either need to be connected already or do as a construction loan. What state are you in?

  • @NANASplash
    @NANASplash Před 26 dny

    The smoke tainted rain falling on my tomato plants is killing them right before my eyes! I’m sick about this!!! I’m in Northeast Georgia.

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 25 dny

      sorry about that. didn't know I liked tomatoes until l tried home grown.

  • @NickLazarus
    @NickLazarus Před měsícem

    Chris, any recommendations for a loan servicing software? Something along the same pricing as LendingPad. TIA

  • @Jeff-bh7wm
    @Jeff-bh7wm Před 4 měsíci

    Could I start a micro green in door farm!? God bless

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 4 měsíci

      Hey Jeff, if I understand correctly, you are looking for a loan to do some sort of business. If so, I cannot help, but the VA has business loans -here's the rule on that www.va.gov/osdbu/faqs/entrepreneurs.asp God bless you too

  • @antiheroine3611
    @antiheroine3611 Před 5 měsíci

    When he says "taxes" is included in house payment, does he just mean if you're not 100% property tax exempt or are there other taxes?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 5 měsíci

      Great question. I was referencing any property taxes. Depending on disability rating and location; they may not be applicable.

    • @antiheroine3611
      @antiheroine3611 Před 5 měsíci

      @@ChrisEnvoyMortgage thank you!

  • @MikeSoMoney
    @MikeSoMoney Před 5 měsíci

    soooo, Floify or Arive?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 5 měsíci

      Apples and Oranges - POS vs LOS+. Believe you can add Flo to Arrive but not sure as I am a LendingPad guy for POS

  • @websterfenoff8936
    @websterfenoff8936 Před 5 měsíci

    *Promo sm* 🙌

  • @IcePonyGoddess
    @IcePonyGoddess Před 8 měsíci

    Does it quality for conventional loan?

  • @philochristos
    @philochristos Před 9 měsíci

    I used to know vector calculus. You forget that stuff quick if you don't use it.

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 9 měsíci

      Well said & true with many things - "if you don't use it."

  • @anduril2002
    @anduril2002 Před 10 měsíci

    50% of income isnt a good amount to "Afford" on a mortgage. Most financial professionals will tell you that Housing expenses should be no more than 27-30%. So just because you Qualify for a $2492 a month Mortgage doesn't mean you can afford a $2492 mortgage

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 10 měsíci

      Hey Brian, thank you for your feedback and opinion. With VA they also have a disposable income requirement to ensure future success. I person who makes $20,000 per month can easily afford a $10,000 payment. So much left over. But I 100% support your statement of qualify for and should afford are two different numbers some times. We always discuss max qualify vs what you choose to afford with every client. Hope have an awesome day!

  • @SoICYDRE662
    @SoICYDRE662 Před 10 měsíci

    Great information

  • @FreeEverydayEconomics
    @FreeEverydayEconomics Před 11 měsíci

    Great content!

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 11 měsíci

      Thank you so much. Gonna check you out as well. Hope have awesome day!

  • @Splenda2021
    @Splenda2021 Před 11 měsíci

    I need you for this type home how do I get in contact thx

  • @Splenda2021
    @Splenda2021 Před rokem

    😊

  • @Splenda2021
    @Splenda2021 Před rokem

    😊

  • @Callahan757575
    @Callahan757575 Před rokem

    How can you do land/manu-home in one mortgage?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      Yes if Manu is already placed. What state are you in?

    • @Callahan757575
      @Callahan757575 Před rokem

      @@ChrisEnvoyMortgage Colorado. It seems like i can do do ones that you rent the lot or lots that i need to build the manuf..

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      @@Callahan757575 unfortunately, you cannot use your benefit for a manufactured home on rented land. that is called Chattel. Like a car loan. Manufactured home on own land can be done.

  • @mikehernandez7462
    @mikehernandez7462 Před rokem

    My income is $7,000 a month plus $975 VA disability.... Of the $7000 by mileage pay as a truck driver $1800 is categorized as PER DIEM/NON TAXABLE INCOME. I havent been able to find a lender that will qualify on my $7000 wages they omiting the $1800....leaving me with $5200 wages Appreciate if a lender recognize my $7000 wagws which all earned by driving....per diem is tax bracket they take portion of my wages earned into these tax bracket....i dont turn in reciepts and i dont pay more than $500dollars a monthly in groceries and living in truck. Worksheet from accounting department breaks down my pay for each period and shows my mileage pay rate times my miles driven = $7000 a month roughly averaging give a $100-200 more each month

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      Hey Mike, sounds like you are trying to get pre-approved or figure out home much home you can buy. What state do you live in?

    • @hwhitley93
      @hwhitley93 Před rokem

      Crazy I’m in the same boat just got out of the ARMY I’m a truck driver I gross about 6k monthly plus 1k Va disability and I can’t get approved because I haven’t had my job for two years because I got out even though I worked here previously before the army

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      @@hwhitley93 what state do you live in? We may be able to help...

    • @hwhitley93
      @hwhitley93 Před rokem

      @@ChrisEnvoyMortgage Texas

  • @rogerjara6715
    @rogerjara6715 Před rokem

    Bro, why do I need to know how many chickens this guy has :/

  • @rogerjara6715
    @rogerjara6715 Před rokem

    I'm sorry but your information is not maximizing veterans benefits, that's why the low views :/

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      Humbly no Veteran can maximize his income,. Lender should pre-approve to max level. I agree, if willing to put people at risk & give bigger numbers would get more hits. Thank you for your feedback.

  • @RealAgentClinton
    @RealAgentClinton Před rokem

    Hey Chris! I love this video and this is now a year older and still very relevant to my situation of choosing between the two platforms. Hey, I took a screenshot of your video as I had my volume turned up all the way on CZcams and the volume of my laptop nearly at 96% and it was still hard to hear you. Do you think you could either re-render this video with the mic turned up or re-record it? It's so relevant to many who are deciding between the two platforms, especially since the market has shifted. But GREAT video...great lights, great presentation. Maybe get a DJI mic system? Just a thought. Thanks Chris! ~Clinton Porter, eXp Realty, Denver, CO - a new Subscriber!

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      Hey Clinton, thank you so much for the kind words and advice. We did level up our sound. Went to pro level wireless mic system. DJI is a great company.

  • @ChrisEnvoyMortgage
    @ChrisEnvoyMortgage Před rokem

    Thank you for watching and kind words. Construction always has an extra layer of work for all parties. Definitely will want to work with a specialist.

  • @navywarvet5655
    @navywarvet5655 Před rokem

    Love the content man. I am very excited for VA construction but it seems like it would be hard to get.

  • @jacquelynnacopoulos1278

    Hello, Congratulations Cool 👍👏👏👏

  • @andrerobinson5867
    @andrerobinson5867 Před rokem

    On LendingPad can you do a TBD approvals?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      If you are asking if LendingPad will allow one to put TBD in the address field & it will show on the template or custom pre-approval letter? Then YES.

  • @brandonotto3031
    @brandonotto3031 Před rokem

    Good stuff🎉

  • @karenwilcox1044
    @karenwilcox1044 Před rokem

    My husband and I were very impressed while working with Adam Joyce when we were looking for our vacation home. He was incredibly knowledgeable about the area, the process, and services in the area. He was very prompt in responding to us and since we were out of state buyers, even went to the home we were interested in and took a detailed video for us. He understood our needs, respected our wishes at all times, and was very patient with us. He helped us seal a great deal on a wonderful home in Florence and we would not hesitate to recommend him to other buyers. 5 stars for sure! And yes, a big man with a big heart who gets big results!

  • @spencerbishop8724
    @spencerbishop8724 Před rokem

    I may have missed it but how did you determine that $2500 income gets the member a $500k home?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      Hey Spencer, great question - 1 year old video. Rates were better then. We have lost about $150k leverage in that price point. We are actually doing a new version of this within the next month. Hope have awesome day

  • @smilemortgage3560
    @smilemortgage3560 Před rokem

    Chris, good video. I use Floify as well. I am curious if you have compared Mtg Whiteboard vs. Jungo on the CRM piece as I have not added a CRM to my eco system yet.

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před rokem

      We have not used Whiteboard, Jungo integrates with all of other software main reason we went with them.

  • @RateOneFinancialInc
    @RateOneFinancialInc Před 2 lety

    So Lender Homepage's Loanzify is not as good as Floify?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      We made the switch a year ago due to a tech need. Loanzify/LHP just made a major enhancement. It is possible they have what was once needed. Please check for your own tech stack/ecosystem

  • @dbsellsaz
    @dbsellsaz Před 2 lety

    So are you still with Jungo or Folify?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      Both - Floify for POS and Jungo for CRM

    • @dbsellsaz
      @dbsellsaz Před 2 lety

      @@ChrisEnvoyMortgage Thank you for the quick response!

  • @ArtMortgage
    @ArtMortgage Před 2 lety

    Awesome. Thanks. I enjoy watching your videos.

  • @ArtMortgage
    @ArtMortgage Před 2 lety

    Christopher, that was very useful. Thank you very much. You are awesome.

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      Thank you for kind words and so glad could help!! Please reach out if can ever help and wish you success...

  • @roberttrujillo4431
    @roberttrujillo4431 Před 2 lety

    I was told Dubb does integrate with Jungo. Is that incorrect?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      This video is almost a year old - you could be correct. Please just confirm with Jungo. Thank you for watching and post!!

  • @benjj280
    @benjj280 Před 2 lety

    🤭 𝐩𝐫𝐨𝐦𝐨𝐬𝐦

  • @peterdellane
    @peterdellane Před 2 lety

    Setting this up today! Great content.

  • @erickkillian5590
    @erickkillian5590 Před 2 lety

    Short, sweet, and to the point. You sold me on Jungu in less than 5 minutes! Good job. (Yes, I realize that this video is 8mon old)

  • @318cadp5
    @318cadp5 Před 2 lety

    Should have more views

  • @brettonwimmer
    @brettonwimmer Před 2 lety

    Thank you for all the help! I recently started out on my own and I am trying to manage learning everything and also get some biz....I'm putting this comment here because this is the latest lending pad video. I started with lending pad and I like it. My question is do you send docs through lending pad at all? If so, how do you manage the emails that accompany the attached docs? When I send a PAL from lending pad I have to type out, attached is your PAL. I type more than that but I have to do it everytime. Support said their is no way to save email templates yet. seems odd which is why I am asking you. ....with all that typing I am starting to think you send your PALs through your POS. But in your background I see a loanzify and floify logo. Do you use both? ...seriously, thank you for the videos I know it's a small market and you're growing, but I hope a few comments help the youtube page/income

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      Hey Bretton, thank you for the kind words and congrats on new company!! We send out notice of acton taken with all accompanying Fed/State docs within LP or Docusign. If live most all the docs come from lender. Again can do one off docs through LP if lender doesn't. Video updates, marketing letters, etc we send out through CRM or BombBomb

  • @mymortgageprofessor4766

    When do you use Bomb Bomb during the mortgage process? You mentioned listing agent, which is smart. How about leads, anniversaries, etc.

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      Almost all video marketing we use BombBomb - increases engagement - great question

  • @mymortgageprofessor4766

    Great video, man. What other times do you use Bomb Bomb other than mortgage milestones? E.g. Refi analyzer video, anniversaries?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      EVERY time we do a video that is going to be emailed - we convert to GIF. A more unique one is our "Get Here Gif" - I text that to clients who are coming in office.

  • @rubenchavez1747
    @rubenchavez1747 Před 2 lety

    Thanks!!!

  • @younghoyoo8366
    @younghoyoo8366 Před 2 lety

    Thanks for all the amazing info. I'm ready to switch to lendingpad and your videos have been amazing. If you are submitting a file to two separate lenders do you just create two separate files? Also for same client with multiple properties how does lendingpad work with that? Any tips on it? I have a demo with them tomorrow. Hopefully I'll get some answers from them tomorrow too =)

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      Interesting - I've never subbed to 2 lenders at the same time. I have thoughts but don't want to steer you in a way that may have unintended consequences. Suggest asking LP on that one. Confident they have brokers doing this way and can refer or advise. Multi properties is easy. You can simply copy the file and reissue credit. LP does have an automated loan number system. But you can manually name. When I ran a Private Money Company and had tons of repeats with same client - we did last name, street address name, mo, year. As an example...

  • @bdubs6710
    @bdubs6710 Před 2 lety

    Your hair looks great

  • @TheRealBMAX
    @TheRealBMAX Před 2 lety

    As a new Broker Owners this has been priceless. Thanks for the content my friend. Keep it up!

  • @jamesricks236
    @jamesricks236 Před 2 lety

    Thanks for sharing!

  • @TheTipsyRooster
    @TheTipsyRooster Před 2 lety

    Thanks for the video Chris! *For those that have struggled with this exact same situation, be aware that the "Role" column is labeled as "Contact Type(s)" when entering the information manually [In case anyone is searching for what section that particular "cell" that pertains to]

  • @jessehoover5982
    @jessehoover5982 Před 2 lety

    Can you further explain how increasing the apr helped cover the closing costs?

    • @ChrisEnvoyMortgage
      @ChrisEnvoyMortgage Před 2 lety

      By raising the interest rate, the lender pays more premium. With that additional money we can help cover the closing costs. Great question!!

  • @TheTipsyRooster
    @TheTipsyRooster Před 3 lety

    Now I'm just waiting for the document upload tags to be alphabetized!

  • @YouGodsMusic
    @YouGodsMusic Před 3 lety

    Wonderful video! Please consider auditioning for the 2022 You, God's Music Showcase, where we invite all Christian artists and musicians! You would make an amazing contestant and we are looking forward to witnessing more of your talents! Submit an audition video before 4/22/22 at 6PM CST. yougodsmusic.org/showcase/artist-submissions/

  • @daveleverich6801
    @daveleverich6801 Před 3 lety

    Love it!!! Harmonies are so moving!